Walker County Homes with FHA Financing available

Walker County Homes with FHA Financing available

Welcome to Walker County, Georgia, a hidden gem nestled in the heart of the Appalachian Mountains. Known for its stunning landscapes and rich history, Walker County offers a unique blend of small-town charm and modern conveniences. With its picturesque views, friendly communities, and an abundance of outdoor recreational opportunities, this area is perfect for families, retirees, and anyone looking for a peaceful lifestyle.

Walker County is not just about natural beauty; it’s also a place where your dreams of homeownership can become a reality. The county is FHA financing-friendly, making it an ideal location for first-time homebuyers and those seeking affordable housing options. With FHA loans available, you can take advantage of lower down payment requirements and flexible credit score criteria, opening the door to a variety of homes that fit your budget and lifestyle.

Whether you’re looking for a cozy cottage, a spacious family home, or a charming historic property, Walker County has something for everyone. Explore the vibrant neighborhoods, where friendly faces greet you and a strong sense of community prevails. Enjoy the local parks, hiking trails, and outdoor activities that this beautiful region has to offer.

In Walker County, you’re not just buying a home; you’re investing in a lifestyle filled with warmth, adventure, and the promise of new beginnings. Let us help you find your dream home in this enchanting area, where FHA financing can pave the way to your next chapter. Welcome home to Walker County, Georgia!

Newest Walker County Homes with FHA Financing available

164 Cicero Road, Lafayette
$299,900
3 Beds ⋅ 3 Baths ⋅ 1544839 MLS
Welcome to 164 Cicero Road in LaFayette! This immaculately maintained 3-bedroom, 2.5-bath split-foyer home is move-in ready! Step inside to an open floor plan featuring a spacious living room, kitchen, and dining area, with plenty of room for everyday living and entertaining. The main level also offers three bedrooms and two full bathrooms. Downstairs, you'll find a spacious entertainment area, complete with a full bar and new bar refrigerator, making it a great place to relax or gather with family and friends. A convenient half bath and separate workspace provide even more flexibility, whether you need a workshop, craft room, or hobby area. The lower level also features a two-car garage and an additional refrigerator that will remain with the property. Recent improvements include fresh paint and new carpet throughout in 2024, along with gutter guards for easier maintenance. Outside, you'll love the beautiful new back deck, the perfect spot to sit back, relax, and enjoy the peaceful views and privacy of your surroundings. An adorable cottage-style outbuilding adds even more charm to the property. Situated on approximately one acre, this home offers the best of both worlds; a peaceful, private setting where you can enjoy a little space of your own, yet still be just minus from the conveniences of town. With so much to offer, this home is definitely worth a look! Call to schedule a showing today.

164 Cicero Road, Lafayette
260 Quarter Street, Rossville
$307,000
4 Beds ⋅ 3 Baths ⋅ 1544732 MLS
5.25% FHA ASSUMABLE MORTGAGE -- DON'T MISS THIS OPPORTUNITY! Why settle for today's higher interest rates when you could assume an existing mortgage at just 5.25%? Qualified buyers could potentially save approximately $450 per month and over $5,000 annually in principal and interest compared to a new $307,000 mortgage at 7.5%! Subject to lender approval. And the home is just as appealing! Built in 2023, this beautiful 4-bedroom, 2.5-bath home offers over 2,000 square feet of living space, an open-concept floor plan, spacious kitchen, versatile upstairs living areas, and a two-car garage. The thoughtfully designed layout offers comfortable everyday living with plenty of room to spread out, entertain guests, or work from home. The open main living area creates an inviting space for gathering, while the upstairs bedrooms provide privacy and flexibility. Conveniently located in Rossville, Georgia, with easy access to Chattanooga, Fort Oglethorpe, shopping, dining, and everyday conveniences, this newer home combines modern living with an exceptional financing opportunity. Schedule your showing today!

260 Quarter Street, Rossville
20 Cobb Circle, Rossville
$275,000
4 Beds ⋅ 2 Baths ⋅ 1544689 MLS
NEW construction in the Chattanooga Valley! This 4 bedroom, 2 bath home features tall ceilings and a skylight that fills the living space with natural light. The kitchen has granite countertops, soft-close upgraded cabinets, stainless steel appliances and a pantry closet, with a laundry located conveniently across the hall. The primary suite includes a private en-suite bathroom and a walk-in closet, and every room has a ceiling fan. Thoughtful touches like built-in blinds on the side door and oversize storage closets make everyday living easy. Conveniently located near Food City on Mission Ridge Rd, with local restaurants close by and easy access to Fort Oglethorpe and Chattanooga for shopping and dining. Schedule your showing today!

20 Cobb Circle, Rossville
23 Fortune Street, Lafayette
$179,900
2 Beds ⋅ 2 Baths ⋅ 1544671 MLS
Welcome to 23 Fortune St., a fully renovated bungalow offering charm, comfort, and an easygoing LaFayette lifestyle. This inviting two bedroom, two bath home features a bright, sunny kitchen with all new appliances and an open floor plan that keeps everyone connected, whether you are entertaining friends or enjoying a quiet night at home. Two roomy bedrooms offer comfortable accommodations, including a primary bedroom with its own private bath and a beautifully updated guest bathroom, creating a layout that works equally well as a first home, a quaint place to downsize, or an attractive rental investment. New flooring throughout, fully updated plumbing and electrical, new drywall, lighting and fixtures, new HVAC and new water heater make this a turnkey property for any buyer. Outside, the wraparound porch may quickly become your favorite spot to relax with your morning coffee or unwind while taking in the peaceful wooded setting. Located just minutes from downtown LaFayette, you can grab coffee at The Great Awakening Coffee Company or Wolfe's Den, enjoy local favorites like Wardlaw's Lucky Eye Q and Station House of LaFayette, or spend the day exploring Queen City Lake, the historic Marsh House, Rocktown, and the trails and outdoor recreation surrounding Pigeon Mountain. LaFayette's small town charm comes to life throughout the year with community events including the popular annual Honeybee Festival, bringing live music, vendors, food, and festivities to downtown. Fully renovated, move in ready, and close to the local places that make LaFayette special, 23 Fortune St. is ready to welcome you home.

23 Fortune Street, Lafayette
40 Clift Trail, Rossville
$40,000
1544626 MLS
Some lots are bought for their size or their price. This one was bought for the view. From seven-tenths of an acre on South Mission Ridge, the view runs out over the valley and the city below to a long line of mountain ridges on the horizon, with the skyline in the distance. Every step taken on the land since has been made with that view in mind. The large trees have been cleared, so nothing stands between you and the horizon. Development is already in motion, with the driveway started, the top of the lot graded, and a ground study completed. A city water line runs from the top of the ridge down between this lot and its neighbor, which puts you well ahead of a typical raw-land purchase before the first plan is drawn. The lot is approximately 0.70 acres, rectangular, and sloped, and it fronts a concrete street among established single-family homes. Zoning is R-1 single-family residential with no HOA: no design review, no dues, and no one to answer to but your builder. A sloped site like this rewards good design. Place the main floor high to frame the valley from the kitchen and great room, and step a daylight lower level down the grade for guest space, a media room, or a studio. Wrap the back in a deep porch or terrace and the view becomes part of everyday life, from the first cup of coffee to the city lights after dark. The property sits outside a designated flood zone, and with the clearing and early site work behind you, the path from closing to breaking ground is that much shorter. Walk up to the graded top of the lot and see what the seller saw. Private showings are available by appointment.

40 Clift Trail, Rossville
38 Clift Trail, Rossville
$40,000
1544625 MLS
The view is the reason to build here. From this hillside on South Mission Ridge, the land opens to the valley below, with the city spread across the floor and mountain ridgelines layered one behind another on the horizon. Morning light pours over all of it, and by evening the skyline takes the stage. It is the kind of outlook you design an entire house around, and this lot is ready for that house. Much of the early work is already done. The large trees have been cleared, opening the view, and site work is underway: the driveway has been started, the top of the lot has been graded, and a ground study has been completed. A city water line runs from the top of the ridge down between this lot and its neighbor, so a key piece of the build is already in place. At approximately 0.59 acres, the lot is rectangular and sloped, fronting a concrete street among established single-family homes. Zoning is R-1 single-family residential, and there is no HOA, so the builder, the plans, and the style are yours to choose. The slope works in your favor. Set the main living level high to take in the full sweep of the valley, and tuck a walk-out lower level into the grade beneath it. Think of a wall of glass across the great room, a primary suite that wakes up to the ridgeline, and a deep covered porch where the day ends with the city lights coming on below. The property sits outside a designated flood zone, and at this price more of your budget can go where it matters most: the house, the glass, and the view. Stand at the top of the lot and take in the view for yourself. Private showings are available by appointment.

38 Clift Trail, Rossville
173 Battle Bluff Drive, Rossville
$330,000
3 Beds ⋅ 2 Baths ⋅ 1544565 MLS
Welcome to 173 Battle Bluff Drive! This beautifully maintained, one-level home offers 3 bedrooms, 2 full bathrooms, and 1,507 square feet of comfortable living space. Step inside to find a warm and inviting living room featuring vaulted ceilings and a stylish fireplace accent wall that creates the perfect focal point for relaxing evenings or entertaining guests. Thoughtful design touches throughout add character and a modern feel, while a dedicated office nook provides a convenient space for working from home or managing daily tasks. The spacious bedrooms offer room to unwind, and the updated bathroom finishes bring a fresh, contemporary look. Outside, enjoy the privacy of a fully fenced backyard with a privacy fence, perfect for relaxing, entertaining, or enjoying time outdoors. A storage shed provides extra space for tools, equipment, and seasonal items. Built in 2017, this home also features an attached two-car garage and a manageable 0.23-acre lot. Located in Battle Bluff Estates in Rossville, this home combines comfortable single-level living, modern style, and practical outdoor space. Don't miss your opportunity to make this inviting home your own!

173 Battle Bluff Drive, Rossville
95 Cottage Crest Court, Chickamauga
$339,900
4 Beds ⋅ 2 Baths ⋅ 1544564 MLS
As you enter this Chickamauga home from the inviting front porch, you immediately notice the bright and open living area and kitchen. Cathedral ceilings greet you in the living room and the fireplace is perfect for those cold winter nights. The kitchen features a center island bar, granite counter tops, and stainless steel appliances, including a double oven. The primary suite has trey ceilings and recessed lighting, while the full en suite bathroom includes a soaking tub as well as a tiled shower with a rain shower head. Two additional bedrooms and full bathroom are on the opposite side of this split bedroom floor plan, and upstairs you will find a bonus room with a closet, that can be used as a fourth bedroom, media room, office or simply a great room to accommodate your guests or growing teens. The covered back porch has recently been extended by the seller with an additional 10 x12 concrete patio making it a great space to entertain. The new shed in the backyard conveys with the home and a new mini split was added to the upstairs bonus area/fourth bedroom space.

95 Cottage Crest Court, Chickamauga
418 Wisteria Road, Lafayette
$219,900
3 Beds ⋅ 1 Baths ⋅ 1544542 MLS
Welcome to 418 Wisteria Road, a warm and inviting three-bedroom, one-bath home offering 1,410 square feet of comfortable living space. On the market for the first time in 40 years, this well-maintained property reflects decades of pride of ownership. All three bedrooms and the full bathroom are conveniently located on the main floor. The basement provides additional living space, complete with a second living room and bar - perfect for entertaining, relaxing, or creating a game room. Ideally situated close to town and local schools, this special home is ready for its next chapter. Don't miss the opportunity to make it your own!

418 Wisteria Road, Lafayette
137 Meadow Brook Drive, Rock Spring
$299,900
3 Beds ⋅ 2 Baths ⋅ 1544507 MLS
COMPLETELY REMODELED AND MOVE-IN READY IN A FANTASTIC ROCK SPRING LOCATION! PRACTICALLY A BRAND-NEW HOME FROM TOP TO BOTTOM! Welcome to 137 Meadow Brook Drive! This beautifully renovated 3 bedroom, 2 bath home has undergone an extensive transformation, offering the look and feel of new construction. Nearly everything has been replaced or updated, including a NEW ROOF, NEW WINDOWS, NEW HVAC, NEW PLUMBING, NEW ELECTRICAL, NEW DRIVEWAY, NEW SHEETROCK, NEW FLOORING, NEW FIXTURES, NEW KITCHEN, NEW BATHROOMS, and fresh interior and exterior paint! Step inside to discover a bright, inviting, open-concept floor plan featuring beautiful flooring, recessed lighting, and a spacious living area that flows seamlessly into the stunning NEW KITCHEN. The kitchen is a true highlight, featuring beautiful white cabinetry, new countertops, stylish finishes, and a large center island with butcher block countertop that provides additional prep space and seating. The thoughtfully designed layout creates the perfect space for everyday living! The spacious primary suite features a beautifully remodeled private full bath complete with a double vanity, stylish round mirrors, tiled backsplash, tile flooring, and a tiled tub/shower combination. The second full bathroom is equally impressive, featuring matching upgrades and finishes. Two additional bedrooms, along with a dedicated laundry room featuring tile flooring, complete the interior. Outside, enjoy a freshly updated exterior, brand-new driveway, and a large, fenced backyard with a concrete patio off the back of the home, offering plenty of room for outdoor activities, pets, or entertaining. Conveniently located in a fantastic Rock Spring location just minutes from Rock Spring Elementary School and with easy access to nearby shopping, dining, and surrounding communities. This is truly an amazing home that looks and feels like a luxurious new construction! Call today for your private tour!

137 Meadow Brook Drive, Rock Spring
80 Aaron Drive, Flintstone
$759,000
3 Beds ⋅ 3 Baths ⋅ 1544498 MLS
Rare Gem: One-Owner Mtn Stone Home on 7 Private Acres This stunning mountain-view home combines sprawling acreage, a spacious, custom-built home for private living or future investment. A living space, framed by beautiful mountain stone, the property sits on 7 county-recorded acres that has prime development potential. Rare find, approx 358 ft down Turkey Run and 263 ft along Valley View, this expansive land can easily be divided into several premium residential lots. - Views: Sweeping, panoramic vistas of the surrounding mountains, stunning curb appeal. Beautiful flowing stream. - Development: Easily divisible terrain with excellent investment. - Infrastructure: Public sewer runs along both front and side of property. - Utilities: Water is fully accessible, and natural gas lines run directly across the front of property. EPB high speed internet (The Gig) Grand Entrance: A beautiful front door welcomes you into a dedicated foyer. - Great Room: Open and spacious living room centered around a majestic, real stone fireplace. - Flooring: Gleaming hardwood floors flow through a large percentage of home. - Kitchen & Dining: Seamless flow from the formal dining room to a massive, open kitchen complete with a bar top seating area for casual entertaining. - Work & Leisure: Features a large sunroom flowing with natural light, a study, and spacious office equipped with two workstations. - Bedrooms & Baths: 3 spacious bedrooms --including a private master with ensuite--and additional 2 full baths. - Recreation: A dedicated playroom - Entertaining: A massive rear deck built for outdoor dining, hosting, and taking in the mountain scenery. - EV Charging: Covered carport equipped with charging station. - RV Ready: Additional high-capacity charger area configured specifically for RV or another EV. - Storage & Workspace: Includes hands-on workshop and 2 outside storage buildings.

80 Aaron Drive, Flintstone
314 Glen Eden Way, Lafayette
$269,999
3 Beds ⋅ 2 Baths ⋅ 1544459 MLS
Welcome to 314 Glen Eden Way, a charming 3-bedroom, 2-bath, one-level home offering a comfortable and functional split-bedroom floor plan. The private primary suite is tucked away from the main living areas and additional bedrooms, providing added privacy and featuring its own en suite bath. The spacious kitchen and dining area flow seamlessly into the main living room, creating an open layout that is perfect for everyday living and entertaining. Situated on nearly one level acre, this property offers generous front and back yards with plenty of usable outdoor space. An exterior building with electricity provides even more flexibility and could be used for storage, a workshop, hobby space, or future additional use. With room to spread out both inside and out, this LaFayette home offers a great combination of space, functionality, and versatility. Schedule your showing today!

314 Glen Eden Way, Lafayette
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