Marion County Homes with USDA Loan Financing available

Marion County Homes with USDA Loan Financing available

Welcome to Marion County, Tennessee – a hidden gem nestled in the heart of the Volunteer State. Known for its picturesque landscapes and rich natural beauty, Marion County offers a harmonious blend of serene rural living and vibrant community life. With its rolling hills, lush forests, and sparkling waterways, this area is a haven for outdoor enthusiasts and those seeking a peaceful retreat from the hustle and bustle of city life.

Marion County is home to charming small towns, friendly neighbors, and a sense of community that makes it an ideal place to settle down. Whether you’re exploring the scenic trails of the South Cumberland State Park or enjoying a day by the beautiful Nickajack Lake, there’s no shortage of activities to enjoy in this delightful county. The local schools, shops, and dining options contribute to a welcoming atmosphere that resonates with families and individuals alike.

For prospective homeowners, Marion County presents a fantastic opportunity with USDA loan financing available for eligible properties. This means you can achieve your dream of homeownership with little to no down payment in this beautiful region. The USDA loan program is designed to promote rural development, making it easier for you to purchase a home in Marion County and enjoy all the benefits of living in a close-knit community.

Explore the diverse range of homes available, from cozy cottages to spacious family residences, all set against the backdrop of Marion County’s stunning natural beauty. Discover your perfect home today and embrace the lifestyle that awaits you in this enchanting corner of Tennessee!

Newest Marion County Homes with USDA Loan Financing available

256 Angela Drive, Whitwell
$289,900
3 Beds ⋅ 2 Baths ⋅ 1545375 MLS
Looking for a beautifully updated home where the hard work has already been done? Welcome home! This move-in-ready 3-bedroom, 2-bath property offers modern upgrades, comfortable living, and a backyard retreat with an above-ground pool, spacious deck, and pergola, just 30 minutes from downtown Chattanooga! Step inside and discover just how much care has gone into this home! Enjoy new flooring, brand-new ceiling fans, and a beautifully renovated kitchen featuring new cabinets, countertops, sink, dishwasher, microwave, and even a new refrigerator ice maker! With so many improvements already completed, this home is ready for its next chapter! Both bathrooms have been refreshed with brand-new showers, tubs, and toilets, along with a new bathroom vanity. And wait until you see the smart mirror! With customizable lighting and different settings, you might find yourself spending a little more time in the bathroom than you planned! Go ahead, turn the lights off and try out the different settings... just don't get too carried away! The updates go beyond appearances, too! The water heater was replaced in 2024, and the HVAC system was recently serviced and equipped with a new blower motor! But the real fun continues outside! Imagine spending summer afternoons relaxing in your pool with its brand-new liner, entertaining friends on the spacious deck, or unwinding beneath the pergola while enjoying those beautiful Tennessee Valley evenings! With an inviting porch and plenty of outdoor space, there's something here for everyone to enjoy! Need extra storage? You've got it! Two freshly painted storage buildings provide plenty of room for tools, hobbies, and equipment, while the carport offers convenient covered parking. There's even space to garden and make the outdoors your own! Built in 1999 and thoughtfully updated inside and out, this home offers so much to love and even more to enjoy! Schedule your private showing today!

256 Angela Drive, Whitwell
230 Clubhouse Drive, Jasper
$675,000
4 Beds ⋅ 3 Baths ⋅ 1545266 MLS
Modern farmhouse living with mountain and pond views in gated Nickajack Shores! Built in 2024 and better than new, this 4-bedroom, 2.5-bath home sits on a 0.39-acre lot at the entrance of the community, backing up to two ponds with the ridgeline rising beyond the treetops. A charcoal board-and-batten exterior, black-framed windows, and a wraparound covered porch with tongue-and-groove ceiling and stained cedar posts set the tone before you ever step inside. Through the front door, a dramatic office/flex room wrapped in black picture-frame molding with a brass chandelier makes an immediate statement. The great room opens up under a vaulted ceiling with a custom built-in media wall, linear electric fireplace, and lighted display shelving, all anchored by wide-plank engineered hardwood that runs throughout the main level. A recent 150 sq. ft. expansion of the living area adds even more room to spread out, and French doors open directly to the back deck. The kitchen is the showpiece: deep charcoal shaker cabinetry, a quartz waterfall island with seating, apron-front farmhouse sink, gold hardware and fixtures, hexagon tile backsplash, stainless appliances, and a vented range hood. The adjoining dining room is finished with wainscoting and a picture window that frames the backyard. The primary suite is on the main level with a spa-style bath featuring a marble-look tile walk-in shower with frameless glass, a freestanding soaking tub beneath a privacy window, double quartz vanity with brass faucets, and an enormous walk-in closet with floor-to-ceiling custom built-ins. Two additional main-level bedrooms share a double-vanity bath, and the laundry room includes upper cabinets, quartz counter, and utility sink. A stylish half bath serves guests. Upstairs, a large finished bonus room with vaulted ceiling and its own window works beautifully as a fourth bedroom, playroom, home gym, or home office. Out back, a generous elevated deck with covered porch overlooks the yard, the ponds, and the surrounding woods. It is the kind of spot where morning coffee turns into an hour and evenings end with the sun dropping behind the mountain. Additional features include an attached 2-car garage with concrete driveway, HardiPlank and brick construction, high ceilings, ceiling fans, granite and quartz surfaces, underground utilities, public water and sewer, and central HVAC. Community amenities include a clubhouse, gated entry, and jogging path. All appliances, furniture, and living room TV may remain upon request. Located just off TVA Road near Nickajack Lake and only about 30 minutes from downtown Chattanooga, you get privacy and nature at home with shopping, dining, and the city an easy drive away. Schedule your private showing today.

230 Clubhouse Drive, Jasper
201 Clubhouse Drive, Jasper
$800,000
5 Beds ⋅ 3 Baths ⋅ 1545232 MLS
Set above the still waters of Nickajack Lake, where the Tennessee River bends through the foothills of the Cumberland Plateau, 201 Clubhouse Drive is a study in modern farmhouse restraint. Completed in 2024 and never lived in, this 3,390-square-foot residence occupies nearly half an acre inside the gated enclave of Nickajack Shores & Resort, with sweeping views of the lake, the mountains, and a private pond just beyond the back lawn. The approach sets the tone. Crisp board-and-batten siding, a steep-pitched roofline, and a deep front porch framed by rough-sawn timber columns give the exterior a quiet confidence. Black-framed windows and a glass-paneled entry door hint at the light-filled interiors within. Inside, the great room opens beneath a vaulted ceiling crossed with exposed timber beams. Wide-plank engineered hardwood in a pale white-oak tone runs wall to wall, warmed by a linear fireplace beneath a floating timber mantel. A dramatic charcoal accent wall with geometric millwork anchors the dining space, while a wall of glass doors dissolves the line between indoors and out, drawing the lake and mountain panorama directly into the room. The kitchen is a composition in contrast: matte black shaker cabinetry, brushed-gold hardware, and a waterfall island wrapped in veined marble-look quartz. A stainless range hood, professional-grade appliances, and a vertical subway backsplash complete the picture. Just beyond, a fully outfitted butler's pantry with floor-to-ceiling cabinetry and a second stretch of quartz counters keeps the main kitchen serene, and a walk-in pantry with custom built-in shelving handles the rest. The primary suite occupies its own wing on the main level, with a tray ceiling, sliding barn door, and a spa-inspired bath finished in black cabinetry, gold fixtures, hexagon tile, and a frameless glass shower lined in white vertical tile. The walk-in closet is fully built out with floor-to-ceiling shelving. Two additional bedrooms and a second full bath complete the main floor, along with a laundry room finished in the same black cabinetry, set over patterned tile. Descend to the finished lower level and discover what sets this property apart: a complete second residence. A full kitchen with black cabinetry, quartz counters, and stainless appliances opens to a living area with its own glass doors to the covered patio. Two more bedrooms, a full bath, and a second laundry room make this an ideal in-law suite, a private guest apartment, or a rental-ready two-bedroom, one-bath unit, and the HOA permits rentals. Also on this level is a dedicated toy garage with a roll-up door, sized for the boat, side-by-side, or golf cart that life on the lake demands. Outdoor living is layered across two levels. The upper deck spans the rear of the home beneath a stained tongue-and-groove ceiling, its horizontal cable railing leaving the view uninterrupted. Below, a covered concrete patio offers a shaded retreat. From either vantage, the eye travels from the pond across the marina to the lake and the ridgelines beyond. Additional appointments include an attached two-car garage, ENERGY STAR windows and HVAC, engineered hardwood throughout, crown molding, recessed lighting, and underground utilities. Nickajack Shores & Resort offers a gated entrance, clubhouse, community pool, dock and marina access, fishing, and jogging trails, all roughly half an hour from downtown Chattanooga via I-24. Jasper schools. Welcome to the lake. Welcome to 201 Clubhouse Drive.

201 Clubhouse Drive, Jasper
5795 Valley View Highway, Whitwell
$299,000
3 Beds ⋅ 2 Baths ⋅ 1545182 MLS
Welcome to 5795 Valley View Road, where modern updates meet peaceful country living! Nestled on a secluded one-acre lot, this beautifully remodeled 3-bedroom, 2-bathroom home offers the perfect combination of privacy, comfort, and functionality. Step inside to discover a refreshed interior featuring an updated kitchen, beautifully renovated bathrooms, and inviting living spaces designed for everyday comfort. The additional bonus room provides flexible space for a home office, recreation room, guest area, or whatever best suits your needs. Enjoy added peace of mind with a brand-new roof and HVAC system, two major upgrades that make this home even more appealing. Outside, the spacious one-acre property offers plenty of room to relax, entertain, garden, or simply enjoy the tranquility of your surroundings. Whether you're looking for a peaceful retreat or a place to call home away from the hustle and bustle, this property delivers! Move-in ready, beautifully updated, and surrounded by privacy--5795 Valley View Road is ready to welcome you home! Schedule your private showing today!

5795 Valley View Highway, Whitwell
1101 Betsy Pack Drive, Jasper
$285,000
3 Beds ⋅ 2 Baths ⋅ 1545118 MLS
Welcome home to this charming 3-bedroom, 2-bath home nestled in the heart of Jasper, Tennessee! Offering the perfect combination of convenience and room to breathe, this property gives you the best of both worlds. Enjoy the ease of being just minutes from local schools, shopping, dining, and everything Jasper has to offer, all while having a spacious yard that's hard to find with an in-town location! Step outside and discover the possibilities of the oversized yard - perfect for entertaining, gardening, outdoor activities, or simply enjoying the beautiful Tennessee surroundings. Whether you're hosting weekend cookouts or relaxing after a long day, there's plenty of room to make this outdoor space your own. Located just 30 minutes from downtown Chattanooga, this home offers an easy connection to city amenities while allowing you to enjoy the slower pace and welcoming atmosphere of small-town living. A convenient location, a generous yard, and a place to call home, don't miss your opportunity to enjoy all that Jasper has to offer!

1101 Betsy Pack Drive, Jasper
275 Brown Road, Kimball
$399,000
3 Beds ⋅ 3 Baths ⋅ 1545107 MLS
A BRAND-NEW HOME WITH LOWER MORTGAGE PAYMENTS FOR THE FIRST TWO YEARS! The seller is offering a paid temporary interest rate buydown with an acceptable offer--giving you another reason to make this new construction home in Kimball, TN, yours. This 3-bedroom, 2.5-bath home offers 1,806 square feet on a (+/-) half-acre lot with a spacious, flat backyard. Inside, the open layout keeps cooking, dining, and relaxing connected, with a large kitchen island where everyone can gather. Need room beyond the main living area? The upstairs loft gives you options for a home office, playroom, home gym, or a separate place to unwind. Enjoy mornings on the covered front porch and evenings in the backyard, with room for outdoor dining, gardening, or a game of catch. Move-in ready, this home brings together flexible living space, room to enjoy the outdoors, and a seller-paid incentive to help ease your first two years of ownership. Schedule your showing today! Buyer qualification and lender terms apply.

275 Brown Road, Kimball
1240 Goose Pond Road, Whitwell
$230,000
3 Beds ⋅ 2 Baths ⋅ 1544951 MLS
Mountain Views and Room to Roam on 4 Acres Picture slow mornings on the covered front porch, coffee in hand, as the countryside wakes up around you. At 1240 Goose Pond Rd, two parcels come together for 4 acres of gentle slopes and level ground, with a flat rise above the home offering beautiful mountain views. It's the perfect spot for a fire pit and sunset gatherings, or just a quiet place to take it all in. Dreaming of a hobby farm or gentleman's farm? This is room to make it happen! Plant a big vegetable garden, start a small orchard, raise a flock of chickens, or put up a barn for a few goats or other animals. The level areas offer great potential for gardens, outbuildings, or pasture, while the slopes add character and room for your animals. Inside, the open kitchen and living area keeps everyone connected, whether you're cooking dinner or hosting friends. The kitchen shines with updated cabinets and granite countertops. A split floor plan gives the primary suite its own private side, while two more bedrooms share a full bath on the other. Peace of mind comes standard with a new roof and a water filtration system already in place. Weekends here are made for getting outside. Hike to the waterfalls and overlooks at Foster Falls and the famous Fiery Gizzard Trail, spend the day boating or fishing on Nickajack Lake and the Tennessee River, or explore the trails in the area. Groceries and everyday needs are a short drive away in Whitwell, Jasper or Dunlap. Chattanooga is within easy reach for dining, shopping, and city fun. Whether you're looking for a peaceful place to land, a small farm to call your own, or a home base for adventure, this is where country living starts to feel like home. **ASK About Special Financing**

1240 Goose Pond Road, Whitwell
2123 Highway 134, Whiteside
$289,900
5 Beds ⋅ 3 Baths ⋅ 1544903 MLS
Beautifully Renovated One-Level Ranch on a Mostly Wooded Acre. Move-In Ready for the Holidays! Just turn the key, unpack, and be home for the holidays! Thoughtfully renovated with comfort, style, and functionality in mind, this beautiful one-level ranch offers the perfect combination of modern updates, spacious living, and peaceful surroundings. With all the heavy lifting already done, you can simply move in and start enjoying your new home! Nestled on a mostly wooded one-acre lot at the base of the Cumberland Plateau, this inviting home offers a wonderful sense of privacy while remaining conveniently located to everyday necessities and outdoor recreation. A welcoming covered front porch provides the perfect place to enjoy your morning coffee, while the private covered rear deck offers a peaceful retreat for relaxing, entertaining, or simply taking in the natural surroundings. Step inside to discover a bright, open, and spacious floor plan featuring five bedrooms and three full bathrooms, thoughtfully designed to accommodate a variety of lifestyles. The beautifully renovated kitchen serves as the heart of the home, showcasing new cabinetry, granite countertops, a large center island with additional storage, and a convenient pantry. The seamless flow between the kitchen and living area creates an inviting space for gathering with family and friends. The desirable split-bedroom design offers added privacy, with a spacious primary suite featuring a generous walk-in closet, convenient access to the laundry room, and an adjoining private bathroom. Four additional bedrooms are situated on the opposite side of the home, including two bedrooms with convenient access to a shared bathroom and an additional full bathroom located in the hallway. With five bedrooms, there's plenty of flexibility to create a dedicated home office, guest accommodations, or additional living space to suit your needs. Peace of mind comes standard! Major improvements, including a replaced roof, HVAC system, and water heater and much more mean you can spend less time worrying about home maintenance and more time enjoying everything this property has to offer. Location is another standout feature! Situated at the base of the scenic Cumberland Plateau, you'll enjoy convenient access to I-24, Hales Bar Marina, Nickajack Lake, and Marion County Park. Whether you enjoy boating, fishing, outdoor adventures, or simply appreciating the beauty of the surrounding mountains and waterways, this location puts it all within easy reach. A beautifully renovated home, a peaceful wooded setting, inviting outdoor living spaces, and a convenient location -- this property truly offers the best of both worlds! Why spend the holidays planning renovations when you could be making memories in your new home? Schedule your private showing today and discover the comfort, space, and simplicity of move-in-ready living!

2123 Highway 134, Whiteside
100 Anderson Ridge Road, Jasper
$289,900
3 Beds ⋅ 2 Baths ⋅ 1544640 MLS
Welcome to 100 Anderson Ridge Road, a Jasper home that offers the best of both worlds. Enjoy the fall foliage as you travel up the private driveway to the 1.8 acre property while still having quick and convenient access to the interstate. Enter through the covered front porch to the living room where you will find wood floors, vaulted ceilings, and large windows that give off an abundance of natural light. The living room is central to the kitchen, three bedrooms, and two full baths making it the perfect gathering place. The appliances, refrigerator, washer, and dryer included, stay with the property making it move-in ready for its next owner. On the outside, you have a large, covered front porch to enjoy the beauty of nature. The secondary entrance off of the utility room has a doggy door installed so your furry friends can come and go as they please from the house to the fenced in backyard. The shed towards the back of the property provides ample storage for your lawn and garden tools. Whether you enjoy four-wheeling, gardening, or simply spending time outdoors, this property is perfect for you. Come see it today! Buyer is responsible for conducting their own due diligence to confirm all facts, including but not limited to square footage, lot size, zoning, school zones, utilities, and any other material facts.

100 Anderson Ridge Road, Jasper
170 Hallie Lane, Whitwell
$210,000
4 Beds ⋅ 2 Baths ⋅ 1544490 MLS
If you're looking for a well-maintained home with room to spread out, this one deserves a look! Situated on a spacious, level lot, this one offers comfortable living with plenty of outdoor space. This home sits on a permanent foundation and offers a wonderful opportunity for its next owners. Lovingly cared for with freshly painted walls, the home offers a fresh inviting atmosphere that's ready for its next owners. The generous yard provides endless possibilities for gardening, entertaining, outdoor activities or simply enjoying extra breathing room.

170 Hallie Lane, Whitwell
714 Nickajack Circle, Jasper
$240,000
3 Beds ⋅ 1 Baths ⋅ 1544432 MLS
Come make this one your own! 3-bedroom, 1-bath home with a large living room, separate kitchen & dining are great for entertaining. With a garage & basement under the main living area, it offers plenty of usable space in the there as well. Currently it features the laundry, garage, storage space and a climbing wall underneath the home along with additional space that could be used for storage, a workshop, hobbies, office or potentially converted into additional living space. This property has been well cared for and offers a wonderful opportunity for first-time homebuyers. With its practical layout, versatile space, and potential this home is full of possibilities!

714 Nickajack Circle, Jasper
344 Woodmont Drive, Whitwell
$365,000
3 Beds ⋅ 2 Baths ⋅ 1544412 MLS
NEW LISTING!!! SINGLE LEVEL 3/4 BRICK COMPLETELY REMODELED FROM TOP TO BOTTOM JUST MINUTES TO THE RIVER AND BETWEEN TWO MOUNTAIN RANGES!!!! Don't miss out on this amazing single level rancher with 3 Bedrooms, 2 Full Baths with a separate Family room or bonus with a custom Fireplace with shiplap and tons of updates such as, New HVAC, New Roof, All New Floor Joist, Foam Encapsulated Crawlspace, Foam Insulation Exterior Walls, Foam Insulation Attic, New Cement Fiber Siding on the back, New Windows, New Plumbing, New Electrical, New Flooring Throughout, New, Lighting, New LED Can Lighting Throughout, New Oversized Custom Tile Shower, Oversized Open Living Area with New Custom Kitchen Cabinets with Dovetail Wood jointed Soft Close Drawers and Doors, Custom Leather Granite Countertops Throughout, New Interior and Exterior Doors, New Concrete Driveway, Custom Storage Building that would work great for a workshop, Covered Front Porch, New Back Porch, and MUCH More!! Don't miss out on this one!!!! Schedule your showing today!!!

344 Woodmont Drive, Whitwell
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