Chattooga County Homes with Conventional Financing available

Chattooga County Homes with Conventional Financing available

Welcome to Chattooga County, Georgia, a hidden gem nestled in the heart of the Appalachian foothills. Known for its breathtaking landscapes, friendly communities, and rich history, Chattooga County offers a unique blend of rural charm and modern convenience. Whether you’re exploring the picturesque trails of the Chattahoochee National Forest or enjoying a leisurely afternoon in the quaint town of Summerville, you’ll find that this area is truly a place to call home.

The real estate market in Chattooga County is thriving, with a variety of homes available to suit every lifestyle and budget. From charming cottages to spacious family homes, there’s something for everyone. One of the most appealing aspects of purchasing a home in this region is the availability of conventional financing options. This means that many buyers can take advantage of traditional mortgage solutions, making it easier to invest in their dream home.

Living in Chattooga County means embracing a lifestyle characterized by outdoor adventures, community events, and a slower pace of life. The county is home to numerous parks, rivers, and hiking trails, perfect for those who love to explore nature. Additionally, local schools and amenities provide a strong sense of community, making it an ideal place for families and individuals alike.

If you’re ready to discover the charm of Chattooga County and find your perfect home, our team is here to guide you every step of the way. Let us help you turn your dream of homeownership into a reality in this beautiful corner of Georgia!

Newest Chattooga County Homes with Conventional Financing available

3063 7th Avenue, Menlo
$235,000
4 Beds ⋅ 1 Baths ⋅ 1544892 MLS
INVESTMENT OPPORTUNITY! BED & BREAKFAST ANYONE? This charming property at 3063 7th Avenue, Menlo, GA 30731 - a historic two-story home built in1890, 2 Houses on ONE PARCEL. The main house is a nostalgic, vintage gem spanning about 1,849 sq ft with 4 bedrooms and 1 bath, brimming with character and history. It once featured the upstairs as a cozy separate living space for a young couple, adding to its unique appeal. The property sits on a 0.48-acre level lot with a fenced backyard, perfect for gardening, relaxation, or pets. The walkable downtown historic neighborhood includes sidewalks leading to a nearby park and churches, creating that serene, timeless small-town vibe. Small house on same lot... A key highlight is the small house on the property (often referred to as a guest house or rental unit), which has been used as a rental for years and provides immediate income potential. One home has served as a long-term rental, making this a true ''two homes for the price of one'' OPTION OPPORTUNITY! While the main home needs some TLC and restoration to bring out its full timeless charm, it's ideal for a buyer interested in personal renovation, flipping for resale, or exploring rezoning possibilities (e.g., for an Airbnb, short-term rental, or even an event venue). The location is excellent--just minutes from Mentone, Alabama, with its scenic mountain appeal and proximity to outdoor activities. Walk to the park, church or shopping. Just a charming community!

3063 7th Avenue, Menlo
521 Greeson Street, Summerville
$149,900
2 Beds ⋅ 1 Baths ⋅ 1544294 MLS
HOME SWEET HOME & MOVE IN READY! This sweet home sits quietly and peacefully tucked in on Greeson St. It offers a Large Level Fenced Yard. Some of the nice features of this home include: *Open floor plan...with an airy feel & fresh paint throughout home *Also, 2 Bedrooms and a Newly Renovated Bath *Fireplace in Spacious Living Room *Laundry Room *Lovely, level Yard w/ 400 ft. of depth *Barn for equipment & Storage *Pavillion for Outdoor Fun All peacefully sitting on almost 1 acre! Worthy Notes: New Efficient Windows & Doors/Totally Renovated Bath/Extra Insulation Installed/Window Unit offers AC & Heat/New Gas Heater for backup/New Back Deck & Pavillion. Call today to see this ADORABLE HOME FOR THE MONEY!

521 Greeson Street, Summerville
21 Dickeyville Road, Trion
$189,900
2 Beds ⋅ 1 Baths ⋅ 1544169 MLS
ADORABLE COTTAGE CHARM meets UNBEATABLE CONVENIENCE! This inviting 2-bedroom, 1-bath, one-level home is the perfect place to start, simplify, or settle in. Situated on a level lot in a convenient location, in less than 5 minutes you will be at Trion City Schools, the Walmart shopping center, and the new emergency room--making everyday errands, shopping, dining, and healthcare exceptionally convenient. Inside, the home offers a warm and welcoming layout with a living room that flows into the formal dining room, both showcasing beautifully refinished original hardwood floors. The living room features a cozy wood-burning fireplace, adding character and charm. The kitchen is conveniently located just off the dining room, with a breezeway from the double carport leading directly to the kitchen door for easy everyday access. One of the home's most delightful spaces is the additional room featuring beautiful tongue-and-groove walls and its own exterior door. Use it as a sunny sitting room, home office, hobby space, or peaceful retreat--the possibilities are yours! Outside, enjoy the level lot, concrete driveway, and double carport with plenty of covered parking. Whether you're a first-time homebuyer looking for an affordable place to call your own or an empty nester or downsizer ready for easy one-level living, this sweet cottage offers character, functionality, and a location that puts so much right at your fingertips. A must-see for anyone looking for a home that's convenient, and full of charm!

21 Dickeyville Road, Trion
674 Autumn Wood Drive, Summerville
$565,000
4 Beds ⋅ 5 Baths ⋅ 1544129 MLS
Luxury, space and exceptional amenities define this STUNNING 4-bedroom, 3.5-bath home in The Ridges, beautifully situated on 2.21 acres. Built in 2003, this two-story home with finished basement offers approximately 3,000 finished sq. ft., plus an additional floored, unfinished room above the garage providing exceptional storage or future expansion. Another stand out feature includes 2 laundry areas....one on the main level and one in the basement. The main level showcases solid hardwood and tile floors, an elegant open living and dining area with crown molding, and an electric smart-app fireplace with specialty lighting. A private office and spacious kitchen with gleaming-granite counters, pantry, built-in desk/buffet, island and breakfast bar area, add both style and function. Upstairs, 3 spacious bedrooms feature walk-in closets, including a luxurious primary suite with dual vanities, soaking tub, large tiled shower and generous walk-in closet. The finished basement offers a second living area, fourth bedroom with walk-in closet, full bath, gym/workout room, spacious laundry and utility/storage area with roll-up door. Outdoor living is truly impressive, with a large entertaining deck overlooking the fenced 18' x 36' in-ground pool and pool house featuring a half bath, storage and covered entertaining/grilling area. Surrounded by beautiful hardwoods, the wooded backyard provides a private, peaceful setting for relaxing and entertaining. A remarkable approx. 25x42 metal garage, built in 2022, offers concrete floors, power, 12' roll-up doors and 30-amp RV hookup, plus water and spigot. And Smart-home amenities include some app-controlled lighting, irrigation and backyard misting system, along with a custom dog kennel. Updates include a 2020 roof, upstairs HVAC around 2020 and main-level HVAC in 2016. This property is a rare opportunity combining refined living, privacy, entertaining and unmatched storage. Do not delay and call today for a private viewing

674 Autumn Wood Drive, Summerville
814 Saddle Club Road, Summerville
$184,900
3 Beds ⋅ 1 Baths ⋅ 1543783 MLS
Country Living Meets Small-Town Charm in Summerville, Georgia Welcome to your private retreat in Chattooga County. This 3-bedroom residential home sits on 3 acres of peaceful North Georgia land, with room to spread out, breathe deeply, and enjoy the quiet rhythm of country life. Wildlife is part of the daily scenery here. Deer, birds, and other native species are regularly spotted on the property, so every morning coffee on the porch comes with its own show. Location & Lifestyle You'll be just down the street from the Chattooga County Saddle Club, a draw for horse lovers and anyone who appreciates the area's rural heritage. Beyond your front gate, Summerville offers plenty to do: Menlo Lawrence Park, a local favorite for outdoor recreation and relaxation Train station views, a nostalgic backdrop with small-town character Kayaking down the river, for calm paddling and scenic water access Mountain biking at Jarrod's place, for an afternoon of excitement on the trails. This property will need a survey as a mobile home is on the back of the property too. Unknown condition. When you want a city day, Chattanooga, TN is roughly one hour away, with dining, shopping, entertainment, and healthcare close by. Property Highlights 3 bedrooms 3 acres of usable, private land Abundant wildlife Close to parks, trails, and river recreation Peaceful setting with convenient access to town 2 Mobile homes on the property, no info is known about those. Showing Information Appointment required. Please schedule your private preview through Broker Bay. Sign on property. Whether you're looking for a family home, a weekend escape, or a place to put down roots, this Summerville property offers space, nature, and adventure at your doorstep.

814 Saddle Club Road, Summerville
1670 Back Penn Road, Summerville
$150,000
4 Beds ⋅ 2 Baths ⋅ 1543718 MLS
Welcome to 1670 Back Penn Road! Located one mile from Trion City Schools! This cute and cozy home offers plenty of space and a great opportunity at an affordable price. Situated on approximately half an acre, the property features 4 bedrooms, 2 full baths, plus an additional bonus room that would make a great small home office, hobby room, or extra storage space. Inside, you'll find a comfortable living area with hardwood flooring and abundant natural light, along with a spacious kitchen offering plenty of cabinet and counter space and room for dining. Step outside to a large covered back patio area, providing a great spot to relax, grill, entertain, or simply enjoy the outdoors in the shade. The spacious yard features mature trees and plenty of room to enjoy, while an outbuilding provides additional storage for lawn equipment, tools, and more. Priced at just $150,000, this is truly a great starter home for a great price! Schedule your showing today!

1670 Back Penn Road, Summerville
2432 Beavers Road, Summerville
$649,900
4 Beds ⋅ 2 Baths ⋅ 1543632 MLS
Escape to the serenity of rural Chattooga County with this beautiful 3-bedroom, 2-bath log cabin set on an expansive 40 acres of rolling Georgia landscape. Warm wood finishes, rustic charm, and comfortable living spaces make this cabin the perfect retreat for full-time living or a weekend getaway. The property features sweeping mountain views, open fields, and mature hardwoods, creating an ideal environment for hunting, recreation, or simply enjoying nature. With multiple cleared areas, there's room for gardening, livestock, or future building sites. Private, peaceful, and surrounded by natural beauty, this property offers the rare opportunity to own a true piece of North Georgia countryside. Your cabin in the woods awaits at 2432 Beavers Rd -- a place where quiet mornings, wildlife sightings, and wide-open spaces define everyday living.

2432 Beavers Road, Summerville
3315 Old Highway 27, Trion
$138,900
2 Beds ⋅ 2 Baths ⋅ 1543042 MLS
Charming single-level cottage in Trion's Airport Subdivision, offering 888 square feet of comfortable one-story living on a level 0.4-acre lot. Built in 1952 with classic wood siding and timeless character, this 2-bedroom, 2-bath home features crown molding, an eat-in kitchen with laminate counters, and a full electric appliance package including range, cooktop, oven, range hood, refrigerator, and dishwasher. Enjoy easy indoor-outdoor living with covered front and rear porches plus a patio, all set against a peaceful rural backdrop with just a few shade trees. The home sits on a slab foundation with central electric heat and air, a shingle roof, and in-unit laundry conveniently located off the bath. Zoned for Leroy Massey Elementary and the Summerville school district, with public water, connected electricity, and cable available. A great opportunity to add your own cosmetic touches and build value in a quiet, established Chattooga County neighborhood. Currently vacant and easy to show by appointment.

3315 Old Highway 27, Trion
161 Elm Street, Trion
$117,900
3 Beds ⋅ 2 Baths ⋅ 1542924 MLS
Located in the heart of Trion, this spacious HUD-owned home offers 3 bedrooms, 2 bathrooms, and approximately 1,636 sq. ft. of living space. The interior features a large living room, separate dining room, spacious kitchen, laundry room, and additional hallway/storage area providing plenty of functional space throughout the home. Conveniently situated within walking distance to the library, Veterans Park, and Dollar General. Enjoy being just minutes from the Summerville Country Club & Golf Course, skating rink, and other local amenities. Located in the desirable Trion City School District, this property offers a great opportunity for owner-occupants or investors alike. HUD Case #106-495053. Sold As-ls. Earnest money deposit of $1,000 required in the form of a cashier's check or money order (no personal checks) made payable to the buyer's selected title company. This property is subject to HUD bidding procedures. Owner-Occupant bidders only during the initial exclusive listing period, followed by all bidders during the extended bidding period, if applicable. All offers must be submitted by a HUD-registered selling agent through U.S. Department of Housing and Urban Development at hudhomestore.gov. All information deemed reliable but not guaranteed. Buyer to verify all details including condition, utilities, square footage, and availability. Equal Housing Opportunity. Property sold AS-IS.

161 Elm Street, Trion
800 Hair Lake Road, Summerville
$65,000
1542644 MLS
Discover a great opportunity with this 2.5-acre property at 800 Hair Lake Rd in Summerville, GA, already partially prepared for RV or boat storage and parking. The site includes partial gravel surfacing and fencing, providing a solid start for anyone looking to expand a storage business, create a private parking area, or continue developing the land. With easy access, level terrain, and plenty of usable space, this property offers excellent flexibility and potential for a variety of uses—ready for your next project or investment vision.

800 Hair Lake Road, Summerville
1254 Mahan Road, Summerville
$246,900
2 Beds ⋅ 2 Baths ⋅ 1542219 MLS
Welcome home to your own private retreat! Tucked away at the end of a long driveway and surrounded by mature trees, this charming two-bedroom, one-and-a-half-bath home offers the peace, privacy, and relaxed pace of rural living. Inside, you'll find hardwood and tile flooring throughout the main level, with comfortable carpeting upstairs. Both generously sized bedrooms and the full bathroom are located on the second floor, along with a spacious balcony--an inviting place to enjoy your morning coffee while taking in the quiet surroundings. You can also unwind on the welcoming front porch and enjoy peaceful views of the property. Additional features include three outbuildings that will remain with the property and a stair chair lift for added convenience. The property also has an in-ground swimming pool; however, it has not been opened or serviced during the current owners' ownership, and its condition is unknown. If you've been searching for privacy, outdoor space, and country charm, this distinctive property deserves your attention. Don't miss the opportunity to make it your own!

1254 Mahan Road, Summerville
464 Hair Lake Road, Summerville
$265,000
3 Beds ⋅ 2 Baths ⋅ 1541962 MLS
Welcome to this beautifully maintained 3-bedroom, 1.5-bath home offering 1,782 square feet of comfortable living space on a peaceful .66-acre lot. The bright, open floor plan features spacious living areas, durable flooring, and stylish finishes throughout. The inviting living room is highlighted by a striking shiplap fireplace feature wall, while the kitchen offers abundant cabinet space, stainless steel appliances, a subway tile backsplash, and a large island with seating.The generously sized primary bedroom provides plenty of room to create a relaxing retreat, and the full bath features double vanities. Outside, enjoy plenty of space to relax, play, and entertain, along with an above-ground pool and storage shed available with an acceptable offer. A dedicated RV site with a concrete pad and power already installed adds even more flexibility. With its spacious layout, desirable amenities, and peaceful country-style setting, this home offers the perfect blend of comfort and functionality.

464 Hair Lake Road, Summerville
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