Chattooga Homes with FHA Financing available

Chattooga Homes with FHA Financing available

Welcome to Chattooga County, Georgia, a hidden gem nestled in the heart of the Appalachian foothills. Known for its picturesque landscapes, warm community spirit, and rich history, Chattooga County offers a unique blend of rural charm and modern convenience. With its rolling hills, lush forests, and meandering rivers, this area is perfect for outdoor enthusiasts and families alike. Residents enjoy a slower pace of life, with access to local farmers' markets, quaint shops, and friendly neighbors who are always ready to lend a helping hand.

One of the most appealing aspects of Chattooga County is the availability of homes that qualify for FHA financing. This makes homeownership more accessible for first-time buyers and those looking to invest in their future. FHA loans offer flexible credit requirements and lower down payment options, allowing you to step into the home of your dreams without the burden of hefty upfront costs. Whether you’re searching for a cozy cottage, a spacious family home, or a charming historic property, the diverse real estate options in Chattooga County cater to various tastes and budgets.

Imagine waking up to the serene sounds of nature, exploring nearby hiking trails, and savoring the community's vibrant culture. With affordable housing options and the benefits of FHA financing, Chattooga County is not just a place to live—it's a place to thrive. Discover your perfect home in this enchanting county and embrace a lifestyle filled with opportunity, beauty, and community. Come and see why so many are choosing to call Chattooga County home!

Newest Chattooga Homes with FHA Financing available

$131,000
3 Beds ⋅ 2 Baths ⋅ 1542924 MLS
Located in the heart of Trion, this spacious HUD-owned home offers 3 bedrooms, 2 bathrooms, and approximately 1,636 sq. ft. of living space. The interior features a large living room, separate dining room, spacious kitchen, laundry room, and additional hallway/storage area providing plenty of functional space throughout the home. Conveniently situated within walking distance to the library, Veterans Park, and Dollar General. Enjoy being just minutes from the Summerville Country Club & Golf Course, skating rink, and other local amenities. Located in the desirable Trion City School District, this property offers a great opportunity for owner-occupants or investors alike. HUD Case #106-495053. Sold As-ls. Earnest money deposit of $1,000 required in the form of a cashier's check or money order (no personal checks) made payable to the buyer's selected title company. This property is subject to HUD bidding procedures. Owner-Occupant bidders only during the initial exclusive listing period, followed by all bidders during the extended bidding period, if applicable. All offers must be submitted by a HUD-registered selling agent through U.S. Department of Housing and Urban Development at hudhomestore.gov. All information deemed reliable but not guaranteed. Buyer to verify all details including condition, utilities, square footage, and availability. Equal Housing Opportunity. Property sold AS-IS.

161 Elm Street, Trion
$246,900
2 Beds ⋅ 2 Baths ⋅ 1542219 MLS
Welcome home to your own private retreat! Tucked away at the end of a long driveway and surrounded by mature trees, this charming two-bedroom, one-and-a-half-bath home offers the peace, privacy, and relaxed pace of rural living. Inside, you'll find hardwood and tile flooring throughout the main level, with comfortable carpeting upstairs. Both generously sized bedrooms and the full bathroom are located on the second floor, along with a spacious balcony--an inviting place to enjoy your morning coffee while taking in the quiet surroundings. You can also unwind on the welcoming front porch and enjoy peaceful views of the property. Additional features include three outbuildings that will remain with the property and a stair chair lift for added convenience. The property also has an in-ground swimming pool; however, it has not been opened or serviced during the current owners' ownership, and its condition is unknown. If you've been searching for privacy, outdoor space, and country charm, this distinctive property deserves your attention. Don't miss the opportunity to make it your own!

1254 Mahan Road, Summerville
$265,000
3 Beds ⋅ 2 Baths ⋅ 1541962 MLS
Welcome to this beautifully maintained 3-bedroom, 1.5-bath home offering 1,782 square feet of comfortable living space on a peaceful .66-acre lot. The bright, open floor plan features spacious living areas, durable flooring, and stylish finishes throughout. The inviting living room is highlighted by a striking shiplap fireplace feature wall, while the kitchen offers abundant cabinet space, stainless steel appliances, a subway tile backsplash, and a large island with seating.The generously sized primary bedroom provides plenty of room to create a relaxing retreat, and the full bath features double vanities. Outside, enjoy plenty of space to relax, play, and entertain, along with an above-ground pool and storage shed available with an acceptable offer. A dedicated RV site with a concrete pad and power already installed adds even more flexibility. With its spacious layout, desirable amenities, and peaceful country-style setting, this home offers the perfect blend of comfort and functionality.

464 Hair Lake Road, Summerville
$779,900
3 Beds ⋅ 4 Baths ⋅ 1541454 MLS
Welcome to 149 Golf Course Lane, an exceptional property framed by the natural beauty of the Chattooga River and the historic Trion Golf Course. Remarkable for both its picturesque setting and impressive craftsmanship, this beautifully renovated home offers an inviting resort-style retreat in the quiet, relaxed town of Trion, Georgia. As the only home situated directly on the quaint nine-hole Trion Golf Course, it provides a truly distinctive lifestyle. Offering nearly 4,000 square feet under roof, the home welcomes you with a grand entrance and an impressive great room. The spacious kitchen and dining area feature high-end appliances, beautiful stone countertops, and abundant room for entertaining. A light-filled sunporch overlooks the cozy patio and pool area, creating a seamless connection between indoor and outdoor living. The main level also includes a luxurious primary suite, powder room, and generously sized laundry room. Upstairs, you will find a versatile game area or sitting room, two guest bedrooms--each with a private bath--and an outdoor veranda overlooking the patio, pool, and golf course beyond. Step outside and experience your own private resort. The expansive pool and patio area includes a fully equipped outdoor kitchen, an outdoor fireplace, and a new six-person spa and hot tub. A separate 700-square-foot workout center provides dedicated fitness space along with boat and kayak storage for enjoying nearby river adventures. Additional features include an attached two-car garage and a new 30-by-48-foot utility building. Lush landscaping and privacy fencing surround the property, creating a peaceful and beautifully secluded setting. With exceptional indoor and outdoor amenities, scenic golf-course views, and convenient access to several major cities, 149 Golf Course Lane is approximately 1½ hours from Atlanta, 1 hour from Chattanooga, and 2 hours from Birmingham. This one-of-a-kind property offers the opportunity to enjoy resort-style living.

149 Golf Course Lane, Trion
$224,900
4 Beds ⋅ 2 Baths ⋅ 1541138 MLS
Welcome to **56 W Penn Street in Trion!** This beautifully renovated **4-bedroom, 2-bath home offers approximately 1,536 square feet** of comfortable living space and is tucked away on a quiet dead-end street. Step inside to find a bright, updated interior featuring **beautifully refinished hardwood floors, fresh interior paint, an updated kitchen with new cabinetry and brand-new stainless steel appliances, and updated bathrooms**. The spacious primary suite addition features a **private bath and walk-in closet**, creating a comfortable retreat with plenty of storage. Recent improvements include a **new architectural shingle roof, two new mini-split heating and air systems, new kitchen cabinetry, new appliances, refinished hardwood floors, fresh paint, and bathroom updates**. Outside, enjoy the **covered front porch, attached carport, and quiet setting**. With four bedrooms, two full baths, a private primary suite, and extensive renovations already completed, this home combines the character of an established home with the convenience of today's updates. **Move-in ready with the big-ticket improvements already done--just unpack and make it yours!** All information is deemed reliable but not guaranteed. Buyer to verify all information deemed important, including square footage, schools, and property details. Schedule all showings through Broker Bay (888) 594-8304 Owner Agent

56 W Penn Street, Trion
$375,000
6 Beds ⋅ 5 Baths ⋅ 1541055 MLS
Private brick estate nestled on 11.26 at the end of a quiet, dead-end road. Offering 5,040 square feet of living space, this well-maintained 1964 home is the perfect canvas for custom cosmetic updates. Property Highlights: Dead-end road privacy with beautiful views Spacious Living: 4 Bedrooms / 4.5 Bathrooms 16x32 Inground pool - needs work Finished basement with a 2nd kitchen & library Central H/A & well-maintained main kitchen 20x20 Carport + 12x16 storage building Layout designed perfectly for family gatherings and hosting guests. While the home needs a few modern cosmetic updates, the bones and features are exceptional.

139 Melrose Lane, Summerville
$279,000
3 Beds ⋅ 2 Baths ⋅ 1537584 MLS
Extensively improved with over $45,000 in recent updates, including a new 200-amp electrical panel, replacement of cast iron plumbing with PVC, new natural gas lines, crawl space structural repairs and insulated HVAC ductwork, renovated laundry room, fresh interior paint and wall repairs, new gutters with leaf guards, new bedroom carpeting, restored interior, repaired front steps, and a freshly painted carport. The detached garage was removed to create a welcoming fire pit area, several trees were removed for improved curb appeal, and a new GE side-by-side refrigerator with ice maker and a new LG front load washer/dryer set conveys with the home. A classic brick home with modern updates, quality improvements, and timeless appeal--ready for its next owner. Showings to begin 6/29.

149 Kirby Street, Summerville
$144,900
3 Beds ⋅ 2 Baths ⋅ 1537283 MLS
Welcome to 80 Lee Street - beautifully renovated and completely move-in ready! This charming single-level home offers 3 bedrooms and 2 full baths with thoughtful updates throughout. You'll love the fresh modern feel featuring new flooring, a complete interior and exterior paint refresh, new doors, and an updated lighting package. The kitchen is equipped with brand-new appliances, making it ready for everyday living and entertaining. Outside, the freshly stained porch and deck provide the perfect spaces to relax and enjoy the outdoors. Qualified buyers may take advantage of 100% financing through the USDA Rural Development Program, making homeownership more affordable than ever. Convenient, updated, and ready for its next owner, this home also includes a home warranty for added peace of mind. Owner/Agent.

80 Lee Street, Summerville
$339,900
3 Beds ⋅ 2 Baths ⋅ 1534537 MLS
Welcome to 90 Sunset Drive, an absolutely BEAUTIFUL updated home situated on a gorgeous 2.57+- acre lot in a great location! With 2300 SQ FT of living space, 3 BD, 2 Full BA, multiple bonus spaces, excellent outdoor amenities, and outstanding garage/workshop space, this property provides so much both inside and out! Inside the home, you are welcomed by a warm and inviting living room featuring beautiful gas logs, creating the perfect cozy atmosphere to relax or entertain. The recently remodeled kitchen offers updated finishes, abundant cabinet space, and a functional layout that flows seamlessly into the main living areas of the home. The spacious master suite is lovely, complete with an en-suite full bath featuring a double vanity, jetted tub, separate shower, and walk-in closet. Two additional bedrooms and a second full bath provide plenty of room for family or guests. The home also features a HUGE bonus room that has been recently updated and would make an excellent playroom, second living area, media room, or hobby space. Upstairs, you will find an additional bonus room that would be perfect for a home office, study, craft room, or additional storage space. Step outside and enjoy everything this incredible property has to offer. The large, recently constructed covered back porch provides the ideal space for relaxing, entertaining, and summer fun. The spacious backyard has been recently cleared, creating a large, usable outdoor area with endless possibilities for recreation, gardening, and other outdoor activities. Mature trees and the beautiful setting give the property a private, country feel while still being convenient to town. The property also features a 24X40 detached garage offering exceptional space for a vehicles, equipment, storage, hobbies, or a perfect workshop setup. An additional two-car carport provides additional covered space as well. This truly is a gorgeous home-place with so much to offer. Call today for your private tour!

90 Sunset Drive, Summerville
$223,000
4 Beds ⋅ 2 Baths ⋅ 1531427 MLS
Welcome to 61 Walker Street in Trion, Georgia - where charm, comfort, and opportunity come together. Nestled in the heart of this quite Northwest Georgia town, this inviting 4-bedroom, 2-bathroom home offers a perfect blend of classic character and untapped potential. Whether you're searching for a cozy place to call home or a smart investment opportunity, 61 Walker Street is ready for its next chapter. Come experience the charm for yourself!

61 Walker Street, Trion
$850,000
4 Beds ⋅ 2 Baths ⋅ 1530896 MLS
Just Listed! A Million Dollar Property Without the Million Dollar Price! This remarkable property, built by a prominent family in the area, offers a beautifully renovated 3,000+ sq. ft. main residence, 18 scenic acres, and a renovated 1,000+ sq. ft. guest home, all overlooking stunning mountain views. The main home features flexible living with 3 or 4 bedrooms, 2 baths, a welcoming foyer, formal living and dining rooms, a well-appointed kitchen, and a spacious den/library complete with a fireplace and custom built-in cabinetry. A spectacular sunroom, enhanced by 4-foot wide Marvin doors, provides breathtaking panoramic, mountain views and an abundance of natural light. Additional features include a 2-car garage with extra parking, utility room, and ample storage. The main home features extensive renovations, including a completely updated kitchen (see detailed features in photos), new bamboo flooring, new carpeting, and select structural enhancements designed to improve the home's overall flow and functionality. Additional updates include fresh paint and wallpaper throughout, gas logs, updated window treatments, a new water heater, and new HVAC systems on both levels. Outdoor improvements include fresh exterior paint, new downspouts, and professional landscape cleanup, enhancing both curb appeal and overall presentation. The thoughtfully renovated guest home offers its own private driveway and includes a kitchen with custom cabinetry, combined living/bedroom space, handicap-accessible bath, utility room, storage, and carport--ideal for guests, extended family, or potential rental use. Outdoors, the property showcases a true nursery-like oasis with mature landscaping, a relaxing front porch, sunroom, multiple hobby sheds, and abundant wildlife--creating a peaceful and private retreat. This property is located 1 1/2 hrs from Atlanta/ 2 hrs from Birmingham, Ala/ 1 hr. from Chattanooga, TN & 30 mins. from Rome, GA. Call today for your private tour!

130 Apple Blossom Lane, Summerville
$500,000
3 Beds ⋅ 3 Baths ⋅ 1530142 MLS
Welcome to a place where lifestyle and land come together. Situated on approximately 3 acres of peaceful North Georgia countryside, this rustic cabin style estate offers privacy, character, and flexibility while still maintaining the charm and space that make this property special. With three bedrooms, three bathrooms, and approximately 3,200+ square feet, the home is designed for true main level living, with the primary suite, kitchen, living areas, laundry, and multiple baths all conveniently located on one level, creating a warm and comfortable layout that invites you to slow down and settle in. Outside, the property offers a private retreat like setting. An inground pool with pool house provides the perfect space for relaxing or entertaining, while garden areas and a potting shed add charm and functionality. The surrounding acreage offers privacy and room to enjoy the outdoors while remaining manageable for everyday living. For buyers seeking even more land, the full 45 acre estate is also available for purchase at $700,000, offering expanded opportunities for recreation, building additional homesites, homesteading, hunting, or simply preserving the surrounding landscape. Despite its peaceful setting, the location remains highly accessible. While located near Highway 48, the sense of quiet and stillness once on the property often surprises visitors. With convenient access to nearby mountain towns and reasonable drives to Chattanooga, Atlanta, and Birmingham, this property can work well for remote professionals, second home buyers, or anyone looking to enjoy the slower pace of North Georgia living. Whether you are looking for a private home with acreage or the opportunity to expand into a much larger landholding, this Menlo property offers rare flexibility and long term potential. Schedule a private showing to experience it firsthand.

446 Jamestown Road, Menlo
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