Chattooga Homes with FHA Financing available

Chattooga Homes with FHA Financing available

Welcome to Chattooga County, Georgia, a hidden gem nestled in the heart of the Appalachian foothills. Known for its picturesque landscapes, warm community spirit, and rich history, Chattooga County offers a unique blend of rural charm and modern convenience. With its rolling hills, lush forests, and meandering rivers, this area is perfect for outdoor enthusiasts and families alike. Residents enjoy a slower pace of life, with access to local farmers' markets, quaint shops, and friendly neighbors who are always ready to lend a helping hand.

One of the most appealing aspects of Chattooga County is the availability of homes that qualify for FHA financing. This makes homeownership more accessible for first-time buyers and those looking to invest in their future. FHA loans offer flexible credit requirements and lower down payment options, allowing you to step into the home of your dreams without the burden of hefty upfront costs. Whether you’re searching for a cozy cottage, a spacious family home, or a charming historic property, the diverse real estate options in Chattooga County cater to various tastes and budgets.

Imagine waking up to the serene sounds of nature, exploring nearby hiking trails, and savoring the community's vibrant culture. With affordable housing options and the benefits of FHA financing, Chattooga County is not just a place to live—it's a place to thrive. Discover your perfect home in this enchanting county and embrace a lifestyle filled with opportunity, beauty, and community. Come and see why so many are choosing to call Chattooga County home!

Newest Chattooga Homes with FHA Financing available

$145,000
3 Beds ⋅ 2 Baths ⋅ 1537667 MLS
HUD Home in Trion City School District! This spacious 3-bedroom, 2-bath home offers approximately 1,924 square feet of living space on a 0.43± acre lot. Built in 1925, the home features a large living room, formal dining room, spacious kitchen with abundant cabinetry, hardwood flooring in portions of the home, a generous primary suite, covered back porch, and a large backyard with plenty of room to enjoy HUD Case #106-391147. Property sold AS-IS. Earnest money deposit of $1,000 required in the form of a cashier's check or money order (no personal checks) made payable to the buyer's selected title company. This property is subject to HUD bidding procedures. Owner-Occupant bidders only during the initial exclusive listing period, followed by all bidders during the extended bidding period, if applicable. All offers must be submitted by a HUD-registered selling agent through www.hudhomestore.gov. All information is deemed reliable but not guaranteed. Buyer to verify all details including condition, utilities, square footage, and availability. Equal Housing Opportunity.

294 Ridge Street, Trion
$299,000
3 Beds ⋅ 2 Baths ⋅ 1537584 MLS
Extensively improved with over $45,000 in recent updates, including a new 200-amp electrical panel, replacement of cast iron plumbing with PVC, new natural gas lines, crawl space structural repairs and insulated HVAC ductwork, renovated laundry room, fresh interior paint and wall repairs, new gutters with leaf guards, new bedroom carpeting, restored interior, repaired front steps, and a freshly painted carport. The detached garage was removed to create a welcoming fire pit area, several trees were removed for improved curb appeal, and a new GE side-by-side refrigerator with ice maker and a new LG front load washer/dryer set conveys with the home. A classic brick home with modern updates, quality improvements, and timeless appeal--ready for its next owner. Showings to begin 6/29.

149 Kirby Street, Summerville
$169,900
3 Beds ⋅ 2 Baths ⋅ 1537283 MLS
Welcome to 80 Lee Street - beautifully renovated and completely move-in ready! This charming single-level home offers 3 bedrooms and 2 full baths with thoughtful updates throughout. You'll love the fresh modern feel featuring new flooring, a complete interior and exterior paint refresh, new doors, and an updated lighting package. The kitchen is equipped with brand-new appliances, making it ready for everyday living and entertaining. Outside, the freshly stained porch and deck provide the perfect spaces to relax and enjoy the outdoors. Qualified buyers may take advantage of 100% financing through the USDA Rural Development Program, making homeownership more affordable than ever. Convenient, updated, and ready for its next owner, this home also includes a home warranty for added peace of mind. Owner/Agent.

80 Lee Street, Summerville
$289,900
4 Beds ⋅ 3 Baths ⋅ 1535741 MLS
This newly updated Brick Ranger Sitting on .69 Acre lot, Features 4 bedrooms and 3 full bathrooms. Enter the Foyer and Open concept Kitchen with new Farmhouse sink, Butcher Block countertops, huge pantry and eat in Kitchen. Separate living space with Original Brick Fireplace. Master bedroom has walk in closet and freshly updated bathroom with his and hers vanities. Step in Shower. Some hardwood floors and some lvp throughout the house. One room is set up as Pool Table and Entertaining room. Home also has new above ground pool, carport and shed out back all surrounded by fenced in all level yard. You can also enjoy some mountain view from the front yard. The Summerville Country Club and Golf Course, Veterans Park, Walmart and Dollar General are all located minutes away. See if you Qualify for 100% financing thru USDA Loan. Call Listing Agent for Details.

34 N Lewis Street, Summerville
$479,900
3 Beds ⋅ 3 Baths ⋅ 1534947 MLS
Welcome to 333 Racehorse Drive, an absolutely STUNNING, beautifully-renovated 3 BD, 3 FULL BA home situated on a gorgeous 3.9+- acre lot in a wonderful established neighborhood! Completely transformed from top to bottom with exceptional attention to detail and high-end finishes throughout, this remarkable property offers the perfect blend of timeless character, modern elegance, and functionality. From the extensive custom updates to the beautiful, spacious yard and quiet setting, this is truly a one-of-a-kind property that has been meticulously redesigned with quality craftsmanship and upscale finishes in every space. Inside the home, you are welcomed by a warm yet sophisticated living area featuring beautiful new hardwood floors throughout, recessed lighting, and a stunning fireplace. The beautifully redesigned kitchen is exceptional and showcases gorgeous custom cabinetry and shelving, new countertops, a lovely kitchen island, abundant workspace, a beautiful fireplace, and a thoughtfully designed layout with a comfortable dining room area as well as french-doors off the back of the home. The spacious master suite is absolutely stunning and features a beautifully updated en-suite full bath complete with a double vanity, custom tile flooring, walk-in closet, and a conveniently attached mudroom with direct exterior access. The two additional bedrooms are generously sized, each featuring its own private full bath for added comfort and convenience. Step outside and enjoy everything this incredible property has to offer. The beautiful 3.9+- acre lot provides a peaceful, picturesque setting with excellent, spacious yard space. The renovated 30X24 detached garage is incredible and provides space for a workshop, storage, or covered parking, in addition to the two-car attached carport. This truly is a beautiful, meticulously renovated home offering the perfect combination of upscale finishes, functional living space, and a gorgeous, one-of-a-kind setting. Call today! Recent updates include: New architectural shingle roof, new HVAC, new paint throughout interior and exterior, new wiring and plumbing, new kitchen cabinets/countertops and kitchen island, new bathroom renovation, hardwood flooring throughout, new tile in bathrooms and laundry, new back porch, renovated detached garage and carport, beautifully cleared yard, etc. This home has truly been tastefully and thoughtfully remodeled from top to bottom.

333 Race Horse Drive, Summerville
$349,900
3 Beds ⋅ 2 Baths ⋅ 1534537 MLS
Welcome to 90 Sunset Drive, an absolutely BEAUTIFUL updated home situated on a gorgeous 2.57+- acre lot in a great location! With 2300 SQ FT of living space, 3 BD, 2 Full BA, multiple bonus spaces, excellent outdoor amenities, and outstanding garage/workshop space, this property provides so much both inside and out! Inside the home, you are welcomed by a warm and inviting living room featuring beautiful gas logs, creating the perfect cozy atmosphere to relax or entertain. The recently remodeled kitchen offers updated finishes, abundant cabinet space, and a functional layout that flows seamlessly into the main living areas of the home. The spacious master suite is lovely, complete with an en-suite full bath featuring a double vanity, jetted tub, separate shower, and walk-in closet. Two additional bedrooms and a second full bath provide plenty of room for family or guests. The home also features a HUGE bonus room that has been recently updated and would make an excellent playroom, second living area, media room, or hobby space. Upstairs, you will find an additional bonus room that would be perfect for a home office, study, craft room, or additional storage space. Step outside and enjoy everything this incredible property has to offer. The large, recently constructed covered back porch provides the ideal space for relaxing, entertaining, and summer fun. The spacious backyard has been recently cleared, creating a large, usable outdoor area with endless possibilities for recreation, gardening, and other outdoor activities. Mature trees and the beautiful setting give the property a private, country feel while still being convenient to town. The property also features a 24X40 detached garage offering exceptional space for a vehicles, equipment, storage, hobbies, or a perfect workshop setup. An additional two-car carport provides additional covered space as well. This truly is a gorgeous home-place with so much to offer. Call today for your private tour!

90 Sunset Drive, Summerville
$223,000
4 Beds ⋅ 2 Baths ⋅ 1531427 MLS
Welcome to 61 Walker Street in Trion, Georgia - where charm, comfort, and opportunity come together. Nestled in the heart of this quite Northwest Georgia town, this inviting 4-bedroom, 2-bathroom home offers a perfect blend of classic character and untapped potential. Whether you're searching for a cozy place to call home or a smart investment opportunity, 61 Walker Street is ready for its next chapter. Come experience the charm for yourself!

61 Walker Street, Trion
$649,900
4 Beds ⋅ 4 Baths ⋅ 1531386 MLS
A rare blend of privacy, luxury, and postcard-worthy scenery--this 10.39-acre mountain-view estate is the kind of property that stops people mid-scroll. Tucked behind a gated entry and featuring a spring-fed creek, this one-owner, all-brick ranch offers peaceful living just 5 minutes from downtown Summerville. Inside, 2,586 square feet boasts 4 bedrooms and 3.5 baths, including two true primary suites--ideal for guests or multi-generational living. Every detail feels intentional from the solid hardwood and tile flooring throughout to the heated tile floors in both primary baths. The main primary suite feels like a private spa with a multi-spray shower system and walk-in deep soaking tub, while the second suite offers a jacuzzi tub, separate tile shower, and its own gas fireplace in the attached bedroom. The heart of the home is an open-concept living, kitchen, and dining area built for gathering, anchored by a gas fireplace. The kitchen impresses with a large island, dual sinks, gas range, double KitchenAid ovens, stainless steel appliances, Corian countertops, and abundant solid wood cabinetry. And then there's the showstopper-- the 14x31 sunroom. Surrounded by windows, providing natural light and capturing sweeping mountain views, it's a space you'll never want to leave. Outside, enjoy a covered front porch with Trex decking, beautifully landscaped grounds with Japanese maples, flowering trees, pear trees, and blueberry bushes, plus a 20x30 barn with lean-tos and loft storage and a 10x20 outbuilding. Practical upgrades bring peace of mind including a Generac whole-house generator, Rheem tankless water heater, and a 5-year-old architectural shingle roof with leaf filter gutters. All of this set in a quiet, rural setting with easy access to everything--20 minutes to Rome, one hour to Chattanooga, and 1.5 hours to Atlanta. Homes like this don't come available often, especially with this much land, this kind of view, and this level of care.

1597 Back Berryton Road, Summerville
$250,000
3 Beds ⋅ 2 Baths ⋅ 1531046 MLS
New on the Market! Welcome to this beautifully renovated 3-bedroom, 2-bath home situated on a nice large lot. This home is ideally located just minutes from schools, churches, and all the conveniences of town. Thoughtfully updated with both quality and efficiency in mind, this home offers the perfect blend of modern comfort and lasting value. Step inside to find a stunning new kitchen featuring solid wood cabinetry, stone countertops, and brand-new appliances--perfect for everyday living and entertaining. Both bathrooms have been fully renovated with upscale fixtures and finishes, creating a fresh, inviting feel throughout. Major upgrades include all new electrical, plumbing, flooring, siding, insulation, lighting, and a tankless water heater--providing peace of mind and low-maintenance living for years to come. This move-in-ready home is a rare find in such a convenient location. Schedule your showing today--this one won't last long! Special Note: Home across street is undergoing renovations- Same owner!

101 Gordon Drive, Summerville
$850,000
4 Beds ⋅ 2 Baths ⋅ 1530896 MLS
Just Listed! A Million Dollar Property Without the Million Dollar Price! This remarkable property, built by a prominent family in the area, offers a beautifully renovated 3,000+ sq. ft. main residence, 18 scenic acres, and a renovated 1,000+ sq. ft. guest home, all overlooking stunning mountain views. The main home features flexible living with 3 or 4 bedrooms, 2 baths, a welcoming foyer, formal living and dining rooms, a well-appointed kitchen, and a spacious den/library complete with a fireplace and custom built-in cabinetry. A spectacular sunroom, enhanced by 4-foot wide Marvin doors, provides breathtaking panoramic, mountain views and an abundance of natural light. Additional features include a 2-car garage with extra parking, utility room, and ample storage. The main home features extensive renovations, including a completely updated kitchen (see detailed features in photos), new bamboo flooring, new carpeting, and select structural enhancements designed to improve the home's overall flow and functionality. Additional updates include fresh paint and wallpaper throughout, gas logs, updated window treatments, a new water heater, and new HVAC systems on both levels. Outdoor improvements include fresh exterior paint, new downspouts, and professional landscape cleanup, enhancing both curb appeal and overall presentation. The thoughtfully renovated guest home offers its own private driveway and includes a kitchen with custom cabinetry, combined living/bedroom space, handicap-accessible bath, utility room, storage, and carport--ideal for guests, extended family, or potential rental use. Outdoors, the property showcases a true nursery-like oasis with mature landscaping, a relaxing front porch, sunroom, multiple hobby sheds, and abundant wildlife--creating a peaceful and private retreat. This property is located 1 1/2 hrs from Atlanta/ 2 hrs from Birmingham, Ala/ 1 hr. from Chattanooga, TN & 30 mins. from Rome, GA. Call today for your private tour!

130 Apple Blossom Lane, Summerville
$500,000
3 Beds ⋅ 3 Baths ⋅ 1530142 MLS
Welcome to a place where lifestyle and land come together. Situated on approximately 3 acres of peaceful North Georgia countryside, this rustic cabin style estate offers privacy, character, and flexibility while still maintaining the charm and space that make this property special. With three bedrooms, three bathrooms, and approximately 3,200+ square feet, the home is designed for true main level living, with the primary suite, kitchen, living areas, laundry, and multiple baths all conveniently located on one level, creating a warm and comfortable layout that invites you to slow down and settle in. Outside, the property offers a private retreat like setting. An inground pool with pool house provides the perfect space for relaxing or entertaining, while garden areas and a potting shed add charm and functionality. The surrounding acreage offers privacy and room to enjoy the outdoors while remaining manageable for everyday living. For buyers seeking even more land, the full 45 acre estate is also available for purchase at $700,000, offering expanded opportunities for recreation, building additional homesites, homesteading, hunting, or simply preserving the surrounding landscape. Despite its peaceful setting, the location remains highly accessible. While located near Highway 48, the sense of quiet and stillness once on the property often surprises visitors. With convenient access to nearby mountain towns and reasonable drives to Chattanooga, Atlanta, and Birmingham, this property can work well for remote professionals, second home buyers, or anyone looking to enjoy the slower pace of North Georgia living. Whether you are looking for a private home with acreage or the opportunity to expand into a much larger landholding, this Menlo property offers rare flexibility and long term potential. Schedule a private showing to experience it firsthand.

446 Jamestown Road, Menlo
$700,000
3 Beds ⋅ 3 Baths ⋅ 1527734 MLS
Welcome to a place where land, lifestyle, and legacy come together. Set across approximately 45 acres of peaceful North Georgia countryside, this rustic cabin style estate offers a rare blend of privacy, character, and versatility. With three bedrooms, three bathrooms, and approximately 3,200+ square feet, the home is designed for true main level living, with the primary suite, kitchen, living areas, laundry, and multiple baths all conveniently located on one level, creating a warm and comfortable layout that invites you to slow down and settle in. Outside, the property truly sets itself apart. An inground pool with pool house creates a resort like setting for relaxing or entertaining, complemented by garden areas, a potting shed, wooded privacy, and open space to explore. The land offers multiple access points, trails, a natural spring, a seasonal creek, and several potential building sites. With no zoning restrictions, the acreage allows long term flexibility whether for a private estate, homestead, recreational retreat, hunting property, or future expansion. For buyers who love the home but prefer less land to maintain, the property is also being offered with approximately 3 acres surrounding the home for $500,000, providing a more manageable option while still enjoying the home, pool, and peaceful setting. Despite its tranquil surroundings, the location remains highly accessible. While located near Highway 48, the quiet once on the property often surprises visitors. With convenient access to nearby mountain towns and reasonable drives to Chattanooga, Atlanta, and Birmingham, the property works well for remote professionals, relocation buyers, or those seeking a private countryside escape. Whether you are looking for a full 45 acre private estate or prefer the smaller 3 acre option, this Menlo property offers rare flexibility and long term potential. Schedule a private showing to walk the land and experience what makes this property truly special.

446 Jamestown Road, Menlo
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