Chattooga Homes with Conventional Financing available

Chattooga Homes with Conventional Financing available

Welcome to Chattooga County, Georgia, a hidden gem nestled in the heart of the Appalachian foothills. Known for its breathtaking landscapes, friendly communities, and rich history, Chattooga County offers a unique blend of rural charm and modern convenience. Whether you’re exploring the picturesque trails of the Chattahoochee National Forest or enjoying a leisurely afternoon in the quaint town of Summerville, you’ll find that this area is truly a place to call home.

The real estate market in Chattooga County is thriving, with a variety of homes available to suit every lifestyle and budget. From charming cottages to spacious family homes, there’s something for everyone. One of the most appealing aspects of purchasing a home in this region is the availability of conventional financing options. This means that many buyers can take advantage of traditional mortgage solutions, making it easier to invest in their dream home.

Living in Chattooga County means embracing a lifestyle characterized by outdoor adventures, community events, and a slower pace of life. The county is home to numerous parks, rivers, and hiking trails, perfect for those who love to explore nature. Additionally, local schools and amenities provide a strong sense of community, making it an ideal place for families and individuals alike.

If you’re ready to discover the charm of Chattooga County and find your perfect home, our team is here to guide you every step of the way. Let us help you turn your dream of homeownership into a reality in this beautiful corner of Georgia!

Newest Chattooga Homes with Conventional Financing available

$110,000
2 Beds ⋅ 1 Baths ⋅ 1539611 MLS
Perfect starter home or rental opportunity with a great location. This charming 2-bedroom, 1-bath home near Downtown Summerville. Situated on a beautiful lot with plenty of potential. Only 30 minutes from Rome A wonderful opportunity for first-time buyers, downsizers, or anyone looking for a cozy place to call home! Needs some TLC

191 Steven Street, Summerville
$139,900
2 Beds ⋅ 2 Baths ⋅ 1538970 MLS
Charming single-level cottage in Trion's Airport Subdivision, offering 888 square feet of comfortable one-story living on a level 0.4-acre lot. Built in 1952 with classic wood siding and timeless character, this 2-bedroom, 2-bath home features crown molding, an eat-in kitchen with laminate counters, and a full electric appliance package including range, cooktop, oven, range hood, refrigerator, and dishwasher. Enjoy easy indoor-outdoor living with covered front and rear porches plus a patio, all set against a peaceful rural backdrop with just a few shade trees. The home sits on a slab foundation with central electric heat and air, a shingle roof, and in-unit laundry conveniently located off the bath. Zoned for Leroy Massey Elementary and the Summerville school district, with public water, connected electricity, and cable available. A great opportunity to add your own cosmetic touches and build value in a quiet, established Chattooga County neighborhood. Currently vacant and easy to show by appointment.

3315 Old Highway 27, Trion
$139,900
2 Beds ⋅ 2 Baths ⋅ 1537759 MLS
Escape to the peace and quiet of the countryside with this well-maintained 2-bedroom, 2-bath (16 x 76 manufactured Chandeleur) home situated on approximately 2.07 acres. Whether you're looking for your first home, a place to downsize, or a peaceful retreat, this property offers plenty of space to enjoy. Inside, you'll find a comfortable layout with a spacious living area, a functional kitchen with granite counters, and a split-bedroom floor plan that provides added privacy. The primary bedroom features its own private bath, while the second bedroom and full bath offer flexibility for guests or family. This home also includes a dedicated office space, perfect for working from home, studying, or hobbies. Step outside to enjoy the covered front porch, perfect for relaxing with your morning coffee, or unwind on the back deck. With over 2 acres, there's plenty of room for gardening, outdoor activities, or simply enjoying the privacy and peaceful surroundings. The front portion of the property offers an excellent area for gardening, while the wooded area behind the home adds a sense of privacy and a natural backdrop to enjoy. As a bonus, there is a storage building that will remain with the property, providing extra space for tools, equipment or hobbies. HVAC is only 4 to 5 years old. Conveniently located just a short drive from Trion, Summerville, and LaFayette, this property offers country living with easy access to everyday conveniences. Don't miss your opportunity to make this charming property your own--schedule your private showing today!

3151 Halls Valley Drive, Trion
$145,000
3 Beds ⋅ 2 Baths ⋅ 1537667 MLS
HUD Home in Trion City School District! This spacious 3-bedroom, 2-bath home offers approximately 1,924 square feet of living space on a 0.43± acre lot. Built in 1925, the home features a large living room, formal dining room, spacious kitchen with abundant cabinetry, hardwood flooring in portions of the home, a generous primary suite, covered back porch, and a large backyard with plenty of room to enjoy HUD Case #106-391147. Property sold AS-IS. Earnest money deposit of $1,000 required in the form of a cashier's check or money order (no personal checks) made payable to the buyer's selected title company. This property is subject to HUD bidding procedures. Owner-Occupant bidders only during the initial exclusive listing period, followed by all bidders during the extended bidding period, if applicable. All offers must be submitted by a HUD-registered selling agent through www.hudhomestore.gov. All information is deemed reliable but not guaranteed. Buyer to verify all details including condition, utilities, square footage, and availability. Equal Housing Opportunity.

294 Ridge Street, Trion
$299,000
3 Beds ⋅ 2 Baths ⋅ 1537584 MLS
Extensively improved with over $45,000 in recent updates, including a new 200-amp electrical panel, replacement of cast iron plumbing with PVC, new natural gas lines, crawl space structural repairs and insulated HVAC ductwork, renovated laundry room, fresh interior paint and wall repairs, new gutters with leaf guards, new bedroom carpeting, restored interior, repaired front steps, and a freshly painted carport. The detached garage was removed to create a welcoming fire pit area, several trees were removed for improved curb appeal, and a new GE side-by-side refrigerator with ice maker and a new LG front load washer/dryer set conveys with the home. A classic brick home with modern updates, quality improvements, and timeless appeal--ready for its next owner. Showings to begin 6/29.

149 Kirby Street, Summerville
$185,000
3 Beds ⋅ 2 Baths ⋅ 1537546 MLS
Calling all investors and handy homeowners! This 3-bedroom, 2-bath home sits on a level 1-acre lot and is full of potential. Whether you're looking for your next flip, a rental property, or an affordable home to make your own, this property is worth a look. One of its best features is the location--it's bordered on three sides by the National Forest, giving you unmatched privacy and direct access to thousands of acres for hiking, hunting, and exploring. You'll never have to worry about neighbors building behind or beside you. With a little vision and some updates, this property could become an excellent investment or a peaceful place to call home. Opportunities like this don't come around often!

8268 Dry Creek Road, Summerville
$169,900
3 Beds ⋅ 2 Baths ⋅ 1537283 MLS
Welcome to 80 Lee Street - beautifully renovated and completely move-in ready! This charming single-level home offers 3 bedrooms and 2 full baths with thoughtful updates throughout. You'll love the fresh modern feel featuring new flooring, a complete interior and exterior paint refresh, new doors, and an updated lighting package. The kitchen is equipped with brand-new appliances, making it ready for everyday living and entertaining. Outside, the freshly stained porch and deck provide the perfect spaces to relax and enjoy the outdoors. Qualified buyers may take advantage of 100% financing through the USDA Rural Development Program, making homeownership more affordable than ever. Convenient, updated, and ready for its next owner, this home also includes a home warranty for added peace of mind. Owner/Agent.

80 Lee Street, Summerville
$129,900
3 Beds ⋅ 2 Baths ⋅ 1537169 MLS
TWO HOMES ON ONE PARCEL - GREAT INVESTMENT OPPORTUNITY!!!!! Discover a unique property in Chattooga County featuring two separate homes on a single parcel with approx. 1.6 acres per tax records. This property is perfectly positioned near shopping, restaurants and schools. The 2 bedroom, 1 bath home features a 2021 kitchen makeover and newer LVP flooring throughout most of the home. One bedroom still awaits the matching LVP-the extra flooring will be left for the new owner to finish. The 1 bedroom, 1 bath residence, currently tenant occupied offers immediate rental income. This home has had some updates featuring a recent new water heater install, plumbing, and new water line from the house to the meter. Both homes still need some TLC; making this a great value-add project. Seller is selling AS IS! Natural gas is available; however, not being used. Don't wait to schedule a showing! This property is ideal for investors seeking immediate rental income, multi-generational living, or an owner who wants to live in one home and rent the other. ** Interior pics taken in 2024 for 66 Hartline Hill are prior to tenant moving in.

64 Hartline Hill Road, Summerville
$115,000
1536510 MLS
Escape to the beauty of Northwest Georgia with this 10± acre wooded retreat in Menlo, perfectly situated near the scenic Mountain Cove Farms area and the breathtaking bluff of Lookout Mountain. Surrounded by mature hardwoods and natural mountain beauty, this property offers the privacy and tranquility that so many buyers are searching for. Whether you're dreaming of building a secluded cabin, a full-time mountain home, or simply investing in a piece of North Georgia paradise, this land provides the perfect backdrop. Enjoy cool mountain air, abundant wildlife, and easy access to hiking, outdoor recreation, and some of the most picturesque scenery in the region. The area is known for its stunning landscapes where Lookout Mountain and Pigeon Mountain meet, creating a truly unique setting. If you've been looking for a place to unplug, explore, and create your own mountain getaway, this beautiful 10-acre tract is ready for your vision. Opportunities to own acreage in this highly desirable area don't come along often. Come experience the peace and natural beauty that make Menlo and the Mountain Cove area so special.

Hidden Brow Road, Menlo
$289,900
4 Beds ⋅ 3 Baths ⋅ 1535741 MLS
This newly updated Brick Ranger Sitting on .69 Acre lot, Features 4 bedrooms and 3 full bathrooms. Enter the Foyer and Open concept Kitchen with new Farmhouse sink, Butcher Block countertops, huge pantry and eat in Kitchen. Separate living space with Original Brick Fireplace. Master bedroom has walk in closet and freshly updated bathroom with his and hers vanities. Step in Shower. Some hardwood floors and some lvp throughout the house. One room is set up as Pool Table and Entertaining room. Home also has new above ground pool, carport and shed out back all surrounded by fenced in all level yard. You can also enjoy some mountain view from the front yard. The Summerville Country Club and Golf Course, Veterans Park, Walmart and Dollar General are all located minutes away. See if you Qualify for 100% financing thru USDA Loan. Call Listing Agent for Details.

34 N Lewis Street, Summerville
$479,900
3 Beds ⋅ 3 Baths ⋅ 1534947 MLS
Welcome to 333 Racehorse Drive, an absolutely STUNNING, beautifully-renovated 3 BD, 3 FULL BA home situated on a gorgeous 3.9+- acre lot in a wonderful established neighborhood! Completely transformed from top to bottom with exceptional attention to detail and high-end finishes throughout, this remarkable property offers the perfect blend of timeless character, modern elegance, and functionality. From the extensive custom updates to the beautiful, spacious yard and quiet setting, this is truly a one-of-a-kind property that has been meticulously redesigned with quality craftsmanship and upscale finishes in every space. Inside the home, you are welcomed by a warm yet sophisticated living area featuring beautiful new hardwood floors throughout, recessed lighting, and a stunning fireplace. The beautifully redesigned kitchen is exceptional and showcases gorgeous custom cabinetry and shelving, new countertops, a lovely kitchen island, abundant workspace, a beautiful fireplace, and a thoughtfully designed layout with a comfortable dining room area as well as french-doors off the back of the home. The spacious master suite is absolutely stunning and features a beautifully updated en-suite full bath complete with a double vanity, custom tile flooring, walk-in closet, and a conveniently attached mudroom with direct exterior access. The two additional bedrooms are generously sized, each featuring its own private full bath for added comfort and convenience. Step outside and enjoy everything this incredible property has to offer. The beautiful 3.9+- acre lot provides a peaceful, picturesque setting with excellent, spacious yard space. The renovated 30X24 detached garage is incredible and provides space for a workshop, storage, or covered parking, in addition to the two-car attached carport. This truly is a beautiful, meticulously renovated home offering the perfect combination of upscale finishes, functional living space, and a gorgeous, one-of-a-kind setting. Call today! Recent updates include: New architectural shingle roof, new HVAC, new paint throughout interior and exterior, new wiring and plumbing, new kitchen cabinets/countertops and kitchen island, new bathroom renovation, hardwood flooring throughout, new tile in bathrooms and laundry, new back porch, renovated detached garage and carport, beautifully cleared yard, etc. This home has truly been tastefully and thoughtfully remodeled from top to bottom.

333 Race Horse Drive, Summerville
$135,000
2 Beds ⋅ 1 Baths ⋅ 1534790 MLS
This home has been redone beautifully. This will be a great starter home, investment or a downsize opportunity. Great backyard for entertaining friends and family. Lots of possibilities for this home.

490 Scoggins Street, Summerville
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