Catoosa County Homes with USDA Loan Financing available

Catoosa County Homes with USDA Loan Financing available

Welcome to Catoosa County, Georgia—a hidden gem nestled in the heart of the Peach State that beautifully blends Southern charm with modern conveniences. Known for its stunning landscapes and vibrant communities, Catoosa County is an ideal place for families, retirees, and anyone looking to embrace a serene lifestyle while remaining close to urban amenities. With its rich history, friendly neighborhoods, and a plethora of recreational activities, Catoosa County is not just a place to live; it's a place to thrive.

One of the standout features of Catoosa County is its commitment to affordable housing options, making it an attractive destination for prospective homebuyers. Homes in this area are eligible for USDA loan financing, which means that qualifying buyers can take advantage of 100% financing options. This fantastic opportunity allows you to step into your dream home without the burden of a hefty down payment. Whether you're looking for a cozy single-family home, a spacious property with room to grow, or a charming townhome, Catoosa County has something to suit every taste and budget.

In addition to its financial advantages, Catoosa County boasts excellent schools, beautiful parks, and a rich variety of outdoor activities. From hiking the scenic trails of the nearby Chickamauga and Chattanooga National Military Park to enjoying family-friendly events and festivals throughout the year, there’s never a dull moment in this vibrant community.

Come explore Catoosa County, where your dream home awaits, and discover the perfect blend of comfort, community, and affordability!

Newest Catoosa County Homes with USDA Loan Financing available

699 Misty Ridge Lane, Ringgold
$300,000
4 Beds ⋅ 3 Baths ⋅ 1545673 MLS
SPACE, LOCATION & VALUE...ALL FOR $300,000! Welcome to 699 Misty Ridge Lane in Ringgold, GA! Located in the desirable Ringgold Primary/Elementary & Heritage Middle/High School District, this spacious home offers the room you've been looking for at a price you'll love! Situated on almost 3/4 of an acre, there's plenty of room to spread out both inside and out! Featuring 4 bedrooms, 3 full bathrooms, PLUS a dedicated office, this home offers flexibility for everyone! The inviting open floor plan creates an easy flow for everyday living and entertaining, while the cozy fireplace adds warmth and charm to the living room. Step outside to enjoy the private backyard, offering plenty of space to relax, play, garden, or entertain. The attractive stone and vinyl exterior offers low-maintenance living, while the double garage provides convenient parking and additional storage. Just minutes from downtown Ringgold and I-75, you'll love the convenience of this location while enjoying the comforts of home. This is an opportunity you don't want to miss! Schedule your appointment today!

699 Misty Ridge Lane, Ringgold
1804 Honeysuckle Trail, Fort Oglethorpe
$449,900
4 Beds ⋅ 3 Baths ⋅ 1545653 MLS
This 4 bedroom, 3 bath split-foyer home offers space, specialty features including a garage bigger than the home itself, a movie theater, and plenty of room to grow. Upstairs features 3 bedrooms and 2 full bathrooms with a functional layout ready for its next chapter. Downstairs includes an additional bedroom and full bath, along with a fully dedicated theater room designed for a true cinematic experience and perfect for hosting game days. Brand-new carpet has been installed in the downstairs bedroom, closet, and theater room. The custom theater setup is impressive and thoughtfully built with a high-end Epson 4K projector, 154'' acoustically transparent screen, Denon receiver, 24-port Ethernet switch, 13 in-wall and in-ceiling Sonance speakers, 2 Martin Logan speakers positioned behind the screen, Thick Safe'n'Sound fire-rated insulation in all walls, and solid-core doors for enhanced sound control. The unfinished basement area is already framed for two additional bedrooms, providing excellent expansion potential and added future value. Significant exterior improvements have already been completed, including brand-new vinyl siding, roof replaced in 2021, front porch railing recently rebuilt, back deck fully replaced, and a French drain installed for improved water management. These updates offer both curb appeal and peace of mind on several major components. The 2,400 sq ft detached garage is a rare and standout feature. It includes three bays, 13-foot ceilings on the main level, a car lift, framed office space, and a full loft upstairs complete with a pool table. Ideal for hobbyists, car enthusiasts, storage, or workspace needs. The third bathroom is currently gutted and being renovated. Most items within the home are negotiable, offering additional flexibility. If you've been searching for a home with expansion opportunity, specialty upgrades, and a detached garage setup that's difficult to find, this one deserves a closer look.

1804 Honeysuckle Trail, Fort Oglethorpe
207 Loach Drive, Rossville
$330,000
4 Beds ⋅ 3 Baths ⋅ 1545634 MLS
SPACE, POTENTIAL, AND OPPORTUNITY -- ALL IN ONE! Welcome to 207 Loach Drive in Rossville, Georgia, where space meets possibility! Whether you're searching for a place to call home or your next investment opportunity, this property offers plenty of potential! With room to spread out, a fenced-in backyard perfect for outdoor entertaining, pets, and play, and the flexibility to make it your own, this home is ready for its next chapter. Room to grow. Space to enjoy. Potential to make it yours. Looking for a home with space for everyday living? You've found it! Searching for an investment property with possibilities? This one deserves a closer look! One property. Endless possibilities. Don't miss your chance to explore everything 207 Loach Drive has to offer!

207 Loach Drive, Rossville
361 Sutton Drive, Ringgold
$290,000
3 Beds ⋅ 2 Baths ⋅ 1545406 MLS
Welcome to 361 Sutton Drive in Ringgold, GA! This charming 3-bedroom, 2-bath home offers comfortable one-level living, numerous recent updates, and inviting outdoor spaces, all in a convenient location! Step inside to discover an open-concept layout connecting the kitchen and living room, creating a welcoming space for everyday living and entertaining. The spacious living room features a vaulted ceiling, cozy fireplace, and beautiful flooring. The kitchen offers white cabinetry, recently replaced countertops, a new tile backsplash, and plenty of cabinet space. A separate dining room provides the perfect setting for family meals and gatherings. You'll appreciate the many recent improvements throughout the home, including a roof replaced just 4 months ago, an HVAC system replaced approximately 2 years ago, new flooring in most of the home, updated light fixtures, and new electrical outlets. These updates add to the home's appeal and provide peace of mind for its next owner. The primary bedroom features a tray ceiling and a private bathroom with double vanities, a separate shower, and a jetted soaking tub. Two additional bedrooms offer flexibility for family, guests, or a home office. Outside, there's even more to love! Relax on the covered front porch or enjoy the spacious rear deck overlooking the wooded surroundings. The backyard also features a freestanding covered pavilion, offering another great space for grilling, entertaining, or simply unwinding. An attached two-car garage provides convenient parking and additional storage. Located in Ringgold, this home offers a peaceful setting while keeping you just minutes from shopping, dining, and quick access to I-75 for an easy commute to Chattanooga and surrounding areas. With its recent updates, comfortable layout, inviting outdoor spaces, and convenient location, 361 Sutton Drive is a home you won't want to miss! Schedule your private showing today!

361 Sutton Drive, Ringgold
102 Night Shade Lane, Ringgold
$274,500
3 Beds ⋅ 2 Baths ⋅ 1545343 MLS
Immaculate and inviting, this 3-bedroom, 2-bath home sits on a quiet cul-de-sac and offers comfortable living inside and out. A covered front porch welcomes you home, while updated LVP flooring and several updates throughout give the home a fresh, well cared for feel. The kitchen offers a welcoming space for preparing meals and gathering, and the cozy fireplace adds warmth and charm. The primary suite features a stylish accent wall, adding character and a personal touch to this relaxing retreat. Step outside to enjoy the fenced backyard, complete with a deck and covered back porch perfect for morning coffee, weekend cookouts, or relaxing evenings. Beautifully maintained and ready for its next chapter!

102 Night Shade Lane, Ringgold
192 Austin Circle, Rossville
$269,900
3 Beds ⋅ 2 Baths ⋅ 1545281 MLS
Thoughtfully renovated down to the studs in 2018, this 3-bedroom, 2-bath home offers a fresh, updated feel with the convenience of single-level living. Durable, low-maintenance flooring runs throughout, and the spacious kitchen features stainless steel appliances and plenty of room to gather. The primary suite includes a walk-in closet and double vanity. Outside, enjoy a carport and a flat, easy-to-maintain yard. Conveniently located near Fort Oglethorpe shopping, dining, and everyday services, with Chickamauga Battlefield nearby and Chattanooga about 10 miles away. Move-in ready and easy to care for, this home is ready to welcome you.

192 Austin Circle, Rossville
23 Night Shade Lane, Ringgold
$274,900
3 Beds ⋅ 2 Baths ⋅ 1545226 MLS
Welcome home to this inviting property just minutes from downtown Ringgold! The popular split-bedroom floor plan offers 3 bedrooms and 2 bathrooms, with a comfortable layout that provides space to relax and room to gather. Enjoy morning coffee or unwind at the end of the day on the screened back porch. The fenced backyard is ready for outdoor fun, and the above-ground pool adds a refreshing place to cool off during warmer months. An attached 2-car garage offers convenient parking and extra storage. Located in a USDA-eligible area, this home brings together a welcoming setting, a practical layout, and easy access to downtown Ringgold. A 1-year home warranty is included for added peace of mind. With an acceptable offer, the seller is offering $5,000 toward the buyer's closing costs or rate buydown. Come see all it has to offer!

23 Night Shade Lane, Ringgold
33 Eaton Circle, Fort Oglethorpe
$215,000
2 Beds ⋅ 1 Baths ⋅ 1545046 MLS
Charming Fort Oglethorpe Cottage on Nearly an Acre! Welcome to this single-story cottage situated on a rare 0.87-acre level lot in Fort Oglethorpe! Offering low-maintenance living with generous outdoor space, this 2-bedroom, 1-bath home blends classic charm with easy functionality. Features original hardwood and tile flooring throughout - no carpet! All new electrical. Nearly an acre of flat, usable land offers space for gardens, outdoor storage, pets, or outdoor entertainment. Fully fenced back yard provides added convenience and peace of mind. Conveniently located in Catoosa County, just minutes from battlefield parks, dog park, city park, local shopping, dining, and an easy commute into Downtown Chattanooga.

33 Eaton Circle, Fort Oglethorpe
451 Campbell Road, Tunnel Hill
$220,000
3 Beds ⋅ 2 Baths ⋅ 1545033 MLS
451 Campbell Rd, Tunnel Hill, GA 30755 offers updated single-level living with 3 bedrooms, 2 bathrooms, approximately 1,400 square feet, and 1.3 acres of land. With major improvements already completed and two additional outbuildings, this property provides a practical combination of comfortable living space, outdoor room, and storage. Recent improvements include a new roof, new HVAC system, new flooring, and fresh interior paint. The spacious living room features a fireplace, while the kitchen offers white cabinetry, stainless steel appliances, tile backsplash, and ample counter space. The functional layout includes three bedrooms and two full bathrooms, providing flexibility for guests, a home office, or hobbies. Outside, the 1.3-acre property offers a grassy yard with mature trees, room for gardening, outdoor activities, or entertaining. A storage shed and an additional smaller building provide convenient space for tools, equipment, seasonal items, or projects. The front deck offers a place to enjoy the surrounding property. If you've been searching for an updated 3-bedroom home with acreage, storage buildings, and major improvements already completed in Tunnel Hill, this property deserves a closer look. Owner is a licensed GA Realtor.

451 Campbell Road, Tunnel Hill
186 Mohawk Trail, Ringgold
$329,900
3 Beds ⋅ 2 Baths ⋅ 1545018 MLS
100% USDA FINANCING AVAILABLE!!! NEW CONSTRUCTION MOVE IN READY!!!!! Don't miss out on this 3 Bedroom 2 Full bath with a Basement Bonus Room Zoned for Ringgold!!! This home features Custom Cabinets with Dovetail wood jointed drawers and doors, LVP Flooring, Granite Countertops throughout, Extra High Ceilings with LED Custom Can Lights with Night Light Feature, Ceiling Fans, Blinds Throughout the house, Stainless Steel Appliances Package, Oversized Laundry Room, Oversized Double Car Garage with an Exterior Door, WiFi Capable Garage Door Opener and MUCH MORE!!!! Schedule your showing today!!!!

186 Mohawk Trail, Ringgold
1939 Burning Bush Road, Ringgold
$317,000
3 Beds ⋅ 3 Baths ⋅ 1544852 MLS
Charming Home with Breathtaking Mountain Views! Welcome home to peaceful living with beautiful mountain views! This charming 3-bedroom, 2.5-bath home offers the perfect combination of comfort, space, and tranquility. Imagine starting your mornings on the inviting front porch, sipping your favorite cup of coffee while taking in the serene mountain views and peaceful surroundings. The spacious yard provides plenty of room for outdoor entertaining, family gatherings, gardening, or simply enjoying the beauty of nature. The fenced-in yard offers added privacy and a wonderful space for pets to play. Inside, you'll find a welcoming home with three bedrooms and two-and-a-half bathrooms, offering room for everyday living and relaxation. Whether you're enjoying quiet evenings on the front porch, hosting friends and family, or simply soaking in the picturesque mountain scenery, this property offers a wonderful place to call home. If you've been searching for a home with beautiful mountain views, a spacious yard, and a peaceful setting, this could be the one you've been waiting for! Don't just imagine yourself enjoying those breathtaking views--come experience them in person. Schedule your private showing today and discover how this beautiful property could become the place where your next chapter begins. Your mountain-view dream home is waiting! Buyers and buyers' agents are solely responsible for verifying all information presented, including but not limited to lot size, school zones, utilities, restrictions, and any other information deemed important to the buyer.

1939 Burning Bush Road, Ringgold
221 Bartley Lane, Tunnel Hill
$239,000
2 Beds ⋅ 2 Baths ⋅ 1544816 MLS
FULLY REMODELED FROM TOP TO BOTTOM! Welcome home to this beautifully renovated property situated on nearly an acre of land, offering modern updates, peaceful surroundings, and country charm! This home has been completely transformed with all-new siding, windows, plumbing, electrical, flooring, cabinets, paint, trim, and so much more! Every detail has been thoughtfully updated, giving this home a fresh, like-new feel throughout. Step outside and enjoy the spacious covered porch, perfect for relaxing and taking in the peaceful views. With nearly an acre of land, you'll have plenty of room to enjoy the outdoors while surrounded by nature. Completely remodeled, move-in ready, and full of charm! Don't miss your opportunity to make this beautiful property yours. Schedule your private showing today!

221 Bartley Lane, Tunnel Hill
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