Catoosa County Homes with USDA Loan Financing available

Catoosa County Homes with USDA Loan Financing available

Welcome to Catoosa County, Georgia—a hidden gem nestled in the heart of the Peach State that beautifully blends Southern charm with modern conveniences. Known for its stunning landscapes and vibrant communities, Catoosa County is an ideal place for families, retirees, and anyone looking to embrace a serene lifestyle while remaining close to urban amenities. With its rich history, friendly neighborhoods, and a plethora of recreational activities, Catoosa County is not just a place to live; it's a place to thrive.

One of the standout features of Catoosa County is its commitment to affordable housing options, making it an attractive destination for prospective homebuyers. Homes in this area are eligible for USDA loan financing, which means that qualifying buyers can take advantage of 100% financing options. This fantastic opportunity allows you to step into your dream home without the burden of a hefty down payment. Whether you're looking for a cozy single-family home, a spacious property with room to grow, or a charming townhome, Catoosa County has something to suit every taste and budget.

In addition to its financial advantages, Catoosa County boasts excellent schools, beautiful parks, and a rich variety of outdoor activities. From hiking the scenic trails of the nearby Chickamauga and Chattanooga National Military Park to enjoying family-friendly events and festivals throughout the year, there’s never a dull moment in this vibrant community.

Come explore Catoosa County, where your dream home awaits, and discover the perfect blend of comfort, community, and affordability!

Newest Catoosa County Homes with USDA Loan Financing available

255 Fieldstone Drive, Ringgold
$350,000
4 Beds ⋅ 2 Baths ⋅ 1546357 MLS
Looking for space, privacy, and freedom with NO HOA? This standout 4-bedroom, 2-bath Ringgold home delivers ~1,700 sq ft of bright, functional living space in an unbeatable location less than 10 minutes from I-75! Step inside to a wide-open, sunlit main floor designed for connection, flowing effortlessly from the living area to the dining and kitchen spaces. Main-level living brings everyday convenience, while the finished upstairs unlocks serious versatility for extra bedrooms, a dedicated home office, or a media/game room. The backyard is an absolute showstopper: kick back in the shade on your covered porch, fire up the grill on the uncovered patio, and enjoy a massive, private, fully fenced yard with plenty of room for dogs to run and outdoor entertaining. Topped off with an attached 2-car garage, standard driveway, and zoning for award-winning Catoosa County schools, this home checks every box for comfort and an easy Chattanooga commute. Don't wait--book your showing today!

255 Fieldstone Drive, Ringgold
393 Murphy Lane, Ringgold
$299,000
3 Beds ⋅ 2 Baths ⋅ 1546277 MLS
Looking for privacy, peaceful surroundings, and the freedom to enjoy country living on your own terms? This secluded property offers the lifestyle you've been searching for! Tucked away in a tranquil, unrestricted country setting, you'll have the flexibility to create a space that truly fits your needs. Picture yourself enjoying your morning coffee on the welcoming front porch, surrounded by the sights and sounds of nature, or spending quiet evenings relaxing and entertaining on the back deck. The private backyard provides a peaceful retreat with opportunities for outdoor gatherings, gardening, or simply enjoying your own space away from the hustle and bustle. Dreaming of fresh eggs from your own chickens, a thriving vegetable garden, or a place to embrace a more self-sufficient lifestyle? Here, those possibilities can become your reality! Whether you're looking for a full-time residence, a peaceful country getaway, or a place to establish your own homestead, this property offers the privacy, flexibility, and outdoor living space to make it happen. Why settle for a property that limits your lifestyle when you can make it your own? Come experience the charm, seclusion, and possibilities this country property offers. Schedule your private showing today and see how easily you can picture yourself calling this peaceful retreat home! Home next door is also available for purchase. This could be a property that has multigenerational living next door. At a later date, 10+ acres will be for sale. All information from the seller and CRS is deemed reliable but not guaranteed. BUYER AND BUYER'S AGENT TO VERIFY. Agents, please read private agent notes.

393 Murphy Lane, Ringgold
95 Hilltop Road, Ringgold
$219,700
3 Beds ⋅ 2 Baths ⋅ 1546252 MLS
Welcome home to this beautifully updated one-level home in North Georgia! Situated on a spacious .7-acre lot, this 3-bedroom, 2-bath home offers a desirable split-bedroom floor plan and an inviting open-concept layout. Spacious rooms and updates throughout create a comfortable, move-in-ready feel. Enjoy the covered front porch, perfect for relaxing, or step out back onto the brand-new deck, ideal for entertaining or enjoying the outdoors. Easy-maintenance vinyl siding and LVP flooring add to the home's appeal, while the updated kitchen, bathrooms, and appliances provide modern touches throughout. Conveniently located just minutes from Chattanooga, this home offers the perfect combination of space, comfort, and convenience. Don't miss this opportunity to enjoy North Georgia living!

95 Hilltop Road, Ringgold
172 Mill Lane, Ringgold
$350,000
3 Beds ⋅ 2 Baths ⋅ 1546234 MLS
Welcome to Boynton Abbey! This absolutely charming farmhouse, built in 1900 and beautifully renovated, offers a wonderful combination of historic character, cheerful living spaces, and peaceful country surroundings, all just minutes from the conveniences of town. Located in the desirable Boynton community, the home is zoned for Boynton Elementary, Heritage Middle, and Heritage High School. Known affectionately as ''Boynton Abbey'' for approximately a decade, this delightful home has welcomed guests from near and far as a highly rated Airbnb vacation retreat. Originally known as the ''Old Buff Home-place,'' the property has a rich history dating back more than a century and has been lovingly cared for by the second of only two owners since 1978. Inside, you'll find three comfortable bedrooms, two bathrooms, an upstairs bonus, and a beautifully renovated home that retains the warmth and personality of a historic farmhouse. Outside, enjoy the shady front porch, inviting back patio, fire pit, and spacious yard. The historic barn adds another wonderful touch of character and a connection to the property's country roots. The setting is especially appealing--quiet, green, and tucked away from the hustle and bustle, yet only a few minutes from shopping and restaurants along Battlefield Parkway and approximately 20 minutes from downtown Chattanooga. Enjoy convenient access to Chickamauga Battlefield, Lookout Mountain, and all the attractions of the Chattanooga area. Cute, charming, cheerful, and full of personality, Boynton Abbey is a truly special place to call home. Come experience the character, comfort, and country charm of this delightful property for yourself!

172 Mill Lane, Ringgold
49 Hickory Hill Lane, Ringgold
$379,900
3 Beds ⋅ 3 Baths ⋅ 1546207 MLS
**Welcome to Hickory Hills and Ringgold Schools!** Check out this 2-level, updated 2-level family home sits on ~2/3 of an acre in a quiet cul-de-sac right off Battlefield Parkway, less than a mile from the interstate. Built in 1989 with heavy-duty 2x12 floor joists for superior structural support, this well-cared-for property features meticulous custom upgrades throughout. A roomy front porch opens into the main floor foyer, leading to a formal dining room and a large living room with a bow window. Just beyond is an open-concept office with custom greenhouse windows, flowing into a beautifully updated kitchen. Kitchen highlights include white cabinetry with lower open shelving, a custom pantry with roll-out shelves, new quartz countertops, a new single-basin sink and faucet, and all stainless steel appliances--including a new stove and refrigerator backed by a 2-year parts and labor warranty. In the rear of the main level are two bedrooms and two fully renovated bathrooms. The primary suite boasts an attached bath with ceramic tile floors, custom shelving, and a new vanity, toilet, and shower. The second main-floor bath features a large soaking tub. A laundry room completes the main level with direct access to the newly painted back deck and spacious backyard. Downstairs offers a flex space which can be used as a bedroom or additional living area equipped with an in-wall surround-sound system, plus two rooms with closets previously used by Seller as bedrooms. A renovated bathroom with a large shower sits between them, creating ideal potential for an in-law suite, guest quarters, or teen hangout. Rounding out the lower level is a spacious 2-car garage with ample workspace. Buyer to verify all listing data, square footage, schools, and anything else of importance. Info is deemed accurate but is not warranted.

49 Hickory Hill Lane, Ringgold
423 Hickory Circle, Ringgold
$385,000
4 Beds ⋅ 3 Baths ⋅ 1546179 MLS
Beautifully remodeled and move-in ready! Welcome to 423 Hickory Circle in Ringgold, GA, where comfort, style, and convenience come together. Offering 4 bedrooms, 3 full bathrooms, and over 2,000 square feet of living space, this home has room for everyone! The open-concept kitchen, living, and dining areas create the perfect space for entertaining and everyday living. The completely updated kitchen features brand-new cabinetry, granite countertops, and a new stainless steel appliance package. Upstairs, you'll find a spacious primary bedroom with an ensuite bathroom, along with two additional generously sized bedrooms. The fully finished basement adds incredible flexibility, complete with a full bathroom and potential for a fourth bedroom, guest suite, home office, or additional living space. Step outside and enjoy the brand-new screened-in porch overlooking the swimming pool, which features a brand-new liner. The fenced backyard offers the perfect setting for relaxing, entertaining, and making memories. A two-car garage provides convenient parking and additional storage. Located in a quiet, convenient neighborhood and zoned for the highly sought-after Heritage schools, this home is just minutes from shopping, dining, and entertainment. With beautiful updates, flexible living space, and fantastic outdoor amenities, this home is one you won't want to miss! Agent has a special interest in property as it is owned by family.

423 Hickory Circle, Ringgold
54 Crest Circle, Ringgold
$292,000
3 Beds ⋅ 2 Baths ⋅ 1546129 MLS
Welcome to 54 Crest Drive! This split-foyer home offers a functional floor plan, spacious living areas, and a two-car basement garage. The main level features a living room with a vaulted beadboard ceiling, durable plank-style flooring, and a generously sized kitchen with abundant cabinetry, ample counter space, and an adjoining dining area. The bedrooms offer comfortable layouts, while the bathrooms feature tile flooring and spacious vanities. The partially finished basement provides additional flexible space with potential for a recreation room, home office, or hobby area. Outside, enjoy an elevated rear deck overlooking the backyard, with mature trees providing a natural setting. Conveniently located with easy access to shopping, dining, and everyday amenities. HUD Case #106-454875. Sold As-ls. Earnest money deposit of $1,000 required in the form of a cashier's check or money order (no personal checks) made payable to the buyer's selected title company. This property is subject to HUD bidding procedures. Owner-Occupant bidders only during the initial exclusive listing period, followed by all bidders during the extended bidding period, if applicable. All offers must be submitted by a HUD-registered selling agent through U.S. Department of Housing and Urban Development at hudhomestore.gov. All information deemed reliable but not guaranteed. Buyer to verify all details including condition, utilities, square footage, and availability. Equal Housing Opportunity. Property sold AS-IS.

54 Crest Circle, Ringgold
1804 Honeysuckle Trail, Fort Oglethorpe
$449,900
4 Beds ⋅ 3 Baths ⋅ 1545653 MLS
This 4 bedroom, 3 bath split-foyer home offers space, specialty features including a garage bigger than the home itself, a movie theater, and plenty of room to grow. Upstairs features 3 bedrooms and 2 full bathrooms with a functional layout ready for its next chapter. Downstairs includes an additional bedroom and full bath, along with a fully dedicated theater room designed for a true cinematic experience and perfect for hosting game days. Brand-new carpet has been installed in the downstairs bedroom, closet, and theater room. The custom theater setup is impressive and thoughtfully built with a high-end Epson 4K projector, 154'' acoustically transparent screen, Denon receiver, 24-port Ethernet switch, 13 in-wall and in-ceiling Sonance speakers, 2 Martin Logan speakers positioned behind the screen, Thick Safe'n'Sound fire-rated insulation in all walls, and solid-core doors for enhanced sound control. The unfinished basement area is already framed for two additional bedrooms, providing excellent expansion potential and added future value. Significant exterior improvements have already been completed, including brand-new vinyl siding, roof replaced in 2021, front porch railing recently rebuilt, back deck fully replaced, and a French drain installed for improved water management. These updates offer both curb appeal and peace of mind on several major components. The 2,400 sq ft detached garage is a rare and standout feature. It includes three bays, 13-foot ceilings on the main level, a car lift, framed office space, and a full loft upstairs complete with a pool table. Ideal for hobbyists, car enthusiasts, storage, or workspace needs. The third bathroom is currently gutted and being renovated. Most items within the home are negotiable, offering additional flexibility. If you've been searching for a home with expansion opportunity, specialty upgrades, and a detached garage setup that's difficult to find, this one deserves a closer look.

1804 Honeysuckle Trail, Fort Oglethorpe
207 Loach Drive, Rossville
$330,000
4 Beds ⋅ 3 Baths ⋅ 1545634 MLS
SPACE, POTENTIAL, AND OPPORTUNITY -- ALL IN ONE! Welcome to 207 Loach Drive in Rossville, Georgia, where space meets possibility! Whether you're searching for a place to call home or your next investment opportunity, this property offers plenty of potential! With room to spread out, a fenced-in backyard perfect for outdoor entertaining, pets, and play, and the flexibility to make it your own, this home is ready for its next chapter. Room to grow. Space to enjoy. Potential to make it yours. Looking for a home with space for everyday living? You've found it! Searching for an investment property with possibilities? This one deserves a closer look! One property. Endless possibilities. Don't miss your chance to explore everything 207 Loach Drive has to offer!

207 Loach Drive, Rossville
361 Sutton Drive, Ringgold
$290,000
3 Beds ⋅ 2 Baths ⋅ 1545406 MLS
Welcome to 361 Sutton Drive in Ringgold, GA! This charming 3-bedroom, 2-bath home offers comfortable one-level living, numerous recent updates, and inviting outdoor spaces, all in a convenient location! Step inside to discover an open-concept layout connecting the kitchen and living room, creating a welcoming space for everyday living and entertaining. The spacious living room features a vaulted ceiling, cozy fireplace, and beautiful flooring. The kitchen offers white cabinetry, recently replaced countertops, a new tile backsplash, and plenty of cabinet space. A separate dining room provides the perfect setting for family meals and gatherings. You'll appreciate the many recent improvements throughout the home, including a roof replaced just 4 months ago, an HVAC system replaced approximately 2 years ago, new flooring in most of the home, updated light fixtures, and new electrical outlets. These updates add to the home's appeal and provide peace of mind for its next owner. The primary bedroom features a tray ceiling and a private bathroom with double vanities, a separate shower, and a jetted soaking tub. Two additional bedrooms offer flexibility for family, guests, or a home office. Outside, there's even more to love! Relax on the covered front porch or enjoy the spacious rear deck overlooking the wooded surroundings. The backyard also features a freestanding covered pavilion, offering another great space for grilling, entertaining, or simply unwinding. An attached two-car garage provides convenient parking and additional storage. Located in Ringgold, this home offers a peaceful setting while keeping you just minutes from shopping, dining, and quick access to I-75 for an easy commute to Chattanooga and surrounding areas. With its recent updates, comfortable layout, inviting outdoor spaces, and convenient location, 361 Sutton Drive is a home you won't want to miss! Schedule your private showing today!

361 Sutton Drive, Ringgold
102 Night Shade Lane, Ringgold
$274,500
3 Beds ⋅ 2 Baths ⋅ 1545343 MLS
Immaculate and inviting, this 3-bedroom, 2-bath home sits on a quiet cul-de-sac and offers comfortable living inside and out. A covered front porch welcomes you home, while updated LVP flooring and several updates throughout give the home a fresh, well cared for feel. The kitchen offers a welcoming space for preparing meals and gathering, and the cozy fireplace adds warmth and charm. The primary suite features a stylish accent wall, adding character and a personal touch to this relaxing retreat. Step outside to enjoy the fenced backyard, complete with a deck and covered back porch perfect for morning coffee, weekend cookouts, or relaxing evenings. Beautifully maintained and ready for its next chapter!

102 Night Shade Lane, Ringgold
192 Austin Circle, Rossville
$259,900
3 Beds ⋅ 2 Baths ⋅ 1545281 MLS
Thoughtfully renovated down to the studs in 2018, this 3-bedroom, 2-bath home offers a fresh, updated feel with the convenience of single-level living. Durable, low-maintenance flooring runs throughout, and the spacious kitchen features stainless steel appliances and plenty of room to gather. The primary suite includes a walk-in closet and double vanity. Outside, enjoy a carport and a flat, easy-to-maintain yard. Conveniently located near Fort Oglethorpe shopping, dining, and everyday services, with Chickamauga Battlefield nearby and Chattanooga about 10 miles away. Move-in ready and easy to care for, this home is ready to welcome you.

192 Austin Circle, Rossville
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