Catoosa Homes with FHA Financing available

Catoosa Homes with FHA Financing available

Welcome to Catoosa County, Georgia – a hidden gem nestled in the picturesque foothills of the Appalachian Mountains. Known for its stunning landscapes, rich history, and vibrant community, Catoosa County offers an exceptional quality of life that appeals to families, retirees, and everyone in between. With its charming towns, including Ringgold and Fort Oglethorpe, residents enjoy a perfect blend of small-town charm and modern conveniences.

Catoosa County is renowned for its outdoor recreational opportunities, with numerous parks and trails for hiking, biking, and fishing. The breathtaking views of Lookout Mountain and the nearby Chickamauga Battlefield provide ample opportunities for exploration and adventure. The county’s strong sense of community is evident through its local events, farmers' markets, and festivals that bring residents together to celebrate the region's rich culture.

For those considering a move to this inviting area, Catoosa County offers a variety of homes that qualify for FHA financing. This means first-time homebuyers and those looking to invest in their dream home can take advantage of lower down payment options and more flexible credit requirements. Whether you’re searching for a cozy bungalow, a spacious family home, or a charming historic property, Catoosa County has something for everyone.

Embrace the opportunity to plant your roots in this dynamic county, where community spirit thrives and the beauty of nature surrounds you. Discover your perfect home in Catoosa County, Georgia, and experience the warmth and hospitality that make this area truly special.

Newest Catoosa Homes with FHA Financing available

$309,000
4 Beds 3 Baths 1542818 MLS
A rare blend of versatility, comfort, and outdoor living awaits at 171 Melissa Drive in Ringgold. From the moment you arrive, the charming rocking-chair front porch sets a warm, welcoming tone that carries throughout this beautifully updated home. Inside, the airy, vaulted living room is highlighted by rich hardwood flooring and an inviting corner fireplace, creating the ultimate gathering hub. The open layout transitions into a bright, spacious kitchen and dining area featuring stainless steel appliances and ample cabinetry. Retreat down the hall to find a generous primary suite complete with a massive walk-in closet and an updated bath showcasing crisp modern finishes, dual mirrors, and matte black fixtures. Two additional bedrooms, a stylish hall bath with a modern sliding barn-door vanity, and a dedicated laundry room round out the well-designed main floor. Downstairs, the finished terrace level delivers exceptional flexibility with durable wood-look flooring throughout. This space includes an expansive recreation room ideal for a home gym or second living room, an additional private bonus room suited for a home office or guest quarters, and a third full bathroom. Adjoining the finished footprint is a massive drive-in double garage with abundant workshop and storage capacity. Out back, unwind in pure relaxation under the soaring, vaulted screened-in deck and open grilling patio, all overlooking a deep, gently rolling green lawn framed by mature trees. Perfectly situated in a sought-after Catoosa County neighborhood just moments from local schools and I-75 for a quick Chattanooga commute. Prepared for an immediate move in, seamless transition and priced intentionally to command strong interest--this property stands ready for its next owner. Schedule your private tour today to experience everything it has to offer.

171 Melissa Drive, Ringgold

$729,900
4 Beds 3 Baths 1542779 MLS
Brand new construction in Ringgold's premiere gated, swim community! This plan was our original model home in the neighborhood and hasn't been built since. As soon as you step inside the double front doors you'll love the open staircase with soaring ceilings open to the second floor. A formal dining space sits just off the entrance, with the wide open kitchen and living room a few steps towards the rear of the home. The fireplace is a show stopper, stretching all the way up wall with custom built in cabinets and floating shelves on either side. The kitchen is massive with tons of cabinets, counter top space, under cabinet lighting, gas range and an oversized island. The large back porch is amazing, overlooking your very private yard with no one behind you. The master suite is on the main level with stained ceiling beams, separate vanities, free standing tub, tile shower and large walk-in closet. Upstairs you'll find a large open space perfect for an office or homework nook, two large bedrooms with great closets, a shared full bath with full tile surround shower/tub and a large bonus room/4th bedroom. With natural gas at the street, you'll never have to worry about filling up a tank for your tankless gas water heater, fireplace and cooktop. All of this located in Ringgold's premier gated and swim community of Pine lakes with resort style pool, fitness facility, sidewalks and neighborhood ponds. Located just minutes to Publix, Home depot, health care and award winning schools with easy access to Chattanooga and Dalton!

82 Cedar Ridge Way, Ringgold

$324,900
2 Beds 2 Baths 1542755 MLS
Welcome home! This beautifully upgraded, one-level home offers the perfect combination of comfort, style, and easy living. From the moment you step into the inviting foyer, you'll notice the beautiful hardwood floors, 9-foot ceilings, and elegant crown molding that create a warm and polished first impression. The spacious guest bedroom is conveniently located just off the foyer, while the home continues into a wonderful open-concept living space where the kitchen, dining area, and living room come together seamlessly. Designed with both everyday living and entertaining in mind, this layout allows everyone to stay connected--even while preparing a meal in the kitchen. The beautifully upgraded kitchen features custom cabinetry, granite countertops, a breakfast bar, upgraded appliances, and a large walk-in pantry that provides plenty of storage. The cozy stacked-stone fireplace serves as a beautiful focal point and can be enjoyed from the living room, dining area, and kitchen. Just off the kitchen, step outside to the covered patio and enjoy your morning coffee, an evening meal. Beyond the covered patio, the home also offers a lovely private backyard, an inviting outdoor retreat with room to relax, garden, entertain, or simply enjoy your own peaceful space. With everything conveniently located on one level, this home offers an easy, comfortable lifestyle without sacrificing style or space. Beautiful upgrades, an inviting open floor plan, and a private backyard make this a home you'll want to see for yourself!

915 Colony Circle, Fort Oglethorpe

$975,000
4 Beds 3 Baths 1542740 MLS
Welcome to The Breckenridge on Cherokee Valley Road, beautifully situated on 3.41 acres and set back from the main road for added privacy. Enjoy beautiful mountain views from the front and a wooded backdrop in the rear, offering the perfect blend of open scenery and natural privacy. Exceptional luxury living in this stunning 4-bedroom, 3.5-bath home that offers 3,751 square feet of beautifully designed living space with timeless architecture, refined finishes, and an ideal layout for both everyday living and elegant entertaining. A dramatic two-story foyer makes a striking first impression, flanked by a formal dining room and private study. The main level features 10-foot ceilings, hardwood floors, and an open yet sophisticated flow throughout. The chef's kitchen features quartz countertops, KitchenAid gas appliances, a gas cooktop with pot filler, a butler's pantry, and a walk-in pantry, opening seamlessly to the breakfast area, keeping room, and spacious living areas. The inviting great room features a fireplace and a wall of windows overlooking the covered rear porch. The main-level primary suite is a luxurious retreat with its own fireplace and separate walk-in closets. A powder bath, laundry room, and mudroom with cubbies add convenience and function to the main floor. Upstairs, you'll find 3 spacious secondary bedrooms, all with walk-in closets, including one ensuite bedroom and a shared bath with separate sink areas for the other two. An open loft and media room with a kitchenette provide exceptional flexibility for living and entertaining. Car enthusiasts and those needing extra utility areas will appreciate the 2-car garage plus a separate 3rd garage bay, ideal for a golf cart, utility vehicle, workshop, or another car. You will enjoy this home with its majestic presence and luxurious finishes, INTERIOR PHOTOS ARE STOCK PHOTOS OF A SIMILAR HOME

3684 Cherokee Valley Road Lot #4, Ringgold

$435,000
3 Beds 3 Baths 1542604 MLS
AND HERE IT IS!! Finally, the home you've been looking for is on the market and ready for you!! This well-built home has everything you need on the main level including the huge master suite with large bathroom, his and hers closets, a half bath to service guests along with a separate dining room, living room and den with cozy gas log fireplace. Upstairs you will find two additional bedrooms a full tiled shower and a huge, finished bonus room, not to mention storage galore! Second floor has been sound proofed so downstairs does not hear the upstairs activity. You are going to love spending time outside in the private fenced backyard to find your very own personal retreat. Enjoying your morning coffee sitting on the swing in the screened in porch which overlooks the fabulous 8ft deep sale water inground pool with diving board and it just might inspire a morning swim. To finish out the home you have a large corner lot, double car garage and picturesque. white picket fence. This home has been updated and is move in ready. Updates include all light fixtures, chandeliers, ceiling fans, new roof with hardwired attic fan (2026), new HVAC (2025) gutter guards, pool was converted from chlorine to salt, new pool liner with spray foam insulation, new steps in pool and partial decking were added, screened in porch was updated and a brand new deck was added (2024), updated tiled showers, baths and laundry, new paint, and luxury vinyl flooring, not to mention the several trees that were cut down to enhance the property. There is also a second driveway for your guests. The owners truly have a lot of pride and ownership here and it is tastefully decorated. You will not want to miss out on this one.

14 Hickory Hill Lane, Ringgold

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