Catoosa Homes with FHA Financing available

Catoosa Homes with FHA Financing available

Welcome to Catoosa County, Georgia – a hidden gem nestled in the picturesque foothills of the Appalachian Mountains. Known for its stunning landscapes, rich history, and vibrant community, Catoosa County offers an exceptional quality of life that appeals to families, retirees, and everyone in between. With its charming towns, including Ringgold and Fort Oglethorpe, residents enjoy a perfect blend of small-town charm and modern conveniences.

Catoosa County is renowned for its outdoor recreational opportunities, with numerous parks and trails for hiking, biking, and fishing. The breathtaking views of Lookout Mountain and the nearby Chickamauga Battlefield provide ample opportunities for exploration and adventure. The county’s strong sense of community is evident through its local events, farmers' markets, and festivals that bring residents together to celebrate the region's rich culture.

For those considering a move to this inviting area, Catoosa County offers a variety of homes that qualify for FHA financing. This means first-time homebuyers and those looking to invest in their dream home can take advantage of lower down payment options and more flexible credit requirements. Whether you’re searching for a cozy bungalow, a spacious family home, or a charming historic property, Catoosa County has something for everyone.

Embrace the opportunity to plant your roots in this dynamic county, where community spirit thrives and the beauty of nature surrounds you. Discover your perfect home in Catoosa County, Georgia, and experience the warmth and hospitality that make this area truly special.

Newest Catoosa Homes with FHA Financing available

$825,000
5 Beds 6 Baths 1539637 MLS
Custom built estate home offering elegant main-level living with timeless Mid-Century Modern design. A stately portico welcomes you into a stunning foyer with marble floors and sweeping views of Lookout Mountain. The gracious formal living room features an imported French fireplace surround, a bay window with abundant natural light and the formal dining room flows seamlessly from the living room and is filled with more bright windows. The oversized kitchen showcases marble floors along side many original appliances, including the double oven, cooktop, dishwasher and an original built-in functioning wall clock. The charming breakfast nook is a cheerful room with expansive windows that take advantage of the views to be had on top of this neighborhood. All of the 4 full and 2 half bathrooms feature original 1960's tile and beautifully preserved architectural details, and have been thoughtfully maintained to honor the home's original design. Off the kitchen is the inviting study, featuring another fireplace, built-in shelving and direct access to a covered deck where breathtaking panoramic views take center stage. The private main-level bedroom wing includes a luxurious primary suite with two addition bedrooms and another full bath. A grand staircase leads to the walkout lower level, thoughtfully designed for entertaining or providing multigenerational living. It includes a game room large enough for a regulation size pool table, a wet bar, another full bath and a guest suite with a private en-suite bath. Continuing over to the other side of this level is a comfy family room with another fire place and a walk out to the terrace with that stunning view. Last but not least in this incredible home, there is an apartment with its own kitchen and a private exterior entrance for guests or extra income.

14 Mockingbird Lane, Ringgold

$350,000
3 Beds 3 Baths 1539595 MLS
Peaceful living meets everyday convenience. Nestled on 2 private acres surrounded by mature trees, this beautiful 1.5 story home offers a tranquil setting with breathtaking views while remaining just minutes from shopping, dining, and schools. The home's painted cedar exterior with stacked stone accents blends beautifully into its natural surroundings. A covered front porch welcomes you into the bright sunroom, the perfect place to enjoy your morning coffee while taking in the natural surroundings. From there, step into the spacious great room highlighted by soaring vaulted ceilings, rich hardwood floors, and a stunning floor-to-ceiling stacked stone fireplace with gas logs, creating a warm and inviting gathering space. The adjoining kitchen is designed for both function and style with granite countertops, a pantry, and a full complement of appliances including the freestanding electric range, refrigerator, microwave, and dishwasher. The desirable main-level primary suite is generously sized and features a beautiful bay window overlooking the wooded landscape. The primary bathroom offers granite countertops with double vanities, tile flooring, a walk-in shower, and a convenient linen closet. A second bedroom with hardwood flooring with a spacious closet complete the main level. Upstairs, you'll find a private third bedroom with a walk-in closet and its own full bath featuring tile flooring, a jetted soaking tub, and a separate shower, ideal for guests, family, or a private retreat. The unfinished basement provides exceptional storage space, a third garage bay, and an additional full bath, offering endless possibilities for a workshop, hobby area, or future expansion. Updates include a new metal roof installed in 2019 and a new HVAC system in 2023. If you've been searching for privacy, scenic views, quality construction, and a convenient Ringgold location, this exceptional property is one you won't want to miss. Being sold with adjacent lot Parcel 0053A 009.

494 Forest Drive, Ringgold

$914,900
3 Beds 3 Baths 1539554 MLS
Perched atop 4 private acres with breathtaking panoramic views stretching across Southeast Tennessee and Northwest Georgia, this stunning log-sided mountain retreat offers a rare blend of rustic luxury, privacy, and entertainment-focused outdoor living. Overlooking the majestic ridgelines of Signal Mountain and Lookout Mountain, the property captures unforgettable long-range mountain vistas from nearly every angle. The main home features approximately 2,880 square feet with 3 bedrooms and 3 full bathrooms, thoughtfully designed to embrace both comfort and scenic beauty. Recent upgrades and improvements throughout the property create a true move-in-ready mountain escape. Outdoor living has been extensively transformed with a complete deck remodel around the pool area featuring a custom tiki bar, RGB lighting, stamped concrete, and a large pavilion with wet bar--perfect for entertaining year-round. The pavilion and tiki area are equipped with 220V heaters, creating an ideal space for gatherings in every season. Additional exterior enhancements include a stacked stone retaining wall, updated landscaping, new outdoor light fixtures, freshly stained porches and decks, and the entire home recently stained for long-term preservation and curb appeal. The oversized 3-car garage features a professionally coated garage floor, while inside the home, a new Trane HVAC unit services the upstairs level for improved comfort and efficiency. Adding even more value and versatility is a separate 552 sq. ft. cabin that offers incredible potential as a guest house, mother-in-law suite, private office, or income-producing rental opportunity. This one-of-a-kind mountain property combines incredible views, privacy, extensive upgrades, and exceptional entertaining spaces--creating a truly unforgettable North Georgia retreat.

359 Potts Road, Ringgold

$295,000
2 Beds 2 Baths 1539511 MLS
Welcome to 175 Dietz Road, where timeless farmhouse charm meets modern comfort. Originally built in 1935, this beautifully renovated one-level home offers 1,658 square feet with 2 bedrooms, 2 full baths, and sits on approximately one private acre. Enjoy amazing views of the sun rising and setting. Every major update has already been completed, including a new roof, windows, HVAC system, flooring, paint, fixtures, and an on-demand tankless water heater, making this home truly move-in ready. Inside a spacious living and dining combination is accented by luxury vinyl plank flooring and crown molding throughout much of the home. The thoughtfully redesigned kitchen features new countertops, a deep farmhouse sink, floating shelves, a butler's pantry, a cozy bar-top seating area, and a full suite of new stainless steel appliances, including a refrigerator, microwave, dishwasher, and electric range. The primary suite offers a luxurious retreat with a beautifully tiled walk-in shower featuring a built-in bench and water panel system, tile flooring, a new vanity, and a new toilet. The first full bath has been tastefully updated with a tiled shower, new vanity, vinyl flooring, charming shiplap accents, a sliding barn door, and a stackable washer and dryer that will remain with the home. The spacious secondary bedroom includes an adjoining flex room ideal for a home office, sunroom, nursery, or an oversized walk-in closet. A generous den with all-new lighting and fixtures opens through a sliding glass door to the level, private backyard, perfect for relaxing, entertaining, or enjoying the peaceful surroundings. Additional peace of mind comes from a recently serviced and pumped septic system. Relax on the inviting front porch and enjoy the perfect blend of historic character and today's conveniences. If you've been searching for a fully renovated home with character and modern finishes, acreage and one-level living, this exceptional property is ready to welcome you home

175 Dietz Road, Ringgold

$492,000
4 Beds 4 Baths 1539498 MLS
Welcome to 759 Smitherman Road where there is room for the entire family - 4 Bedrooms, including a modern Mother-in-Law suite, 3.5 Baths and a 417 sq. ft. bonus room above the garage that is not included in the stated square footage. Situated on a double lot, this cape cod style home has so many wonderful features including a beautiful private inground pool. On a hot summer day, it becomes the centerpiece of warm weather living. The main level of the home is very welcoming - upon entering you will immediately appreciate the size of the rooms - the oversized living room can accommodate large groups for watching the game or just curling up in front of the fire on a cool night. The formal dining room can accommodate a large group for holiday gatherings or family celebrations and has delightful natural light streaming in. The wonderful white kitchen was updated three years ago and is the heart of the home. There is a large island for gathering along with a large breakfast area, an abundance of cabinets and countertop space featuring quartz countertops, white subway tile backsplash stainless appliances and a pantry. Also on the main level is space that could be used for a den or home office, the laundry room and a half bath. Upstairs you find the primary ensuite and two generously sized guest bedrooms and a hall guest bathroom. There is access from the upper level through the attic space to the bonus room - access is also available from the two car garage. In the basement, the Mother-in-Law or teen suite, is very pleasing - with 1,276 sq. ft. of living space. It's far from a dark dreary basement retreat - it features a bright space including a modern expansive kitchen with stone countertops and stainless appliances. Outdoor living is just steps away - step out from the kitchen area to the screened back porch or to the pool deck where you can relax and enjoy the private natural setting. If you are searching for a home with a larger lot and room for family and friends, this may be the one! Conveniently located just minutes from I-75, restaurants and shopping. Schedule your appointment today to see this one! Buyers to verify all information they deem important including square footage and school zones.

759 Smitherman Road, Ringgold

$294,900
2 Beds 2 Baths 1539443 MLS
Welcome to easy, low-maintenance living in the desirable gated community of Sunset Cove! Built in 2022, this beautifully maintained one-level townhome offers 1,344 square feet of thoughtfully designed living space with upgrades that set it apart. Step inside to an open-concept floor plan featuring durable, low-maintenance flooring throughout--there's no carpet anywhere in the home! The spacious living area flows effortlessly into the kitchen and dining space, creating the perfect layout for everyday living and entertaining. One of this home's standout features is the permanent staircase leading to a large unfinished bonus area, providing incredible storage or the opportunity to finish the space for a home office, hobby room, guest suite, or additional living area. This valuable upgrade offers flexibility that many homes in the community don't have. The split-bedroom floor plan provides privacy, while the spacious primary suite offers a relaxing retreat with an en-suite bath and generous closet space. A one-car garage, ample storage, and modern finishes complete this move-in-ready home. Enjoy a carefree lifestyle in this charming gated community, where the HOA takes care of lawn maintenance and gate access, allowing you more time to enjoy life and less time on yard work. Conveniently located just minutes from I-75, you'll have quick access to downtown Chattanooga, Fort Oglethorpe, shopping, restaurants, parks, and healthcare while enjoying the peaceful atmosphere of a well-maintained neighborhood. Whether you're looking for your first home, downsizing, or simply wanting a lock-and-leave lifestyle, this better-than-new townhome is one you won't want to miss. Schedule your private showing today!

83 Morning Mist Drive, Rossville

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