Tracy City Homes with FHA Financing available

Tracy City Homes with FHA Financing available

Welcome to Tracy City, Tennessee – a hidden gem nestled in the heart of the scenic Cumberland Plateau. Known for its breathtaking landscapes and rich history, Tracy City offers a unique blend of small-town charm and vibrant community spirit. With its picturesque views, lush greenery, and friendly neighborhoods, this quaint city is the perfect place to call home.

Tracy City is steeped in heritage, with roots tracing back to the late 19th century. The city boasts a variety of outdoor recreational opportunities, from hiking and biking along the beautiful trails of the nearby South Cumberland State Park to exploring the local shops and eateries that reflect the area's culture. The community is known for its warm hospitality, making it an inviting place for families, retirees, and anyone looking for a peaceful lifestyle away from the hustle and bustle of city life.

For prospective homeowners, Tracy City offers an array of housing options, including charming single-family homes, cozy cottages, and modern residences. One of the standout features of this area is the availability of FHA financing, which makes homeownership more accessible for many. With FHA loans, buyers can enjoy lower down payments and more flexible credit requirements, making it easier to invest in your dream home in this beautiful city.

Whether you’re looking to settle down in a welcoming community or seeking an idyllic retreat surrounded by nature, Tracy City, TN, is the perfect place to start your journey. Explore the possibilities and discover why so many are choosing to call this enchanting city home!

Newest Tracy City Homes with FHA Financing available

$98,000
1539573 MLS
Escape to the beauty of Tennessee with this stunning 10-acre undeveloped tract on Green Town Rd in Tracy City. Whether you're looking for the perfect hunting retreat, a private homesite, or an investment in land, this property offers endless possibilities. With water and electricity available at the road, you'll have a head start on building your dream home or weekend getaway. The property is rich with abundant wildlife, making it an excellent location for hunting, hiking, or simply enjoying the peaceful outdoors. Ideally located just minutes from Foster Falls Recreation Area, South Cumberland State Park and Fiery Gizzard Trail, you'll have easy access to world-class hiking trails, waterfalls, rock climbing, camping, and countless outdoor adventures. Only 1 hour from Chattanooga and 1 hour and 45 minutes from Nashville you can enjoy the amazing outdoors but also enjoy Tennessee's most amazing cities at your leisure. This property offers everything you can imagine and so much more. Make your appointment today to see this property and start making your dreams a reality. Percolation test available upon request.

O Green Town Road 0, Tracy City
$35,000
1538594 MLS
This gorgeous, wooded lot is perfect for building your new home. This property has a view of the neighbor's pond, rolling slope down to a wet weather creek, and is ideal for vacation home. This property is located just off the main highway on Sally Branch Road, giving you privacy and convenience all in one area. The property has already had a soil analysis and a survey. Come see all this property has to offer.

2411 Sr 56 Road 5, Tracy City
$35,000
1538592 MLS
This gorgeous, wooded lot is perfect for building your new home. This property has a level, to rolling slope down to a wet weather creek. This property is located just off the main highway on Sally Branch Road, giving you privacy and convenience all in one area. The property has already has a soil analysis and a survey. Come see all this property has to offer.

2411 Sr 56 Road 4, Tracy City
$35,000
1538589 MLS
This beautiful property is ready for building. The open field area had a previous septic tank many years ago from an old home site, has had a recent soil analysis, will have road access off Sally Branch Road and is ready for your dream home. You will have views of the neighbors pond.

2411 Sr 56 Road 3, Tracy City
$45,000
1538588 MLS
Beautiful wooded property that was just subdivided from a larger tract. This gorgeous property features Salley Branch Creek running through it, a level to rolling terrain, and has already had a soil analysis done. This property has road access from Highway 56, with utilities available at the road. There is a utility easement running through the property. This property is ready for you to come build your dream home.

2411 Sr 56 Road 2, Tracy City
$45,000
1538587 MLS
Beautiful, wooded property that was just subdivided from a larger tract. This gorgeous property features Salley Branch Creek running through it, a level to rolling terrain, and has already had a soil analysis done. This property has road access from Highway 56, with utilities available at the road. There is a utility easement running through the property. This property is ready for you to come build your dream home.

2411 Sr 56 Road 1, Tracy City
$170,000
1536457 MLS
This beautiful 10.9-acre parcel off Windstone Drive is ideal for your future homesite. Nestled in a peaceful rural setting, the land is permitted for a 4 bedroom home. A newer fence to the property line and a driveway that follows along the easement to the cleared, build site make this property more accessible and ready for your dream home. Call to schedule your viewing today.

229 Windstone Drive, Tracy City
$300,000
1534888 MLS
Hunting? Here's your home!! Off a quiet country road, in the rolling landscape of Grundy County, TN, this 33.5-acre property offers an incredible environment for outdoor enthusiasts and land investors alike. Convenient to Monteagle, TN (15 mins) and Chattanooga, TN (55 mins), your hunting ground, home, or hide-away (maybe all three!) will be tucked in dense forest, rolling hills, with numerous glades, offering several options building locations. Several natural bowls and gullies provide natural foraging and byways for deer, turkey, rabbits, squirrels, songbirds, and other wildlife. The property includes a sturdy and comfortable wildlife viewing stand (hunting blind). In almost every spot, varieties of pines, poplars, oaks, and maples tower over you - some with trunks 20-30 inches in diameter! There are ample areas for food plots and old logging tracks (from about 60 years ago) for trails and walking paths, throughout the interior of the lot. No matter if you are a hunter, conservationist, or simply seeking a private place to retreat to, this property offers Tennessee at its best. This parcel is recorded in Greenbelt status. Tipple Rd separates the parcel into two sections, approx. 12.25 acres to the east and 21.25 to the west. both portions are equally diverse topographically, habitat, and beauty. No property tours without an appointment. Call to schedule a tour.

Tipple Road Tract 4 & 5, Tracy City
$385,000
2 Beds ⋅ 2 Baths ⋅ 1533655 MLS
This 2-bedroom, 2-bath home in The Retreat at Water's Edge offer a bright, airy interior that showcases the mountain charm of the area. With an open floor plan, high ceilings, and generous natural light, the home feels spacious and inviting. Designed for low maintenance and easy enjoyment, the property works equally well as a primary home where you can escape from the noise of the city or income-producing short-term rental. Residents enjoy access to a 95-acre lake, hiking trails, and community gathering spaces. Convenient to Sewanee and several of Tennessee's most popular waterfalls and outdoor destinations, this home is located in a place that is sure to offer refreshment. Move-in ready and waiting to be enjoyed. We are offering a limited-time investor special for those purchasing multiple homes as a bundled package. This a great opportunity to build a short term rental portfolio in a beautiful part of Tennessee.

78 Dwellings Drive Lot 181, Tracy City
$385,000
2 Beds ⋅ 2 Baths ⋅ 1533651 MLS
Modern mountain living meets effortless retreat in this beautifully appointed 2-bedroom, 2-bath home nestled within the gated community of The Retreat at Water's Edge. Whether you're seeking a personal sanctuary or a high-performing short-term rental investment, this property delivers the perfect blend of comfort, style, and sought-after amenities. Inside, soaring ceilings and walls of windows flood the open-concept living space with natural light, creating an airy, welcoming atmosphere from the moment you step through the door. The seamless flow between kitchen, dining, and living areas makes both everyday living and entertaining feel completely effortless. When the day winds down, step out to your private patio and fire pit -- an ideal setting for starlit evenings, s'mores with the family, or cocktails with friends. Beyond your doorstep, community amenities rival those of a full-scale resort: a stunning 95-acre private lake for kayaking and fishing, scenic hiking trails, and beautifully maintained shared pavilions. Adventure awaits just minutes away at Foster Falls and the celebrated Fiery Gizzard Trail, while the charming university town of Sewanee adds culture, dining, and year-round appeal. Investor Opportunity: Purchasing multiple homes? Ask about our exclusive bundled package -- a rare chance to establish a short-term rental portfolio in one of Tennessee's most picturesque and in-demand destinations.

33 Dwellings Drive Lot 191, Tracy City
$385,000
2 Beds ⋅ 2 Baths ⋅ 1533654 MLS
Opportunity meets lifestyle in this 2-bedroom, 2-bath modern retreat in The Retreat at Water's Edge. Ideal for personal enjoyment or short-term rental income, this property offers strong appeal in a high-demand tourism corridor that is beautiful all year round. The efficient open-concept layout features high ceilings and generous natural light, maximizing livability within a thoughtfully designed footprint. Tucked along the back part of the community, the home offers a peaceful setting guests consistently seek. The outdoor patio and space for a fire pit create an inviting space for relaxation and evening gatherings. Community amenities include a 95-acre stocked lake, hiking trails, and common areas that enhance guest experience and rental potential. Just minutes from Sewanee and popular attractions like Foster Falls and the Fiery Gizzard Trail, this location continues to draw year-round visitors and the home also comes with a one year builder's warranty! We are offering a limited-time investor special for those purchasing multiple homes as a bundled package. This a great opportunity to build a short term rental portfolio in a beautiful part of Tennessee.

51 Dwellings Drive Lot 190, Tracy City
$375,000
2 Beds ⋅ 1 Baths ⋅ 1533652 MLS
Tucked just minutes from the trails, water, and quiet beauty of a nearby state park, this thoughtfully designed tiny home offers the perfect escape from the noise of everyday life. Whether you're looking for a peaceful personal retreat or a smart investment property, this home delivers both while being only 1.5 hrs away from Nashville and less than an hour from Chattanooga. Enjoy it as your own nature getaway and let it generate reliable rental income while you're away. Enjoy the beautiful lake views from the front porch, or the sauna that is included with the property! This home is located within a private gated community inside The Retreat at Waters Edge with 894 sq ft of living space efficiently laid out to feel part of the surrounding scenery with a wrap around covered porch. The community offers walking trails, fire pits, fishing at the lake and a future swimming pool. It comes with a one year builder warranty for ease of mind and is the perfect place to return to a slower pace of life in the middle of Tennessee's stunning landscape. We are offering a limited-time investor special for those purchasing multiple homes as a bundled package. This a great opportunity to build a short term rental portfolio in a beautiful part of Tennessee.

44 Dwellings Drive Lot 179, Tracy City
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