Summerville Homes with Conventional Financing available

Summerville Homes with Conventional Financing available

Welcome to Summerville, Georgia—a hidden gem nestled in the heart of Chattooga County. With its charming small-town atmosphere, Summerville offers a delightful blend of Southern hospitality, rich history, and stunning natural beauty. Known for its picturesque landscapes and friendly community, this quaint city is an ideal place for families, retirees, and anyone looking to escape the hustle and bustle of city life.

Summerville is surrounded by breathtaking scenery, including the stunning foothills of the Appalachian Mountains and numerous parks and recreational areas. Residents enjoy a variety of outdoor activities, from hiking along the scenic trails of nearby state parks to fishing in the pristine waters of local lakes. The city also boasts a vibrant downtown area filled with unique shops, cozy cafes, and local eateries, making it a perfect spot for leisurely strolls and community gatherings.

For those considering making Summerville their home, you'll be pleased to know that a variety of homes are available with conventional financing options. Whether you're looking for a charming historic home, a modern family residence, or a cozy cottage, the real estate market in Summerville has something for everyone. Conventional financing makes it easier to secure your dream home, allowing you to invest in a property that suits your lifestyle and budget.

With its welcoming community, beautiful surroundings, and convenient access to modern amenities, Summerville, Georgia, is not just a place to live—it's a place to thrive. Come explore the possibilities and discover why so many are proud to call this charming city home!

Newest Summerville Homes with Conventional Financing available

$65,000
1542644 MLS
Discover a great opportunity with this 2.5-acre property at 800 Hair Lake Rd in Summerville, GA, already partially prepared for RV or boat storage and parking. The site includes partial gravel surfacing and fencing, providing a solid start for anyone looking to expand a storage business, create a private parking area, or continue developing the land. With easy access, level terrain, and plenty of usable space, this property offers excellent flexibility and potential for a variety of uses—ready for your next project or investment vision.

800 Hair Lake Road, Summerville
$246,900
2 Beds ⋅ 2 Baths ⋅ 1542219 MLS
Welcome home to your own private retreat! Tucked away at the end of a long driveway and surrounded by mature trees, this charming two-bedroom, one-and-a-half-bath home offers the peace, privacy, and relaxed pace of rural living. Inside, you'll find hardwood and tile flooring throughout the main level, with comfortable carpeting upstairs. Both generously sized bedrooms and the full bathroom are located on the second floor, along with a spacious balcony--an inviting place to enjoy your morning coffee while taking in the quiet surroundings. You can also unwind on the welcoming front porch and enjoy peaceful views of the property. Additional features include three outbuildings that will remain with the property and a stair chair lift for added convenience. The property also has an in-ground swimming pool; however, it has not been opened or serviced during the current owners' ownership, and its condition is unknown. If you've been searching for privacy, outdoor space, and country charm, this distinctive property deserves your attention. Don't miss the opportunity to make it your own! More pictures coming tomorrow.

1254 Mahan Road, Summerville
$265,000
3 Beds ⋅ 2 Baths ⋅ 1541962 MLS
Welcome to this beautifully maintained 3-bedroom, 1.5-bath home offering 1,782 square feet of comfortable living space on a peaceful .66-acre lot. The bright, open floor plan features spacious living areas, durable flooring, and stylish finishes throughout. The inviting living room is highlighted by a striking shiplap fireplace feature wall, while the kitchen offers abundant cabinet space, stainless steel appliances, a subway tile backsplash, and a large island with seating.The generously sized primary bedroom provides plenty of room to create a relaxing retreat, and the full bath features double vanities. Outside, enjoy plenty of space to relax, play, and entertain, along with an above-ground pool and storage shed available with an acceptable offer. A dedicated RV site with a concrete pad and power already installed adds even more flexibility. With its spacious layout, desirable amenities, and peaceful country-style setting, this home offers the perfect blend of comfort and functionality.

464 Hair Lake Road, Summerville
$110,000
2 Beds ⋅ 1 Baths ⋅ 1541826 MLS
Perfect starter home or rental opportunity with a great location. This charming 2-bedroom, 1-bath home near Downtown Summerville. Situated on a beautiful lot with plenty of potential. Only 30 minutes from Rome A wonderful opportunity for first-time buyers, downsizers, or anyone looking for a cozy place to call home! Needs some cosmetic TLC

191 Steven Street, Summerville
$375,000
6 Beds ⋅ 5 Baths ⋅ 1541055 MLS
Private brick estate nestled on 11.26 at the end of a quiet, dead-end road. Offering 5,040 square feet of living space, this well-maintained 1964 home is the perfect canvas for custom cosmetic updates. Property Highlights: Dead-end road privacy with beautiful views Spacious Living: 4 Bedrooms / 4.5 Bathrooms 16x32 Inground pool - needs work Finished basement with a 2nd kitchen & library Central H/A & well-maintained main kitchen 20x20 Carport + 12x16 storage building Layout designed perfectly for family gatherings and hosting guests. While the home needs a few modern cosmetic updates, the bones and features are exceptional.

139 Melrose Lane, Summerville
$189,900
3 Beds ⋅ 2 Baths ⋅ 1540886 MLS
🏡 JUST LISTED ON GOODWIN DRIVE! Welcome to this lovely, one-owner home nestled in an established neighborhood in Summerville, GA. This all-brick home offers three bedrooms, one-and-a-half baths, a spacious living room, a large kitchen, and a comfortable, inviting layout. Enjoy relaxing on the screened porch overlooking a great yard with beautiful shade trees. A separate storage building provides additional space for lawn equipment, tools, and more. With so much to offer in this well-built home, this property is ready for a new family to call it home and take it to the next level! Call today to schedule your private showing!

296 Goodwin Drive, Summerville
$279,000
3 Beds ⋅ 2 Baths ⋅ 1537584 MLS
Extensively improved with over $45,000 in recent updates, including a new 200-amp electrical panel, replacement of cast iron plumbing with PVC, new natural gas lines, crawl space structural repairs and insulated HVAC ductwork, renovated laundry room, fresh interior paint and wall repairs, new gutters with leaf guards, new bedroom carpeting, restored interior, repaired front steps, and a freshly painted carport. The detached garage was removed to create a welcoming fire pit area, several trees were removed for improved curb appeal, and a new GE side-by-side refrigerator with ice maker and a new LG front load washer/dryer set conveys with the home. A classic brick home with modern updates, quality improvements, and timeless appeal--ready for its next owner. Showings to begin 6/29.

149 Kirby Street, Summerville
$149,900
3 Beds ⋅ 2 Baths ⋅ 1537283 MLS
Welcome to 80 Lee Street - beautifully renovated and completely move-in ready! This charming single-level home offers 3 bedrooms and 2 full baths with thoughtful updates throughout. You'll love the fresh modern feel featuring new flooring, a complete interior and exterior paint refresh, new doors, and an updated lighting package. The kitchen is equipped with brand-new appliances, making it ready for everyday living and entertaining. Outside, the freshly stained porch and deck provide the perfect spaces to relax and enjoy the outdoors. Qualified buyers may take advantage of 100% financing through the USDA Rural Development Program, making homeownership more affordable than ever. Convenient, updated, and ready for its next owner, this home also includes a home warranty for added peace of mind. Owner/Agent.

80 Lee Street, Summerville
$128,900
3 Beds ⋅ 2 Baths ⋅ 1537169 MLS
TWO HOMES ON ONE PARCEL - GREAT INVESTMENT OPPORTUNITY!!!!! Discover a unique property in Chattooga County featuring two separate homes on a single parcel with approx. 1.6 acres per tax records. This property is perfectly positioned near shopping, restaurants and schools. The 2 bedroom, 1 bath home features a 2021 kitchen makeover and newer LVP flooring throughout most of the home. One bedroom still awaits the matching LVP-the extra flooring will be left for the new owner to finish. The 1 bedroom, 1 bath residence, currently tenant occupied offers immediate rental income. This home has had some updates featuring a recent new water heater install, plumbing, and new water line from the house to the meter. Both homes still need some TLC; making this a great value-add project. Seller is selling AS IS! Natural gas is available; however, not being used. Don't wait to schedule a showing! This property is ideal for investors seeking immediate rental income, multi-generational living, or an owner who wants to live in one home and rent the other. ** Interior pics taken in 2024 for 66 Hartline Hill are prior to tenant moving in.

64 Hartline Hill Road, Summerville
$135,000
2 Beds ⋅ 1 Baths ⋅ 1534790 MLS
This home has been redone beautifully. This will be a great starter home, investment or a downsize opportunity. Great backyard for entertaining friends and family. Lots of possibilities for this home.

490 Scoggins Street, Summerville
$349,900
3 Beds ⋅ 2 Baths ⋅ 1534537 MLS
Welcome to 90 Sunset Drive, an absolutely BEAUTIFUL updated home situated on a gorgeous 2.57+- acre lot in a great location! With 2300 SQ FT of living space, 3 BD, 2 Full BA, multiple bonus spaces, excellent outdoor amenities, and outstanding garage/workshop space, this property provides so much both inside and out! Inside the home, you are welcomed by a warm and inviting living room featuring beautiful gas logs, creating the perfect cozy atmosphere to relax or entertain. The recently remodeled kitchen offers updated finishes, abundant cabinet space, and a functional layout that flows seamlessly into the main living areas of the home. The spacious master suite is lovely, complete with an en-suite full bath featuring a double vanity, jetted tub, separate shower, and walk-in closet. Two additional bedrooms and a second full bath provide plenty of room for family or guests. The home also features a HUGE bonus room that has been recently updated and would make an excellent playroom, second living area, media room, or hobby space. Upstairs, you will find an additional bonus room that would be perfect for a home office, study, craft room, or additional storage space. Step outside and enjoy everything this incredible property has to offer. The large, recently constructed covered back porch provides the ideal space for relaxing, entertaining, and summer fun. The spacious backyard has been recently cleared, creating a large, usable outdoor area with endless possibilities for recreation, gardening, and other outdoor activities. Mature trees and the beautiful setting give the property a private, country feel while still being convenient to town. The property also features a 24X40 detached garage offering exceptional space for a vehicles, equipment, storage, hobbies, or a perfect workshop setup. An additional two-car carport provides additional covered space as well. This truly is a gorgeous home-place with so much to offer. Call today for your private tour!

90 Sunset Drive, Summerville
$850,000
4 Beds ⋅ 2 Baths ⋅ 1530896 MLS
Just Listed! A Million Dollar Property Without the Million Dollar Price! This remarkable property, built by a prominent family in the area, offers a beautifully renovated 3,000+ sq. ft. main residence, 18 scenic acres, and a renovated 1,000+ sq. ft. guest home, all overlooking stunning mountain views. The main home features flexible living with 3 or 4 bedrooms, 2 baths, a welcoming foyer, formal living and dining rooms, a well-appointed kitchen, and a spacious den/library complete with a fireplace and custom built-in cabinetry. A spectacular sunroom, enhanced by 4-foot wide Marvin doors, provides breathtaking panoramic, mountain views and an abundance of natural light. Additional features include a 2-car garage with extra parking, utility room, and ample storage. The main home features extensive renovations, including a completely updated kitchen (see detailed features in photos), new bamboo flooring, new carpeting, and select structural enhancements designed to improve the home's overall flow and functionality. Additional updates include fresh paint and wallpaper throughout, gas logs, updated window treatments, a new water heater, and new HVAC systems on both levels. Outdoor improvements include fresh exterior paint, new downspouts, and professional landscape cleanup, enhancing both curb appeal and overall presentation. The thoughtfully renovated guest home offers its own private driveway and includes a kitchen with custom cabinetry, combined living/bedroom space, handicap-accessible bath, utility room, storage, and carport--ideal for guests, extended family, or potential rental use. Outdoors, the property showcases a true nursery-like oasis with mature landscaping, a relaxing front porch, sunroom, multiple hobby sheds, and abundant wildlife--creating a peaceful and private retreat. This property is located 1 1/2 hrs from Atlanta/ 2 hrs from Birmingham, Ala/ 1 hr. from Chattanooga, TN & 30 mins. from Rome, GA. Call today for your private tour!

130 Apple Blossom Lane, Summerville
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