Summerville Homes with Conventional Financing available

Summerville Homes with Conventional Financing available

Welcome to Summerville, Georgia—a hidden gem nestled in the heart of Chattooga County. With its charming small-town atmosphere, Summerville offers a delightful blend of Southern hospitality, rich history, and stunning natural beauty. Known for its picturesque landscapes and friendly community, this quaint city is an ideal place for families, retirees, and anyone looking to escape the hustle and bustle of city life.

Summerville is surrounded by breathtaking scenery, including the stunning foothills of the Appalachian Mountains and numerous parks and recreational areas. Residents enjoy a variety of outdoor activities, from hiking along the scenic trails of nearby state parks to fishing in the pristine waters of local lakes. The city also boasts a vibrant downtown area filled with unique shops, cozy cafes, and local eateries, making it a perfect spot for leisurely strolls and community gatherings.

For those considering making Summerville their home, you'll be pleased to know that a variety of homes are available with conventional financing options. Whether you're looking for a charming historic home, a modern family residence, or a cozy cottage, the real estate market in Summerville has something for everyone. Conventional financing makes it easier to secure your dream home, allowing you to invest in a property that suits your lifestyle and budget.

With its welcoming community, beautiful surroundings, and convenient access to modern amenities, Summerville, Georgia, is not just a place to live—it's a place to thrive. Come explore the possibilities and discover why so many are proud to call this charming city home!

Newest Summerville Homes with Conventional Financing available

$110,000
2 Beds ⋅ 1 Baths ⋅ 1539611 MLS
Perfect starter home or rental opportunity with a great location. This charming 2-bedroom, 1-bath home near Downtown Summerville. Situated on a beautiful lot with plenty of potential. Only 30 minutes from Rome A wonderful opportunity for first-time buyers, downsizers, or anyone looking for a cozy place to call home! Needs some TLC

191 Steven Street, Summerville
$299,000
3 Beds ⋅ 2 Baths ⋅ 1537584 MLS
Extensively improved with over $45,000 in recent updates, including a new 200-amp electrical panel, replacement of cast iron plumbing with PVC, new natural gas lines, crawl space structural repairs and insulated HVAC ductwork, renovated laundry room, fresh interior paint and wall repairs, new gutters with leaf guards, new bedroom carpeting, restored interior, repaired front steps, and a freshly painted carport. The detached garage was removed to create a welcoming fire pit area, several trees were removed for improved curb appeal, and a new GE side-by-side refrigerator with ice maker and a new LG front load washer/dryer set conveys with the home. A classic brick home with modern updates, quality improvements, and timeless appeal--ready for its next owner. Showings to begin 6/29.

149 Kirby Street, Summerville
$185,000
3 Beds ⋅ 2 Baths ⋅ 1537546 MLS
Calling all investors and handy homeowners! This 3-bedroom, 2-bath home sits on a level 1-acre lot and is full of potential. Whether you're looking for your next flip, a rental property, or an affordable home to make your own, this property is worth a look. One of its best features is the location--it's bordered on three sides by the National Forest, giving you unmatched privacy and direct access to thousands of acres for hiking, hunting, and exploring. You'll never have to worry about neighbors building behind or beside you. With a little vision and some updates, this property could become an excellent investment or a peaceful place to call home. Opportunities like this don't come around often!

8268 Dry Creek Road, Summerville
$169,900
3 Beds ⋅ 2 Baths ⋅ 1537283 MLS
Welcome to 80 Lee Street - beautifully renovated and completely move-in ready! This charming single-level home offers 3 bedrooms and 2 full baths with thoughtful updates throughout. You'll love the fresh modern feel featuring new flooring, a complete interior and exterior paint refresh, new doors, and an updated lighting package. The kitchen is equipped with brand-new appliances, making it ready for everyday living and entertaining. Outside, the freshly stained porch and deck provide the perfect spaces to relax and enjoy the outdoors. Qualified buyers may take advantage of 100% financing through the USDA Rural Development Program, making homeownership more affordable than ever. Convenient, updated, and ready for its next owner, this home also includes a home warranty for added peace of mind. Owner/Agent.

80 Lee Street, Summerville
$129,900
3 Beds ⋅ 2 Baths ⋅ 1537169 MLS
TWO HOMES ON ONE PARCEL - GREAT INVESTMENT OPPORTUNITY!!!!! Discover a unique property in Chattooga County featuring two separate homes on a single parcel with approx. 1.6 acres per tax records. This property is perfectly positioned near shopping, restaurants and schools. The 2 bedroom, 1 bath home features a 2021 kitchen makeover and newer LVP flooring throughout most of the home. One bedroom still awaits the matching LVP-the extra flooring will be left for the new owner to finish. The 1 bedroom, 1 bath residence, currently tenant occupied offers immediate rental income. This home has had some updates featuring a recent new water heater install, plumbing, and new water line from the house to the meter. Both homes still need some TLC; making this a great value-add project. Seller is selling AS IS! Natural gas is available; however, not being used. Don't wait to schedule a showing! This property is ideal for investors seeking immediate rental income, multi-generational living, or an owner who wants to live in one home and rent the other. ** Interior pics taken in 2024 for 66 Hartline Hill are prior to tenant moving in.

64 Hartline Hill Road, Summerville
$289,900
4 Beds ⋅ 3 Baths ⋅ 1535741 MLS
This newly updated Brick Ranger Sitting on .69 Acre lot, Features 4 bedrooms and 3 full bathrooms. Enter the Foyer and Open concept Kitchen with new Farmhouse sink, Butcher Block countertops, huge pantry and eat in Kitchen. Separate living space with Original Brick Fireplace. Master bedroom has walk in closet and freshly updated bathroom with his and hers vanities. Step in Shower. Some hardwood floors and some lvp throughout the house. One room is set up as Pool Table and Entertaining room. Home also has new above ground pool, carport and shed out back all surrounded by fenced in all level yard. You can also enjoy some mountain view from the front yard. The Summerville Country Club and Golf Course, Veterans Park, Walmart and Dollar General are all located minutes away. See if you Qualify for 100% financing thru USDA Loan. Call Listing Agent for Details.

34 N Lewis Street, Summerville
$479,900
3 Beds ⋅ 3 Baths ⋅ 1534947 MLS
Welcome to 333 Racehorse Drive, an absolutely STUNNING, beautifully-renovated 3 BD, 3 FULL BA home situated on a gorgeous 3.9+- acre lot in a wonderful established neighborhood! Completely transformed from top to bottom with exceptional attention to detail and high-end finishes throughout, this remarkable property offers the perfect blend of timeless character, modern elegance, and functionality. From the extensive custom updates to the beautiful, spacious yard and quiet setting, this is truly a one-of-a-kind property that has been meticulously redesigned with quality craftsmanship and upscale finishes in every space. Inside the home, you are welcomed by a warm yet sophisticated living area featuring beautiful new hardwood floors throughout, recessed lighting, and a stunning fireplace. The beautifully redesigned kitchen is exceptional and showcases gorgeous custom cabinetry and shelving, new countertops, a lovely kitchen island, abundant workspace, a beautiful fireplace, and a thoughtfully designed layout with a comfortable dining room area as well as french-doors off the back of the home. The spacious master suite is absolutely stunning and features a beautifully updated en-suite full bath complete with a double vanity, custom tile flooring, walk-in closet, and a conveniently attached mudroom with direct exterior access. The two additional bedrooms are generously sized, each featuring its own private full bath for added comfort and convenience. Step outside and enjoy everything this incredible property has to offer. The beautiful 3.9+- acre lot provides a peaceful, picturesque setting with excellent, spacious yard space. The renovated 30X24 detached garage is incredible and provides space for a workshop, storage, or covered parking, in addition to the two-car attached carport. This truly is a beautiful, meticulously renovated home offering the perfect combination of upscale finishes, functional living space, and a gorgeous, one-of-a-kind setting. Call today! Recent updates include: New architectural shingle roof, new HVAC, new paint throughout interior and exterior, new wiring and plumbing, new kitchen cabinets/countertops and kitchen island, new bathroom renovation, hardwood flooring throughout, new tile in bathrooms and laundry, new back porch, renovated detached garage and carport, beautifully cleared yard, etc. This home has truly been tastefully and thoughtfully remodeled from top to bottom.

333 Race Horse Drive, Summerville
$135,000
2 Beds ⋅ 1 Baths ⋅ 1534790 MLS
This home has been redone beautifully. This will be a great starter home, investment or a downsize opportunity. Great backyard for entertaining friends and family. Lots of possibilities for this home.

490 Scoggins Street, Summerville
$349,900
3 Beds ⋅ 2 Baths ⋅ 1534537 MLS
Welcome to 90 Sunset Drive, an absolutely BEAUTIFUL updated home situated on a gorgeous 2.57+- acre lot in a great location! With 2300 SQ FT of living space, 3 BD, 2 Full BA, multiple bonus spaces, excellent outdoor amenities, and outstanding garage/workshop space, this property provides so much both inside and out! Inside the home, you are welcomed by a warm and inviting living room featuring beautiful gas logs, creating the perfect cozy atmosphere to relax or entertain. The recently remodeled kitchen offers updated finishes, abundant cabinet space, and a functional layout that flows seamlessly into the main living areas of the home. The spacious master suite is lovely, complete with an en-suite full bath featuring a double vanity, jetted tub, separate shower, and walk-in closet. Two additional bedrooms and a second full bath provide plenty of room for family or guests. The home also features a HUGE bonus room that has been recently updated and would make an excellent playroom, second living area, media room, or hobby space. Upstairs, you will find an additional bonus room that would be perfect for a home office, study, craft room, or additional storage space. Step outside and enjoy everything this incredible property has to offer. The large, recently constructed covered back porch provides the ideal space for relaxing, entertaining, and summer fun. The spacious backyard has been recently cleared, creating a large, usable outdoor area with endless possibilities for recreation, gardening, and other outdoor activities. Mature trees and the beautiful setting give the property a private, country feel while still being convenient to town. The property also features a 24X40 detached garage offering exceptional space for a vehicles, equipment, storage, hobbies, or a perfect workshop setup. An additional two-car carport provides additional covered space as well. This truly is a gorgeous home-place with so much to offer. Call today for your private tour!

90 Sunset Drive, Summerville
$65,000
1533081 MLS
Discover a great opportunity with this 2.5-acre property at 800 Hair Lake Rd in Summerville, GA, already partially prepared for RV or boat storage and parking. The site includes partial gravel surfacing and fencing, providing a solid start for anyone looking to expand a storage business, create a private parking area, or continue developing the land. With easy access, level terrain, and plenty of usable space, this property offers excellent flexibility and potential for a variety of uses—ready for your next project or investment vision.

800 Hair Lake Road, Summerville
$649,900
4 Beds ⋅ 4 Baths ⋅ 1531386 MLS
A rare blend of privacy, luxury, and postcard-worthy scenery--this 10.39-acre mountain-view estate is the kind of property that stops people mid-scroll. Tucked behind a gated entry and featuring a spring-fed creek, this one-owner, all-brick ranch offers peaceful living just 5 minutes from downtown Summerville. Inside, 2,586 square feet boasts 4 bedrooms and 3.5 baths, including two true primary suites--ideal for guests or multi-generational living. Every detail feels intentional from the solid hardwood and tile flooring throughout to the heated tile floors in both primary baths. The main primary suite feels like a private spa with a multi-spray shower system and walk-in deep soaking tub, while the second suite offers a jacuzzi tub, separate tile shower, and its own gas fireplace in the attached bedroom. The heart of the home is an open-concept living, kitchen, and dining area built for gathering, anchored by a gas fireplace. The kitchen impresses with a large island, dual sinks, gas range, double KitchenAid ovens, stainless steel appliances, Corian countertops, and abundant solid wood cabinetry. And then there's the showstopper-- the 14x31 sunroom. Surrounded by windows, providing natural light and capturing sweeping mountain views, it's a space you'll never want to leave. Outside, enjoy a covered front porch with Trex decking, beautifully landscaped grounds with Japanese maples, flowering trees, pear trees, and blueberry bushes, plus a 20x30 barn with lean-tos and loft storage and a 10x20 outbuilding. Practical upgrades bring peace of mind including a Generac whole-house generator, Rheem tankless water heater, and a 5-year-old architectural shingle roof with leaf filter gutters. All of this set in a quiet, rural setting with easy access to everything--20 minutes to Rome, one hour to Chattanooga, and 1.5 hours to Atlanta. Homes like this don't come available often, especially with this much land, this kind of view, and this level of care.

1597 Back Berryton Road, Summerville
$259,900
3 Beds ⋅ 2 Baths ⋅ 1531046 MLS
New on the Market! Welcome to this beautifully renovated 3-bedroom, 2-bath home situated on a nice large lot. This home is ideally located just minutes from schools, churches, and all the conveniences of town. Thoughtfully updated with both quality and efficiency in mind, this home offers the perfect blend of modern comfort and lasting value. Step inside to find a stunning new kitchen featuring solid wood cabinetry, stone countertops, and brand-new appliances--perfect for everyday living and entertaining. Both bathrooms have been fully renovated with upscale fixtures and finishes, creating a fresh, inviting feel throughout. Major upgrades include all new electrical, plumbing, flooring, siding, insulation, lighting, and a tankless water heater--providing peace of mind and low-maintenance living for years to come. This move-in-ready home is a rare find in such a convenient location. Schedule your showing today--this one won't last long! Special Note: Home across street is undergoing renovations- Same owner!

101 Gordon Drive, Summerville
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