Signal Mountain Homes with VA Loan Financing available

Signal Mountain Homes with VA Loan Financing available

Welcome to Signal Mountain, Tennessee – a picturesque community that perfectly blends small-town charm with stunning natural beauty. Nestled atop the Cumberland Plateau, Signal Mountain offers breathtaking views of the surrounding mountains and valleys, making it a serene retreat just a short drive from bustling Chattanooga. With its lush landscapes, vibrant local culture, and friendly atmosphere, Signal Mountain is an ideal place to call home.

This charming town is known for its strong sense of community, excellent schools, and numerous outdoor recreational opportunities. Residents enjoy hiking trails, parks, and scenic overlooks that showcase the area's natural splendor. The local dining scene, boutique shops, and annual events foster a close-knit environment, perfect for families and individuals alike.

For those considering homeownership in Signal Mountain, you'll be pleased to know that there are fantastic financing options available, including VA Loan financing. This means that veterans and active-duty service members can take advantage of favorable loan terms, making it easier to secure a beautiful home in this idyllic location. With a variety of properties ranging from quaint cottages to spacious family homes, there’s something for everyone in Signal Mountain.

Whether you’re looking to settle down or seeking a peaceful getaway, Signal Mountain offers a unique opportunity to experience life in a community that values both nature and neighborly connections. Explore the possibilities today and discover the charm of Signal Mountain – your dream home awaits!

Newest Signal Mountain Homes with VA Loan Financing available

$998,000
4 Beds ⋅ 5 Baths ⋅ 1539542 MLS
New construction on Signal Mountain, ready December 2026 -- this 4-bedroom, 4.5+ bath home sits on 1.4 private acres in the sought-after Boston Branch community, blending modern farmhouse charm with everyday livability across 3,734 sq ft of conditioned space plus a 3-car garage. A two-story foyer opens past a flex room/office with double doors stained dark, into a great room warmed by a brick fireplace with a cedar mantel and cedar-stained surround to the ceiling. The kitchen anchors the main level with painted cabinetry, a quartz island, custom range hood, and a walk-in pantry with butcher block counters -- flowing into a dining area framed by windows and a statement chandelier. The main-level primary suite is a true retreat: a spa-style bath with freestanding tub, walk-in shower, dual vanities, and a generous walk-in closet connecting straight to the laundry room. A mudroom with built-in bench and cubbies off the garage, plus a powder bath, complete the first floor. Upstairs, three additional bedrooms (two with en-suite access), a game room, and a versatile unfinished bonus room offer room to grow. Exterior details include board-and-batten and brick facade, a bronze metal roof accent, gas lantern-style lighting, a covered front porch, and covered and uncovered rear decks. Zoned for Signal Mountain schools. This home offers the space and quality of new construction with the character of a custom build. This is a semi-custom build -- buyers may still have the opportunity to personalize select finishes and materials not yet ordered. Contact listing agent for details.

2325 Little Bend Road, Signal Mountain
$1,195,000
3 Beds ⋅ 5 Baths ⋅ 1538912 MLS
Great 2021-built home in desirable Windtree neighborhood! This home offers a large, well-managed lot that includes a garden, tasteful chicken coop, and running creek. The main level living has a foyer, formal dining room, spacious living room, primary en suite, open kitchen, laundry room, walk-in pantry, two car garage, and large back porch. The upstairs offers two large bedrooms and an office. The basement is daylight with a spacious bonus room and additional in-law suite. There is a large unfinished portion that is great for storage/home gym/etc. The home also features a reverse osmosis water system. The outdoor space is very private with great mature trees in the back. High-end fence and gate system, great for children and pet safety! Excellent neighborhood location with a private retreat feel!

4073 Windtree Drive 13, Signal Mountain
$1,314,000
3 Beds ⋅ 2 Baths ⋅ 1538164 MLS
In the quiet, gated community of Mountains Farms, you will arrive at a gorgeous all custom home on 10.81 wooded acres overlooking the community's private lake. As you approach the drive, you will be greeted by the brand new 1200 sq ft heated, cooled, fully insulated detached garage designed to match the home perfectly. Landscaping is mature and beautiful rock accents compliment the stamped concrete sidewalk and porches. Outside you can enjoy the warmth of the slate stone firepit, take a soak in the hot tub, or cast a line from your private, lighted dock at the water's edge. A slate stone cooking area is located outside for grilling and around the corner from the full house Generac generator. Inside, the breathtaking great room welcomes with a floor to ceiling stone gas fireplace, beamed ceilings, and a wall of windows to view the lake. The impressive kitchen and massive island invite you to gather. Both primary and guest suites are large with vaulted ceilings, full baths and custom closets. The third bedroom is re-designed as a theatre room with surround sound & lighting and raised seating for an authentic movie night experience. The witches hat screened porch has a second gas stone fireplace for another relaxing space to spend an evening at home. A home office, spacious laundry room and attached garage with custom cabinetry matching the interior complete the home. The third attached garage bay has been converted to a home gym with full insulation, heat/air, and padded flooring. This space is incredibly flexible as a gym, game room, hobby spot, etc. As you tour the home, notice the solid wood doors, Emtek hardware, iron return vents, metal plate covers, crawl space encapsulation and a storm shelter/safe room with hidden access from the theater room. Additional storage with a single garage is located on the upper section of the property. Here you will find secluded serenity in a thoughtfully designed home with special attention given to quality and detail.

354 Mountain Farms Road, Signal Mountain
$990,000
4 Beds ⋅ 4 Baths ⋅ 1537525 MLS
Imagine waking up, grabbing coffee in a kitchen that belongs on a magazine cover, and stepping onto your covered back deck to enjoy the privacy and peaceful surroundings of Wild Ridge. Tucked away on a quiet, low-traffic street near a cul-de-sac, 3520 Sweetshrub Way offers the perfect blend of luxury, comfort, and everyday functionality. Built in 2022 and zoned for the award-winning Signal Mountain schools, this beautifully designed home features 4 oversized bedrooms, 3.5 baths, a dedicated office, formal dining room, and a sprawling upstairs bonus room, giving everyone the space they need to live, work, and play. The thoughtful floor plan centers around a stunning chef's kitchen with an oversized island, granite countertops, stainless steel appliances, and seamless flow into the main living areas, making entertaining effortless. The main-level primary suite offers convenience and privacy, while generous closets throughout the home provide exceptional storage. Upstairs, three additional bedrooms and a large bonus room create the ideal setup for family, guests, hobbies, or a media room. Outside, you'll appreciate the privacy of the fenced backyard and peaceful setting. Whether you're hosting friends on the covered deck or enjoying a quiet evening on the screened porch, this home was built to make the most of its outdoor spaces. For the hobbyist or outdoor enthusiast, the garage setup is hard to beat, two front-facing bays for daily drivers plus a third rear garage bay perfect for bikes, lawn equipment, tools, or recreational gear. Located in the highly sought-after Wild Ridge community, residents enjoy a lifestyle that extends far beyond their front door. Encompassing approximately 124 acres, the neighborhood preserves more than 52% of its land as dedicated green space, creating a scenic backdrop throughout the community. Homeowners have access to four miles of private hiking trails as well as direct access to a neighboring 51-acre nature park, offering endless opportunities to enjoy the outdoors. Despite these exceptional amenities, Wild Ridge maintains low HOA dues. Combined with convenient access to Signal Mountain amenities and award-winning schools, 3520 Sweetshrub Way delivers community, convenience, and luxury in one exceptional package.

3520 Sweetshrub Way, Signal Mountain
$974,900
3 Beds ⋅ 3 Baths ⋅ 1537464 MLS
Looking for a spacious and thoughtfully designed home that perfectly balances comfort, style, and functionality? This beautiful three-bedroom, 2.5-bath residence is an exceptional find, offering a master suite conveniently located on the main floor--ideal for those who value privacy and ease of access. The master suite features ample closet space and a luxurious en-suite bathroom, creating a serene retreat after a long day. Step inside to discover an inviting office space, perfect for remote work or study, and a formal dining room designed to accommodate all your entertaining needs, whether hosting intimate dinners or festive holiday gatherings. Upstairs, you'll find two generously sized bedrooms that share a well-appointed full bathroom, providing plenty of room for family members or guests. The large loft area serves as a versatile living space, perfect for a playroom, media center, or additional lounge area. Adjacent to the loft is a flexible bonus room that can be customized to suit your lifestyle--whether you envision a home gym, craft room, or extra storage space, the possibilities are endless. The heart of the home is the spacious kitchen, featuring a large prep pantry that makes cooking and meal preparation a breeze. High-quality appliances, ample counter space, and thoughtfully designed cabinetry ensure that every culinary endeavor is enjoyable and efficient. Well-appointed windows throughout the home flood the interior with natural light and offer serene views of your private backyard, creating a peaceful atmosphere for relaxation and outdoor entertaining. Over 52% of the land here at Wild Ridge will remain untouched, now and forever. Wild Ridge borders a 51-acre park, The Preserve, previously established by the developer. And the entire neighborhood is buffered from the main road by an additional 4-acre natural park. So there's plenty of space to indulge in hiking, bird watching, mountain biking, photography and relaxation!

4776 Virginia Pine Road, Signal Mountain
$925,000
3 Beds ⋅ 2 Baths ⋅ 1536760 MLS
Welcome to this stunning custom-built farmhouse on Signal Mountain, offering luxury finishes, modern amenities, and exceptional craftsmanship. This thoughtfully designed home features an open-concept floor plan with a spacious great room, coffered ceiling, abundant natural light, and beautiful flooring throughout the main living areas. The gourmet kitchen is a chef's dream with custom cabinetry, propane cooktop, subway tile backsplash, farmhouse sink, large center island, pantry, and ample prep space for entertaining. The main-level primary suite provides a private retreat with a spa-inspired bath, oversized tiled steam shower system. Additional main-level features include a dedicated home office, two guest bedrooms, a full bath, and functional living spaces designed for everyday comfort. Upstairs offers a large bonus room, fitness room, and extensive walk-in attic storage rarely found in today's homes. Enjoy year-round outdoor living on the expansive covered back porch with multiple ceiling fans, overlooking a private wooded setting. The adjoining patio and fire pit area create the perfect space for entertaining, relaxing, and enjoying the peaceful surroundings. Additional highlights include energy-efficient features, continuous hot water system, custom finishes, generous storage, and quality construction throughout. Located in one of Signal Mountain's most desirable areas, this home offers convenient to parks, hiking trails, shopping, dining, and downtown Chattanooga. If you're searching for a luxury farmhouse, custom home, main-level living, home office, bonus room, private wooded lot, or a move-in ready home on Signal Mountain, this exceptional property delivers the perfect combination of comfort, style, and location. Schedule your private showing today and experience everything this beautiful Signal Mountain home has to offer.

188 Horseshoe Bend Road E, Signal Mountain
$930,000
5 Beds ⋅ 4 Baths ⋅ 1536517 MLS
Fantastic opportunity in the desirable Signal Forest neighborhood on Signal Mountain. This 5 bedroom, 4 full bath home boasts curb appeal galore with its Hardie, painted brick and stone exterior, and you will love the flexible floor plan which features an open living concept, two bedrooms on the main including the primary suite, a large bonus room and a coveted 3-bay garage. You will also appreciate the quality finishes and many recent improvements/upgrades, especially the hardwood floors, crown moldings, decorative and recessed lighting, wainscotting and shiplap accents, specialty ceilings, granite countertops, inviting screened porch, a new firepit with and a rock retaining wall lighting, garage ceiling storage rack, gutter guards, fresh paint, and so much more. Your tour begins with entry from the covered front porch to the foyer which opens to a large dining room and the great room, kitchen and breakfast area. The central great room has a coffered ceiling and a stacked stone gas fireplace and will quickly become the favorite gathering spot. The kitchen has a large center island with a level dining bar and glass pendant lighting, granite countertops, tile backsplash, soft close cabinetry with under-cabinet lighting, stainless appliances, a pantry and access to the mudroom and garage for easy loading and unloading. The breakfast area adjoins the screened porch, which is perfect for everyday living and entertaining. The mudroom also has access to the laundry room which has cabinetry and a utility sink, the guest bedroom, and the full guest bath. The primary bedroom is on the opposite side of this level and has a double tray ceiling and a beautiful primary bath with a dual vanity, soaking tub, separate tiled shower, a water closet, and a spacious walk-in closet. Head upstairs where you will find 3 additional bedrooms, a large bonus room with a closet so it could be utilized as a bedroom if desired, a shared bath, a hall bath, and walk-out attic storage. The seller removed multiple trees to expand the yard space in back for outdoor fun while still keeping a layer of privacy, and they expanded the irrigation to the back yard and installed an extra irrigation zone should a new owner like to have a raised garden bed or greenhouse area. All of this, and you are close to Signal Mountain schools, shopping and restaurants and approximately 20-25 minutes from downtown Chattanooga, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

2415 Anchor Trail, Signal Mountain
$1,175,000
4 Beds ⋅ 4 Baths ⋅ 1536284 MLS
Nestled in the highly sought-after Applewood neighborhood on Signal Mountain, this exceptional transitional home offers the perfect blend of timeless charm and modern livability. Just a short walk to Thrasher Elementary, this private, wooded retreat sits on a beautifully sloped corner lot framed by mature deciduous trees and short cul-de-sac streets. The moment you arrive, you're enveloped in a serene, treehouse-like setting--lush, green, and peaceful with sweeping canopy views from nearly every window. With 4 bedrooms and 4 bathrooms across two stories plus a finished basement, this residence delivers generous scale and thoughtful versatility. The exterior showcases distinctive natural fieldstone, cedar siding and abundant casement windows that frame the forest beyond. Inside, living spaces flow effortlessly. The dramatic vaulted living room features a fireplace and opens to the dining area, which sits beneath a dramatic loft. A catwalk bridges the upper level, connecting the two ensuite bedrooms. The oversized primary suite is a true sanctuary-spacious enough for a private sitting area, complete with a massive walk-in closet and a large bath with a separate tub tucked under a sweeping picture window with canopy views, a shower, dual vanities, a water closet, and a vanity.The main-level guest bedroom with an ensuite bath serves double-duty as a convenient powder room for guests. The heart of the home is the expansive kitchen, featuring an island with a cooktop, a peninsula that defines the space, and a built-in breakfast banquette surrounded by windows with forest views. A large sunroom extends off the rear, creating an ideal spot for reading, while the adjacent laundry room includes ample storage and a walk-in pantry. Recent, high-quality updates elevate the lifestyle potential. Main level garage bays have been heightened to accommodate larger vehicles such as travel vans. Outside, the expansive main-level deck and the covered base

10 Pebble Lane, Signal Mountain
$770,000
4 Beds ⋅ 4 Baths ⋅ 1536278 MLS
Come explore 2305 Covington Cove Lane and you will find a spacious retreat that affords you privacy while being only 3.2 miles from Signal Mtn Middle/High School. With 4 bedrooms and 3 & ½ bathrooms at the end of a cul-de-sac deep in Windtree Subdivision (no HOA) and surrounded by mature hardwood trees, this home claims the largest kitchen in the neighborhood, and it looks out into your private woods. Open the windows and you will hear the continuous babble from Conner Creek with more than 200 linear feet inside the back of your property. Relax! We are Move-In Ready with all hardwood floors refinished and all new carpet in bedrooms and living rooms in the past few weeks. With a 2026 exterior touch-up and paint, we've taken care of it for you. New roof came in 2018 and in 2021 new showcase windows across the back of the home for that Swiss Family Robinson feel. A no-mold zone with basement encapsulated since 2017 along with whole-home pump, fan and dehumidifier. But that is all about the house - with everything taken care of you can focus on making it your family home. Showings start Thursday morning 7/2 so call or text to schedule your private showing.

2305 Covington Cove Lane, Signal Mountain
$698,000
5 Beds ⋅ 2 Baths ⋅ 1536117 MLS
A Rare Mountain Retreat on Signal Mountain -- 6.84 Acres Bordering North Chickamauga Creek Gorge State Park Escape to your own private mountain sanctuary atop highly sought-after Signal Mountain. Nestled on 6.84 acres and bordering over 6,000 acres of protected wilderness in North Chickamauga Creek Gorge State Park, this stunning true log home offers an extraordinary blend of privacy, natural beauty, and convenience. Situated at the East end of Walden's Ridge, it looks directly out at Mowbray Mountain. With five bedrooms, three full baths, and three levels of living space, this spacious cabin retreat is designed for both everyday comfort and unforgettable gatherings. Soaring cathedral ceilings, massive exposed log beams, and walls of windows create a warm, inviting atmosphere that embraces the surrounding beauty. Step outside to expansive decks and a private sunroom where you can sip your morning coffee while watching the sunrise, listening to birdsong, and taking in breathtaking views of nature. Deer, hawks, eagles, wild turkeys, and abundant wildlife are frequent visitors, creating a peaceful setting that feels worlds away from the hustle of everyday life. For outdoor enthusiasts, the location is truly unmatched. Hiking trails, fishing, scenic overlooks, and endless opportunities for exploration are just steps from your front door. Whether you enjoy mountain adventures or simply relaxing in nature, this property offers a lifestyle many only dream about. The home features two primary suites, three additional bedrooms, generous storage space, built-in shelving, a workshop area, and a wood-burning stove in the Great Room that provides both warmth and peace of mind during power outages. The property is served by a private well with water softener, while public water is available at the road. Current utility costs are minimal, with only electric and internet service through EPB. Located within the gated community of Boston Branch, owners have the optional opportunity to join the HOA for $840 annually, providing access to community amenities including a private park, fishing dock, and 17+ acre lake. Adding even more value, the acreage may offer the potential to subdivide into 3-4 additional building lots, creating opportunities for future development, family compounds, or investment potential. Families will appreciate being zoned for Signal Mountain's award-winning schools, while still enjoying convenient access to nearby amenities. You're less than 30 minutes from Signal Mountain favorites such as The Bread Basket, Pruett's Market, and Signal Mountain Golf & Country Club, with easy access to Highway 27, Highway 153, Hixson, North Shore, and downtown Chattanooga. Properties offering this level of privacy, acreage, natural beauty, and location rarely become available. Except in the dead of winter, when all the leaves are gone, your view does not include any neighboring homes. Whether you're searching for a full-time residence, a mountain getaway, or a legacy property to enjoy for generations, this extraordinary retreat delivers a lifestyle unlike any other. Come experience the peace, beauty, and freedom of mountain living from your own private deck overlooking one of Tennessee's most treasured natural landscapes.

8940 Big Bend Road, Signal Mountain
$1,150,000
4 Beds ⋅ 4 Baths ⋅ 1535968 MLS
Welcome to Sawyer Farms, Signal Mountain's NEWEST boutique community. 1825 Sawyer Farms is an approachable luxury home with painted brick, covered front porch, and wood accents. The brand NEW construction is ready for its first owners! Features of this home include high ceilings, primary suite on main, stainless appliances, main level porch and upstairs balcony, lush outdoor spaces, home desk nook, large laundry/mudroom, plus upstairs an additional laundry space and massive BONUS room. Lot 14 is a .86+/- acre home site with mature trees surrounding the back porches. Easy 15-minute commute to award-winning Signal Mountain Middle/High School and Nolan Elementary. Sawyer Farms offers a desirable Signal Mountain address, Hamilton County benefits, EPB Fiber Optics, and no city taxes. Note the proximity to local favorites including The Bread Basket, Ace Hardware, Pumpkin Patch Playground, and Signal Mountain Town Center. Embrace the East TN outdoor lifestyle within 15 minutes of Falling Water Falls, North Chickamauga Creek Gorge State Park, Rainbow Lake, and Edward's Point. Just 25 minutes to Downtown Chattanooga's restaurants, medical facilities, and cultural attractions. Build your dream home in the refined, mountain community of SAWYER FARMS. (Any and all property lines on photos are simulated and are approximate. Property Owner holds an Active TN Real Estate License. Buyer is responsible to do their due diligence to verify that all information is correct, accurate and for obtaining any and all restrictions for the property deemed important to Buyer.)

1825 Sawyer Farms Lane, Signal Mountain
$349,500
3 Beds ⋅ 2 Baths ⋅ 1535308 MLS
Welcome to 2505 Dowler Circle, an opportunity to enjoy the Signal Mountain lifestyle at a price point that doesn't come along often. Nestled in one of the Chattanooga area's most sought-after communities, this 3-bedroom, 2-bath home offers the perfect combination of mountain charm, award-winning schools, and everyday convenience. Inside, you'll find bright, inviting living spaces filled with natural light and a functional floor plan designed for comfortable living. A versatile bonus room provides additional flexibility and could serve as a home office, playroom, or den to fit your needs. Step outside and enjoy the spacious yard, perfect for relaxing, entertaining, gardening, or simply taking in the peaceful surroundings that make Signal Mountain such a special place to call home. You'll love being just minutes from parks, local dining, and an easy drive to downtown Chattanooga. Major updates provide added peace of mind, including a metal roof installed in 2016 (with an expected lifespan of 40+ years), a septic system update in 2020 with new field lines and covers, and an HVAC system replaced in 2022. The brick exterior, newer dishwasher and refrigerator, plus the included washer, dryer, gas grill, and storage shed make this home even more move-in ready. Whether you're looking for your first home on Signal Mountain, more space for your family, or simply a chance to enjoy one of the area's most desirable communities, 2505 Dowler Circle is a home you won't want to miss.

2505 Dowler Circle, Signal Mountain
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