Sale Creek Homes with Conventional Financing available

Sale Creek Homes with Conventional Financing available

Welcome to Sale Creek, Tennessee – a hidden gem nestled in the heart of Hamilton County. This charming community is bordered by the stunning Chickamauga Lake, offering residents both picturesque views and an abundance of outdoor recreational activities. With its serene atmosphere, Sale Creek is ideal for those seeking a peaceful retreat while still enjoying easy access to the vibrant city of Chattanooga, just a short drive away.

Sale Creek boasts a close-knit community where neighbors become friends, and local businesses thrive. The area is known for its friendly vibe and welcoming spirit, making it an inviting place for families, retirees, and everyone in between. Here, you’ll find a variety of amenities including parks, schools, and local shops, ensuring that everything you need is just around the corner.

For homebuyers, Sale Creek offers a diverse selection of properties, making it an excellent choice for those exploring conventional financing options. Whether you’re searching for a cozy cottage, a spacious family home, or a modern new build, you’ll discover a range of homes that fit your lifestyle and budget. The availability of conventional financing makes it easier for prospective buyers to invest in their dream home in this delightful community.

With its stunning natural beauty, friendly atmosphere, and convenient location, Sale Creek is more than just a place to live; it’s a place to thrive. Explore the possibilities and find your perfect home in this enchanting Tennessee town!

Newest Sale Creek Homes with Conventional Financing available

$324,900
3 Beds ⋅ 1 Baths ⋅ 1539512 MLS
Welcome home to small-town living at its best! This adorable and comfortable property sits on over 3 acres, offering plenty of space to roam while keeping everything you need close by. Perfect for first-time buyers or anyone seeking peaceful country charm with modern convenience. Enjoy the quiet surroundings, cozy atmosphere, and the simple beauty of life in a friendly community. The property is fenced for horses and includes a barn with three stalls and a tack room--ideal for equestrian enthusiasts--as well as a chicken coop that stays, adding both charm and practicality to this country retreat.

123 Leggett Road, Sale Creek
$299,999
4 Beds ⋅ 2 Baths ⋅ 1538428 MLS
Welcome home to this beautifully maintained 4-bedroom, 2-bath retreat nestled in the heart of Sale Creek, where small-town living and natural beauty come together just a short drive north of Chattanooga. Set on 3/4 acre of level, usable land, this home offers the space, privacy, and easy pace of life that make this community so special. Step inside to an open, light-filled floor plan built for everyday living and easy entertaining. The spacious living area flows into a well-appointed kitchen with ample cabinetry, generous counter space, and room for the whole family to gather. Four comfortable bedrooms give everyone their own space, while the primary suite offers a private bath and a peaceful place to unwind at the end of the day. Outside is where this property really shines. Enjoy morning coffee on the deck, plenty of room for a garden, and the kind of wide-open sky you just don't get in the city. With the Tennessee River, Chickamauga Lake, and countless outdoor adventures right around the corner, weekends here are made for boating, fishing, and getting outside. You're minutes from local schools, churches, and everyday conveniences, with an easy commute down US-27 to Soddy-Daisy and Chattanooga when you need it. Homes with this much space and this much heart don't come along often in Sale Creek. Come see it for yourself! Sellers offering a sellers concession of $10k towards the buyers closing costs or rate buy down

16450 May Road, Sale Creek
$61,500
1538111 MLS
Build your dream home in one of Sale Creek's most desirable waterfront communities. This 0.75± acre residential lot on Channel Pointe Drive offers a beautiful setting for either a primary residence or a vacation retreat. Located in the Channel Pointe community near Chickamauga Lake, the property is just a short walk to the private gated community boat dock with year round deep water access. Residents also enjoy a covered pavilion, fire pit, and community boat ramp that make it easy to enjoy time on the water. The lot has already had several important steps completed to help simplify the building process. A recent survey, soil map, and septic approval for a three bedroom home are already in place. Utilities are available at the road and EPB Fiber Optics Internet is also available. Channel Pointe is conveniently located near TVA's Sequoyah and Watts Bar facilities, approximately 15 minutes to Dayton and about 35 minutes to downtown Chattanooga. Whether you are looking for a peaceful place to build your forever home or a weekend getaway near the lake, this property offers a great opportunity to create something special in a well established waterfront community. Buyer to verify any and all information important to them including restrictions, utilities, and building requirements.

15732 Channel Point Drive, Sale Creek
$355,000
4 Beds ⋅ 3 Baths ⋅ 1537837 MLS
Enjoy your Private, charming haven, nestled on a beautiful one-acre lot in North Hamilton County, this well-loved home offers the perfect balance of peaceful country living and everyday convenience. Just minutes from Chickamauga Lake and an easy commute to Chattanooga, you'll enjoy privacy without sacrificing accessibility. Inside, you'll find 4 spacious bedrooms, 3 full baths, and updated durable LVP flooring that complements the warm, inviting atmosphere. Oak cabinets and a large walk in pantry offer boasts a perfect setting for the most discriminating chef. Fresh and clean interior, and a cozy fireplace and den off the primary bedroom creates the perfect resting place on cool evenings. Step outside to the expansive covered front porch, where morning coffee and quiet evenings become part of your daily routine. The fenced yard offers plenty of room for children and pets to play, surrounded by mature trees that provide a peaceful sense of seclusion, yet less than a mile from Highway 27. One of the property's standout features is the detached storage building, which offers incredible potential to become a charming Accessory Dwelling Unit (ADU), guest cottage, home office, studio, or workshop. An RV electrical hookup adds even more versatility for yourself or visitors. Lovingly maintained and full of possibilities, this property is ideal for anyone looking for space, privacy, and convenience in one exceptional package. Come see for yourself why this North Hamilton County gem feels like home.

602 Patterson Road, Sale Creek
$349,900
3 Beds ⋅ 3 Baths ⋅ 1537494 MLS
Nestled on 1.8 level acres in Sale Creek, this spacious home offers 3 bedrooms, 3 full bathrooms, and a versatile flex space that could serve as a home office, playroom, guest room, or hobby space. With numerous recent updates already completed, this property provides the perfect combination of comfort, functionality, and room to grow. The kitchen features updated countertops and a convenient pot filler, making meal preparation a breeze. Throughout the home, you'll find new flooring, updated plumbing, new water lines, new windows, and new siding. Major mechanical improvements include a newer roof, tankless gas water heater, new HVAC condenser and evaporator coil, and new ductwork for added efficiency and peace of mind. Outside, enjoy 1.8 acres of flat, usable land with a new fence and new septic field lines already in place. The property also offers access to a creek, providing a peaceful natural setting and an ideal spot to explore, relax, or enjoy the outdoors right from your own backyard. Whether you're looking for space to entertain, room for animals, gardening opportunities, or simply a peaceful country setting, this property offers endless possibilities. Don't miss your opportunity to own a home with extensive updates, flexible living space, and beautiful level acreage. Schedule your private showing today!

311 Leggett Road, Sale Creek
$300,000
1537349 MLS
Your dream home with sunrise views over Lake Chickamauga, a private covered boat slip, in a neighborhood that offers privacy awaits you at 2186 Boat Hook Lane in rural Sale Creek. This 2.47 acre lot has been cleared and can accommodate a 5 bedroom home. The land gently slopes toward the river but is elevated enough to not be obstructed by waterfront homes. This lot offers a rare combination of acreage, privacy, views, boating access, and buildability within a single property. Water, electricity, and fiber-optics internet are available to reduce development costs. There are mature walnut trees and exceptional old cedar trees that adorn the property that welcome deer and other wildlife. This lot comes with a covered boat slip that is located near the deepest water on the dock providing lake access all year. The gated dock is less than 5 minutes away from your future dream home. There is a separate HOA for owners of the boat slips that is exclusive to only certain lots in the neighborhood. It currently is $400 a year.

2186 Boat Hook Lane, Sale Creek
$240,000
1536384 MLS
Quiet, calm and perfectly positioned- welcome to your future water front escape in Sale Creek, TN! This property offers a peaceful water view looking out over the slough, providing a tranquil backdrop and slower pace of life. The 600 sqft home on the property needs a total transformation. It would require major TLC to be livable, or you could start fresh and build your dream home. The home is currently on well water but city water is available at the road. Property is being sold as-is. Please include both parcel numbers - 016O B 020, 016O A 010.

Sale Creek
$749,000
3 Beds ⋅ 2 Baths ⋅ 1535864 MLS
Established 27.38-acre equestrian ranch with boarding income, arena, trails, pond and mountain views. Boarders are on a month to month agreement and can remain or be given notice. Property includes a 100x80 covered outdoor arena with 24' Epic fan, two barns with 16 stalls (expandable to 18), locker barn with half bath, wash bay, round pen, 9 pastures, dry lots, and hay huts. Riding trails throughout. Updated 1,950 SF Manufactured home offers 3 bedrooms, 2 renovated baths, spacious living areas and new flooring. Second driveway leads to a leveled homesite with panoramic views. Ideal for private retreat or continued boarding operation with room to expand.

200 Reavley Road, Sale Creek
$749,000
3 Beds ⋅ 2 Baths ⋅ 1535863 MLS
Established 27.38-acre equestrian ranch with boarding income, arena, trails, pond and mountain views. Boarders are on a month to month agreement and can remain or be given notice. Property includes a 100x80 covered outdoor arena with 24' Epic fan, two barns with 16 stalls (expandable to 18), locker barn with half bath, wash bay, round pen, 9 pastures, dry lots, and hay huts. Riding trails throughout. Updated 1,950 SF Manufactured home offers 3 bedrooms, 2 renovated baths, spacious living areas and new flooring. Second driveway leads to a leveled homesite with panoramic views. Ideal for private retreat or continued boarding operation with room to expand.

200 Reavley Road, Sale Creek
$300,000
1535704 MLS
Rare opportunity to create your ideal lake retreat on the Tennessee River in beautiful Sale Creek, Tennessee. This unique offering includes two parcels totaling approximately 0.74 acres and provides the perfect blend of waterfront access, privacy, and future potential. The primary 0.58-acre parcel sits high enough to capture water views while offering an exceptional homesite for a custom lake home. Across the quiet road, the additional 0.16-acre waterfront parcel features an existing private dock and opens the door to endless possibilities. Create the ultimate outdoor gathering space with a fire pit, picnic area, lakeside entertaining area, storage building, or boat house for all the equipment needed to enjoy life on the water. Nestled in a protected inlet with summer water levels and easy access to the Tennessee River, this property is ideal for boating, kayaking, paddleboarding, fishing, and relaxing weekends at the lake. Enjoy being just a short boat ride from Chester Frost Park, Chickamauga Lake, and Sale Creek Recreation Area, placing some of the region's best outdoor recreation right at your fingertips. Located on a quiet street surrounded by other lake homes, this private community offers the peaceful atmosphere lake buyers are seeking. Despite its secluded feel, the property is conveniently located approximately 45 minutes from Chattanooga, 20 minutes from Soddy-Daisy, and 20 minutes from Dayton. Well currently services the property, with city water available. Whether you're looking for a weekend getaway, future retirement retreat, or the perfect location to build your dream waterfront home, this property offers a rare opportunity to enjoy Tennessee River living at its finest. An existing building is located on the property with utilities in place. Property is two parcels 016oB025 and 016O A 006 (both sides of Lakewood Drive). Buyer to verify all information.

16211 Lakewood Drive, Sale Creek
$249,000
2 Beds ⋅ 1 Baths ⋅ 1535526 MLS
Come see this quiet getaway nestled in the hills above Sale Creek! The property offers breathtaking views from sunrise to sunset with just over 8 acres, including a pond towards the front of the property. Whether you're dreaming of a peaceful mountain cabin, a private retreat, or the perfect site to build an amazing home, the property delivers the ideal backdrop! Sale to be As Is.

13532 Stoney Trail, Sale Creek
$650,000
3 Beds ⋅ 2 Baths ⋅ 1535217 MLS
Welcome Home to 15593 IIes Rd! It's time to escape the ordinary and step into your very own 8.4-acre unrestricted retreat in Sale Creek, TN--where privacy and peaceful serenity awaits you! NO MORE HOA DRAMA! Custom Built in 2004, this is the property's first time ever offered to market! What an opportunity! Tucked in on a private wooded lot, this rustic Craftsman-style beauty offers over 3,000 sq ft of living space, 3 bedrooms and 2 full bathrooms, soaring vaulted ceilings, striking wood beams, and walls of windows that flood the home with natural light. The flexible floor plan includes a 2nd floor loft/ home office space and a finished daylight basement with a cozy den and private patio! Outside is where this property truly shines--screened-in porch, expansive back deck with over 300+ sq ft of covered porches all surrounded by peaceful woods. Wildlife is abundant year-round--deer, turkeys, and more--creating a true escape you'll never want to leave.Need room for all your toys and projects? You've got it--1-car garage, 2-car carport, and over 407 sq ft of un-finished basement space that offers a large workshop/utility room and storm shelter! All the Major updates are already done: ✔ New roof & 6'' gutters with leaf guards (2023), ✔ TRANE dual fuel HVAC (2024), ✔ Exterior paint, siding repairs & decking (2023) and more! Custom built in 2004, this home offers solid construction with the chance to add your own personal touch and value. And the kicker--Lake Life is just right down the street, giving you quick access to a public boat launch to Lake Chickamauga for boating, kayaking, and paddleboarding anytime you want less than a short walk or bike ride away! What a hidden gem!! Unrestricted acreage. Privacy. Wildlife. Water access. Hard to find--and even harder to replace! All this within 35 Min to Chattanooga, and 15 Minutes to Soddy Daisy or Dayton. If you've been waiting for something different...this is it. Call today!

15593 Iles Road, Sale Creek
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