Monteagle Homes with Conventional Financing available

Monteagle Homes with Conventional Financing available

Welcome to Monteagle, Tennessee – a hidden gem nestled in the picturesque landscape of the Cumberland Plateau. Known for its breathtaking views and rich history, Monteagle is a charming town that offers a perfect blend of small-town warmth and modern amenities. Surrounded by lush forests, rolling hills, and serene lakes, it’s an outdoor enthusiast's paradise, providing ample opportunities for hiking, fishing, and exploring nature.

Monteagle is also home to a vibrant community that prides itself on its welcoming atmosphere and rich cultural heritage. You’ll find delightful local shops, cozy cafes, and a variety of dining options that cater to all tastes. The town hosts several annual events and festivals that bring residents together, fostering a strong sense of community and belonging.

For those looking to make Monteagle their home, there are a variety of beautiful properties available, many of which qualify for conventional financing. This means you can secure your dream home with ease, whether you’re a first-time buyer or looking to upgrade. The real estate market here offers a range of options, from charming cottages to spacious family homes, all set against the backdrop of stunning natural beauty.

With its affordable housing options, friendly community, and convenient access to larger cities like Chattanooga and Nashville, Monteagle is an ideal place to call home. Come experience the tranquility and charm of Monteagle – where every day feels like a retreat!

Newest Monteagle Homes with Conventional Financing available

$475,000
6 Beds ⋅ 4 Baths ⋅ 1542106 MLS
Welcome to 162 1st Street in Monteagle, Tennessee, a beautifully updated home situated on the iconic Cumberland Plateau just minutes from local schools, scenic parks, world-class hiking trails, major interstates, and local favorites like the Mountain Goat Market and High Point restaurants. Step through the front door into an inviting living room flooded with natural light. Adjacent to the main living space is a sleek, modern kitchen that serves as an inviting culinary experience. This well thought out floor plan offers optimal privacy, featuring two bedrooms and a full bathroom on one side, perfect for hosting guests or creating a quiet retreat away from the main living quarters. The back wing houses the primary suite alongside additional supporting bedrooms and another full bathroom. In this wing, heated floors ensure luxurious comfort on chilly winter mornings. The primary bedroom welcomes you with vaulted ceilings, a generous walk-in closet with built-in organizers, and an ensuite bathroom designed as a spa-like oasis. Step through the sliding glass doors directly onto the upstairs covered deck overlooking the extraordinary backyard. This top deck wraps around to the front of the home, offering effortless indoor-outdoor living. Downstairs, the finished basement boasts a massive living space flexible enough for a home gym, hobby area, or game room, alongside a cozy den centered around a wood-burning fireplace. You will also find abundant extra storage and a convenient half bath for pool guests. Skip the overpriced movie theaters and host unforgettable movie nights in your private home cinema, complete with custom floor lighting. Slide open the basement doors to access a lower deck tailored for sunbathing beside the private pool and hot tub. With endless room to spread out, expansive outdoor entertainment areas, and premium amenities throughout, this charming property is truly a one of a kind. Call today for your private tour

162 1st Street, Monteagle
$249,000
4 Beds ⋅ 2 Baths ⋅ 1541354 MLS
*** Seller is offering $5,000 toward buyers' closing costs! *** Welcome home to 1109 Oliver Dr in beautiful Monteagle, Tennessee! This stunning brand-new home offers approximately 1,790 square feet of thoughtfully designed living space, featuring 4 bedrooms, 2 full bathrooms, and a versatile den that can easily serve as a home office, playroom, or additional living space. Inside, you'll find a bright and inviting open-concept layout with modern finishes, a spacious kitchen featuring an island, pantry, stainless appliances, and plenty of cabinet and counter space. The private primary suite offers a comfortable retreat with a generous walk-in closet and an ensuite bathroom designed for comfort and relaxation, featuring his-and-hers vanities, a large soaking tub, and a spacious walk-in shower. The additional bedrooms provide plenty of room for family, guests, or hobbies. Enjoy the simple pleasures of country living on this spacious 1-acre property, offering plenty of room for a garden, outdoor gatherings, pets, or simply enjoying the peaceful surroundings. Take advantage of the generous outdoor space to create your own private retreat, enjoy the fresh mountain air, and experience the peace and quiet of the countryside. With no HOA, you'll have the freedom to make the most of your land and enjoy the space that comes with country living. Built in 2026 and set on a permanent foundation, this move-in-ready home offers the peace of mind of new construction without the wait. Public water, septic, central heating and air, luxury vinyl flooring, modern lighting, and energy-efficient features make this home comfortable and easy to maintain. Conveniently located in Monteagle with easy access to I-24, this property offers the perfect combination of peaceful country living and convenient access to nearby communities, outdoor recreation, dining, and amenities. Don't miss your opportunity to own a brand-new home on approximately an acre in Monteagle!

1109 Oliver Drive, Monteagle
$325,000
3 Beds ⋅ 2 Baths ⋅ 1538657 MLS
This charming home is nestled in a peaceful setting on 1.5 acres and offers the convenience of being just minutes from town and I-24. The spacious living room provides a warm and inviting gathering space, while the well-appointed kitchen is large and has a nice pantry for ample storage. Primary suite with a relaxing soaking tub, separate shower and a generous walk-in closet. Enjoy your morning coffee on the welcoming covered front porch or unwind on the back deck. This 3 bedroom, 2 bath home with recently added large detached 2 car garage offers the perfect blend of country living and convenience.

398 Armory Road, Monteagle
$650,000
3 Beds ⋅ 2 Baths ⋅ 1537766 MLS
Experience modern living on nearly 9 acres with winding trails and room to roam. This contemporary 3-bedroom, 2-bath home blends clean design with everyday comfort, featuring an attached 2-car garage and inviting porches perfect for entertaining. Inside, the open-concept living area centers around a striking rock fireplace, creating a warm focal point for gatherings. The chef's kitchen impresses with a 4x10-foot island, quartzite countertops, a walk-in pantry, and generous prep and storage space. Retreat to the spacious primary suite with a walk-in closet and a spa-like full bath showcasing a tile shower and a garden tub. Secondary bedrooms offer extra-large closets for effortless organization. A second full bath, thoughtful storage throughout, and a detached 30x40 foot garage add convenience. Outdoors, explore nearly 9 acres of natural beauty with trails throughout--ideal for hiking, riding, or quiet sunset strolls. With modern finishes, purposeful spaces, and exceptional indoor-outdoor flow, this property is built for comfort, style, and connection to the land.

35 Chickory Lane, Monteagle
$199,000
1537507 MLS
Beautiful 6.5-acre bluff lot located in the Eagles Nest Subdivision in Monteagle, TN! This scenic property features stunning mountain rock outcroppings, a shared stocked pond, and established trails throughout the community. With minimal restrictions and no HOA, you'll have the freedom to build your dream mountain retreat. Electricity is available just two lots away. The adjoining lot and the remainder of the pond are also available for purchase, offering the opportunity to own the entire pond and potentially qualify for Greenbelt tax benefits. Conveniently located between Chattanooga, Huntsville, and Nashville, and just minutes from hiking trails, waterfalls, restaurants, and all that the South Cumberland area has to offer.

Eagle Point Drive, Monteagle
$34,000
1536974 MLS
0.83-acre wooded lot in the established Shadow Rock Subdivision. Conveniently located near Monteagle and Sewanee, this property offers quick access to the Mountain Goat Trail, Laurel Lake, and South Cumberland State Park. City water, electric, and high-speed fiber internet available. For the outdoor enthusiast you can enjoy all the outdoor recreation the South Cumberland Plateau has to offer with trails, waterfalls, fishing, and more just minutes away. A great opportunity to build your mountain retreat or full-time residence.

Shadow Rock Drive Lot 9, Monteagle
$50,000
1526337 MLS
.81 Acre Wooded lot now available in Dripping Springs Subdivision. Very nice Mountain Top community located in Monteagle, TN. Potential Bluff View in the back with a possible view of the Lake in the front. Great Community to build Your Mountain Getaway. City Water available, Private Sewer/Septic required. Seller will contribute $250.00 towards Perc test. No HOA Call your Real Estate Agent today

23 Laurel Lake Drive Lot 23, Monteagle
$90,000
1520914 MLS
Build your dream mountain retreat in the heart of Monteagle - Rare 1-acre wooded homesite with utilities available. This 1.03-acre wooded lot offers the rare combination of privacy and convenience, tucked away on a quiet dead-end street while still being within walking distance of downtown Monteagle shops and restaurants as well as a short drive to Sewanee and the University of the South. Utilities are already available, including water, sewer, electricity, and natural gas -- making this an excellent opportunity for building a primary residence, weekend retreat, or investment property near Sewanee and the scenic Cumberland Plateau. With distant mountain views to greet you every morning and generous space for creative building options, this property offers flexibility rarely found in town lots. Build your dream escape with room for a pool, guest house, and garden - or go bold, divide it into two lots, and double your investment. (Buyers must be accompanied by an agent on the property.)

Spring Street (One Acre), Monteagle
$158,100
1516636 MLS
Escape to your own private oasis in the heart of Monteagle, TN. This stunning vacant land offers 15.81 acres of pure tranquility, with a wet weather creek and a great site for a future pond if you desired. Nestled just minutes from I-24, this property provides convenience without sacrificing its secluded feel. With minimal restrictions, the possibilities are endless for building your dream home or getaway retreat. Explore the nearby South Cumberland State Park, perfect for hiking and enjoying the great outdoors. Don't miss out on this rare opportunity to own a slice of paradise in beautiful Monteagle.

Tootley Campbell Road, Monteagle
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