Monteagle Homes with USDA Loan Financing available

Monteagle Homes with USDA Loan Financing available

Welcome to Monteagle, Tennessee – a hidden gem nestled in the picturesque hills of Grundy County. Known for its stunning natural beauty and vibrant community spirit, Monteagle offers a tranquil escape from the hustle and bustle of city life. With its charming small-town atmosphere, residents enjoy a close-knit community, rich history, and access to breathtaking outdoor adventures. From hiking the scenic trails of the nearby South Cumberland State Park to exploring local shops and eateries, there's something for everyone in this delightful town.

Monteagle boasts a diverse selection of homes, making it an ideal place for families, retirees, and everyone in between. One of the standout features of this area is the availability of USDA loan financing for eligible buyers. This means that you could potentially purchase your dream home with no down payment, making homeownership more accessible than ever. The USDA loan program is designed to support rural development, and Monteagle's serene environment and friendly neighborhoods fit the bill perfectly.

Imagine waking up each day to the stunning views of the Appalachian Mountains, with the convenience of local amenities just a stone's throw away. Whether you’re looking for a cozy cottage or a spacious family home, Monteagle has a variety of properties that cater to different lifestyles and budgets.

If you're ready to embrace the charm of Monteagle and take advantage of USDA financing options, now is the perfect time to explore the homes available in this enchanting community. Discover your slice of paradise in Monteagle, where the beauty of nature meets the warmth of home.

Newest Monteagle Homes with USDA Loan Financing available

$475,000
6 Beds ⋅ 4 Baths ⋅ 1542106 MLS
Welcome to 162 1st Street in Monteagle, Tennessee, a beautifully updated home situated on the iconic Cumberland Plateau just minutes from local schools, scenic parks, world-class hiking trails, major interstates, and local favorites like the Mountain Goat Market and High Point restaurants. Step through the front door into an inviting living room flooded with natural light. Adjacent to the main living space is a sleek, modern kitchen that serves as an inviting culinary experience. This well thought out floor plan offers optimal privacy, featuring two bedrooms and a full bathroom on one side, perfect for hosting guests or creating a quiet retreat away from the main living quarters. The back wing houses the primary suite alongside additional supporting bedrooms and another full bathroom. In this wing, heated floors ensure luxurious comfort on chilly winter mornings. The primary bedroom welcomes you with vaulted ceilings, a generous walk-in closet with built-in organizers, and an ensuite bathroom designed as a spa-like oasis. Step through the sliding glass doors directly onto the upstairs covered deck overlooking the extraordinary backyard. This top deck wraps around to the front of the home, offering effortless indoor-outdoor living. Downstairs, the finished basement boasts a massive living space flexible enough for a home gym, hobby area, or game room, alongside a cozy den centered around a wood-burning fireplace. You will also find abundant extra storage and a convenient half bath for pool guests. Skip the overpriced movie theaters and host unforgettable movie nights in your private home cinema, complete with custom floor lighting. Slide open the basement doors to access a lower deck tailored for sunbathing beside the private pool and hot tub. With endless room to spread out, expansive outdoor entertainment areas, and premium amenities throughout, this charming property is truly a one of a kind. Call today for your private tour

162 1st Street, Monteagle
$249,000
4 Beds ⋅ 2 Baths ⋅ 1541354 MLS
*** Seller is offering $5,000 toward buyers' closing costs! *** Welcome home to 1109 Oliver Dr in beautiful Monteagle, Tennessee! This stunning brand-new home offers approximately 1,790 square feet of thoughtfully designed living space, featuring 4 bedrooms, 2 full bathrooms, and a versatile den that can easily serve as a home office, playroom, or additional living space. Inside, you'll find a bright and inviting open-concept layout with modern finishes, a spacious kitchen featuring an island, pantry, stainless appliances, and plenty of cabinet and counter space. The private primary suite offers a comfortable retreat with a generous walk-in closet and an ensuite bathroom designed for comfort and relaxation, featuring his-and-hers vanities, a large soaking tub, and a spacious walk-in shower. The additional bedrooms provide plenty of room for family, guests, or hobbies. Enjoy the simple pleasures of country living on this spacious 1-acre property, offering plenty of room for a garden, outdoor gatherings, pets, or simply enjoying the peaceful surroundings. Take advantage of the generous outdoor space to create your own private retreat, enjoy the fresh mountain air, and experience the peace and quiet of the countryside. With no HOA, you'll have the freedom to make the most of your land and enjoy the space that comes with country living. Built in 2026 and set on a permanent foundation, this move-in-ready home offers the peace of mind of new construction without the wait. Public water, septic, central heating and air, luxury vinyl flooring, modern lighting, and energy-efficient features make this home comfortable and easy to maintain. Conveniently located in Monteagle with easy access to I-24, this property offers the perfect combination of peaceful country living and convenient access to nearby communities, outdoor recreation, dining, and amenities. Don't miss your opportunity to own a brand-new home on approximately an acre in Monteagle!

1109 Oliver Drive, Monteagle
$325,000
3 Beds ⋅ 2 Baths ⋅ 1538657 MLS
This charming home is nestled in a peaceful setting on 1.5 acres and offers the convenience of being just minutes from town and I-24. The spacious living room provides a warm and inviting gathering space, while the well-appointed kitchen is large and has a nice pantry for ample storage. Primary suite with a relaxing soaking tub, separate shower and a generous walk-in closet. Enjoy your morning coffee on the welcoming covered front porch or unwind on the back deck. This 3 bedroom, 2 bath home with recently added large detached 2 car garage offers the perfect blend of country living and convenience.

398 Armory Road, Monteagle
$90,000
1520914 MLS
Build your dream mountain retreat in the heart of Monteagle - Rare 1-acre wooded homesite with utilities available. This 1.03-acre wooded lot offers the rare combination of privacy and convenience, tucked away on a quiet dead-end street while still being within walking distance of downtown Monteagle shops and restaurants as well as a short drive to Sewanee and the University of the South. Utilities are already available, including water, sewer, electricity, and natural gas -- making this an excellent opportunity for building a primary residence, weekend retreat, or investment property near Sewanee and the scenic Cumberland Plateau. With distant mountain views to greet you every morning and generous space for creative building options, this property offers flexibility rarely found in town lots. Build your dream escape with room for a pool, guest house, and garden - or go bold, divide it into two lots, and double your investment. (Buyers must be accompanied by an agent on the property.)

Spring Street (One Acre), Monteagle
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