Menlo Homes with FHA Financing available

Menlo Homes with FHA Financing available

Welcome to Menlo, Georgia – a charming small town nestled in the heart of Chattooga County! Known for its picturesque landscapes and friendly community, Menlo offers a delightful blend of Southern hospitality and modern conveniences. With its close-knit neighborhoods, Menlo is a place where families thrive, and new friendships blossom. Enjoy the serene beauty of nature with nearby hiking trails, parks, and the stunning Lookout Mountain, perfect for outdoor enthusiasts and nature lovers alike.

Menlo's rich history is reflected in its quaint downtown area, where you can find local shops, cozy cafes, and community events that bring residents together. The town’s vibrant culture is complemented by its excellent schools and recreational facilities, making it an ideal spot for families looking for a peaceful yet engaging environment.

For homebuyers, Menlo presents an enticing opportunity with homes available for FHA financing. This means you can secure your dream home with a lower down payment and more flexible credit requirements, making it easier than ever to enter the housing market. Whether you’re searching for a charming cottage or a spacious family home, Menlo offers a variety of properties to suit your needs and lifestyle.

With its affordable housing options and welcoming community, Menlo is not just a place to live; it’s a place to call home. Discover the warmth of Menlo, Georgia, and let us help you find your perfect home today!

Newest Menlo Homes with FHA Financing available

$1,392,000
4 Beds ⋅ 4 Baths ⋅ 1537841 MLS
Unparalleled mountain retreat in the gated community of Lookout Highlands. (4 bds/4bths) All finishes completed in 2026, this architectural masterpiece effortlessly blends modern sophistication with warm cabin elements. Sitting on 6.62 private, wooded acres, this estate offers a secluded ''forest island'' feel while boasting rare dual-street access with two private driveways for ultimate convenience. Every inch of this 3,438 square foot home showcases exceptional craftsmanship, modern day comforts, and high-end finishes designed for lavish entertaining and serene daily living. The Great Room: Anchored by a striking stone, pass-through fireplace and designer lighting, the main living area frames stunning lines of sight straight through to the mature, beautifully preserved forest backdrop. Chef's Kitchen & Butler's Pantry: A true gathering hub featuring custom cabinetry, a massive island with seating, wolf gas/electric range with a custom hood, and an in-counter microwave. The adjacent butler's pantry features charming half-glass doors, extensive storage, and a full fridge size freezer. The kitchen refrigerator is 100% refrigeration space. Primary Suite: A secluded wing offering a true resort-style retreat, complete with a massive luxury walk-in closet system and a spa-like en-suite bath. Flexible Accommodations: On the main wing, a second bedroom with an adjacent full bath currently serves as a grand executive office. On the opposite wing, two additional upstairs bedrooms flank a private balcony living room, offering the perfect balance of privacy and connectivity. Elite Bathrooms: All 4 full bathrooms have been meticulously designed, featuring floor-to- ceiling custom tile and premium cabinetry. Three baths feature dual shower heads, and the front-of-house bathroom includes a custom setup perfect for a luxury dog-washing station. The owners transformed the oversized, fully climate-controlled garage into an extension of the luxury home itself.

454 Highland Forest Circle, Menlo
$895,000
4 Beds ⋅ 4 Baths ⋅ 1535125 MLS
This 3,030-square-foot, 4-bedroom, 4-bathroom lake house with screened in porch and bed swing is located on a premier 2.94-acre wooded lot with 450 feet of lake frontage. It is the perfect layout for a family home, a peaceful retirement haven, or a legacy retreat for generations. The expansive main living area is open-concept centered around a striking stone wood-burning fireplace and a massive, custom marine-treated wood kitchen island, which transitions through a kitchen pass-through to a separate dining area. When you step outside from the living area you will find the large screened-in porch and deck, and you are just steps from the water's edge with new dock. Every oversized bedroom serves as a private space with its own attached full bathroom, highlighted by a primary en-suite with large library/sitting room. Designed for ultimate practicality and ease, the home also has an oversized laundry room with built-in cabinetry and full washer/dryer, a secure fenced-in backyard, a two-car garage with a workbench, and a separate outbuilding perfect for a four-wheeler or extra storage. This location is just minutes away from McLemore Golf Course and Cloudland Canyon, and within the coveted Lookout Highlands community. You can relax and enjoy a secure, picturesque lifestyle complete with hiking trails, waterfalls, and breathtaking mountain-top views! This home is also available as a turn-key purchase with furnishings negotiable and ''move in ready'' for summer. Don't miss seeing this lakefront gem, and schedule a showing today.

479 Lake Loop Road, Menlo
$410,000
2 Beds ⋅ 2 Baths ⋅ 1533938 MLS
Tucked away on 3.23 private, wooded acres, this custom-built retreat at 171 W Bluff Rd in Menlo offers the perfect blend of privacy, nature, and community. A long, tree-lined driveway--accented with stone from the property--sets the tone as you arrive. Surrounded by mature trees, hemlocks, and seasonal wild azaleas, the home feels nearly hidden, creating a peaceful, secluded setting. Inside, the 1,150 sq ft, 2 bed, 2 bath layout is thoughtfully designed for easy one-level living. Soaring tongue-and-groove ceilings, large windows, and custom finishes--including built-ins and shiplap--fill the home with warmth, character, and natural light. The front porch and screened-in back porch are true highlights--perfect for morning coffee or quiet evenings listening to birds, frogs, and the sounds of nature. Located in a private community, you'll enjoy access to scenic hiking trails with waterfalls and creeks, multiple lakes for fishing, and a welcoming atmosphere with events like summer ice cream socials and fall gatherings at the pavilion. Just minutes from Cloudland Canyon State Park and about 45 minutes to Chattanooga, this home offers both seclusion and convenience, with nearby favorites like Canyon Grill and Lookout Mountain Pizza Company. If you're looking for a quiet escape with natural beauty, strong community, and timeless charm--this is it.

171 W Bluff Road, Menlo
$749,900
5 Beds ⋅ 5 Baths ⋅ 1531336 MLS
Nature meets luxury in this immaculate and spacious custom showplace nestled on 4.9 acres in the beautiful gated community of Lookout Highlands, just minutes from the award winning McLemore Resort Golf Course and Cloudland Canyon on Lookout Mountain. Soaring, tongue and groove beamed ceilings welcome you as you enter this home, creating an open floor plan highlighting the gas stone fire place in the living room and gourmet kitchen. Just off the kitchen, you can step outside and enjoy the oversized completely screened in (no see um screen, even under the deck), trex back porch overlooking the private, scenic views, making it the perfect place for entertaining or simply for reading your favorite book. The primary suite is on the main level featuring a stone electric fireplace, a luxurious bathroom with a soaker tub, separate custom shower, and walk in closet. The main level also includes two additional bedrooms on the opposite side of the primary suite. Upstairs you will find an open, large bonus area as well as two more bedrooms with their own private bathrooms. Abundant storage is found in this home as well as above the detached garage. Hardy board siding surrounds the outside and it has been fully encapsulated and is foam insulated. There is also a flat, fenced in area to the side of this estate for your beloved animals. Lookout Highlands has 4 stocked fishing lakes that are professionally maintained, as well as boat launches, beautiful trails with waterfalls, and a pavilion. Fiber Optics are available in this gated community and you can enjoy several social events throughout the year to get to know your neighbors. Note: Realtors, please see private remarks for showing and combo lock information.

343 Highlands Forest Road, Menlo
$500,000
3 Beds ⋅ 3 Baths ⋅ 1530142 MLS
Welcome to a place where lifestyle and land come together. Situated on approximately 3 acres of peaceful North Georgia countryside, this rustic cabin style estate offers privacy, character, and flexibility while still maintaining the charm and space that make this property special. With three bedrooms, three bathrooms, and approximately 3,200+ square feet, the home is designed for true main level living, with the primary suite, kitchen, living areas, laundry, and multiple baths all conveniently located on one level, creating a warm and comfortable layout that invites you to slow down and settle in. Outside, the property offers a private retreat like setting. An inground pool with pool house provides the perfect space for relaxing or entertaining, while garden areas and a potting shed add charm and functionality. The surrounding acreage offers privacy and room to enjoy the outdoors while remaining manageable for everyday living. For buyers seeking even more land, the full 45 acre estate is also available for purchase at $700,000, offering expanded opportunities for recreation, building additional homesites, homesteading, hunting, or simply preserving the surrounding landscape. Despite its peaceful setting, the location remains highly accessible. While located near Highway 48, the sense of quiet and stillness once on the property often surprises visitors. With convenient access to nearby mountain towns and reasonable drives to Chattanooga, Atlanta, and Birmingham, this property can work well for remote professionals, second home buyers, or anyone looking to enjoy the slower pace of North Georgia living. Whether you are looking for a private home with acreage or the opportunity to expand into a much larger landholding, this Menlo property offers rare flexibility and long term potential. Schedule a private showing to experience it firsthand.

446 Jamestown Road, Menlo
$700,000
3 Beds ⋅ 3 Baths ⋅ 1527734 MLS
Welcome to a place where land, lifestyle, and legacy come together. Set across approximately 45 acres of peaceful North Georgia countryside, this rustic cabin style estate offers a rare blend of privacy, character, and versatility. With three bedrooms, three bathrooms, and approximately 3,200+ square feet, the home is designed for true main level living, with the primary suite, kitchen, living areas, laundry, and multiple baths all conveniently located on one level, creating a warm and comfortable layout that invites you to slow down and settle in. Outside, the property truly sets itself apart. An inground pool with pool house creates a resort like setting for relaxing or entertaining, complemented by garden areas, a potting shed, wooded privacy, and open space to explore. The land offers multiple access points, trails, a natural spring, a seasonal creek, and several potential building sites. With no zoning restrictions, the acreage allows long term flexibility whether for a private estate, homestead, recreational retreat, hunting property, or future expansion. For buyers who love the home but prefer less land to maintain, the property is also being offered with approximately 3 acres surrounding the home for $500,000, providing a more manageable option while still enjoying the home, pool, and peaceful setting. Despite its tranquil surroundings, the location remains highly accessible. While located near Highway 48, the quiet once on the property often surprises visitors. With convenient access to nearby mountain towns and reasonable drives to Chattanooga, Atlanta, and Birmingham, the property works well for remote professionals, relocation buyers, or those seeking a private countryside escape. Whether you are looking for a full 45 acre private estate or prefer the smaller 3 acre option, this Menlo property offers rare flexibility and long term potential. Schedule a private showing to walk the land and experience what makes this property truly special.

446 Jamestown Road, Menlo
$419,000
2 Beds ⋅ 2 Baths ⋅ 1523956 MLS
Welcome to the Lookout Highlands Community atop beautiful Lookout Mountain, a stones throw from the famous McLemore Golf Course & Cloudland Canyon. This 2bedroom 2bath newer home allows for privacy while being situated on 4 acres, within a the gated community. Enjoy trails throughout the highlands and public spaces maintained by the HOA, including a pavilion, or enjoy the privacy your 4 acre lot provides while you relax on the front or back covered porch surrounded by nature! The home is a blank canvas waiting for a new owner to make it their own!

52 Tatum Mining Road, Menlo
$499,000
3 Beds ⋅ 3 Baths ⋅ 1521231 MLS
WATCH VIDEO: https://youtube.com/shorts/Xm5U02CEBUE?feature=share - UPGRADED CLASSIC: 1-level brick HOME, POOL, WORKSHOP, 9+ ACRES! Nestled atop Lookout Mountain, this property is within 15 minutes of popular McLemore Club, Cloudland Canyon State Park, and 45 minutes to downtown Chattanooga. 3 BED, 2.5 BATH home offers fresh paint, wood-burning stone FIREPLACE, Acadia hardwood floors, and abundant natural light. Dine in the formal dining room or breakfast nook, and cook with ease in the kitchen featuring stainless appliances and walk-in pantry. Versatile BONUS ROOM provides flexibility for a HOME OFFICE, playroom, or media space. Main living areas have been freshly painted. The primary suite includes double vanities, huge tiled walk-in shower, and direct access to the SCREENED PORCH. 2 additional bedrooms and 1 full bath with beautiful penny tile complete the home. Outdoor living shines with a back deck overlooking 20x40 fenced in-ground POOL and wooded backdrop for solace summer days. Private acreage and wood fencing all add to the rural feel. Pick from fruit trees, grapevines, and raised GARDEN beds. Spend evenings roasting smores around the firepit! The detached SHOP with 2 garage bays, full bath, washer/dryer hookups, and bonus space offers endless possibilities: guest living, rental income, woodworking, hobbies, or business space. With FIBER INTERNET and room to exhale away from city life, this mountain lifestyle is ready to welcome your next chapter with ease. Schedule your private showing today! (Buyer to verify square footage. Some images may be virtually staged. Buyer is responsible for doing their due diligence to verify that all information is correct, accurate, and for obtaining any and all restrictions for the property deemed important to Buyer.)

443 Tatum Gulf Road, Menlo
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