Mcdonald Homes with USDA Loan Financing available

Mcdonald Homes with USDA Loan Financing available

Welcome to McDonald, Tennessee – a hidden gem nestled in the heart of Hamilton County, where Southern charm meets modern convenience. Just a stone's throw away from the bustling city of Chattanooga, McDonald offers a serene, suburban lifestyle while keeping residents close to vibrant city amenities. With its picturesque landscapes, friendly community, and access to excellent schools, McDonald is an ideal place for families, retirees, and anyone seeking a peaceful retreat.

One of the most appealing aspects of McDonald is its affordability, especially for homebuyers looking to invest in the American dream. Many homes in this charming community qualify for USDA loan financing, making it easier for you to purchase a property without the burden of a hefty down payment. USDA loans are designed to promote homeownership in rural areas, and McDonald fits the bill perfectly. With these financing options, you can explore a variety of beautiful homes that boast spacious yards, modern amenities, and a welcoming atmosphere.

As you stroll through McDonald, you’ll discover a tight-knit community that prides itself on its local parks, recreational activities, and annual events that bring residents together. Whether you’re enjoying a leisurely afternoon at a nearby park or participating in community festivities, you’ll quickly feel at home in this inviting town.

If you’re ready to find your dream home in McDonald, TN, take advantage of the USDA loan financing available and start your journey today. Embrace the charm of McDonald – where your ideal lifestyle awaits!

Newest Mcdonald Homes with USDA Loan Financing available

$585,000
3 Beds ⋅ 4 Baths ⋅ 1541707 MLS
Welcome to 4851 McDonald Road -- a property that offers something you simply don't find every day. Tucked away in peaceful McDonald, TN, this home combines privacy, land, character, and versatility in a way that makes it feel like its own little retreat, while still being conveniently located between Cleveland and Chattanooga. From the moment you arrive, the long, cozy front porch sets the tone. This is the kind of home that welcomes you to slow down, sit a while, and enjoy the peaceful surroundings. Inside, the layout is anything but cookie-cutter, with a unique floor plan that offers flexibility and spaces designed around real life rather than a standard subdivision layout. One of the most special features is the privacy this property provides. Step outside and you'll find a beautiful wooded setting with a charming creek winding through the back of the property. The massive open-air porch overlooking the creek and wooded surroundings creates an incredible outdoor living space -- perfect for morning coffee, evening gatherings, or simply enjoying the quiet and natural beauty of your own backyard. The finished lower level adds another layer of versatility and is truly a standout feature. Designed as a mother-in-law living suite, it includes space that could be a kitchen area plus bedroom space, full bath and living space, not to mention a private access, making it ideal for extended family, guests, a separate living arrangement, or anyone looking for additional space and privacy. For those who need room for their recreational toys, this property delivers there, too. The extra-deep garage provides plenty of space for two vehicles plus a boat or other recreational vehicle. Outside, you'll also find an RV station with a 30-amp plug-in, adding even more functionality and making this property especially appealing for those who love to travel, camp, or enjoy the outdoors. With over 2,700 square feet, the home offers plenty of room to spread out, but it's the setting and thoughtful extras that truly set it apart. There's land, privacy, a creek, multiple outdoor living spaces, flexible living arrangements, and room for the things you enjoy most. Conveniently located between Cleveland and Chattanooga, you can enjoy the peace and privacy of McDonald without giving up easy access to shopping, dining, schools, outdoor recreation, and everything both cities have to offer. 4851 McDonald Road isn't your typical house -- and that's exactly what makes it special. If you're looking for a property with character, privacy, usable space, and a setting you can truly enjoy, this one is worth seeing in person.

4851 Mcdonald Road, Mcdonald
$629,000
3 Beds ⋅ 2 Baths ⋅ 1541460 MLS
Completely remodeled from the ground up and ready for its next owner! This beautiful property offers 9.13 acres of land with a long list of updates and improvements. The home features fresh paint, new plumbing, new flooring, updated appliances, and granite countertops. Outside, enjoy a freshly paved driveway, fresh landscaping, a small barn, and a charming A-frame tiny house that offers additional possibilities and would make a great outdoor place for the kids.With so much land and so many improvements already completed, this property offers the perfect combination of updated living space and room to enjoy the outdoors. Come see all this unique McDonald, TN property has to offer! Conviently located 8 miles to Cleveland and 10 miles to Ooltewah.

751 Owl Hollow Road, Mcdonald
$349,900
3 Beds ⋅ 2 Baths ⋅ 1539543 MLS
4973 Harrison Pike, McDonald, TN. 4.25 private acres, a detached 24x28 wired workshop, and a 3-bedroom home tucked between Cleveland and the Hamilton County line. This is the rare combination of real acreage and genuine workspace, all within 10 minutes of Cleveland, 10 of Harrison, and 15 of Ooltewah without touching the interstate. The workshop alone is worth the showing: 24x28, fully wired, and big enough for vehicles, equipment, or a home-based trade. Beyond it, the level, usable acreage gives you room for a garden, animals, or simply space to spread out with a creek running the back property line for privacy and natural charm. Inside, the 1,200 sq ft home offers 3 bedrooms and 2 baths with a front porch built for slow mornings and a backyard ready for fire pits and gatherings. Move-in ready, or reimagine it as your workshop-and-land homestead. Land, privacy, and outbuilding space like this rarely sit long in this market. Schedule your showing today.

4973 Harrison Pike, Mcdonald
$549,000
4 Beds ⋅ 3 Baths ⋅ 1539269 MLS
Beautiful stone-accented home in Hidden Ridges featuring a highly desirable main-level primary suite, distinctive craftsmanship, and a spacious open-concept floor plan. The primary bedroom offers a private retreat with an en suite bath and custom-designed walk-in closet providing generous storage. The main living area is designed for both comfortable everyday living and easy entertaining. The kitchen features a large island, abundant cabinet and counter space, a generous pantry, breakfast area, and separate formal dining room. The inviting living room is anchored by a handsome fireplace and overlooks the spacious front and back yards. Upstairs, you'll find two additional bedrooms, a large shared bath, and an oversized bonus room that could serve as a fourth bedroom, home office, playroom, hobby space, or media room. Additional features include a large laundry room, utility area, and two-car garage with convenient access to the kitchen. Located in McDonald, this home offers the peaceful feel of country living while remaining just a short drive from everything Ooltewah and Collegedale have to offer, with convenient access to Cleveland, Chattanooga, and Dalton. The generous backyard provides room to garden, entertain, play, or create your own manageable homestead without the maintenance and equipment required for a large acreage property. Enjoy more breathing room, privacy, and a relaxed setting while staying close to shopping, dining, recreation, medical services, and everyday conveniences. Schedule your private showing today.

494 Johnston Road, Mcdonald
$575,000
4 Beds ⋅ 4 Baths ⋅ 1538204 MLS
Welcome home to this beautifully designed residence. From the moment you enter, you'll appreciate the open-concept layout with vaulted ceilings, abundant natural light, and a cozy gas fireplace that anchors the spacious living room. The stunning kitchen is complete with a large eat-at island, quartz countertops, stainless steel appliances, a generous pantry, and ample cabinet space. A luxurious primary suite is conveniently located on the main level and serves as a private retreat with its own fireplace. The spa-inspired en suite bathroom offers a large double vanity, soaking tub, tiled walk-in shower, and an oversized walk-in closet. Upstairs, you'll find a versatile bonus room or loft, a walk-out attic providing easy-access storage, a junior primary suite with a private en suite bathroom, plus two additional guest bedrooms that share a full bathroom. Step outside through elegant French doors to enjoy the screened porch and adjoining deck overlooking the large, fully fenced backyard. Need even more space? The unfinished basement area provides abundant storage and offers exciting potential to create additional finished living space in the future. This exceptional home combines timeless finishes, flexible living areas, and room to grow, making it one you won't want to miss. See it today!

185 Ridge Crest Court SW, Mcdonald
$584,000
3 Beds ⋅ 4 Baths ⋅ 1531415 MLS
Escape to your very own backyard oasis with this stunning 3 bedroom, 3 1/2 bathroom home in McDonald, Tn Inside, an expansive open floor plan flows seamlessly leading to a full finished basement with flexible space like a recreational room or living room. The real highlight though is the background retreat complete with an in-ground pool, spacious sitting area and a fire pit for a night under the stars. Call today to schedule an appointment to see your dream home.

6229 Tallant Road, Mcdonald
$1,100,000
4 Beds ⋅ 3 Baths ⋅ 1526564 MLS
Don't miss this rare chance to own a large, unique property in the heart of Collegedale! This property features nearly 4 acres of flat, beautiful land, with many extras including the popular Haunted Barn. Families come from near and far each Halloween to enjoy this annual tradition that operates for about 10 days. There are a large number of buildings used in the operation, as well as some commercial shops that were formerly used to run a small-engine repair business. Many buildings are flex-use and have multiple bays, garage doors and entry points. This location and set-up are perfect for someone looking to have a turn-key business site, complete with buildings and parking. The home has so many features that are above and beyond the average. Most of the rooms have a view of the private backyard amenities, and the Great Room looks out with an array of floor-to-ceiling windows. Sit inside and enjoy the perks of this home, which include the beautiful pond and the in-ground salt water pool as well. All of these areas have a nice buffer of trees to maintain the privacy and seclusion of the home. Plenty of entertaining space outside once the warmer weather arrives, with a fire pit surrounded by rows of seating. There are multiple areas to sit and relax, or be active with friends and family. Enjoy the huge expanses of concrete walkways, sitting areas and Trex decks, as well as the oversized space around the pool itself. The pond is a major focus of the back acreage, stocked for fishing or just relaxing in the sunshine. The home was designed for entertaining large groups but maintaining the cozy, intimate spaces inside as well. The inside is a mirror to the back yard, with larger open spaces as well as quiet corners to escape and relax. Constant updates inside and out make this home move-in ready, just needing your personal touch to make it all yours. The floor plan is unique, built with the concept of many gathering spots while keeping a nice separation of space. Open rooms flow from one major area to another, with lots of storage found everywhere. There is a partial basement that includes a custom built storm shelter. This wonderful home is a limited opportunity to own the home and land that the owners spent a lifetime building. It is a chance to relax and enjoy the beauty and scenery, and also to renew the business opportunity that's built in to this location. It's not often that a home offers the chance to pay for itself in just a few years' time, yet this is a very real possibility. Schedule your private showing today and see if this home is the perfect end to your searching. Buyers to verify accuracy of all information including but not limited to square footage.

5017 Mcdonald Road, Mcdonald
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