Harrison Homes with USDA Loan Financing available

Harrison Homes with USDA Loan Financing available

Welcome to Harrison, Tennessee – a charming gem nestled in the heart of Hamilton County! This picturesque community offers a delightful blend of small-town charm and modern conveniences, making it an ideal place to call home. With its stunning natural surroundings and friendly atmosphere, Harrison is perfect for families, retirees, and anyone looking to enjoy a peaceful lifestyle.

Harrison boasts a variety of outdoor recreational opportunities, thanks to its proximity to the beautiful Chickamauga Lake and the scenic Tennessee River. Residents can enjoy fishing, boating, hiking, and picnicking in the lush parks that dot the area. The community is also known for its rich history, with several historical sites and landmarks that tell the story of its vibrant past.

When it comes to real estate, Harrison offers a diverse selection of homes to suit various tastes and budgets. One of the most appealing aspects of this area is the availability of USDA Loan Financing for eligible buyers. This means that many homes in Harrison can be purchased with zero down payment, making homeownership more accessible than ever. With affordable options and a welcoming community, it’s no wonder that Harrison is becoming a sought-after destination for homebuyers.

Whether you’re looking for a cozy single-family home, a spacious townhouse, or a serene retreat, Harrison has something for everyone. Embrace the warmth of this community and discover the perfect place to create lasting memories. Explore the homes available with USDA financing and take the first step towards your dream home in Harrison today!

Newest Harrison Homes with USDA Loan Financing available

$365,000
3 Beds ⋅ 2 Baths ⋅ 1539616 MLS
Completely remodeled and move-in ready, this beautifully updated one-level home is ready for you! Step inside to an open-concept floor plan filled with natural light and gorgeous hardwood floors that flow throughout the entire home. The spacious living and dining areas create an inviting space for entertaining, while the oversized bedrooms provide plenty of room to relax and unwind. The thoughtfully designed kitchen features a large walk-in pantry and convenient mudroom just off the garage helps keep everyday life organized. Just beyond the main living area, you'll find an expansive sunroom/family room overlooking the private backyard. Outside, the backyard is ready for summer fun with an above-ground pool featuring a new pump and liner (2024), plus a large storage shed for all your tools, lawn equipment, and outdoor gear. Enjoy the low-maintenance Trex front porch, perfect for relaxing at the end of the day. Major updates provide peace of mind for years to come, including a new roof (2020), HVAC system (2021), field lines (2022), and brand-new windows (2026). With its extensive renovations, desirable one-level layout, and impressive list of improvements, this home is not one to miss!

7325 Asteroid Lane, Harrison
$259,900
3 Beds ⋅ 2 Baths ⋅ 1538827 MLS
If you're looking for a truly MOVE-IN READY home with easy access to all things Chattanooga, Harrison Bay, the Lake and more... Then you have to come see this beautifully remodeled 3-bedroom 2-bathroom home in the desirable Davis Mill subdivision! This home has been completely transformed from top to bottom with thoughtful, high-end updates throughout. The exterior features a NEW ROOF, NEW VINYL SIDING, updated windows a few years ago, mature landscaping, a large back deck as well as a huge detached garage/workshop with power already connected!! Entering the home, you'll find a fully updated interior with premium finishes at every turn. You are welcomed into a large living space with new flooring, fresh paint and a widened entry to the brand-new kitchen for seamless flow. The kitchen showcases brand new white shaker cabinets, gorgeous granite countertops, new stainless steel appliances, a custom tile backsplash, new sink, new plumbing and lighting fixtures and more! Down the hall you will find two large bedrooms with oversized closets that share the conveniently located and fully updated hall bath. Updates include new tile flooring, new vanity, new lighting, new toilet, and new plumbing fixtures. Further down the hall you will find the master suite that hosts a brand new full bath complete with a stunning walk-in tile shower, new tile flooring, new vanity, modern finishes and more! But perhaps what you will cherish most is the time sitting on the back deck, sipping morning coffees or evening cocktails as you watch the deer pass by the rural view. It is truly peaceful. And for those needing a little more space, you cant beat this massive shop; perfect for any hobbyist or pro alike! It can also be a great space for anyone just needing some extra storage! All this just minutes from Harrison Bay, Chattanooga, and everyday conveniences this won't last long; so schedule your showing today! Listing agent has personal interest in the property.

7446 Davis Mill Circle, Harrison
$439,900
3 Beds ⋅ 2 Baths ⋅ 1538337 MLS
NEW CONSTRUCTION HOME ON 1.27 ACRES! Discover the perfect blend of modern comfort and peaceful country living in this beautiful ranch-style home featuring 3 bedrooms, 2 bathrooms, and approximately 1.27 private acres in Harrison, TN. The thoughtfully designed split-bedroom floor plan offers a spacious great room that flows seamlessly into the kitchen and dining area, creating the perfect space for entertaining or everyday living. The kitchen is finished with granite countertops, stainless appliances, white cabinets, while luxury vinyl flooring extends throughout the home. The private primary suite features an en-suite bathroom with a walk-in tile shower, while two additional bedrooms and a full bath provide comfortable accommodations for family or guests. Step outside to the covered back porch and enjoy the peaceful surroundings, or take advantage of the oversized two-car garage with plenty of room for vehicles and storage. Enjoy the privacy and tranquility of country living while remaining just minutes from shopping, dining, schools, and Chattanooga. Outdoor enthusiasts will appreciate the close proximity to Harrison Bay State Park and the Tennessee River, offering easy access to boating, fishing, hiking, camping, and year-round recreation. This home truly offers the perfect combination of modern living, acreage, and convenience. Call today to schedule a private tour!

7853 Sims Road, Harrison
$439,900
3 Beds ⋅ 2 Baths ⋅ 1538335 MLS
NEW CONSTRUCTION HOME ON 1.91 ACRES! Discover the perfect blend of modern comfort and peaceful country living in this beautiful ranch-style home featuring 3 bedrooms, 2 bathrooms, and approximately 1.91 private acres in Harrison, TN. The thoughtfully designed split-bedroom floor plan offers a spacious great room that flows seamlessly into the kitchen and dining area, creating the perfect space for entertaining or everyday living. The kitchen is finished with granite countertops, stainless appliances, white cabinets, while luxury vinyl flooring extends throughout the home. The private primary suite features an en-suite bathroom with a walk-in tile shower, while two additional bedrooms and a full bath provide comfortable accommodations for family or guests. Step outside to the covered back porch and enjoy the peaceful surroundings, or take advantage of the oversized two-car garage with plenty of room for vehicles and storage. Enjoy the privacy and tranquility of country living while remaining just minutes from shopping, dining, schools, and Chattanooga. Outdoor enthusiasts will appreciate the close proximity to Harrison Bay State Park and the Tennessee River, offering easy access to boating, fishing, hiking, camping, and year-round recreation. This home truly offers the perfect combination of modern living, acreage, and convenience. Call today to schedule a private tour!

7847 Sims Road, Harrison
$285,000
3 Beds ⋅ 2 Baths ⋅ 1538258 MLS
Welcome to 6673 Harrison Heights Dr., a well-maintained one-level ranch home tucked away on a quiet cul-de-sac in Harrison. Situated on a level lot with a fenced backyard and no neighbors behind, this home offers a private setting while remaining close to everything the area has to offer. The open floor plan features a spacious living area and a long eat-in bar that connects seamlessly to the kitchen, making it perfect for everyday living and entertaining. Enjoy the covered front porch and back deck for relaxing outdoors, plus an enclosed sunroom that provides comfortable additional living space year-round. The two-car garage features separate garage doors, and the low-traffic location provides added peace and quiet. Conveniently located near Chickamauga Lake, Harrison Bay State Park, and Booker T. Washington State Park, this home offers easy access to boating, fishing, hiking, and outdoor recreation while still being just minutes from Chattanooga.

6673 Harrison Heights Drive, Harrison
$399,999
4 Beds ⋅ 2 Baths ⋅ 1537809 MLS
Welcome to this beautifully maintained home nestled in the established River Cove community of Harrison. Situated on a spacious corner lot, this home offers the perfect blend of comfort, functionality, and peaceful suburban living just minutes from Harrison Bay State Park and the conveniences of Chattanooga. This inviting residence features an open and airy floor plan with cathedral ceilings, a cozy wood-burning fireplace, and generous living spaces designed for both everyday living and entertaining. The finished basement provides exceptional flexibility for a media room, home office, guest suite, or recreation area. Enjoy relaxing mornings on the covered front porch or unwind in the private backyard complete with a screened porch and fenced yard. With approximately 2,300+ square feet, 3-4 bedrooms, a two-car garage, and thoughtful updates throughout, this home combines charm, space, and convenience in one desirable location. Residents enjoy the quiet atmosphere of River Cove while remaining close to lake activities, golf, parks, dining, and major commuter routes. Whether you are searching for room to grow, a welcoming neighborhood, or a peaceful retreat near the water, 6403 Olde Ferry Landing is ready to welcome you home.

6403 Olde Ferry Landing, Harrison
$39,900
1536894 MLS
Come build your home on this .65 acre lot in this established neighborhood. Pay only County Taxes. 3 miles or less from Harrison State Park and Bear Trace Golf Course. Perc and Survey on file.

6201 Hidden Hill Road, Harrison
$450,000
3 Beds ⋅ 2 Baths ⋅ 1536360 MLS
Don't miss this incredible opportunity to own a beautiful home in one of the area's most pristine and desirable neighborhoods. Offering mountain views from the front porch, a huge backyard, and a spacious layout, this home delivers exceptional value and is priced aggressively for a quick sale. Inside, you'll find hardwood floors throughout the main living areas, soaring ceilings, and an abundance of natural light. The oversized kitchen is the heart of the home, featuring granite countertops, ample cabinet space, and plenty of room for gathering with family and friends. The primary suite provides a private retreat with a walk-in shower and separate tub, while two additional bedrooms offer comfortable space for family or guests. The spacious finished basement adds incredible flexibility and is already pre-plumbed for a future bathroom, making it easy to expand the home's functionality and value. Whether you need a media room, playroom, home gym, office, or additional living space, the possibilities are endless. Step outside to the huge covered back deck overlooking the expansive, mostly level backyard (already partially fenced for your furry friends) perfect for entertaining, relaxing, or simply enjoying the peaceful setting. This home truly checks all the boxes.

7064 Brady Drive, Harrison
$475,000
3 Beds ⋅ 3 Baths ⋅ 1535923 MLS
Welcome to 8818 Lazy River Drive, a beautifully maintained 3-bedroom, 3 full bathroom home located in the highly desired River Cove Subdivision in Harrison, TN. Tucked away in a quiet cul-de-sac and positioned near the back entrance of the neighborhood, this property enjoys little to no drive-by traffic, offering a peaceful and private setting for everyday living. Inside, you will find a spacious and inviting layout designed for both comfort and functionality. With three full bathrooms, this home provides flexibility and convenience for family, guests, or multi-generational living. The well-appointed living spaces create a warm and welcoming atmosphere, perfect for relaxing or entertaining. The location within River Cove offers the ideal blend of neighborhood charm and privacy while remaining convenient for shopping, dining, schools, and access to Chattanooga. Whether enjoying the tranquility of the cul-de-sac or the sought-after community surroundings, this home is a wonderful opportunity to enjoy comfortable living in one of Harrison's desirable neighborhoods. Schedule your private show today and experience all this exceptional home has to offer!

8818 Lazy River Drive, Harrison
$395,000
4 Beds ⋅ 3 Baths ⋅ 1534414 MLS
This breathtaking home has been beautifully and meticulously redone from top to bottom with stunning, high-end upgrades and luxurious finishes throughout. Every detail was thoughtfully designed and completed with exceptional craftsmanship, creating a home that feels both elegant and timeless. From the gorgeous custom touches to the quality renovations done the right way, no expense was spared in bringing this property to life. The beautifully updated spaces offer the perfect blend of style, comfort, and functionality, making this home truly move-in ready. A rare opportunity to own a flawlessly renovated home that is absolutely unforgettable. All information to be verified.

6909 Sandy Cove Drive, Harrison
$287,900
3 Beds ⋅ 2 Baths ⋅ 1534069 MLS
6209 Massengale Hollow Rd has been completely redone from top to bottom, so you're not walking into a project - you're walking into a fresh start. At 3 bedrooms, 2 baths, and 1,450 square feet, it's the perfect size: easy to maintain but with everything you need. Inside, it's all new - flooring, fixtures, kitchen, the whole deal. Clean, updated, and ready for real life. The big stuff? Already handled. Brand new roof, HVAC, water heater, and even a full septic system. That's the kind of peace of mind you don't always get at this price point. The location is what really seals it. You're within walking distance to Chickamauga Lake, which means spontaneous boat days, fishing at sunrise, or just cooling off on a hot Tennessee afternoon can be part of your everyday routine. Bear Trace golf at Harrison Bay and Harrison Bay State Park are also right in your backyard! Wood privacy fence gives you the perfect solitude to enjoy the back covered porch. County taxes only and USDA eligible make this one even more appealing financially. Simple, solid, and set up for a good time - this is the kind of place that's easy to say yes to. Book your private showing today!

6209 Massengale Hollow Road, Harrison
$385,000
3 Beds ⋅ 2 Baths ⋅ 1533875 MLS
Beautifully maintained and move-in ready, this one-owner home has been lovingly cared for and offers the perfect blend of comfort, space, and convenience in one of Chattanooga's most desirable neighborhoods. The welcoming main level features an open floor plan with abundant natural light, a spacious living area, and a well-appointed kitchen that's ideal for both everyday living and entertaining. New flooring throughout gives the home a fresh, updated feel, while the meticulous condition reflects years of exceptional care. The finished lower level provides outstanding flexibility with generous space for a recreation room, home office, fitness area, media room, or guest accommodations--perfect for today's changing lifestyle needs. Enjoy the peaceful setting from the deck overlooking the backyard, with mature landscaping and a neighborhood known for its pride of ownership and convenient location to shopping, dining, parks, and schools. If you've been searching for a home that's exceptionally well maintained, thoughtfully updated, and truly move-in ready, this is one you won't want to miss.

6546 Olde Ferry Landing, Harrison
Start Your Search