Harrison Homes with USDA Loan Financing available

Harrison Homes with USDA Loan Financing available

Welcome to Harrison, Tennessee – a charming gem nestled in the heart of Hamilton County! This picturesque community offers a delightful blend of small-town charm and modern conveniences, making it an ideal place to call home. With its stunning natural surroundings and friendly atmosphere, Harrison is perfect for families, retirees, and anyone looking to enjoy a peaceful lifestyle.

Harrison boasts a variety of outdoor recreational opportunities, thanks to its proximity to the beautiful Chickamauga Lake and the scenic Tennessee River. Residents can enjoy fishing, boating, hiking, and picnicking in the lush parks that dot the area. The community is also known for its rich history, with several historical sites and landmarks that tell the story of its vibrant past.

When it comes to real estate, Harrison offers a diverse selection of homes to suit various tastes and budgets. One of the most appealing aspects of this area is the availability of USDA Loan Financing for eligible buyers. This means that many homes in Harrison can be purchased with zero down payment, making homeownership more accessible than ever. With affordable options and a welcoming community, it’s no wonder that Harrison is becoming a sought-after destination for homebuyers.

Whether you’re looking for a cozy single-family home, a spacious townhouse, or a serene retreat, Harrison has something for everyone. Embrace the warmth of this community and discover the perfect place to create lasting memories. Explore the homes available with USDA financing and take the first step towards your dream home in Harrison today!

Newest Harrison Homes with USDA Loan Financing available

7028 Pinebrook Drive, Harrison
$280,000
4 Beds ⋅ 2 Baths ⋅ 1544540 MLS
Some homes are more than just a house, and this one has a lifetime of memories within its walls. Built in 1975 and lovingly owned by the same family since day one, this Harrison home is ready for its next chapter and a new family to make it their own. While it could use some updating, the solid bones, spacious layout, and timeless character offer so much potential. The main level features a welcoming living room with a brick fireplace, a large eat-in kitchen, three bedrooms, and two full bathrooms. The front bedrooms even have their own balconies, adding a little extra charm! Downstairs, you'll find a spacious family room or potential additional bedroom, ideal for guests, in-laws, or older children who would appreciate their own space and convenient access to the garage. Speaking of the garage, this true two-car garage has a unique surprise: a darkroom where the previous owner once developed film! Outside, enjoy a generous yard with mature trees that backs up to a pond, creating a peaceful setting on a quiet cul-de-sac street. Just a short distance from the Tennessee River, you'll enjoy being close to the water without paying for a view you don't need. This home has been the heart of one family's story for decades and holding a lifetime of memories. Now, it's ready to welcome a new family and become the backdrop for many more. If you've been looking for a home with character, space, and the opportunity to make it your own, this one is ready for its next story.

7028 Pinebrook Drive, Harrison
6531 Olde Ferry Landing, Harrison
$385,000
3 Beds ⋅ 2 Baths ⋅ 1544299 MLS
Welcome to 6531 Olde Ferry Landing, where modern updates, comfortable living, and a fantastic location come together! Nestled in the established River Cove community, this beautifully updated 3-bedroom, 2-bath home offers the perfect combination of everyday convenience and peaceful neighborhood living. From the moment you arrive, you'll appreciate the inviting setting and thoughtful improvements that make this property stand out. Inside, you'll find a spacious layout with comfortable living spaces and plenty of room to make yourself at home. Extensive renovations completed in 2023 included updated flooring, fresh paint, beautifully refreshed bathrooms, and numerous additional improvements designed to give the home a fresh, modern feel. Conveniently located in Harrison, you'll enjoy easy access to shopping, dining, outdoor recreation, and everything the Greater Chattanooga area has to offer, all while coming home to the charm of an established neighborhood. With its extensive updates, functional layout, and desirable location, 6531 Olde Ferry Landing offers an incredible opportunity to enjoy a move-in-ready home in one of the Chattanooga area's inviting communities. Schedule your private showing and see what makes this property so special!

6531 Olde Ferry Landing, Harrison
6200 Breezy Hollow Lane, Harrison
$542,000
4 Beds ⋅ 4 Baths ⋅ 1543741 MLS
From opening the front door, you'll notice that this isn't just an average house, with special touches, thoughtful upgrades, and wonderfully used spaces that graciously add comfort and convenience, plus give it the substantial feeling of much more expensive homes. With four beds, three and a half baths, this spacious floor plan offers an ensuite for the main level primary, and a generously spaced guest ensuite, two additional beds and bath up, with bonus/office as well. Open kitchen, dining, and great room are perfecting for dinner and movie, games with the kids, or entertaining a large group, with tall ceilings, huge windows, cozy gas logs, custom slide-out drawers in the lower cabinets plus the pantry, you'll love the storage and convenience for cooking. Along with stainless appliances, including 2026 range with six burners and convection, lots of counter space, accented by tiled backsplash and under mount lighting, you'll never want to leave your kitchen. The list goes on.... oversized laundry with built in cabinets and shelving for plenty of storage, a full two car garage, and third utility garage at the basement level. Outdoor living spaces with rocking chair front porch and rear screened porch, fruit bearing pear trees and apple trees. This one is ready to move in, clean and crisp, almost like it's never been lived in.

6200 Breezy Hollow Lane, Harrison
6245 Cashmere Lane, Harrison
$499,999
3 Beds ⋅ 3 Baths ⋅ 1543660 MLS
BETTER THAN NEW in Lake Breeze! Built in 2023, this beautiful home offers the look and feel of new construction, with so many of the extras already done for you. At approximately 2,543 square feet with 3 bedrooms, 2.5 baths and a spacious bonus room, it's truly move-in ready from day one. Step inside to a light-filled interior with beautiful hardwood floors, coffered and tray ceilings, custom trim and thoughtful details throughout. The kitchen features smart appliances, generous cabinetry, walk in pantry and plenty of space for gathering at eh large island, while the adjoining family room is filled with natural light and anchored by a fireplace and beautiful coffered ceilings. The spacious main-level primary suite feels like a retreat, with hardwood flooring and a custom feature wall, added by the sellers, tray ceiling and large walk-in closet. The spa-like ensuite offers a tiled shower, soaking tub, double vanity and separate water closet. Upstairs, additional bedrooms and a large bonus room provide plenty of flexibility for guests, a home office, playroom or media space. And this is where better than new really starts to add up. The sellers have already made the improvements that turn a new house into a home, including an expanded back deck and encapsulated crawl space with additional storage. The refrigerator, washer and dryer, blinds and window treatments are already here, too - expenses buyers often face after purchasing new construction. Smart appliances and a smart garage-door opener add everyday convenience. And with the home only three years old, the roof, HVAC and water heater are just three years old as well. Outside, nearly half an acre gives you something that's becoming harder to find with newer construction: room to breathe. Enjoy the expanded deck overlooking a peaceful, private wooded backyard with frequent wildlife sightings, while the front of the property offers beautiful views of Chickamauga Lake from both inside and out. Lake Breeze also offers offers a community pool, and lake lovers will appreciate the Skull Island public boat ramp less than a mile from the neighborhood, with Harrison Bay State Park, marina and lakeside dining nearby. Nearly new without the new-construction to-do list. Upgraded, move-in ready and packed with value - 6245 Cashmere Lane may just be better than brand new. **home is under contract with a 48 hour first right of refusal. Please continue to show and bring offers!

6245 Cashmere Lane, Harrison
8651 Highway 58, Harrison
$300,000
3 Beds ⋅ 2 Baths ⋅ 1542214 MLS
Your move in ready home awaits! Tucked just off Hwy 58, this beautifully renovated home sits on one private acre and features a new septic system (March 2026), new septic tank (Oct 2025), and HVAC replaced in May 2022, along with a newer roof and water heater. Step onto the cozy front porch and into an open-concept layout filled with custom trim work and quality craftsmanship. The spacious living area flows seamlessly into the eat-in space and kitchen, creating great sightlines for everyday living and entertaining. The kitchen is sure to impress with custom cabinetry, granite countertops, brand new stainless steel appliances, and beautiful tile flooring. Out back, enjoy a private deck overlooking the peaceful surroundings perfect for morning coffee or relaxing evenings.

8651 Highway 58, Harrison
7338 Will Drive, Harrison
$515,000
3 Beds ⋅ 2 Baths ⋅ 1541737 MLS
Your new home awaits! Acreage? Check! Primary on the main floor? Check! Convenient to Harrison Bay? YES! Welcome home to this 3 bed 2 bath home in Harrison, conveniently located 25 minutes to downtown, 15 minutes to dining and shopping in Cambridge Square, and 10 minutes to Harrison Bay! This home features 3 bedrooms on the main level and a bonus room that could be used as a bedroom, median room or office! The options are endless! The primary bedroom also offers not one but two walk in closets! Outside you have a screened in back porch that will be just perfect for cool fall mornings and evenings that are just around the corner! You will not want to miss this one! Schedule your showing today!

7338 Will Drive, Harrison
9112 Villagewood Drive, Harrison
$425,000
5 Beds ⋅ 3 Baths ⋅ 1541206 MLS
9112 Villagewood Drive, Harrison, TN 5 Bedrooms | 3 Bathrooms | 2,400 Sq Ft | 0.9 Acres Welcome home to 9112 Villagewood Drive -- a beautiful 5-bedroom, 3-bathroom home offering 2,400 square feet of living space on a sprawling .9-acre lot in the desirable Harrison Bay area of Hamilton County. Built in 2021, this home offers the rare combination of a newer build with fresh, move-in-ready updates throughout. The main level features 3 spacious bedrooms and 2 full bathrooms, along with a bright, inviting living room -- the perfect spot to unwind. The updated kitchen comes equipped with a dishwasher, range, and refrigerator, ready for you to move right in. A dedicated laundry room offers washer/dryer hookups. The finished basement adds 2 additional bedrooms and a full bath -- ideal for guests, extended family, a home office, or a private retreat. A 2-car attached garage offers convenient parking and extra storage. Whether you're looking for room to grow, space to spread out, or a home that feels brand new without the new-construction price tag, 9112 Villagewood Drive checks every box. Don't miss your chance to own this gem in the Harrison Bay area. Schedule your private showing today! Buyer to verify square footage OWNER/AGENT

9112 Villagewood Drive, Harrison
7384 Ferrell Farms Drive, Harrison
$659,900
3 Beds ⋅ 3 Baths ⋅ 1540909 MLS
Beautiful Development in Ferrell Farms has rolling hills and lush countryside, the Mini Homestead Community. This two story exective home features 3 bedroom, 2.5 bath with a nice size bonus room could be your fourth bedroom, built by Miller Building Company, Inc. known for his quality construction and popular finishes. Miller builds homes throughout Chattanooga and Hamilton, County. The home has many nice features, a nice size great room with vaulted ceilings and plenty of natural lighting a beautiful propane gas log fireplace. A lovely eat in kitchen with a custom tile backsplash, Quartz counter tops and LG Stanless Steel Appliances. The kitchen has a large pantry. A nice size laundry room with a utility sink. The primary bedroom is on the main level with trey ceilings, the primary bathroom has a custom tile shower, dual sinks and a soaker tub. The home has delta plumbing fixtures throughtout. The main level has wide plank LVP flooring. Upstairs has two nice size bedrooms and a large bonus room. The upstairs bathroom vanity is separate from the toliet, Tub/shower. Lawn has irrigation. Exterior is Fiber cement with brick foundation. Crawl space is high enough to walk and have great storage, this walkable area is about 15 X 15. Sod on the front and side lawn. 400 square feet of attic storage. Double Car Garage is a 22 X 24. A very large back yard. Two HVAC units, both heat pumps. Home comes with a 40 Gallon Propane tank. Buyer to verify any and all information they deem important. A must see to appreciate.!!!!!!

7384 Ferrell Farms Drive, Harrison
7853 Sims Road, Harrison
$439,900
3 Beds ⋅ 2 Baths ⋅ 1538337 MLS
NEW CONSTRUCTION HOME ON 1.27 ACRES! Discover the perfect blend of modern comfort and peaceful country living in this beautiful ranch-style home featuring 3 bedrooms, 2 bathrooms, and approximately 1.27 private acres in Harrison, TN. The thoughtfully designed split-bedroom floor plan offers a spacious great room that flows seamlessly into the kitchen and dining area, creating the perfect space for entertaining or everyday living. The kitchen is finished with granite countertops, stainless appliances, white cabinets, while luxury vinyl flooring extends throughout the home. The private primary suite features an en-suite bathroom with a walk-in tile shower, while two additional bedrooms and a full bath provide comfortable accommodations for family or guests. Step outside to the covered back porch and enjoy the peaceful surroundings, or take advantage of the oversized two-car garage with plenty of room for vehicles and storage. Enjoy the privacy and tranquility of country living while remaining just minutes from shopping, dining, schools, and Chattanooga. Outdoor enthusiasts will appreciate the close proximity to Harrison Bay State Park and the Tennessee River, offering easy access to boating, fishing, hiking, camping, and year-round recreation. This home truly offers the perfect combination of modern living, acreage, and convenience. Call today to schedule a private tour!

7853 Sims Road, Harrison
7847 Sims Road, Harrison
$439,900
3 Beds ⋅ 2 Baths ⋅ 1538335 MLS
NEW CONSTRUCTION HOME ON 1.91 ACRES! Discover the perfect blend of modern comfort and peaceful country living in this beautiful ranch-style home featuring 3 bedrooms, 2 bathrooms, and approximately 1.91 private acres in Harrison, TN. The thoughtfully designed split-bedroom floor plan offers a spacious great room that flows seamlessly into the kitchen and dining area, creating the perfect space for entertaining or everyday living. The kitchen is finished with granite countertops, stainless appliances, white cabinets, while luxury vinyl flooring extends throughout the home. The private primary suite features an en-suite bathroom with a walk-in tile shower, while two additional bedrooms and a full bath provide comfortable accommodations for family or guests. Step outside to the covered back porch and enjoy the peaceful surroundings, or take advantage of the oversized two-car garage with plenty of room for vehicles and storage. Enjoy the privacy and tranquility of country living while remaining just minutes from shopping, dining, schools, and Chattanooga. Outdoor enthusiasts will appreciate the close proximity to Harrison Bay State Park and the Tennessee River, offering easy access to boating, fishing, hiking, camping, and year-round recreation. This home truly offers the perfect combination of modern living, acreage, and convenience. Call today to schedule a private tour!

7847 Sims Road, Harrison
6201 Hidden Hill Road, Harrison
$34,900
1536894 MLS
Ready to build - Perc and Survey on file. Come build your home on this .65 acre lot in this established neighborhood with ONLY County Taxes! 3 miles or less from Harrison State Park and Bear Trace Golf Course.

6201 Hidden Hill Road, Harrison
6546 Olde Ferry Landing, Harrison
$369,900
3 Beds ⋅ 2 Baths ⋅ 1533875 MLS
Olde Ferry NEW PRICE! NOW $369,900! Looking for a home to settle into before the holidays? Take another look at this well-maintained Harrison charmer! ✨ 3 bedrooms | 2 baths ✨ Open main-level living with cathedral ceiling ✨ Updated kitchen and baths ✨ Wood-burning fireplace ✨ Finished lower level with flexible living space ✨ Andersen windows across the front ✨ Roof approximately 6 years old Located in a desirable Harrison neighborhood, this home offers comfortable living, useful additional space, and a convenient location. A fresh price and a wonderful opportunity to make yourself at home before the holidays!

6546 Olde Ferry Landing, Harrison
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