Dunlap Homes with USDA Loan Financing available

Dunlap Homes with USDA Loan Financing available

Welcome to Dunlap, Tennessee—a charming town nestled in the heart of the Sequatchie Valley, surrounded by the breathtaking beauty of the Appalachian Mountains. Known for its friendly community, rich history, and stunning natural landscapes, Dunlap offers a perfect blend of small-town charm and modern conveniences. With its picturesque views and a variety of outdoor activities, including hiking, fishing, and camping, this town is an ideal destination for nature lovers and families alike.

Dunlap is not just a beautiful place to live; it’s also an affordable one. Many homes in this area qualify for USDA loan financing, making it easier for first-time homebuyers and those looking to settle down in a welcoming community. USDA loans are designed to promote homeownership in rural areas, and Dunlap fits the bill perfectly. With no down payment required and competitive interest rates, this financing option opens the door to owning your dream home in this serene setting.

Imagine waking up to the sound of birds chirping and the sight of lush greenery right outside your window. Whether you’re looking for a cozy cottage or a spacious family home, Dunlap has a variety of properties to suit your needs. The local real estate market is thriving, and with USDA financing available, your dream home is closer than you think.

Come explore Dunlap, where the warmth of the community meets the tranquility of nature, and discover the perfect place to call home!

Newest Dunlap Homes with USDA Loan Financing available

2 Beds ⋅ 1 Baths ⋅ 1539900 MLS

Welcome to this delightful two-bedroom home, where charm and functionality come together harmoniously. The property boasts a beautifully landscaped, fenced yard, providing a haven for children and pets to play freely. As you step inside, you'll be greeted by the rich, warm tones of hardwood floors that flow throughout the main living areas, creating an inviting and cozy atmosphere. The spacious bedrooms are filled with natural light, offering a tranquil retreat for rest and relaxation. Outside, the additional outbuildings present versatile opportunities for storage, a workshop, or even a creative studio, catering to all your needs. This charming residence not only provides comfort but also embraces the joys of outdoor living in a picturesque setting.

109 Heard Street, Dunlap

3 Beds ⋅ 2 Baths ⋅ 1539860 MLS

Not your average new construction. This home breaks away from the ordinary with custom cabinetry throughout, a wide-open floor plan, and a split-bedroom layout designed for the way you actually live. Wrapped in a Ralph Lauren inspired color palette, every space feels rich, refined, and effortlessly cool. Clean lines, timeless finishes, and just the right amount of edge make this home impossible to forget. Built to impress- and even better to come home to. Located inside the city limits, you'll enjoy the convenience. Plus, you're only 45 minutes from the Chattanooga Metropolitan Airport! And the Sequatchie Valley to Chattanooga drive is a beautiful one!

440 Dogwood Lane, Dunlap

3 Beds ⋅ 2 Baths ⋅ 1539835 MLS

Welcome to easy one-level living on a quiet, friendly street in the heart of Dunlap, surrounded by the area's beautiful mountain ridges. This move-in-ready home offers an inviting open floor plan with cathedral ceilings, hardwood floors, crown molding, custom accent walls, and stylish shaker-style cabinetry. Updated 6-inch LED recessed lighting adds a bright, modern touch throughout. Enjoy relaxing on the spacious covered front porch or entertaining on the large rear deck overlooking the fully fenced, level backyard with a wood privacy fence and double gate access. The oversized garage features durable epoxy floors, and the home is hardwired with Cat 6 wiring for high-speed gaming, streaming, and TV viewing. Pet owners will appreciate the installed electric dog fence. Experience the charm of country living with the convenience of city sewer, city trash service, and natural gas availability--all in a desirable neighborhood close to everyday amenities.

221 Hill Circle, Dunlap

9.54 Acres Ready When You Are <br><br> Most raw land asks you to spend a year and a small fortune before you can even stand on it comfortably. This one does not. Underground utilities are already run in. Water and septic are in the ground. A 10x20 lofted barn is standing. Full RV hookups are set and waiting. You can pull in this weekend, plug the camper in, and sleep on your own land tonight while the rest of the plan comes together on your schedule. <br><br> And it is your schedule. No build timeline, no clock, no one telling you when to break ground. Some buyers will park the fifth wheel for a season and just live here while they draw plans. Others will move fast. Either way, the land does not penalize you for taking your time. <br><br> For the barndominium build, the bones are already here. Gravel drives loop through a cleared, level meadow to a natural homesite that sits high and open, framed by mature hardwoods and pine. Set the shop on one side and the living quarters on the other, drop a covered porch across the back, and you are looking at woods and ridgeline instead of a neighbor's window. The tree buffer is already grown in for privacy, and if you want more sky or more pasture, the clearing is yours to do. <br><br> Now the part that is genuinely hard to find. This is nine and a half acres with a direct, gentle approach off Highway 111 and drives wide enough to swing real equipment. Excavators, dozers, dump trailers, a Kenworth and a lowboy, a pair of 18 wheelers that need to come home at the end of a run and leave again at four in the morning without waking a subdivision. There is no HOA gate to negotiate, no cul de sac to jackknife in, no neighborhood covenant deciding what can sit on your gravel. Build the shop with the tall doors. Pour the pad. Store the fleet. <br><br> Bear Wallow Creek runs along the back boundary, and the wooded acreage behind the homesite gives the kids and the dogs somewhere to disappear to. Room for a garden, a stocked pond, a pole barn for the tractor, or all of it. <br><br> A recent survey confirms the acreage, so what you see on the plat is what you own. Dunlap and the Sequatchie Valley are minutes away, Chattanooga is an easy run down the mountain, and the highway frontage means access is simple whether you are hauling forty tons or a load of groceries. <br><br> Land this ready, this private, and this friendly to real work does not sit long. Come stand on it.

40 Mccarver Road, Dunlap

MOTIVATED SELLER!! This charming valley property on Lower Brow Road is ready for your dream home! Featuring 0.82± acres with a fresh survey and perc test already completed, this beautiful lot offers a great opportunity to build in a peaceful and desirable neighborhood. Conveniently located just minutes from Dunlap and Pikeville, Tennessee, and within an easy drive of Chattanooga, you'll enjoy the perfect balance of country living and accessibility. Don't miss your chance to own this wonderful property in the heart of the valley. Buyer(s) must verify all information and measurements before completing an offer or purchase.

81 Lower Brow Road, Dunlap

3 Beds ⋅ 2 Baths ⋅ 1538470 MLS

Welcome to 133 Golden Street in the desirable Winning Gait Village! This stunning new construction home offers the perfect blend of modern farmhouse style, quality craftsmanship, and one-level living. Featuring 3 bedrooms, 2 bathrooms, and 1,865 square feet, this thoughtfully designed split-bedroom floor plan provides privacy while maintaining an open, inviting layout that's perfect for everyday living and entertaining. From the moment you arrive, you'll be impressed by the attractive Hardie Board exterior, welcoming covered front porch, and spacious covered back porch overlooking the level 0.36-acre lot. Step inside to soaring ceilings, elegant finishes, and a bright open-concept living space centered around a beautiful gas fireplace with a shiplap accent wall, creating the perfect gathering place. The spacious kitchen is truly the heart of the home, featuring granite countertops, a large center island with seating, subway tile backsplash, stainless steel appliances, abundant cabinetry, and a generous walk-in pantry offering exceptional storage. The private primary suite is a true retreat with a stunning shiplap tray ceiling, oversized walk-in closet, and a luxurious ensuite bath featuring double vanities, a freestanding soaking tub, and an oversized tiled walk-in shower. Designed with both convenience and functionality in mind, the home also offers a built-in computer nook just off the hallway, adjacent to the mudroom and leading into the spacious laundry room. The laundry room includes custom cabinetry, a utility sink, and plenty of space for storage and organization, while the mudroom features a built-in drop zone with bench seating and hooks to keep everyday essentials neatly organized. Additional features include spacious secondary bedrooms, a beautifully appointed guest bath, luxury flooring throughout the main living areas, crown molding, designer lighting, and quality finishes throughout. If you're looking for a beautifully built home that combines timeless design, thoughtful details, and peaceful surroundings, 133 Golden Street is one you won't want to miss! Schedule your private showing today!

133 Golden Street, Dunlap

2 Beds ⋅ 1 Baths ⋅ 1538447 MLS

Completely remodeled lake-view cabin offering 1,060 square feet of modern comfort and rustic charm! This 2-bedroom, 1-bath home also features a spacious loft that comfortably accommodates two queen beds or multiple twin beds, making it ideal for guests. The open-concept living room and kitchen feature butcher block countertops, a workstation sink with cup rinser, stainless steel appliances, and a pantry. Both bedrooms open to a brand-new deck, and with three decks total, there's plenty of space to relax and enjoy the peaceful surroundings. Everything is new, including the roof, plumbing, electrical, breaker box, 2.5-ton HVAC, tongue-and-groove woodwork, and custom handrails. A natural spring flows through the property near the cypress trees. No mandatory HOA, with an optional $100/year lake membership for access to a pristine 40-60 acre fishing lake where only trolling motors, kayaks, canoes, and paddleboards are permitted. High-speed fiber internet is available. Conveniently located near state parks, hiking, and hang gliding, this property is perfect as a primary home, vacation getaway, or Airbnb investment.

1007 Fawn Circle, Dunlap

3 Beds ⋅ 2 Baths ⋅ 1538406 MLS

Welcome to this beautifully maintained Craftsman-style home tucked away on a quiet cul-de-sac in one of Dunlap's most desirable neighborhoods. Built in 2022, this 3-bedroom, 2-bath home offers the perfect blend of modern finishes, functional design, and breathtaking mountain views--all while paying county taxes only. Inside, you'll find an open-concept floor plan filled with natural light. The spacious living room features a beautiful shiplap fireplace with custom built-in shelving and flows seamlessly into the kitchen, complete with quartz countertops, premium cabinetry, stainless steel appliances, Delta fixtures, and a large island perfect for gathering with family and friends. Luxury plank vinyl flooring runs throughout the main living areas, offering both style and durability. The split-bedroom layout provides added privacy, while the spacious primary suite features a large walk-in closet, dual vanities, and a beautifully tiled walk-in shower. A standout feature of the home is the fully enclosed four-season sunroom, creating additional year-round living space that's perfect for relaxing, entertaining, or taking in the peaceful mountain views. Step outside to the large, fully fenced backyard, offering plenty of room for children, pets, gardening, or simply enjoying the outdoors. Additional upgrades include dimmable soffit lighting, dimmable lighting in the living room and primary suite, LED recessed lighting throughout, 6-inch seamless gutters with oversized downspouts, a structured media panel, a lockable 30-amp RV receptacle, and an oversized two-car garage. Located just minutes from downtown Dunlap, this home offers the peace and beauty of the Sequatchie Valley with the convenience of nearby shopping, dining, parks, and schools. If you're looking for a move-in-ready home with premium finishes, mountain views, a spacious fenced backyard, a four-season sunroom, and low county taxes, 109 Morning Glory Lane is one you won't want to miss.

109 Morning Glory Lane, Dunlap

3 Beds ⋅ 2 Baths ⋅ 1538105 MLS

Welcome to peaceful mountain living on 4.48 beautiful acres atop Fredonia Mountain! This spacious 3-bedroom, 2-bathroom mobile home offers comfort, functionality, and plenty of space to spread out. The heart of the home is the large custom kitchen, featuring abundant cabinetry and workspace that's perfect for cooking, entertaining or gathering with family and friends. The spacious primary suite includes a walk-in closet and a large master bath, which creates a retreat at the end of the day. Large closets throughout the home provide exceptional storage, helping keep everything organized. Enjoy the privacy and beauty of 4.48 acres with room for gardening, recreation, or simply taking in the peaceful surroundings of Fredonia Mountain. If you are looking for country living with modern comforts, this property is one you won't want to miss.

1719 Deerhead Road, Dunlap

3 Beds ⋅ 2 Baths ⋅ 1538047 MLS

Welcome to easy, single-level living in scenic Dunlap, Tennessee. This adorable home features 3 bedrooms and 2 full baths, with an open, comfortable layout that feels instantly welcoming. The kitchen and dining area greet you as you step inside, offering plenty of space for cooking, gathering, and enjoying everyday meals. A large living room sits just beyond--perfect for movie nights, hosting friends, or simply unwinding. Two bedrooms and a shared bath line the hallway, while the spacious master suite provides a quiet retreat with its own private bathroom. Outside, nature surrounds you, and a peaceful creek borders the property, adding to the charm of this quiet street.

386 Highland Drive, Dunlap

3 Beds ⋅ 2 Baths ⋅ 1537864 MLS

Nestled in the peaceful beauty of the Sequatchie Valley, this new construction 3-bedroom, 2-bath home offers approximately 1,520 square feet of thoughtfully designed one-level living, blending modern conveniences with the tranquility of country living. Surrounded by breathtaking mountain scenery, this move-in-ready home is the perfect place to put down roots, enjoy a slower pace of life, or embrace retirement in one of Tennessee's most picturesque valleys. Step inside to an open, light-filled floor plan where durable luxury vinyl plank flooring flows throughout, creating a warm and inviting atmosphere with the beauty of hardwood and the ease of low-maintenance living. The spacious living area opens effortlessly into a beautifully appointed kitchen featuring timeless white shaker cabinetry, granite countertops, and a complete stainless-steel appliance package--including a refrigerator, stove, dishwasher, and microwave. With generous counter space and abundant cabinetry, the kitchen is designed for everything from everyday meals to holiday gatherings with family and friends. The private primary suite provides a relaxing retreat, complete with a beautifully tiled walk-in shower and a thoughtfully designed layout that offers both comfort and privacy. Two additional spacious bedrooms provide plenty of room for family or guests, with the flexibility to easily transform one into a home office if desired. Enjoy the best of indoor and outdoor living with a welcoming covered front porch, the perfect place to sip your morning coffee or unwind in the evening while taking in the breathtaking 360-degree mountain and valley views. The covered back patio creates another inviting space for grilling, entertaining, or simply enjoying the peaceful countryside year-round. A spacious two-car garage adds convenience while providing additional storage. Located just minutes from downtown Dunlap, you'll have easy access to local restaurants, coffee shops, boutiques, schools, and everyday conveniences while still enjoying the quiet, scenic lifestyle that makes the Sequatchie Valley so special. Whether you're searching for your first home, a place to raise a family, or the perfect spot to retire, this beautiful new home offers the ideal blend of modern comfort, small-town living, and breathtaking natural beauty.

2496 Old York Highway, Dunlap

2 Beds ⋅ 2 Baths ⋅ 1537747 MLS

!!! Sellers Offering up to $10K towards closing costs!!! Imagine starting your mornings with a cup of coffee on the porch, listening to nothing but birdsong and the breeze through the trees. Nestled on approximately 9.2 private acres, this custom-built 2-bedroom, 2-bath cabin-style home is the perfect escape. Inside, the open-concept design is anchored by a stunning rock fireplace, creating a warm and inviting gathering space. The primary suite offers a beautiful wood accent wall, double vanity, oversized tiled walk-in shower, and walk-in closet. Outside, enjoy a fire pit, RV hookup, chicken coop, 11x24 storage building, additional outbuilding, dog house, back deck, metal roof, and an encapsulated crawlspace with dehumidifier. Peace, privacy, and country living await. (Parcel 034 001.21 also available for purchase, 303 Smith Mountain Rd)

307 Smith Mountain Road, Dunlap

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