Dunlap Homes with USDA Loan Financing available

Dunlap Homes with USDA Loan Financing available

Welcome to Dunlap, Tennessee—a charming town nestled in the heart of the Sequatchie Valley, surrounded by the breathtaking beauty of the Appalachian Mountains. Known for its friendly community, rich history, and stunning natural landscapes, Dunlap offers a perfect blend of small-town charm and modern conveniences. With its picturesque views and a variety of outdoor activities, including hiking, fishing, and camping, this town is an ideal destination for nature lovers and families alike.

Dunlap is not just a beautiful place to live; it’s also an affordable one. Many homes in this area qualify for USDA loan financing, making it easier for first-time homebuyers and those looking to settle down in a welcoming community. USDA loans are designed to promote homeownership in rural areas, and Dunlap fits the bill perfectly. With no down payment required and competitive interest rates, this financing option opens the door to owning your dream home in this serene setting.

Imagine waking up to the sound of birds chirping and the sight of lush greenery right outside your window. Whether you’re looking for a cozy cottage or a spacious family home, Dunlap has a variety of properties to suit your needs. The local real estate market is thriving, and with USDA financing available, your dream home is closer than you think.

Come explore Dunlap, where the warmth of the community meets the tranquility of nature, and discover the perfect place to call home!

Newest Dunlap Homes with USDA Loan Financing available

Welcome to Dry Branch Way Lot 46 - a peaceful 1.66-acre slice of paradise tucked inside the private, gated community of River Ridge Farms.T he perfect blend of privacy, peace, and convenience. Nestled among rolling hills and mature trees, you'll enjoy serene views of the Sequatchie River from your backyard--without sacrificing access to modern essentials. Power, water, gas, and internet are already available, making it easy to start planning your custom home right away. This particular lot has it all - a huge amount of road frontage within the cul-de-sac, a cleared lot at the front, woods in the back and then the Sequatchie River at the back of the lot. Whether you're dreaming of a weekend retreat, a full-time residence, or a long-term investment OR A SHORT TERM RENTAL (3 NIGHTS OR MORE) , Lot 46 is a rare opportunity to build something truly special in a growing, nature-focused community. River Ridge Farms residents enjoy private community amenities including direct river access with a canoe launch, a riverfront pavilion for gatherings, a pool, clubhouse, playground, and a cozy fire pit area--perfect for evenings under the stars. You'll be just 8 minutes from the small-town charm of Dunlap and only 45 minutes from downtown Chattanooga, with its vibrant dining, shopping, and cultural attractions. For outdoor lovers, Fall Creek Falls State Park is only 35 minutes away, offering miles of hiking trails, waterfalls, and scenic beauty. With no state income tax and plenty of room to breathe, this is Tennessee mountain living at its finest. Come take a tour and see why Lot 46 at River Ridge Farms is the perfect place to start your next chapter.

Dry Branch Way Lot #46, Dunlap

3 Beds ⋅ 2 Baths ⋅ 1542170 MLS

Welcome to River Ridge Farms--one of Dunlap's hidden gems, where mountain views, river access, resort-style amenities, and peaceful Tennessee living come together in a truly special setting. Tucked within the scenic Sequatchie Valley, this gated community offers an incredible lifestyle surrounded by natural beauty, yet remains just a short drive from the conveniences of town. Nearly complete and ready for you to move in soon, this brand-new, single-level home sits on nearly an acre and offers 3 bedrooms, 2 baths, an open-concept design, and the quality and thoughtful details that make new construction so appealing. From the moment you step inside, the 9-foot ceilings and impressive 8-foot interior and exterior doors give the home an open, elevated feel. The kitchen flows seamlessly into the main living area and is designed for both everyday life and entertaining, featuring a walk-in pantry, stovetop with pot filler, generous workspace, and a layout that keeps everyone connected. The private primary suite creates a comfortable retreat with a large walk-in closet and a spacious bath featuring an oversized shower with corner seat. Two additional bedrooms provide plenty of flexibility for family, guests, or a dedicated home office, while the separate laundry room with utility sink adds everyday convenience. Step outside to the covered patio, where the lifestyle becomes an even bigger part of the story. With nearly an acre of space and peaceful surroundings, there is plenty of room to enjoy the outdoors and take in the beauty of the Sequatchie Valley. River Ridge Farms is a riverfront community, offering residents direct access to the river along with a community pool surrounded by incredible mountain views--giving you places to swim, relax, kayak, spend time outdoors, or simply enjoy the scenery without ever leaving the neighborhood. Quality extends beyond what you immediately see. The home is built on a slab foundation and includes energy-efficient low-E dual-pane windows, upgraded interior wall insulation for added sound control and privacy, and a fully insulated garage with an 8-foot door. Brand new. Single-level. Gated. Nearly an acre. Community pool. River access. Mountain surroundings. And nearly ready for its first owner. River Ridge Farms offers a combination that is increasingly difficult to find--and this home gives you the opportunity to enjoy it without waiting months for a new build. The builder also owns additional homesites within River Ridge Farms and offers multiple floor plans for buyers interested in building within the community. Ask about available lots and additional opportunities to make River Ridge Farms home. Listing agent has a personal interest in the property.

138 Pinnacle Point Lane, Dunlap

4 Beds ⋅ 2 Baths ⋅ 1542135 MLS

Nestled on a peaceful 1.7-acre lot, this 4-bedroom, 2-bath home offers the perfect blend of comfort, privacy, and quality craftsmanship. Built just two years ago, it features top-tier appliances, including a gas cooktop and double oven, ideal for any home chef. Enjoy the outdoors with a covered back porch overlooking a fenced side yard, perfect for pets or entertaining. The detached 2-car garage provides ample storage and workspace. Every detail reflects thoughtful design -- from the modern finishes to the spacious layout that makes daily living effortless. Located in scenic Dunlap, Tennessee, this property combines rural tranquility with convenient access to town amenities. Move-in ready and built to last, it's a rare find for those seeking space, style, and privacy.

5746 Old State Highway 28, Dunlap

3 Beds ⋅ 4 Baths ⋅ 1541367 MLS

Escape to your own private mountain sanctuary! Tucked within 600 acres of pristine, wooded surroundings, this beautifully crafted 3.29-acre property offers privacy, incredible views, and a peaceful setting with unforgettable sunsets. This thoughtfully updated, single-level home blends rustic elegance with modern comfort. Recent improvements include fresh interior paint, new attic insulation, gutter guards, and Anderson Low-E windows and doors. The open living space features dramatic tongue-and-groove cathedral ceilings, warm wood accents, and a stunning mountain-stone wood-burning fireplace with a one-of-a-kind hand-carved mantel. The gourmet kitchen is both beautiful and functional, offering NEW stainless-steel appliances, granite countertops, gas cooktop, double ovens, instant hot water, a custom walk-in pantry, and beamed ceilings. The private primary retreat includes a spa-inspired bath with a seamless shower, dual shower heads, and Jacuzzi tub. A flexible office or nursery, plus a spacious laundry room with custom cabinetry, add convenience. The main level also includes a private in-law suite with its own kitchen and full bath....perfect for guests or extended family. Step outside and enjoy mountain living at its finest from the covered back porch, complete with a hot tub and fire pit. Additional features include an oversized two-car garage, backup generator, buried 1,000-gallon propane tank, and a gas tap at the deck for grilling. The surrounding community offers an incredible lifestyle with parks, trails, lakes, and The Lodge at Lake George just a short hike or golf-cart ride away. Explore 17 miles of maintained trails, discover streams and waterfalls, enjoy seasonal gatherings, or fish in three stocked lakes. A rare opportunity to own a private mountain retreat where natural beauty, comfort, and thoughtful amenities come together beautifully.

2620 Hobbstown Road, Dunlap

3 Beds ⋅ 1 Baths ⋅ 1541337 MLS

If you have been looking for a little peace and quiet without disappearing too far from civilization, this one might be exactly what you have been waiting for. Tucked away in a quiet Dunlap setting with BEAUTIFUL views, this well kept 3 bedroom, 1 bathroom home sits on a large, fully fenced lot while still being only about five minutes from town, shopping, and restaurants. Inside, the home offers comfortable one level living with a practical and inviting layout. Two bedrooms are conveniently located off the main living areas, while a step down leads into the large primary bedroom, giving it a little extra separation and plenty of room to make it your own. But the backyard may quickly become your favorite part. Step outside onto the spacious back deck, grab a cup of coffee, and take in those gorgeous Sequatchie Valley surroundings. With plenty of room to entertain, grill, or simply sit and enjoy the view, this is the kind of outdoor space that deserves to actually be used. The large, fully fenced yard offers plenty of space for pets, playtime, gardening, or whatever else you have in mind. There is also a large storage shed ready for lawn equipment, tools, hobbies, or all the things you swear you are going to organize one day. Quiet surroundings, beautiful views, a spacious lot, and just minutes from the heart of Dunlap. This home has been very well cared for and is ready for its next chapter.

481 Mcdowell Road, Dunlap

3 Beds ⋅ 3 Baths ⋅ 1541314 MLS

Welcome to 24 Lower Brow Rd as part of the Old Madison Estates. As you arrive to this home you will see this eye catching large front lawn and its well maintained premium Zoysia grass. This open floor plan home offers a spacious living area for comfort and design. This home has 3 large size bedrooms, 2 1/2 bathrooms, ample storage spaces, and a 2 car garage. As an added feature it has a screened in back sitting area that flows off of the living room and the master bedroom. This sitting area is equipped with a convenient half bath. Motivated seller, home is priced under appraised value.

24 Lower Brow Road 24, Dunlap

3 Beds ⋅ 2 Baths ⋅ 1541058 MLS

Peace of mind in a quiet neighborhood! If that's what you're looking for, you just found it! This fully renovated home has too many things done to list everything, so look at the last 2 photos for a more thorough look at how truly 'new' this home is. This beautifully renovated home features 3 bedrooms, 2 full bathrooms, 1456 sq. ft. of open-concept living area, and 1.2 acres of outside living space with a 12' x 16' shed for storage. Walk out of your Den through the French Doors and sit out back on the new wrap-around deck or go build a bonfire and have some smores under the many evergreen shade trees in the back yard. Home features ALL-NEW PEX plumbing throughout the home all the way back to the shut-off valve under the house. Metal roof and double-pained windows are 11 years old. The old bath has been converted to an ALL-NEW master bathroom with a double-sink vanity, toilet, new sub-floor, and new TILED shower. The original kitchen has been converted to a large main bath for guests featuring a 2-sink vanity, TILED shower-tub combo, indoor washer/dryer hookups, a new 40-gallon electric hot water heater with expansion tank, a new sub-floor, and a new toilet. All new paint inside and outside, new waterproof laminate flooring throughout the home flows seamlessly between ALL rooms in the house. All new window and door trim, as well as all new baseboards throughout. New interior doors and hardware, all new, soft-close kitchen cabinets, island, deep kitchen sink, faucet, microwave, dishwasher, side-by-side GE Refrigerator with water/ice maker in door (and plumbed and connected to water). There's an electric range with air fry / convection double-oven and an open view to the dining room, living room, and new den. You won't be isolated away from the family in this kitchen with new sheetrock, new insulation in outer walls and under the house, LED lighting, and new fans in every bedroom and living room. Hurry and book a showing today before this hidden gem is gon

155 Juanita Street, Dunlap

3 Beds ⋅ 2 Baths ⋅ 1540796 MLS

******PRICE IMPROVEMENT****** Welcome home to this inviting 3- bedroom 2 bath home conveniently located in the heart of Dunlap, TN! Situated close to local shopping, parks, schools, and everyday conveniences, this home offers both comfort and accessibility. Step inside to discover a beautiful open floor plan designed for easy living and entertaining. The home features STAINED concrete flooring throughout, bright lighting, and an abundance of windows that fill the living space with beautiful natural light. The open layout creates a welcoming atmosphere and allows the living, dining and kitchen areas to Flow seamlessly together. With three bedrooms and two full baths, and a convenient location to everything Dunlap has to offer, this home is ready to welcome its next owner!!! Come see what this home has to offer and make it yours

1770 Main Street, Dunlap

3 Beds ⋅ 2 Baths ⋅ 1540612 MLS

Built in 2023, this beautifully finished single level home blends modern comfort with thoughtful craftsmanship in a peaceful, private setting. The open concept great room welcomes you with a beautiful plank ceiling, creating warmth and architectural character that carries through - from the plank ceiling you find on the front porch and also on the screen porch. At the heart of the home, the spacious kitchen features a large island, white cabinetry, stone countertops, and stainless steel appliances--a clean, bright workspace ideal for everyday living and entertaining. The living area features an inviting fireplace and built ins for displaying treasures and storage. The split bedroom design offers privacy for the primary suite while keeping secondary bedrooms convenient for family or guests. Throughout the home, the no carpet flooring provides a modern look and easy maintenance. The owners have invested in meaningful upgrades, including a wonderful large screened porch that extends the living space outdoors, a whole home water filtration system, and a fully encapsulated crawl space added as a preventative measure for long term protection and efficiency . The builder grade HVAC system has been upgraded to a Trane dual fuel HVAC unit. Another great addition is the custom shed out back that is perfect for lawn equipment and gardening tools. Practical features include a dedicated laundry room with a utility sink, a mudroom drop zone, and a heated and cooled 2 car garage--ideal for vehicles, hobbies, or year round storage - adding 490 square feet of additional usable space. With its combination of modern finishes, upgraded features, and a serene private setting, this home delivers exceptional single level living with comfort and style at every turn. Make your appointment today to see this one! Buyers to verify all information they deem important including square footage and school zones.

82 Golf Villa Drive, Dunlap

3 Beds ⋅ 2 Baths ⋅ 1539860 MLS

Not your average new construction. This home breaks away from the ordinary with custom cabinetry throughout, a wide-open floor plan, and a split-bedroom layout designed for the way you actually live. Wrapped in a Ralph Lauren inspired color palette, every space feels rich, refined, and effortlessly cool. Clean lines, timeless finishes, and just the right amount of edge make this home impossible to forget. Built to impress- and even better to come home to. Located inside the city limits, you'll enjoy the convenience. Plus, you're only 45 minutes from the Chattanooga Metropolitan Airport! And the Sequatchie Valley to Chattanooga drive is a beautiful one!

440 Dogwood Lane, Dunlap

9.54 Acres Ready When You Are <br><br> Most raw land asks you to spend a year and a small fortune before you can even stand on it comfortably. This one does not. Underground utilities are already run in. Water and septic are in the ground. A 10x20 lofted barn is standing. Full RV hookups are set and waiting. You can pull in this weekend, plug the camper in, and sleep on your own land tonight while the rest of the plan comes together on your schedule. <br><br> And it is your schedule. No build timeline, no clock, no one telling you when to break ground. Some buyers will park the fifth wheel for a season and just live here while they draw plans. Others will move fast. Either way, the land does not penalize you for taking your time. <br><br> For the barndominium build, the bones are already here. Gravel drives loop through a cleared, level meadow to a natural homesite that sits high and open, framed by mature hardwoods and pine. Set the shop on one side and the living quarters on the other, drop a covered porch across the back, and you are looking at woods and ridgeline instead of a neighbor's window. The tree buffer is already grown in for privacy, and if you want more sky or more pasture, the clearing is yours to do. <br><br> Now the part that is genuinely hard to find. This is nine and a half acres with a direct, gentle approach off Highway 111 and drives wide enough to swing real equipment. Excavators, dozers, dump trailers, a Kenworth and a lowboy, a pair of 18 wheelers that need to come home at the end of a run and leave again at four in the morning without waking a subdivision. There is no HOA gate to negotiate, no cul de sac to jackknife in, no neighborhood covenant deciding what can sit on your gravel. Build the shop with the tall doors. Pour the pad. Store the fleet. <br><br> Bear Wallow Creek runs along the back boundary, and the wooded acreage behind the homesite gives the kids and the dogs somewhere to disappear to. Room for a garden, a stocked pond, a pole barn for the tractor, or all of it. <br><br> A recent survey confirms the acreage, so what you see on the plat is what you own. Dunlap and the Sequatchie Valley are minutes away, Chattanooga is an easy run down the mountain, and the highway frontage means access is simple whether you are hauling forty tons or a load of groceries. <br><br> Land this ready, this private, and this friendly to real work does not sit long. Come stand on it.

40 Mccarver Road, Dunlap

MOTIVATED SELLER!! This charming valley property on Lower Brow Road is ready for your dream home! Featuring 0.82± acres with a fresh survey and perc test already completed, this beautiful lot offers a great opportunity to build in a peaceful and desirable neighborhood. Conveniently located just minutes from Dunlap and Pikeville, Tennessee, and within an easy drive of Chattanooga, you'll enjoy the perfect balance of country living and accessibility. Don't miss your chance to own this wonderful property in the heart of the valley. Buyer(s) must verify all information and measurements before completing an offer or purchase.

81 Lower Brow Road, Dunlap

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