Cleveland Homes with Conventional Financing available

Cleveland Homes with Conventional Financing available

**Discover the Charm of Cleveland, Tennessee: Your Perfect Home Awaits!**

Nestled in the heart of Bradley County, Cleveland, Tennessee, is a vibrant city that beautifully blends small-town charm with modern amenities. Known for its friendly atmosphere and rich history, Cleveland offers a unique lifestyle that attracts families, professionals, and retirees alike. With a population that embraces community spirit, residents enjoy a variety of local events, parks, and recreational activities that foster a sense of belonging.

Cleveland's picturesque landscape is complemented by its proximity to the stunning Appalachian Mountains, making it a haven for outdoor enthusiasts. Whether you’re hiking through scenic trails, fishing in pristine lakes, or simply enjoying a leisurely stroll in one of the many parks, nature is always just a stone's throw away. The city is also home to a thriving arts scene, with galleries, theaters, and music festivals that celebrate local talent.

When it comes to finding your dream home, Cleveland offers a diverse selection of properties that cater to various lifestyles and budgets. With conventional financing options available, purchasing a home here has never been easier. From charming single-family homes to modern townhouses, there’s something for everyone. The real estate market is thriving, providing opportunities for first-time buyers and seasoned investors alike.

Cleveland, TN, is more than just a place to live; it’s a community where you can truly thrive. Come explore the welcoming neighborhoods, enjoy the local cuisine, and experience the warmth of Cleveland. Your future home is waiting for you in this delightful city!

Newest Cleveland Homes with Conventional Financing available

1043 Brad Street NW, Cleveland
$400,000
3 Beds ⋅ 2 Baths ⋅ 1544581 MLS
Private Pool Oasis on Brad Street Welcome to 1043 Brad Street, a move-in-ready home with the kind of backyard most buyers only find in a vacation rental. Great curb appeal, a charming rocking-chair porch, and a bright open layout set the tone from the first step inside. New tile flooring in the kitchen and bathroom, granite countertops, spacious living areas, and thoughtful finishes throughout make everyday living easy. The practical upgrades are already done: a new HVAC installed in 2024, a new roof added in 2021, new siding in 2021 and an encapsulated crawl space for efficiency and peace of mind. Out back is the real reason to stop scrolling. A fully private, fenced backyard with a 10-12 ft deep pool, covered patio, and mature landscaping creates a resort-like setting for entertaining or quiet evenings at home. The location is just as convenient -- seconds from shopping, dining, and daily essentials. Private pool. Updated systems. Move-in ready. Homes like this do not come around often.

1043 Brad Street NW, Cleveland
1092 Weatherly Switch Trail SW, Cleveland
$535,000
3 Beds ⋅ 2 Baths ⋅ 1544547 MLS
This brand-new single-level home sits on 0.81 acres with captivating backyard views of sweeping pine trees. Thoughtful upgrades run throughout, including engineered hardwood floors, elevated light fixtures, stainless steel appliances, and custom wall treatments, all in a floor plan designed around the way you live. Step through the welcoming entry and you can already picture your day-to-day. Just off the entry, a bonus room is ready to be your home office, playroom, guest space, or a quiet reading room. The heart of the home is an open kitchen, dining, and living area. The kitchen shines with quartz countertops, upgraded lighting, and a handmade-look zellige tile backsplash. In the living room, a stone fireplace is flanked by French doors that open to the back porch, where the private backyard and pines take center stage. The split floor plan gives the primary suite its own side of the home. It overlooks the backyard and includes a private bath, a walk-in closet, and a conveniently located laundry room. Across the living room, a separate hallway leads to two more bedrooms and a full bath, so family or guests have their own space. With no HOA, you have room to breathe and the freedom to make this property your own, something that's hard to find in new construction. The home is southwest of Cleveland, less than 15 minutes from McKee Foods and Southern Adventist University and under 20 minutes from Cambridge Square, with an easy drive to Ooltewah, Chattanooga, and I-75. Expected completion is the end of November, just in time to be home for the holidays. Schedule your showing today!

1092 Weatherly Switch Trail SW, Cleveland
2443 Valley Hills Trail NW, Cleveland
$440,000
3 Beds ⋅ 3 Baths ⋅ 1544537 MLS
Home with Basement Apartment, Detached Shop & New Deck - Space, flexibility, and income potential all in one! This 3 bedroom, 3 bath home features an open main level with a kitchen island, granite counters, and a bay window overlooking the backyard. Step out onto the brand new rear deck to relax or entertain. The full basement has its own kitchen, making it perfect for guests, extended family, or a private suite. Outside, the detached garage and shop has a second floor with great potential for a separate apartment. Add in the attached garage and storage building, and there's room for it all. Schedule your showing today!

2443 Valley Hills Trail NW, Cleveland
2020 Pickens Street SE, Cleveland
$219,900
3 Beds ⋅ 2 Baths ⋅ 1544504 MLS
Move in ready 3 bedroom, 2 bath home. Starter home or rental opportunity. Freshly paint interior and new carpet.

2020 Pickens Street SE, Cleveland
120 Bland Drive NE, Cleveland
$350,000
3 Beds ⋅ 2 Baths ⋅ 1544497 MLS
Don't miss your opportunity to make this 3-bedroom, 2-bath home your own! Situated on a level lot in the county, this property features fresh paint, new bathroom vanities, a new tub, and French doors. With these and many other updates there is plenty of potential, this home is ready for its next owner. Whether you're a first-time homebuyer, looking to downsize, or searching for your next investment, this is one you'll want to see! Schedule your showing today before it's gone!

120 Bland Drive NE, Cleveland
129 York Road NE, Cleveland
$280,000
3 Beds ⋅ 2 Baths ⋅ 1544495 MLS
BEST OF BOTH WORLDS...can be yours in this Renovated 3 Bedroom Ranch home. The perfect combination of country quiet and city convenience is found in the beautifully updated home. The kitchen features updated stainless appliances and plenty of counter and cabinet space. New light fixtures, fresh paint, and restored hardwood floors leave nothing for you to do but move in while original door knobs and extensive trim offer endless charm. The tree lined yard and ideal location make this home the perfect fit.

129 York Road NE, Cleveland
5120 Lake Circle Drive NE, Cleveland
$279,000
3 Beds ⋅ 2 Baths ⋅ 1544494 MLS
Welcome to 5120 Lake Circle Drive, a tastefully remodeled 3-bedroom, 1.5-bath home offering modern updates, functional living spaces, and a price point that's hard to beat. Whether you're purchasing your first home or simply looking for something move-in ready, this one checks a lot of boxes. Step inside to find fresh paint, updated LVP flooring, and a beautifully renovated kitchen featuring granite countertops, stainless steel appliances, white shaker-style cabinetry, and enhanced lighting. Just off the kitchen, you'll find a covered back porch overlooking a spacious, fenced backyard complete with a fire pit, making it the perfect setup for entertaining, pets, or simply enjoying an evening outdoors. The split-level floor plan offers three bedrooms on the upper level, including a primary bedroom with its own private ensuite half bathroom, along with a tastefully updated full bathroom. Downstairs, you'll find a convenient laundry area and a generously sized bonus room that can easily serve as a second living space, playroom, game room, or home office. The flexibility of this lower level gives you room to make the home your own. Outside, an additional storage shed provides plenty of space for lawn equipment, tools, or seasonal storage. With thoughtful updates throughout, versatile living spaces, and a backyard that's ready to enjoy, 5120 Lake Circle Drive is a fantastic opportunity for buyers looking to get into the market without sacrificing quality or comfort. Schedule your private showing today!

5120 Lake Circle Drive NE, Cleveland
378 Ladd Springs Road SE, Cleveland
$149,000
1544489 MLS
Discover the possibilities at 378 Ladd Springs Road in Cleveland, Tennessee! This 5.09-acre property offers a desirable combination of level terrain, lightly wooded surroundings, and the freedom of country living with no known deed restrictions. Whether you're searching for acreage to build your dream home, establish a private country retreat, create a mini-farm, or simply enjoy additional space and privacy, this East Tennessee property offers outstanding potential. The mostly open, lightly wooded landscape provides flexibility for a variety of possible uses, with plenty of room for outdoor recreation, gardening, animals, or future improvements. An older house is located on the property, offering an existing structure for buyers to evaluate for potential renovation or removal. Buyer to verify zoning, restrictions, utilities, and suitability for intended use. Call Today For More Information!

378 Ladd Springs Road SE, Cleveland
195 Knobb Hill Drive NW, Cleveland
$589,000
3 Beds ⋅ 3 Baths ⋅ 1544475 MLS
Welcome to 195 Knobb Hill Dr NW! This beautiful classic home offers an abundance of space both inside and out, situated on a rare and expansive 2-acre lot in Cleveland. Meticulously cared for and solid throughout, this property features timeless character and is in excellent condition--ready for you to move right in or update to your personal style over time. Inside, you'll find large, comfortable living areas with plenty of room for family and guests. The house features a huge laundry room with storage and huge bedrooms with closets. The exterior footprint is a true standout, highlighting incredible garage and workshop space: a traditional 2-bay garage plus an additional basement 2-bay garage designed to easily fit 4 vehicles, complete with high ceilings perfect for lifts, high-clearance vehicles, a workshop, or hobby storage. Two concrete driveways, one upper, one lower servicing the two garages. There is also a 50 amp RV hookup in the upper driveway. Enjoy the peace and privacy of two sprawling acres while remaining conveniently close to local conveniences. Schedule your private tour today! (Inside pics coming soon)

195 Knobb Hill Drive NW, Cleveland
3116 Creekwood Trail NW, Cleveland
$929,900
5 Beds ⋅ 4 Baths ⋅ 1544465 MLS
Discover the rare harmony of architectural sophistication and effortless everyday luxury in this exceptional new construction, beautifully distinguished by its Modern European and French inspired design. From the striking stone exterior and graceful architectural details to the refined interiors, every element has been thoughtfully curated to create a residence of enduring beauty and elevated comfort. Inside, soaring ceilings, rich hardwood flooring, and abundant natural light establish an inviting sense of scale and serenity. At the heart of the main living area, a dramatic Chandelier and the stone fireplace serves as a captivating focal point, adding warmth, texture, and timeless character. The gourmet main kitchen is designed to impress, featuring a stunning waterfall island, beautiful granite countertops, custom-style cabinetry, statement lighting, and a premium KitchenAid gas range. A separate scullery kitchen elevates both daily living and entertaining, providing additional preparation space and storage while allowing the main kitchen to remain impeccably polished. Equipped with its own KitchenAid gas range, and other appliances the scullery offers exceptional versatility for everything from casual meals to sophisticated gatherings. A spacious walk-in pantry adds further convenience and organization. With five bedrooms and four full bathrooms, the home offers a thoughtful balance of spaciousness, flexibility, and privacy. Two bedrooms are conveniently located on the main level, ideal for guests, a home office, or multigenerational living. The luxurious primary suite provides a peaceful private retreat, while the spa-inspired primary bathroom invites relaxation with a freestanding soaking tub, refined designer finishes, and a steam shower. A custom primary closet delivers exceptional organization and storage. Throughout the residence, carefully selected materials, distinctive architectural accents, and elevated finishes create an atmosphere of understated luxury. Modern amenities include a tankless water heater for efficient, on-demand hot water and a professionally installed irrigation system for effortless landscape maintenance. Blending the enduring beauty of European inspired architecture with the ease of contemporary living, this extraordinary home offers a lifestyle that is as refined, welcoming, and memorable as its design. Schedule your private showing and experience the exceptional character of this remarkable residence.

3116 Creekwood Trail NW, Cleveland
143 Hickory Oaks Drive SE, Cleveland
$250,000
3 Beds ⋅ 2 Baths ⋅ 1544463 MLS
Welcome to 143 Hickory Oaks Drive SE in Cleveland, TN! This beautifully updated home offers modern finishes, a spacious open floor plan, and a peaceful setting with plenty of outdoor space! Step inside to discover a bright and inviting living area featuring updated flooring, and modern lighting throughout. The beautifully remodeled kitchen is the centerpiece of the home, showcasing white shaker-style cabinetry, granite countertops, stainless steel appliances, and a large center island offering additional storage, countertop space, and the perfect place for gathering and entertaining. The spacious bedrooms offer comfortable living with updated finishes, including a new roof, while the refreshed bathrooms feature modern fixtures, including a beautiful enclosed shower and double vanities in the primary bedroom. Outside, you'll love the large yard with room to enjoy the outdoors, along with a spacious wooden deck perfect for grilling, relaxing, or entertaining. The property also features a covered metal carport and a detached storage building, providing convenient parking and additional storage space. With its modern updates, functional layout, and inviting outdoor spaces, this home offers a wonderful combination of comfort, style, and convenience. Schedule your private showing today!

143 Hickory Oaks Drive SE, Cleveland
5122 Meadowbend Drive NE, Cleveland
$344,900
2 Beds ⋅ 2 Baths ⋅ 1544462 MLS
Like-new and thoughtfully designed, this 1,604 square foot one-level townhouse offers comfortable living, modern finishes, and a convenient location. Situated on a quiet cul-de-sac within a neighborhood featuring sidewalks, this home offers a welcoming setting with easy access to everyday amenities. The open floor plan creates a natural flow between the living, dining, and kitchen areas, making the home feel spacious and inviting while providing an ideal layout for both everyday living and entertaining. The kitchen is designed to be the center of the home and features granite countertops, a large island with plenty of workspace, and an open view into the main living area. Luxury vinyl flooring extends throughout the living spaces, offering a stylish and durable finish that is easy to maintain. The primary bedroom features comfortable carpet flooring, while both bathrooms have attractive tile flooring. The primary suite provides a comfortable retreat with a well-appointed bathroom featuring a spacious walk-in tile shower. The second bedroom offers flexibility for family, guests, a home office, or other needs, while the second full bathroom provides added convenience. With two bedrooms, two full bathrooms, and all living areas conveniently located on one level, the floor plan offers easy, low-maintenance living without sacrificing comfort or style. From the like-new condition and quality finishes to the quiet cul-de-sac setting and neighborhood sidewalks, this townhouse offers a wonderful combination of functionality and convenience. Whether you're looking for a comfortable place to call home or a low-maintenance property in a desirable location, this home is ready to welcome its new owner.

5122 Meadowbend Drive NE, Cleveland
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