Cleveland Homes with Cash Financing available

Cleveland Homes with Cash Financing available

Welcome to Cleveland, Tennessee, a hidden gem nestled in the heart of Bradley County. Known for its warm Southern hospitality, Cleveland offers a delightful blend of small-town charm and modern amenities. With its rich history, vibrant arts scene, and stunning natural landscapes, Cleveland is an inviting place to call home.

Cleveland is conveniently located just a short drive from the bustling city of Chattanooga, making it an ideal location for those seeking a peaceful lifestyle without sacrificing access to urban conveniences. The city boasts a variety of parks, recreational facilities, and a thriving downtown area filled with unique shops and local eateries. Whether you're enjoying a leisurely stroll along the scenic Greenway or attending one of the many community events, there's always something to see and do.

For prospective homeowners, Cleveland presents a fantastic opportunity with a range of beautiful properties available, many of which come with cash financing options. This flexible financing allows buyers to secure their dream home without the complexities often associated with traditional loans. Whether you're searching for a cozy bungalow, a spacious family home, or a charming cottage, Cleveland's real estate market has something for everyone.

With its affordable housing options and friendly community atmosphere, Cleveland is not just a place to live; it's a place to thrive. Experience the warmth of this wonderful city and discover why so many are choosing to make Cleveland, Tennessee, their forever home. Start your journey today and explore the possibilities that await you in this vibrant community!

Newest Cleveland Homes with Cash Financing available

4257 Jabalia Lane, Cleveland
$324,990
3 Beds ⋅ 3 Baths ⋅ 1544180 MLS
Move in Ready November! The Braselton II in the new Appalachia Park community. This new construction home features a rear corner covered patio directly accessible from the light-filled family room, creating the ideal setting for relaxing evenings, grilling, or entertaining guests. The open-concept layout highlights a spacious eat-in island kitchen overlooking the family room, making it perfect for gatherings and everyday living. Large windows in the family room and breakfast area, allow abundant natural light to fill the home, enhancing the bright and welcoming atmosphere. The kitchen boasts lovely, upgraded cabinets with granite countertops. Upstairs, a versatile loft space provides additional living flexibility--perfect for a media room, home office, playroom, or secondary living area. The loft also creates privacy between the luxurious primary suite and the two secondary bedrooms. The primary suite retreat features a generous walk-in closet, a private spa-style bath with a large tiled shower, and convenient access to the second-floor laundry room. Stylish Luxury Vinyl Plank flooring throughout the main living areas on the first floor provides durability and seamless flow from room to room, while 9-foot ceilings enhance the spacious feel of the home. Additional thoughtful design elements and natural light make this floor plan both functional and inviting. Located in Appalachia Park, this home offers the comfort of new construction with modern finishes, open living spaces, and outdoor entertaining potential. Amenities sidewalks, dog park and common area. Photos are representative of the floor plan and not the actual home. Seller incentives available with use of preferred lender.

4257 Jabalia Lane, Cleveland
301 High Street SE, Cleveland
$259,900
3 Beds ⋅ 2 Baths ⋅ 1544153 MLS
Welcome to 301 High St SE, a brand-new 2026 home offering 1,266 square feet of living space, 3 bedrooms, and 2 full bathrooms. Step inside to an inviting open-concept living, dining, and kitchen area highlighted by 9-foot ceilings throughout and abundant recessed lighting. The kitchen combines style and functionality with a large center island, shaker-style cabinetry, light countertops, tile backsplash, and a matching Frigidaire stainless-steel appliance package including refrigerator, electric range, microwave, and dishwasher. A deep single-basin stainless-steel sink and pull-out pantry storage add everyday convenience. The primary suite features a double vanity and tiled walk-in shower with built-in niche. Two additional bedrooms and the second full bathroom are located off a separate hallway, creating comfortable separation from the main living area. Each bedroom includes a ceiling fan with light plus four recessed lights. Additional features include a dedicated laundry closet designed for a stackable washer and dryer, covered front porch, two concrete driveway areas, rear deck, generous under-home storage with exterior access, and the added convenience of public access from the rear of the property. Located within the city of Cleveland with public water and sewer, this new construction home is ready for its first owner.

301 High Street SE, Cleveland
1103 Clingan Ridge Drive NW, Cleveland
$299,900
3 Beds ⋅ 2 Baths ⋅ 1544139 MLS
Charming, updated one-owner, single-level partial brick home ready for its next chapter. Ideally located in the heart of Cleveland, this property offers convenient access to downtown, medical facilities, dining, shopping, and more. This well-maintained home features 3 bedrooms, 2 full bathrooms, a spacious and bright living room, separate dining room, large eat-in kitchen, and a dedicated laundry area. Situated on a level corner lot, the property offers great curb appeal along with potential future opportunities, including possible rezoning (buyer to verify). Recent updates and improvements include: fresh interior and exterior paint, all new plumbing under the home (March 2026), new vapor barrier (2026), HVAC (2024), water heater (April 2024), roof (2022), new oven, cooktop, refrigerator, and dishwasher (2026), fully renovated bathrooms (2026), new flooring (2026), new windows, a new deck and Ram Jack foundation repair 2006 (Lifetime Warranty). A gabled carport provides covered parking and includes a secure utility/storage closet for added convenience. Schedule your private showing today.

1103 Clingan Ridge Drive NW, Cleveland
1105 Clingan Ridge Drive NW, Cleveland
$299,900
3 Beds ⋅ 2 Baths ⋅ 1544137 MLS
Charming, updated single-level partial brick home ready for its next owner. Conveniently located in the heart of Cleveland, this property offers easy access to downtown, medical facilities, restaurants, shopping, and more. The home features 3 bedrooms and 2 full bathrooms, along with a spacious, light-filled living room, separate dining room, large eat-in kitchen, and a dedicated laundry area. Recent updates and improvements include fresh interior and exterior paint, all new plumbing under the home (March 2026), new vapor barrier (2026), HVAC (2017), water heater (2020), roof (2022), new oven, cooktop, refrigerator, and dishwasher (2026), fully renovated bathrooms (2026), new flooring (2026), new windows, and a new deck. Enjoy a large, level yard ideal for outdoor activities and entertaining. The backyard extends beyond the existing fence line, offering additional usable space. A gabled carport provides convenient covered parking and includes a secure utility/storage closet. Schedule your private showing today.

1105 Clingan Ridge Drive NW, Cleveland
3385 Serenity Drive NE, Cleveland
$375,000
4 Beds ⋅ 3 Baths ⋅ 1544125 MLS
Welcome home to this well-kept four-bedroom, two-and-a-half-bath home, just four years young! Situated on a desirable corner lot with a level yard and vinyl privacy fencing, this property offers both comfortable living and excellent outdoor space. Inside, you'll find a functional floor plan with four spacious bedrooms, two full bathrooms, and a convenient half bath. The home has been thoughtfully maintained and is ready for its next owners to enjoy. The level lot provides plenty of room for outdoor activities, entertaining, gardening, or simply relaxing in a private setting. With its newer construction, attractive corner-lot location, privacy fencing, and well-maintained condition, this home is a great opportunity for anyone looking for modern living with room to grow. Come see all this inviting home has to offer! Buyer to verify all information provided.

3385 Serenity Drive NE, Cleveland
3607 Crestwood Drive NW, Cleveland
$510,000
3 Beds ⋅ 4 Baths ⋅ 1544118 MLS
Classic brick charm, a showstopping sunroom, and room for everything--welcome to 3607 Crestwood Drive NW! Offering approximately 3,490 finished square feet in Cleveland's Burlington Heights neighborhood, this spacious ranch with a finished walkout basement blends timeless character with everyday versatility. A circular driveway, mature trees, and landscaped grounds make a memorable first impression. Inside, beautiful hardwood floors, crown molding, and oversized windows bring warmth and natural light to the generous living room. The dining area flows into a kitchen featuring a center island, tile backsplash, abundant cabinetry, and ample counter space for cooking and entertaining. The sunroom steals the spotlight with exposed brick, walls of windows, and backyard views--the perfect setting for morning coffee or an evening with friends. Spacious bedrooms feature hardwood floors and inviting natural light, while a generously sized bathroom offers a double vanity, soaking tub, and separate shower. Three full bathrooms, a home office, and flexible hobby spaces provide room to work, unwind, and make the home your own. Downstairs, a welcoming den with a fireplace, a separate hobby room, and a full bathroom expand your options for recreation and entertaining. Exterior access, extensive workshop and storage areas, and an attached two-car garage add practical appeal. Outside, a covered patio with a gazebo-style roof and ceiling fan sets the scene for outdoor dining and relaxing. A spacious backyard and detached storage shed complete the package. Character, space, and possibilities await--schedule your private showing!

3607 Crestwood Drive NW, Cleveland
106 Craven Lane NE, Cleveland
$399,900
3 Beds ⋅ 2 Baths ⋅ 1544113 MLS
LOCATION, LOCATION, LOCATION! Beautifully situated on a corner lot in an established subdivision, this 3-bedroom, 2-bath home offers 2,242 square feet of living space, beautiful mountain views, and a convenient location close to shopping, restaurants, Greenway walking trails, and Lee University. The main level features a spacious living room with a cathedral ceiling, creating an open and inviting atmosphere. The kitchen includes a new island, along with a new water heater for added peace of mind. The finished basement provides exceptional additional living and entertaining space, including a movie theater room with theater seating and a separate entertainment room. There's also plenty of storage throughout the home. Garage space is a major bonus with a large 2-car garage on the main level plus a separate 1-car garage on the basement level. Outside, enjoy the fenced backyard and corner-lot setting. With mountain views, generous living space, multiple entertaining areas, abundant storage, and a convenient location, this home offers a lot to appreciate. Schedule your showing today!

106 Craven Lane NE, Cleveland
426 Ball Road SE, Cleveland
$1,225,000
1544088 MLS
Established four-house poultry farm situated on approximately 14 acres at 426 Ball Road in Cleveland, Tennessee. Offering approximately 89,700 square feet of total poultry-house space, this Bradley County operation combines three retrofitted houses with a larger house constructed in 2019. The property has received numerous equipment, electrical, ventilation, water-system, and infrastructure improvements designed to support continued agricultural use. Poultry House No. 1 is a 40-by-500-foot retrofitted house dating to 1991. It is equipped with tunnel curtains, Chore-Time feed pans, Chore-Time heaters, and agricultural lighting. Poultry Houses Nos. 2 and 3 are each 40 by 500 feet and date to 1988 with later retrofitting. House No. 2 features Chore-Time feed pans and heaters, agricultural lighting, and Chore-Time tunnel doors installed last year. House No. 3 includes tunnel curtains, Chore-Time feed pans and heaters, and agricultural LED screw-in lighting. The newest and largest building, Poultry House No. 4, was constructed in 2019 and measures approximately 55 by 540 feet. It features tunnel doors, Valco fans, feed pans and water lines, Space-Ray heaters, and agricultural lighting. Ventilation improvements include newer 36-inch Acme fans installed in Houses 1-3 approximately two years ago, along with 11 to 12 Acme 48-inch fans per house. House 4 is equipped with fourteen 52-inch fans, one 48-inch fan, and three 36-inch fans. Cool-cell pumps have also been replaced within approximately the past two year. Additional improvements include new backflow preventers, auger lines replaced when the feed bins serving Houses 1-2 and 3-4 were installed or relocated approximately four years ago, and all breakers in the electrical panels for Houses 1-3 replaced approximately five years ago. Schedule a private tour to explore the operation and its full potential. Currently on contract with Pilgrams out of Elijah with highest pay they offer for these poultry houses.

426 Ball Road SE, Cleveland
680 Horton Road SE, Cleveland
$695,000
4 Beds ⋅ 3 Baths ⋅ 1544068 MLS
Country living at its best on 6.15 private acres in Cleveland, TN! This well-maintained 4BR/2.5BA, 2,232 sq ft single-level home offers a spacious den, 2-car attached garage, and a backyard retreat with a fenced and covered in-ground saltwater pool, fiber-optic lighting, robotic cleaner, and pool shed. An outbuilding with water and electric suits a workshop or hobby space, and the RV carport has a 5-amp hookup. Enjoy two pear trees and a peach tree. Updates include a new propane vent-free fireplace with remote thermostat, propane tankless water heater, 4-ton heat pump, roof approx. 5-6 years old, and new front deck (April 2025). Additional features: 350-gallon underground propane tank, and 1,000-gallon septic tank with above-ground access cap (pumped summer 2025). Acreage, infrastructure, and lifestyle amenities in a move-in-ready home on a flag lot for privacy. Contact us to schedule your showing!

680 Horton Road SE, Cleveland
4205 Jabalia Lane, Cleveland
$339,990
3 Beds ⋅ 3 Baths ⋅ 1544066 MLS
Move-In Ready January! Discover the Greenbrier II floorplan in the brand-new Appalachia Park community in Cleveland, TN. This beautiful new construction home features a welcoming covered front porch that enhances curb appeal. Inside, the entrance opens to a spacious center-island kitchen with granite countertops, upgraded cabinetry with 42'' upper cabinets, and a large pantry for everyday convenience. The open, light-filled family room includes a sleek linear fireplace and flows seamlessly into the dining area, offering direct access to the backyard for easy entertaining. Luxury Vinyl Plank flooring spans the main living areas, complemented by 9-foot ceilings that add to the home's spacious feel. Windows have been added in the family room, foyer, kitchen and at the top of the stairs, creating a light-filled home. Upstairs, the private primary suite offers a relaxing retreat, with a spa-inspired bath with tiled shower and separate garden tub. The laundry room is located just steps away for added convenience. Two additional bedrooms and a shared bath complete the second level. Enjoy outdoor living on the covered back patio, ideal for relaxing or hosting guests. Sited on a level homesite. Photos are representative of the plan and not the actual home. Seller incentives available with use of preferred lender. Don't miss this opportunity to own a new construction home Appalachia Park!

4205 Jabalia Lane, Cleveland
4245 Jabalia Lane, Cleveland
$326,990
3 Beds ⋅ 3 Baths ⋅ 1544064 MLS
Move in Ready December! The Braselton II in the new Appalachia Park community. This new construction home features a rear corner covered patio directly accessible from the light-filled family room, creating the ideal setting for relaxing evenings, grilling, or entertaining guests. The open-concept layout highlights a spacious eat-in island kitchen overlooking the family room, making it perfect for gatherings and everyday living. Large windows in the family room and breakfast area, allow abundant natural light to fill the home, enhancing the bright and welcoming atmosphere. Lovely, upgraded cabinets and granite counters. Upstairs, a versatile loft space provides additional living flexibility--perfect for a media room, home office, playroom, or secondary living area. The loft also creates privacy between the luxurious primary suite and the two secondary bedrooms. The primary suite retreat features a generous walk-in closet, a private spa-style bath with a large tiled shower, and convenient access to the second-floor laundry room. Stylish Luxury Vinyl Plank flooring throughout the main living areas on the first floor provides durability and seamless flow from room to room, while 9-foot ceilings on both levels enhance the spacious feel of the home. Additional thoughtful design elements and natural light make this floor plan both functional and inviting. Located in Appalachia Park, this home offers the comfort of new construction with modern finishes, open living spaces, and outdoor entertaining potential. Amenities sidewalks, dog park and common area. Photos are representative of the floor plan and not the actual home. Seller incentives available with use of preferred lender.

4245 Jabalia Lane, Cleveland
3250 Blueberry Hill Place NW, Cleveland
$459,000
4 Beds ⋅ 3 Baths ⋅ 1544027 MLS
Welcome to 3250 Blueberry Hill Pl NW in one of Cleveland's favorite neighborhoods! A beautifully maintained and inviting 4-bedroom, 3-bath home in a desirable Cleveland location! Offering approximately 2,366 square feet of comfortable living space, this home combines thoughtful updates, spacious living areas and the kind of care that makes a home truly move-in ready. The welcoming interior features beautiful hardwood flooring, a spacious living area and a cozy fireplace that can be enjoyed as either gas or wood-burning, giving you the flexibility to create the perfect atmosphere year-round. The well-appointed kitchen offers ample white cabinetry and solid surface countertops, while the home's versatile floor plan provides plenty of room for family, guests, a home office or entertaining. Primary bedroom can be upstairs or downstairs and all bedrooms fit a king size bed! Step outside and you'll appreciate the private backyard, complete with a newer privacy fence and a freshly painted extra large deck -- an ideal space for morning coffee, gatherings or relaxing evenings outdoors. The attached two-car garage provides convenient parking and additional storage and you can easily take groceries from car directly to kitchen. This home has been exceptionally well cared for, including regular HVAC servicing every six months. Newer cellulose blinds throughout add a finished, polished touch. Located in an established, centrally located, Cleveland neighborhood with convenient access to shopping, dining, schools and major roadways, this is a home that offers comfort, space and peace of mind. If you're looking for a property that has been loved, maintained and thoughtfully cared for, 3250 Blueberry Hill Pl NW deserves a look! Large fenced in back yard for your children or pup! Owner is a licensed agent.

3250 Blueberry Hill Place NW, Cleveland
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