Birchwood Homes with USDA Loan Financing available

Birchwood Homes with USDA Loan Financing available

Welcome to Birchwood, Tennessee—a hidden gem nestled in the heart of the Volunteer State. Known for its picturesque landscapes and welcoming community, Birchwood offers a serene lifestyle that beautifully blends rural charm with modern conveniences. With its lush greenery, rolling hills, and stunning views, this quaint town is perfect for those seeking a peaceful retreat while still being within easy reach of urban amenities.

Birchwood is not just a scenic spot; it’s a thriving community where neighbors become friends and local businesses flourish. Enjoy leisurely afternoons at nearby parks, explore the scenic hiking trails, or indulge in the delicious offerings of local eateries. The town's rich history and vibrant culture make it a wonderful place to call home.

For prospective homeowners, Birchwood presents an exciting opportunity with USDA Loan financing available! This means that eligible buyers can access affordable home loans with no down payment required, making it easier than ever to realize your dream of homeownership. Whether you’re a first-time buyer or looking to settle down in a tranquil environment, Birchwood offers a range of charming homes that cater to different tastes and budgets.

Imagine waking up to the sounds of nature and enjoying the beauty of your own backyard. With USDA financing, you can make this dream a reality without the burden of hefty upfront costs. Explore the delightful homes in Birchwood today and discover why so many are choosing to make this enchanting town their forever home!

Newest Birchwood Homes with USDA Loan Financing available

$227,000
3 Beds ⋅ 2 Baths ⋅ 1542458 MLS
Enjoy peaceful country living on 2 mostly cleared acres in beautiful Birchwood, TN! This well-maintained 3-bedroom, 1-bath split level (2 bedrooms up a small set of stairs - one bedroom with a big deck facing West - sunset) offers approximately 2,004 SF of living space, including a 1,588 SF main level and a 416 SF partial basement with windows and exterior access to the attached 2-car carport. Relax on the covered rocking-chair front porch overlooking a fenced front yard for canine friends, 25' x 40' patio area off front porch, a partially private fenced entrance. The front includes two apple trees, a fig tree, and an Eastern Redbud shade tree. The home also features a screened porch and a 16' x 18' patio perfect for grilling The property includes two outbuildings with electricity. One outbuilding offers a utility bathroom with a toilet, stand-up shower, and two sinks. A new 30' x 40' concrete pad is already in place Recent improvements include a HVAC system approximately 3 years old, updated vinyl windows, 40-gallon water heater approximately 4 years old, septic system cleaned with new lid installed approximately 2 years ago, and a metal roof approximately 15 years old. Property is served by county water and also includes a working well. Leased propane tank through Suburban Propane is over half full. Located approximately one mile from the Hiwassee River in low-tax Meigs County. Enjoy the privacy of no neighboring homes on either side or behind the property, with only a picturesque small farm across the road. Asphalt driveway. One-year home warranty (First American Home Warranty) included for buyer's peace of mind. Quiet, private, room to expand. Bring your boat, RV, garage plans, chickens, canine friends, garden, or simply enjoy the peace and privacy of country living on 2 acres in beautiful Birchwood, Tennessee.

1849 Blythe Ferry Lane, Birchwood
$215,000
1541818 MLS
Large parcels available! This specific parcel is 10+ acres of rolling hills, wooded and open pasture land. You can add additional parcels for a larger tract or divide for a smaller tract. A variety of opportunities available.

Evart Road, Birchwood
$275,000
3 Beds ⋅ 1 Baths ⋅ 1541528 MLS
Come enjoy country living...This 3 bed/1 bath charmer is ready for new owners. The one level open layout makes it easy to live and enjoy. Easy care laminate flooring throughout. All the stainless appliances remain, including the washer and dryer. Enjoy the screened front porch or the private back yard. The single attached garage is just a couple steps into the kitchen and offers additional parking in the attached single carport. If you need space to store all your recreational toys there is a 50x60 detached carport. An additional storage shed also remains with the home. Sitting on just over 1 level acre makes it perfect for the growing or downsizing family.

12429 Dolly Pond Road, Birchwood
$750,000
4 Beds ⋅ 5 Baths ⋅ 1540849 MLS
SEPARATE LIVING QUARTERS | COMMUNITY DOCK ACCESS | POOL & DECK - Set in Birchwood, this 4 bedroom, 3 full and 2 half bathroom home provides plenty of space across three finished levels, along with access to the neighborhood community dock located just across the street. The main level features a primary suite with a private en suite bathroom and walk-in closet, along with access to the covered front porch and back porch. Upstairs, two additional bedrooms each feature two closets, providing generous storage. The finished basement adds an entirely separate dimension to the home with its own kitchen area, bedroom, 1.5 bathrooms, and direct driveway access, creating a natural setup for extended family, guests, or separate living quarters. The basement also opens directly to the outdoor entertaining area, where an above-ground pool and surrounding deck offer a place to spend summer days at home. With multiple living areas, private exterior access, community dock access, and plenty of room under one roof, this property brings together space, privacy, and functionality. Preferred lender is offering buyers a credit of 1% of the loan amount to be used toward an interest rate buydown or closing costs. To receive the 1% lender credit, the minimum loan amount must be at least $450,000.

Birchwood
$389,900
3 Beds ⋅ 2 Baths ⋅ 1540782 MLS
Welcome home to this beautiful, nearly new ranch-style home in desirable Holder Farms! Just four years old and tucked away on a quiet cul-de-sac, this 3 bedroom, 2 full bathrooms offers the perfect blend of modern comfort, privacy, and peaceful surroundings. Inside, you'll find an inviting, easy-flow floor plan designed for comfortable one-level living. The living area feautures a gas fireplace, while the kitchen is equipped with high-end LG stainless steel appliance, making it as functional as it is stylish. Step outside to your own private retreat. The privacy-fenced backyard is surrounded by trees and nature, providing a peaceful setting with plenty of room to relax and enjoy the outdoors. Sip your morning coffee on the patio, unwind after a long day, or fire up the grill and entertain family and friends. With its cul-de-sac location, natural surroundings, fenced backyard, modern amenities, and only four years of age, this Holder Farms home offers the privacy and tranquility you've been looking for while still providing the convenience of a newer home. Move in ready and waiting for its next owner- come experience the peaceful lifestyle this special home has to offer!

6523 Long Horn Street, Birchwood
$410,000
3 Beds ⋅ 2 Baths ⋅ 1540781 MLS
Welcome to the desirable Holder Farm subdivision of Birchwood, Tennessee! Tucked away on a quiet cul-de-sac and surrounded by mature trees and nature, this beautiful 4 year old home offers the privacy and peaceful setting you've been looking for. Featuring 3 bedrooms and 2 full baths, the home offers a spacious, comfortable floor plan with a large living room anchored by a cozy fireplace. The living area flows seamlessly into the spacious kitchen, complete with new stainless steel appliances and plenty of room for gathering with family and friends. The primary suite is a relaxing retreat with a generous en-suite bath featuring a luxurious soaking tub, separate walk in shower, and a large walk in closet. Step outside to the covered back deck, the perfect spot for morning coffee, grilling, entertaining, or simply unwinding in the evenings while enjoying the quiet, wooded surroundings. The large fenced backyard sits on approximately half an acre, providing plenty of space for pets, play, gardening or outdoor entertaining while still offering wonderful privacy. One of the home's biggest bonuses is the very large unfinished basement with an additional 1632 sq feet. With abundant storage and plenty of room to build out, it offers incredible potential for additional living space, a recreational room, home theater, gym, workshop, or whatever fits your needs. A double garage, peaceful cul-de-sac location, fenced yard, wooded surroundings, and room to grow make this Holder Farm home a special find. Enjoy the feeling of being tucked away in nature while still having the comfort of a newer home.

6517 Long Horn Street, Birchwood
$550,000
3 Beds ⋅ 3 Baths ⋅ 1540723 MLS
Welcome to 4805 Johnson Road in beautiful Birchwood, TN! Enjoy peaceful country living on just over 5 acres in a private, serene setting near Chickamauga Lake and the Hiwassee River. This 3-bedroom, 2.5-bath home offers plenty of space and versatility, including a bonus room and a basement den that could serve as an additional bedroom, home office, hobby room, or guest space. Recent improvements include a brand-new roof, water heater replaced approximately 1.5 years ago, septic pumped in 2025 with field lines replaced in 2025, and well filtration system improvements with a new filter in 2025. Public water is also available at the street should a buyer wish to connect. Windows were replaced in 2002 Outdoor living is a highlight with a screened-in rear porch, above-ground pool surrounded by decking, expansive acreage, and a detached 2-car garage providing additional parking, workshop, or storage space. The refrigerator remains and conveys with the property. Additional features include a security alarm system and existing pest/termite service contract. Enjoy the quiet surroundings while remaining convenient to boating, fishing, wildlife viewing, and outdoor recreation throughout the Chickamauga Lake and Hiwassee River area, with Chattanooga and Chattanooga Metropolitan Airport within driving distance. A wonderful opportunity for buyers looking for acreage, privacy, flexible living space, and access to East Tennessee's outdoor lifestyle!

4805 Johnson Road, Birchwood
$465,000
5 Beds ⋅ 2 Baths ⋅ 1535451 MLS
Peaceful country living meets modern comfort in this expansive ranch-style brick farmhouse situated on 2.35 private acres. This spacious three-story home has been thoughtfully updated and offers the perfect blend of charm, functionality, and room to grow. Surrounded by mature landscaping and tucked away for added privacy, the property provides a serene setting while still offering convenience and versatility. Inside, you'll find warm neutral tones throughout, updated lighting fixtures, new carpet in select bedrooms, and stylish porcelain wood-look tile flooring in the kitchen and bathrooms. The inviting finished basement/den features exposed brick accents, built-in shelving, and a stunning gas fireplace with remote-controlled logs, creating the perfect gathering space. An oversized attached two-car garage offers abundant storage, while the generously sized laundry/mudroom--with extensive cabinetry--could easily serve as a second kitchen or additional prep space. Upstairs, the spacious primary suite offers three closets and a private balcony overlooking the property. Four additional bedrooms and a large updated bathroom provide ample room for family and guests, along with a secondary living area or formal dining space for added flexibility. Outdoor living truly shines here. Enjoy peaceful sunsets and morning coffee from the covered back deck, entertain on the expansive newly constructed pool deck, or relax under the stars in the above-ground saltwater pool with updated pump system. The backyard has been designed for both relaxation and entertaining with plenty of open space to enjoy country living at its best. A standout feature of the property is the impressive 2,800 sq. ft. workshop located at the rear of the property with its own separate driveway entrance. Complete with plumbing, electricity, two roll-up bay doors, and endless possibilities, this space is ideal for a small business, workshop, hobbyist space, storage, or potential future living quarters. The barn, chicken coop and fenced in pen is ready for your small farm life. Major improvements completed since 2018 include updated windows, custom granite and marble countertops, renovated bathrooms, new garage doors, upgraded electrical for the pool, septic system improvements, water heater replacement, expanded decking, and more--offering peace of mind and exceptional value.

6108 Tennessee 60, Birchwood
$290,000
3 Beds ⋅ 2 Baths ⋅ 1533846 MLS
Charming 3 Bedroom, 2 Bathroom Home! Take the covered front porch into the main level of this house where you will find the living room, the kitchen with a dining area, and a laundry area. All bedrooms and bathrooms are located on the main level as well, including the primary bedroom which boasts a full ensuite bathroom. The full unfinished basement offers a workshop, plenty of storage space, a garage for parking, and a finished bonus room! Don't miss your chance to call this house your home!

12413 Dolly Pond Road, Birchwood
Start Your Search