Birchwood Homes with FHA Financing available

Birchwood Homes with FHA Financing available

**Welcome to Birchwood, Tennessee: Your Ideal Home Awaits!**

Nestled in the picturesque landscape of East Tennessee, Birchwood is a charming community that offers the perfect blend of serene rural living and convenient access to urban amenities. Just a short drive from Chattanooga, Birchwood is known for its stunning natural beauty, friendly neighbors, and a strong sense of community. Whether you’re seeking a peaceful retreat or a vibrant place to raise a family, Birchwood has something for everyone.

The town is surrounded by lush forests, scenic lakes, and rolling hills, making it an outdoor enthusiast's paradise. Residents enjoy a variety of recreational activities, from hiking and fishing to kayaking and picnicking in one of the many local parks. The community also boasts a rich history and a welcoming atmosphere, perfect for those looking to connect with their neighbors.

For homebuyers, Birchwood presents an exciting opportunity with FHA financing options available for many properties in the area. This means that purchasing your dream home here can be more accessible than ever, allowing you to take advantage of lower down payment requirements and flexible credit guidelines. Whether you’re looking for a cozy cottage, a spacious family home, or a charming farmhouse, Birchwood has a diverse range of properties to choose from.

Explore the delightful homes in Birchwood, where you can enjoy the tranquility of rural life while still being close to the vibrant culture and amenities of nearby Chattanooga. Your dream home in Birchwood is just a visit away—come see what makes this community so special!

Newest Birchwood Homes with FHA Financing available

$275,000
3 Beds ⋅ 1 Baths ⋅ 1541528 MLS
Come enjoy country living...This 3 bed/1 bath charmer is ready for new owners. The one level open layout makes it easy to live and enjoy. Easy care laminate flooring throughout. All the stainless appliances remain, including the washer and dryer. Enjoy the screened front porch or the private back yard. The single attached garage is just a couple steps into the kitchen and offers additional parking in the attached single carport. If you need space to store all your recreational toys there is a 50x60 detached carport. An additional storage shed also remains with the home. Sitting on just over 1 level acre makes it perfect for the growing or downsizing family.

12429 Dolly Pond Road, Birchwood
$750,000
4 Beds ⋅ 5 Baths ⋅ 1540849 MLS
SEPARATE LIVING QUARTERS | COMMUNITY DOCK ACCESS | POOL & DECK - Set in Birchwood, this 4 bedroom, 3 full and 2 half bathroom home provides plenty of space across three finished levels, along with access to the neighborhood community dock located just across the street. The main level features a primary suite with a private en suite bathroom and walk-in closet, along with access to the covered front porch and back porch. Upstairs, two additional bedrooms each feature two closets, providing generous storage. The finished basement adds an entirely separate dimension to the home with its own kitchen area, bedroom, 1.5 bathrooms, and direct driveway access, creating a natural setup for extended family, guests, or separate living quarters. The basement also opens directly to the outdoor entertaining area, where an above-ground pool and surrounding deck offer a place to spend summer days at home. With multiple living areas, private exterior access, community dock access, and plenty of room under one roof, this property brings together space, privacy, and functionality. Preferred lender is offering buyers a credit of 1% of the loan amount to be used toward an interest rate buydown or closing costs. To receive the 1% lender credit, the minimum loan amount must be at least $450,000.

Birchwood
$389,900
3 Beds ⋅ 2 Baths ⋅ 1540782 MLS
Welcome home to this beautiful, nearly new ranch-style home in desirable Holder Farms! Just four years old and tucked away on a quiet cul-de-sac, this 3 bedroom, 2 full bathrooms offers the perfect blend of modern comfort, privacy, and peaceful surroundings. Inside, you'll find an inviting, easy-flow floor plan designed for comfortable one-level living. The living area feautures a gas fireplace, while the kitchen is equipped with high-end LG stainless steel appliance, making it as functional as it is stylish. Step outside to your own private retreat. The privacy-fenced backyard is surrounded by trees and nature, providing a peaceful setting with plenty of room to relax and enjoy the outdoors. Sip your morning coffee on the patio, unwind after a long day, or fire up the grill and entertain family and friends. With its cul-de-sac location, natural surroundings, fenced backyard, modern amenities, and only four years of age, this Holder Farms home offers the privacy and tranquility you've been looking for while still providing the convenience of a newer home. Move in ready and waiting for its next owner- come experience the peaceful lifestyle this special home has to offer!

6523 Long Horn Street, Birchwood
$410,000
3 Beds ⋅ 2 Baths ⋅ 1540781 MLS
Welcome to the desirable Holder Farm subdivision of Birchwood, Tennessee! Tucked away on a quiet cul-de-sac and surrounded by mature trees and nature, this beautiful 4 year old home offers the privacy and peaceful setting you've been looking for. Featuring 3 bedrooms and 2 full baths, the home offers a spacious, comfortable floor plan with a large living room anchored by a cozy fireplace. The living area flows seamlessly into the spacious kitchen, complete with new stainless steel appliances and plenty of room for gathering with family and friends. The primary suite is a relaxing retreat with a generous en-suite bath featuring a luxurious soaking tub, separate walk in shower, and a large walk in closet. Step outside to the covered back deck, the perfect spot for morning coffee, grilling, entertaining, or simply unwinding in the evenings while enjoying the quiet, wooded surroundings. The large fenced backyard sits on approximately half an acre, providing plenty of space for pets, play, gardening or outdoor entertaining while still offering wonderful privacy. One of the home's biggest bonuses is the very large unfinished basement with an additional 1632 sq feet. With abundant storage and plenty of room to build out, it offers incredible potential for additional living space, a recreational room, home theater, gym, workshop, or whatever fits your needs. A double garage, peaceful cul-de-sac location, fenced yard, wooded surroundings, and room to grow make this Holder Farm home a special find. Enjoy the feeling of being tucked away in nature while still having the comfort of a newer home.

6517 Long Horn Street, Birchwood
$550,000
3 Beds ⋅ 3 Baths ⋅ 1540723 MLS
Welcome to 4805 Johnson Road in beautiful Birchwood, TN! Enjoy peaceful country living on just over 5 acres in a private, serene setting near Chickamauga Lake and the Hiwassee River. This 3-bedroom, 2.5-bath home offers plenty of space and versatility, including a bonus room and a basement den that could serve as an additional bedroom, home office, hobby room, or guest space. Recent improvements include a brand-new roof, water heater replaced approximately 1.5 years ago, septic pumped in 2025 with field lines replaced in 2025, and well filtration system improvements with a new filter in 2025. Public water is also available at the street should a buyer wish to connect. Windows were replaced in 2002 Outdoor living is a highlight with a screened-in rear porch, above-ground pool surrounded by decking, expansive acreage, and a detached 2-car garage providing additional parking, workshop, or storage space. The refrigerator remains and conveys with the property. Additional features include a security alarm system and existing pest/termite service contract. Enjoy the quiet surroundings while remaining convenient to boating, fishing, wildlife viewing, and outdoor recreation throughout the Chickamauga Lake and Hiwassee River area, with Chattanooga and Chattanooga Metropolitan Airport within driving distance. A wonderful opportunity for buyers looking for acreage, privacy, flexible living space, and access to East Tennessee's outdoor lifestyle!

4805 Johnson Road, Birchwood
$275,000
2 Beds ⋅ 2 Baths ⋅ 1538688 MLS
Welcome home to your own private slice of East Tennessee! Nestled on over 4 gorgeous acres, this brand-new 2025 manufactured home offers the perfect blend of modern comfort and peaceful country living. Featuring 2 bedrooms and 2 bathrooms, you'll enjoy the peace of mind that comes with everything being brand new--from the roof to the appliances and everything in between. Whether you're a first-time homebuyer, looking for a quiet retreat, or dreaming of creating a family compound with room to expand, this property offers endless possibilities. With plenty of usable acreage, there's space for additional dwellings, gardens, workshops, recreational areas, or simply enjoying the privacy and beauty of your surroundings. Located just a short drive from the lake and some of the area's best outdoor recreation, you'll have easy access to boating, fishing, hiking, and more while still enjoying the serenity of home. Opportunities like this don't come along often--schedule your private tour today and come experience everything 500 Riley Lane has to offer!

500 Riley Lane, Birchwood
$465,000
5 Beds ⋅ 2 Baths ⋅ 1535451 MLS
Peaceful country living meets modern comfort in this expansive ranch-style brick farmhouse situated on 2.35 private acres. This spacious three-story home has been thoughtfully updated and offers the perfect blend of charm, functionality, and room to grow. Surrounded by mature landscaping and tucked away for added privacy, the property provides a serene setting while still offering convenience and versatility. Inside, you'll find warm neutral tones throughout, updated lighting fixtures, new carpet in select bedrooms, and stylish porcelain wood-look tile flooring in the kitchen and bathrooms. The inviting finished basement/den features exposed brick accents, built-in shelving, and a stunning gas fireplace with remote-controlled logs, creating the perfect gathering space. An oversized attached two-car garage offers abundant storage, while the generously sized laundry/mudroom--with extensive cabinetry--could easily serve as a second kitchen or additional prep space. Upstairs, the spacious primary suite offers three closets and a private balcony overlooking the property. Four additional bedrooms and a large updated bathroom provide ample room for family and guests, along with a secondary living area or formal dining space for added flexibility. Outdoor living truly shines here. Enjoy peaceful sunsets and morning coffee from the covered back deck, entertain on the expansive newly constructed pool deck, or relax under the stars in the above-ground saltwater pool with updated pump system. The backyard has been designed for both relaxation and entertaining with plenty of open space to enjoy country living at its best. A standout feature of the property is the impressive 2,800 sq. ft. workshop located at the rear of the property with its own separate driveway entrance. Complete with plumbing, electricity, two roll-up bay doors, and endless possibilities, this space is ideal for a small business, workshop, hobbyist space, storage, or potential future living quarters. The barn, chicken coop and fenced in pen is ready for your small farm life. Major improvements completed since 2018 include updated windows, custom granite and marble countertops, renovated bathrooms, new garage doors, upgraded electrical for the pool, septic system improvements, water heater replacement, expanded decking, and more--offering peace of mind and exceptional value.

6108 Tennessee 60, Birchwood
$290,000
3 Beds ⋅ 2 Baths ⋅ 1533846 MLS
Charming 3 Bedroom, 2 Bathroom Home! Take the covered front porch into the main level of this house where you will find the living room, the kitchen with a dining area, and a laundry area. All bedrooms and bathrooms are located on the main level as well, including the primary bedroom which boasts a full ensuite bathroom. The full unfinished basement offers a workshop, plenty of storage space, a garage for parking, and a finished bonus room! Don't miss your chance to call this house your home!

12413 Dolly Pond Road, Birchwood
$419,000
3 Beds ⋅ 3 Baths ⋅ 1529168 MLS
Welcome to this beautifully crafted new construction home offering 3 bedrooms, 3 full bathrooms, and approximately 2,200 square feet of thoughtfully designed living space. From the moment you step inside, you'll appreciate the open-concept layout, quality finishes, and attention to detail throughout. The main level features a spacious living area that flows seamlessly into the kitchen and dining space--perfect for entertaining or everyday living. The kitchen is designed with modern cabinetry, stylish fixtures, and ample counter space to make both cooking and gathering effortless. The primary suite offers a private retreat with a full en-suite bath, while the additional bedrooms provide flexibility for family, guests, or a home office. The finished basement expands your living options with a full bathroom and versatile space ideal for a media room, playroom, home gym, or guest suite. Enjoy the benefits of brand-new construction, energy efficiency, and low-maintenance living in a growing Birchwood community. Don't miss your opportunity to make this beautiful home yours!

6583 Long Horn Street, Birchwood
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