1703 White Oak Road, Chattanooga, TN 37415

$524,900
8
BD
4
BA
3,120
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

List Price
$524,900
MLS#
1538508
Bedrooms
8
Sq. Ft
3,120
Acres
0.36
Year Built
1971

Property Description

Rare opportunity in the Chattanooga income property market: a true 4-bedroom, 2-bathroom duplex on each side -- a configuration that is virtually nonexistent in current MLS inventory. Whether you're an investor looking for outsized rental income or a buyer ready to house-hack into a fully remodeled 4-bedroom home, this property delivers in a way nothing else currently on the market can. This duplex was extensively renovated in 2019 -- kitchens, bathrooms, roof, and fixtures throughout both units -- establishing a strong, updated foundation that sets it apart from the unrenovated stock that dominates this price range. Unit A (left side) received a second round of updates in 2026, including new flooring, fresh paint, and additional fixture upgrades, and is delivered vacant and move-in ready for an owner-occupant or immediate leasing at market rate. Unit B (right side) is currently occupied by a long-term tenant. Additional highlights: freshly painted exterior, flood zone X (minimal risk), no HOA, and a 90×124 lot giving each side excellent separation and outdoor space. The 4BR/2BA configuration on each side makes these units suitable for families, roommate situations, or student housing -- dramatically expanding your tenant pool versus the standard 2BR duplex product that dominates this market. There are currently no comparable 4BR/side duplexes listed for sale in the greater Chattanooga market. This is a market-of-one listing priced to reflect that scarcity.

Additional Information

Exterior
Other
Interior
Built-in Features, Open Floorplan
Roof
Shingle
Floors
Luxury Vinyl
Foundation
Block
Basement
Finished, Full
Appliances
Electric Range, Refrigerator
Lot Description
Back Yard, Front Yard, Gentle Sloping, Sloped
Pool Description
None
Cooling
Central Air, Electric
Heating
Central, Electric
Elementary School
Rivermont Elementary
Middle School
Red Bank Middle
High School
Red Bank High School
Financing Available
Cash, Conventional, FHA, VA Loan

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Listing courtesy of RealSmart.