Mountain Shadows Ests Homes with FHA Financing available

Welcome to Mountain Shadows Estates, a picturesque subdivision nestled in the heart of Chattanooga, Tennessee, within the serene confines of Hamilton County. This charming community offers a perfect blend of natural beauty and modern convenience, making it an ideal place for families, retirees, and anyone seeking a tranquil lifestyle.

Mountain Shadows Estates is characterized by its lush landscapes and stunning mountain views that provide a breathtaking backdrop to your daily life. The neighborhood boasts a variety of beautifully designed homes that cater to diverse tastes and preferences, ensuring that there’s something for everyone. From cozy single-family residences to more expansive properties, each home reflects quality craftsmanship and thoughtful design.

One of the standout features of Mountain Shadows Estates is its accessibility to FHA financing. This means that potential homeowners can take advantage of more flexible lending options, making it easier for first-time buyers or those looking to settle in this idyllic community. With FHA financing available, your dream of owning a home in this charming subdivision is more attainable than ever.

Residents of Mountain Shadows Estates enjoy a close-knit community atmosphere, with friendly neighbors and a range of local amenities just a stone's throw away. From parks and recreational facilities to shopping and dining options, everything you need is conveniently located nearby. Plus, the vibrant city of Chattanooga offers a wealth of cultural experiences, outdoor adventures, and entertainment opportunities.

Come explore Mountain Shadows Estates, where your dream home awaits amidst the beauty of Tennessee’s scenic landscapes!

Newest Mountain Shadows Ests Homes with FHA Financing available

$449,900

4 Beds ⋅ 3 Baths ⋅ 1539147 MLS

Seller is offering a $5k CREDIT toward an interest-rate buydown or buyer closing costs with an acceptable offer by 09/30! Take advantage of this limited-time opportunity to potentially lower your monthly payment or reduce your cash needed at closing. Ask about potential owner financing options with 20% down, 4.18% interest rate (15 year) with a balloon payment at 2 years or an all inclusive 12 month lease at $3,600/month with all utilities included. Discover exceptional space, updates, and value in the highly desirable Mountain Shadows community off East Brainerd and Banks Rd. Situated on nearly half an acre near a quiet cul-de-sac, this beautifully maintained 4-bedroom, 3-full-bath home offers more than 2,200 square feet, outstanding curb appeal, and numerous improvements completed from 2020-2026. The inviting covered front porch opens to a spacious foyer and light-filled great room featuring soaring cathedral ceilings, a skylight, and a wood-burning fireplace. A separate dining room provides an ideal setting for entertaining. The updated kitchen offers upgraded countertops, modern appliances, updated flooring, a skylight, and an adjoining breakfast area. Three generously sized bedrooms and two full bathrooms are located on the main level, including a bedroom with a private en-suite bath. The impressive primary suite provides more than 600 square feet of private living space with vaulted ceilings and room for a sitting area or home office. Its beautifully renovated bathroom features dual vanities, an oversized walk-in shower with dual rain showerheads and body sprayers, a skylight, and a spacious walk-in closet. Additional highlights include a conveniently located laundry room, attached two-car garage, and an additional side driveway offering parking for extra vehicles, a boat, or a trailer. The backyard is ready for outdoor entertaining with a large concrete patio, exterior lighting, a wall-mounted television, generous seating space, and a storage shed. Major improvements include a new roof and four new skylights installed in 2020. Mountain Shadows amenities include a community pool, clubhouse, tennis / basketball court, and playground. Conveniently located near East Brainerd shopping, dining, and major commuter routes, this move-in-ready home delivers the space, updates, and location today's buyers are seeking. A $450 Choice one-year home warranty is also available if requested with an acceptable offer. Schedule your private showing and explore the online 360-degree virtual tour today! #OPENHOUSE TUESDAY 9/29 AND WEDNESDAY 9/30 (4P-6P EST).

9302 Rockshire Lane, Chattanooga

$495,000

4 Beds ⋅ 3 Baths ⋅ 1536998 MLS

Fantastic opportunity in the established Mountain Shadows neighborhood close to schools, parks, the shopping, restaurants and medical facilities surround the Hamilton Place area, and approximately 25 minutes from downtown Chattanooga. Long considered one of the most desirable neighborhoods in East Brainerd, the community offers a pool with clubhouse, tennis courts, playground and basketball court, not to mention mature trees providing a lush setting. This 4 bedroom, 2.5 bath home over an unfinished basement also has mature landscaping and is wooded in back providing a lovely natural setting to enjoy the outdoor living spaces which include a screened-in porch, sun deck and covered patio on the lower level. The interior was just painted and has all new carpet, and additional recent improvements include the roof (2022), exterior paint (2023), 2 HVAC units (2024), water heater (2025), updated bathrooms (2016) and more. Your tour begins with entry to the dedicated foyer that opens to the formal dining room on the right and the formal living room or office on the left. The living room has French doors to the spacious family room which has a gas fireplace, built in cabinetry and access to the screened in porch, providing a great flow for gathering and entertaining. The powder room is conveniently located in the hallway to the kitchen. The kitchen has a center island, granite countertops, tile backsplash, black appliances including downdraft cooktop, double wall ovens, and refrigerator, a pantry and is open to the breakfast area with a sunny bay window and access to the laundry room, double garage and rear deck. All of the bedrooms are on the upper level, including the primary suite which has two walk-in closets and a private bath with dual marble vanities adjoined by built-in cabinetry with a mounted TV, a soaking tub, and a tiled shower. The 3 additional bedrooms share the use of the hall bath which has an elongated vanity and a tub/shower combo. Two of these guest bedrooms have walk-in closets, while the 4th bedroom has a great built-in desk with shelving. If additional storage or a workshop space is desired, you will love the full basement that could also be used as a rec space if desired and has double doors to the covered patio and back yard. All of this, and you enjoy county taxes, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

709 Rocky Shadows Drive, Chattanooga

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