Mill Creek Homes with FHA Financing available

Mill Creek Homes with FHA Financing available

Welcome to Mill Creek, a charming subdivision nestled in the heart of Ringgold, Georgia, within Catoosa County. This picturesque community offers a delightful blend of suburban tranquility and modern convenience, making it the perfect place for families, professionals, and retirees alike.

Mill Creek is known for its beautifully designed homes, which feature a variety of architectural styles to suit diverse tastes. From cozy single-family residences to spacious two-story homes, there’s something for everyone here. The community is characterized by well-maintained streets, lush green spaces, and a welcoming atmosphere that fosters a strong sense of belonging among residents.

One of the standout features of Mill Creek is its accessibility to FHA financing options, making homeownership more attainable for many buyers. This financing option opens the door for first-time homebuyers and those looking to invest in their dream home without the burden of hefty down payments. With FHA loans, you can enjoy lower interest rates and flexible credit requirements, making it easier than ever to settle into this inviting community.

In addition to its beautiful homes, Mill Creek is conveniently located near a variety of local amenities, including shopping, dining, and recreational activities. Families will appreciate the proximity to highly-rated schools and parks, while outdoor enthusiasts will love exploring the scenic trails and natural beauty that Catoosa County has to offer.

Discover the charm and warmth of Mill Creek – a community where your dream home awaits! Embrace a lifestyle filled with comfort, convenience, and a true sense of community in this beautiful Georgia subdivision.

Newest Mill Creek Homes with FHA Financing available

$489,900
3 Beds ⋅ 3 Baths ⋅ 1539533 MLS
Gorgeous Home in NE Bradley County! Soaring vaulted ceilings and a smart floor plan give this home instant charm. All 3 bedrooms and 2.5 baths sit on the main level, plus a bonus room above the garage. A large covered front porch welcomes you home. Interior: Wood floors, crown molding, gas fireplace, main bath with custom features, guest bath with white marble tile, granite counters, upgraded-pad carpet, ceiling fans. Bonus room finished with oak cabinets and storage. Kitchen/Utility: Samsung side-by-side refrigerator, Samsung dishwasher, Samsung microwave, Whirlpool gas range, tankless gas water heater, new garage door opener (2023). Outdoor Living: Rear deck (2022): 366 sq ft covered + 172 sq ft open. 12' x 24' fully functional shed (2022) with electric, 3 windows, 2 double doors. Fenced backyard beautifully landscaped with 7 trees, 3 rose bushes, and rubber mulch. Quality upgrades, great storage, incredible outdoor space. Schedule your showing today!

327 Mill Creek Trail NE, Cleveland
$466,000
3 Beds ⋅ 3 Baths ⋅ 1539365 MLS
Welcome to this beautifully maintained 3 bedroom, 2 full bath home, offering the perfect combination of comfort, style, and functionality. From the moment you arrive, you'll notice the meticulously landscaped yard and inviting curb appeal. As you enter the front door, you will appreciate the beautiful hardwood flooring throughout the spacious home, with tons of storage. The kitchen features Granite countertops and stylish backsplash, and a large walk-in pantry with built in shelving, mud sink and laundry room for your convenience. The kitchen also offers a touch-activated faucet, and stainless steel appliances. Step outside the kitchen and dining space to enjoy your own private retreat! Start your day with a cup of coffee or unwind in the evening on the beautiful glass-enclosed back porch. Just beyond, you'll find an expanded deck with a charming pergola--perfect for outdoor entertaining, grilling, or simply relaxing while taking in the peaceful surroundings and beautiful landscape. The finished basement provides incredible flexibility with an office, dedicated storage space with built in shelving, and an additional versatile space that can easily serve as a work-out area and more, with a garage door for easy access. The outdoor building is 16' x 24'. An additional wooded lot next door is included, providing exceptional privacy, a natural buffer, and endless possibilities for the future. Whether you envision expanding the home, creating additional outdoor living space, or simply preserving the tranquil setting, this extra parcel offers incredible value and flexibility. Schedule your private showing today!

44 Creekside Drive, Ringgold
$290,000
3 Beds ⋅ 2 Baths ⋅ 1539222 MLS
Nestled on a quiet cul-de-sac in an established, family-friendly neighborhood, this move-in-ready home offers the perfect blend of comfort, charm, and convenience. Situated on a level lot, the property provides plenty of usable outdoor space for play, gardening, pets, or entertaining. Step into the bright and inviting sunroom just off the kitchen, where you can enjoy your morning coffee or unwind at the end of the day before stepping onto the brand new deck, the perfect space for grilling, entertaining family and friends, or simply relaxing while overlooking the peaceful backyard. Additional recent updates include new luxury vinyl plank (LVP) flooring in the kitchen, a newly installed bathtub, a new HVAC system (2023), and a new roof (2025), making this home both stylish and move-in ready. Conveniently located just minutes from downtown Ringgold and not far from I-75, this home offers an easy commute to Chattanooga while remaining close to shopping, dining, parks, and schools. With its welcoming neighborhood, thoughtful updates, spacious level yard, and inviting indoor-outdoor living spaces, this home is ready for its next owners. Schedule your private showing today!

175 Spring Valley Lane, Ringgold
$399,500
4 Beds ⋅ 3 Baths ⋅ 1535754 MLS
409 Amanda Way Rocky Face, GA 30740 is a 4-bedroom, 3-bathroom home with 2,565 square feet, a 2-car garage, and a well-kept 0.46-acre lot in Rocky Face, GA. This property stands out for its spacious layout, classic brick exterior, and strong curb appeal, making it a great fit for buyers who want more room and a home that feels established and move-in ready. Inside, you'll find a formal dining room, a large living room with a fireplace, and a bright kitchen with abundant cabinet space, an island, and a breakfast area. The layout offers a practical mix of open everyday living and separate spaces for hosting, working, or relaxing. The primary suite is generously sized and includes a private bath with a soaking tub and separate shower. Outside, the covered front porch and back deck add usable outdoor space for morning coffee, grilling, or entertaining. The yard is manageable while still offering room to enjoy, and the 2-car garage adds everyday convenience. If you need a spacious Rocky Face home with 4 bedrooms, 3 full baths, and a functional layout, this checks the boxes.

409 Amanda Way, Rocky Face
$279,000
3 Beds ⋅ 2 Baths ⋅ 1534657 MLS
HOME BACK ON MARKET - NO FAULT OF SELLER - NOT DUE TO INSPECTION ISSUES. LOCATION, CHARM and PRICE! This beautiful split foyer 3 BR, 2 BA Home in popular Mill Creek Subdivision has all of these qualities. Spacious sunken Living Room provides a warm, inviting place to gather with family or just relax. The large lovely window provides an abundance of natural light and the new ceiling fan installed earlier this year helps to keep the room comfortable. Fireplace is equipped for gas, but has been converted for burning wood as well. Full Eat-in Kitchen has an island with bar stools and lots of cabinets. Large Master has Walk-in Closet. Oversized Laundry Room in partially finished basement has extra area for more storage. Back deck overlooks big Fenced-in Back Yard. The home has an attached 2-Car Garage with lots of extra parking in driveway for additional cars or recreational vehicles. Following are a few of the updates that have been done to this home: Hardwood floors and tile installed in 2017, stairs remodeled in 2017, new water heater in 2021, new roof, siding and gutters in 2022, new tile in bathrooms in 2024, enclosed laundry room in 2025, added attic insulation and remodeled bathroom in 2026. Unique opportunity to own a home with so much to offer in this neighborhood for under $300K. Schedule your private showing today!

533 Middle View Drive, Ringgold
$359,900
3 Beds ⋅ 2 Baths ⋅ 1530634 MLS
Welcome to this picturesque and well-maintained 90s built home nestled on a spacious ¾-acre lot in Ringgold! The covered front porch invites you to relax in rocking chairs while enjoying views of the front yard, ornamented by two mature shade trees. Inside, the living room offers a cozy gas log fireplace, perfect for gathering on cooler evenings. The dining room features laminate flooring and is encased by a bright bay window. The galley kitchen includes a window over the sink and stainless oven/range combo, dishwasher, and refrigerator, along with a sunny eat-in area accented by a second bay window. The large primary suite with a huge walk-in closet is located on the main level. Upstairs are two additional well-sized bedrooms. A convenient upstairs laundry room adds to the home's functionality. Two full bathrooms, both with tub/shower combos, one featuring jetted soaking, complete the upper floor. The finished basement boasts all new luxury vinyl tile flooring, offering versatile flex space for additional living, recreation, or storage. Outside on the large back deck, enjoy entertaining and grilling, as well as overlooking an open backyard with a dedicated fire pit area. Additional highlights include a new septic system, new HVAC, gas heat, and a side-loading two-car attached garage at the basement level. The roof and hot water heater are approximately 12 years old, providing added peace of mind. This property offers the perfect blend of comfort, space, and outdoor enjoyment-ready to welcome you home!

317 Middle View Drive, Ringgold
Start Your Search