Black Creek Chattanooga Homes with VA Loan Financing available

Black Creek Chattanooga Homes with VA Loan Financing available

Welcome to Black Creek Chattanooga, a picturesque subdivision nestled in the heart of Hamilton County, Tennessee. This charming community is a hidden gem, offering a perfect blend of natural beauty and modern conveniences. With its breathtaking views of the surrounding mountains and lush landscapes, Black Creek is a sanctuary for those seeking tranquility while still being close to the vibrant city of Chattanooga.

The homes in Black Creek are thoughtfully designed, featuring a range of styles that cater to various tastes and lifestyles. Whether you’re a first-time homebuyer or looking to settle into a spacious family residence, there’s something here for everyone. One of the standout features of this community is the availability of VA Loan financing, making it an excellent choice for veterans and active-duty military personnel. This financing option not only eases the path to homeownership but also reflects the community's commitment to supporting those who have served our country.

Residents of Black Creek enjoy access to a wealth of amenities, including scenic walking trails, parks, and recreational facilities, perfect for outdoor enthusiasts and families alike. The community fosters a friendly and welcoming atmosphere, where neighbors become friends and create lasting memories together.

With its prime location, stunning homes, and VA Loan financing options, Black Creek Chattanooga is more than just a place to live; it’s a lifestyle choice. Come discover the warmth and charm of this exceptional community, where your dream home awaits!

Newest Black Creek Chattanooga Homes with VA Loan Financing available

$825,000
3 Beds ⋅ 3 Baths ⋅ 1542302 MLS
Where home becomes a lifestyle, an incredible investment is made in yourself, your family and in the good life. Time will always be on your side when you live where you play, swim, dine and golf on the course at Black Creek. The only Top 100 Residential Golf Course in the state of Tennessee, Black Creek is complete with a fitness center, playground, trails, a stunning zero entry resort style community pool and an exceptional array of recreational amenities. Convenience is delivered when your home remains easily within 10 minutes of downtown Chattanooga, you can leave the demands of the day behind without leaving the city behind. A setting where weekends feel like a getaway and everyday life feels a little more like vacation. Thoughtfully planned and masterfully crafted, this ONE-LEVEL three-bedroom home offers more than 2,500 square feet and enjoys a private, pristine lot framed by the natural beauty of Black Creek. Generous windows fill the living and dining areas with natural light, while a rich transitional decor is comfortably warmed by beautiful hardwoods throughout, natural woodwork and a central gas fireplace that provides an inviting focal point for the main living spaces. Rooms are accented by sophisticated designer lighting, custom and built in details, and a adding a polished layer of detail without sacrificing the home's comfortable, welcoming character. The kitchen reinforces a chef's pride of function with KitchenAid appliances, a daylight filled walk in pantry and large central island. All while providing an absolutely stunning extension of the living area, with both spaces opening to the covered screened porch and seamlessly extending the home's entertaining and everyday living areas outdoors. Casual living comes naturally here, with an effortless open flow from entry to end and from indoors to out. The vaulted tongue-and-groove screened porch creates an ideal setting for morning coffee, relaxed evenings, and gathering family and friends, all surrounded by the extraordinary mountain setting that makes Black Creek such a special place to call home. Privacy abounds for the main-level primary suite, where custom walk-in closets and a spa-like bathroom create a personal retreat designed for both comfort and restoration. Quietly tucked away from the family fun and main living areas, the suite promises an evening sanctuary for relaxation and rest. At the opposite end of the home, the two additional main-level guest suites await overnight visitors with complete convenience and offering exceptional flexibility for additional workspace, exercise or home gym space, all without ever requiring a stairway. A spacious two-car attached garage on the main level provides ample parking and storage and opens conveniently to the mudroom and nearby kitchen, making the practical routines of daily life remarkably easy. Every aspect of the home reflects an appreciation for comfortable, uncomplicated living, with the thoughtful floor plan allowing the house to adapt effortlessly to both quiet days at home and weekends filled with family and friends. Calling Black Creek home means choosing an amenity-filled community with varying levels of membership designed to accommodate each family's unique interests, needs and budget. It is an investment in more than a home, it is an investment in time, recreation and quality of life. Here, the opportunity to decompress comes naturally as you are quickly embraced by breathtaking views of Raccoon and Elder Mountains, while golf, swimming, fitness, dining, play and the outdoors are all part of the everyday experience. Let home become your weekend escape and the perfect setting for family, friends, play and pets. With its exceptional amenities, beautiful mountain setting, convenient proximity to downtown Chattanooga and an effortless one-level floor plan, this is the kind of place that makes it easy to embrace the good life. Black Creek Chattanooga Home. No Place Like It!

4774 Amethyst Road 910, Chattanooga
$599,000
3 Beds ⋅ 2 Baths ⋅ 1541633 MLS
Priced to sell! Come see this three-bedroom residence featuring a thoughtfully designed open floor plan, perfect for easy living and entertaining. Kitchen seamlessly connects to the dining room and living area, creating a warm and inviting space. High ceilings and hard wood floors add a touch of elegance and sophistication throughout the home. Enjoy evenings around the fireplace in the spacious living room or retreating to the main ensuite for a relaxing night. This home is designed to provide comfort and style! Black Creek Community offers a lifestyle that caters to a variety of interests. Events are an integral part of Black Creek club membership, with dedicated staff investing time, energy, and thought into planning memorable gatherings. Wine tastings, Pops on the Patio, and golf events like the Bullseye Golf Tournament provide opportunities for club members and their families to celebrate holidays, socialize, and meet new people. In addition to social events, the community features a well-maintained Sports Complex, dog park, and pavilions. Residents enjoy the peace of mind provided by 24-hour video surveillance and daily police patrols. Don't miss out on the opportunity to reside in the Black Creek Community. Whether you're an avid golfer, prefer lounging by the pool, or dining at the community restaurant, this home and community offer something for everyone. Hurry this home will not last long!!

555 Alston Drive, Chattanooga
$325,000
1540823 MLS
Beautiful 0.51-acre interior wooded lot in the highly sought-after Black Creek community. This homesite is perfect for a basement home and sits across the street from the brow! . A perfect opportunity to build your dream home surrounded by mature trees and serene views while still enjoying convenient access to neighborhood amenities. Life at Black Creek offers a true connection to the outdoors and an active, engaged community. Residents enjoy miles of scenic hiking trails, stocked fishing ponds, a recreational field, playground, picnic areas, and a full calendar of community events. For those seeking additional amenities, the nationally ranked Black Creek Club offers optional social or full golf memberships. Membership provides access to the fitness center, pools, clubhouse dining, tennis and pickleball courts, and year-round social programming designed to bring members together.

4260 Amethyst Road 930, Chattanooga
$810,000
3 Beds ⋅ 3 Baths ⋅ 1540346 MLS
Beautifully renovated 2,374 sq ft home built in 2001. This inviting 3 bedroom 2 1/2 bath home has been thoughtfully updated throughout. In 2022, the home received modernized kitchen which included new cabinets, countertops and appliances. Completely renovated bathrooms featuring new tiled floors and showers along with new cabinets and included a soaker tub in the master bath. Also included are gleaming hardwood floors, fresh paint, roof over the deck, new tile for the patio. The primary suite stands out with an attached sitting room perfect for a private retreat or home office, plus a customized walk-in closet designed for organization and convenience. Spacious, stylish, and ready for its next chapter.

4134 Night Owl Court, Chattanooga
$295,000
2 Beds ⋅ 2 Baths ⋅ 1539358 MLS
Simplify your lifestyle without compromising on elegance. Tucked into the scenic backdrop of Black Creek where you can enjoy miles of hiking trails, multiple ponds, a playground and dog park, is this exquisite two-bedroom, two-bath condo pairs low-maintenance ease with architectural sophistication. Soaring ceilings, rich hardwoods, tile flooring, and distinctive arched doorways set a grand tone, while oversized windows and transoms flood every room with natural light. At the heart of the home, an open great room features custom built-ins, a built-in workspace, and a cozy gas-log fireplace. Glass doors open to a private balcony framing peaceful mountain views--the perfect setting for morning coffee or casual entertaining. The well-appointed kitchen offers generous cabinetry, expansive counter space, and a full appliance package, with direct access to the adjacent dining area and laundry nook. The primary suite serves as a true private retreat, complete with detailed built-ins, a massive walk-in closet, and an updated bath featuring a jetted tub, separate shower, and stylish fixtures. A spacious second bedroom also features a walk-in closet and full bath. With updated HVAC, water heater, roof, garage door, and access to a newly refreshed community pool, this is refined Black Creek living at its finest.

1111 Renaissance Court, Chattanooga
$240,000
1 Beds ⋅ 1 Baths ⋅ 1539278 MLS
Resort-style living just 10 minutes from downtown Chattanooga! Welcome to 105 Renaissance Court, a beautifully renovated one-bedroom, one-bathroom condo in The Renaissance at Black Creek. With the entire home on one level and an assigned parking space, this property offers the ease of low-maintenance living in a peaceful mountain setting. Approximately $65,000 in recent renovations gives the interior a fresh, elevated feel. Nine-foot ceilings and an open floor plan allow natural light to flow throughout the home, complemented by luxury vinyl flooring and updated lighting. The renovated kitchen features granite countertops, freshly painted cabinetry, a marble mosaic backsplash, and stainless steel appliances--all approximately two years old. Surrounded by windows, the light-filled eat-in kitchen and dining area create an inviting space for everyday meals and entertaining. The living room is anchored by a gas fireplace with a granite surround and traditional millwork. Working or studying from home? A dedicated desk nook provides the perfect workspace without sacrificing the main living area. Just off the living room, a private balcony offers room for outdoor seating, morning coffee, and taking in the serene view of Raccoon Mountain. The bathroom has been thoughtfully updated with a new vanity, fixtures, and a tiled shower featuring a granite bench, built-in niche, and glass door. The spacious bedroom includes a walk-in closet and access to a second private balcony. A large laundry room and pantry provide practical storage rarely found in a one-bedroom condo. Renaissance residents enjoy a private neighborhood pool just around the corner. Black Creek also features 2.5 miles of private walking trails winding through a 150-acre wilderness preserve, along with a dog park, playground, two ponds, sidewalks, manicured green spaces, peaceful tree-lined streets, and scenic mountain views. The Black Creek Renaissance Condo Association has completed several recent community improvements, including a new roof in 2024, a resurfaced swimming pool, restored pool fencing, resealed roads, new gutters, and stone chimney repairs. These updates reflect the community's continued commitment to thoughtful maintenance and long-term care. At the heart of Black Creek is its championship golf course, ranked among the Top 100 Residential Courses in the country. For an additional membership fee, the Black Creek Club offers access to the golf course, clubhouse, resort-style pools, dining, fitness facilities, pickleball and tennis courts, and year-round social events. Whether you are searching for a primary residence, weekend retreat, or low-maintenance home in Chattanooga, 105 Renaissance Court offers thoughtful renovations, two private balconies, natural beauty, and an exceptional lifestyle just minutes from downtown. Buyer to verify all information.

105 Renaissance Court, Chattanooga
$1,499,000
4 Beds ⋅ 5 Baths ⋅ 1537506 MLS
BUILD YOUR CUSTOM HOME WITH CURATE on this private, wooded homesite! PERSONALIZE WITH CURATE'S IN-HOUSE DESIGN TEAM The Shiloh is a thoughtfully crafted luxury home designed for those who value comfort, elegance, and effortless living. Situated on a private, wooded homesite, this proposed design offers the convenience of primarily main-level living while providing ample space for guests, hobbies, and entertaining. The main level features two private en suite bedrooms, including a luxurious owner's retreat, a dedicated home office, spacious laundry room, and three-car garage. At the heart of the home, a dramatic vaulted great room is framed by expansive upper windows and bi-parting sliding doors that open seamlessly to the covered rear porch, creating an inviting indoor-outdoor living experience surrounded by nature. Designed with entertaining in mind, the open-concept layout flows effortlessly into a generously sized kitchen with an oversized walk-in pantry offering abundant storage and opportunities for custom cabinetry. Whether hosting friends or enjoying a quiet evening at home, every space is designed for comfort and connection. Upstairs, two additional guest suites and a large bonus room provide ideal accommodations for visiting family and friends, with the option to add an additional office or flex space. Located in the first phase of The Pass at Black Creek, Galena Circle offers access to a vibrant resort-style community. Planned amenities include a Village Center with dining, shopping, lodging, health and fitness facilities, pools, parks, lakes, trails, and gathering spaces designed to foster an active and connected lifestyle. Lot and build opportunity only. Home shown is a proposed design. Final pricing, square footage, and features will vary based on buyer selections. Build your dream home with Curate and create a residence tailored to your lifestyle.

5012 Ravinia Lane 1442, Chattanooga
$735,000
4 Beds ⋅ 3 Baths ⋅ 1534762 MLS
Welcome to a retreat lifestyle in the highly desirable Black Creek Community. From the moment you step through the front door, you will appreciate the charm and space this Cape Cod-style home has to offer. The generously sized great room provides the perfect atmosphere for hosting guests and cozy conversation. Nearby, the dining room features beautiful views and abundant natural light. The functional kitchen is well-equipped with granite countertops and rich wood cabinetry, offering an ideal space for meal preparation and entertaining. The spacious and airy primary bedroom is conveniently located on the main level. Its ensuite bathroom offers plenty of natural light and an extra-large closet. Throughout the home, multiple storage options ensure an orderly living environment where everything has its place. The upstairs layout of this property offers great flexibility with three generously sized rooms and a full bathroom featuring two separate vanities. Additionally, four large closets provide ample space for both seasonal and wardrobe storage. Black Creek offers sweeping vistas, miles of hiking trails, and a beautiful backdrop for Chattanooga living. Located within 10 minutes of downtown, all the amenities of city life are readily available. This is the perfect home for anyone looking to join the Black Creek community at an excellent price point. This beautiful home has been exceptionally well maintained. Major systems, including the roof, water heater, and HVAC, have all been replaced within the last five years. Outside, the level, well-manicured lot offers significant potential for outdoor living. Come see this Black Creek gem today!

4112 Finch Lane, Chattanooga
$499,900
3 Beds ⋅ 3 Baths ⋅ 1534097 MLS
Tucked into the sought after Black Creek Chattanooga Community, 741 Outlook Lane offers the perfect blend of refined living and effortless comfort. This beautifully designed townhome welcomes you with timeless charm and thoughtfully curated spaces, featuring 3 spacious bedrooms, 2.5 baths , with the primary suite on the main level along with a formal dining and living room made for entertaining as well as light filled sunroom. Upstairs 2 additional bedrooms spacious den, full bathroom, and a bonus room off of the bathroom. Every corner of this home invites you to slowdown and savor the moment. Enjoy morning coffee on the front porch or unwind in the evenings on the large back porch, surrounded by the peaceful beauty of the Lookout Mountain backdrop. Living in Black Creek means more than just a home, it's a lifestyle. Located just minutes from Downtown Chattanooga, this master-planned community is known fro its resort style amenities, championship golf course, and vibrant close knit atmosphere. With the stunning Tennessee River Valley as your backdrop and endless opportunities for outdoor recreation, 741 Outlook Lane is where elevated living meets everyday ease.

741 Outlook Lane, Chattanooga
$1,770,000
5 Beds ⋅ 6 Baths ⋅ 1533814 MLS
UNDER CONSTRUCTION! Move-in ready Winter 2026! Choose your interior finishes with Curate's in house Design Team if under contract before drywall! This exceptional new construction home offers a thoughtful blend of elegance, comfort, and functionality. Three spacious bedrooms are conveniently located on the main level, while the finished basement adds two additional bedrooms and bathrooms, along with expansive areas ideal for entertaining and relaxing. Step outside to the private, inset rear porches--each featuring a gas fireplace--perfect for enjoying peaceful, wooded views in every season. Inside, a chef-inspired kitchen with a catering-style pantry anchors the open living space. A dramatic bi-parting slider and oversized windows flood the home with natural light, creating stunning sightlines from the moment you enter. The primary suite is a true retreat, featuring a spa-like bath with an oversized shower and luxurious freestanding soaking tub. The lower level offers customizable options including a bar, gaming area, or media room--designed to suit your lifestyle and entertaining needs. Call to explore available selections and start building your dream home! Located in the first phase of The Pass at Black Creek, Galena Cr offers access to a vibrant, resort-style community. Planned amenities for The Pass include a Village Center with shops, dining, lodging, a health and fitness facility, pools, trails, parks, lakes, and more. Black Creek features miles of maintained trails, two ponds, sidewalks throughout, and a calendar full of resident events. Membership to Black Creek Club is optional and adds golf, tennis, pickleball, pools, dining, and more to your lifestyle. Come experience why life at Black Creek is like no other! **Galena Cr is located in the first phase of The Pass at Black Creek. Additional planned club amenities on The Pass include Village center with community-serving businesses, lodging &event venue, dining options, city fire station &emergency services, health &fitness facility, walking, hiking, & biking trails, parks &greenspaces, outdoor activities, pools, lakes and more! Black Creek is vibrant resort-style community. There are miles of community maintained trails, two ponds and sidewalks throughout the neighborhood. The HOA hosts events for residents throughout the year. Other options to keep you connected include various community groups and gatherings. Membership to the club is optional and provides many additional amenities such as golf, pickleball, tennis, pools, restaurant, etc

3124 Galena Circle 832, Chattanooga
$682,500
4 Beds ⋅ 3 Baths ⋅ 1527927 MLS
Welcome to 4676 Dempsey Way, a new construction luxury 4-bedroom, 3-bath townhome in The Villas at Black Creek, one of Chattanooga's most desirable master-planned communities. Built by Dwell Designed Construction, this home showcases high-end finishes, thoughtful design, and a rare four-bedroom layout. This residence is a left unit and is one of only three remaining, making it a limited and highly sought-after opportunity. The builder is currently offering a $10,000 incentive, which may be used toward buyer closing costs or other approved concessions. Perched atop Aetna Mountain, this move-in-ready townhome features 10-foot ceilings, an open-concept design, and exceptional natural light throughout the main living level. The spacious living and dining areas connect seamlessly to the designer kitchen, complete with a pantry and access to a covered back patio, ideal for entertaining or enjoying the peaceful mountain surroundings. The main-level primary suite offers comfort and convenience, complemented by an additional main-floor bedroom and full bath, perfect for guests or flexible living arrangements. A 10x10 flex room provides an ideal home office or study, while a dedicated laundry room and two-car garage complete the main level. Upstairs, the home offers one additional bedroom, a full bath, and a second room currently used as a bonus space but technically a bedroom, featuring a window and closet—allowing for versatile use as a guest suite, media room, or fourth bedroom. Designed for low-maintenance, lock-and-leave living, The Villas at Black Creek offer a lifestyle centered around convenience, comfort, and connection to nature. Residents enjoy mountain views, tree-lined streets, and proximity to planned community amenities including trails, parks, recreational spaces, and future neighborhood conveniences—making this an ideal choice for those seeking luxury living in a growing Chattanooga destination.

4676 Dempsey Way, Chattanooga
$644,900
3 Beds ⋅ 3 Baths ⋅ 1526009 MLS
Dive into the extraordinary at The Villas, an exclusive townhome collection by Gilbert Construction, nestled in Black Creek's coveted community. Experience the thrill of open-concept living beneath soaring 10-foot ceilings, featuring a lavish primary suite, versatile flex space, and a two-car garage. Upstairs, discover a private retreat with a third bedroom and full bath, all designed for effortless, low-maintenance living. Perched atop Aetna Mountain in Black Creek's vibrant neighborhood, The Pass, residents will be captivated by breathtaking views and an array of premium amenities. Beyond Black Creek's existing offerings, ''The Pass'' is planning new nature trails, a sparkling pool, fitness center, gourmet dining, and tranquil lakes, all designed to elevate your lifestyle. Don't miss your chance to call this sanctuary home. Act now and seize the opportunity to live amidst luxury and convenience at The Villas, where every detail is crafted for an unparalleled living experience. **2% lower interest rate for 1st year. 1% lower interest rate for 2nd year. Savings potential in 1st year of $853/ mth. Buyer is eligible for Rate Rebound Refi program. Inquire with preferred lender for details. Terms and Conditions apply.**

4637 Dempsey Way, Chattanooga
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