Sequatchie Homes with USDA Loan Financing available

Sequatchie Homes with USDA Loan Financing available

Welcome to Sequatchie County, a hidden gem nestled in the heart of Tennessee, where breathtaking natural beauty meets a welcoming community spirit. The county seat, Dunlap, is a charming city that offers a unique blend of rural tranquility and modern amenities, making it an ideal place for families, retirees, and anyone looking to escape the hustle and bustle of city life.

Sequatchie County is renowned for its stunning landscapes, including the majestic Sequatchie Valley and the picturesque Cumberland Plateau. Outdoor enthusiasts will find a plethora of activities to enjoy, from hiking and fishing to exploring the many parks and natural reserves. The area’s rich history and vibrant local culture provide endless opportunities for community engagement and exploration.

For those considering making Sequatchie County their home, you'll be pleased to know that there are fantastic financing options available, including USDA loans. These loans are designed to promote homeownership in rural areas, making it easier for qualified buyers to purchase their dream home without the burden of a hefty down payment. With a variety of homes available, from cozy cottages to spacious family residences, there’s something for everyone in Dunlap and the surrounding areas.

Imagine waking up to the serene sounds of nature and the breathtaking views of the Sequatchie Valley right outside your window. With USDA loan financing available, your dream of homeownership in this idyllic setting is within reach. Explore the possibilities in Sequatchie County today, and discover the perfect place to call home!

Newest Sequatchie Homes with USDA Loan Financing available

$350,000
3 Beds 2 Baths 1542674 MLS
Enjoy more space, privacy and the outdoor lifestyle of Signal Mountain at 102 Fawn Trail. Situated on 1.34 acres in Sequatchie County, this immaculate 3-bedroom, 2-bath home combines a move-in-ready interior, major recent improvements and plenty of room to enjoy the outdoors--all approximately 28 minutes from Downtown Chattanooga. Recent updates add even more value and peace of mind, including a new roof, new HVAC, new exterior paint, new main-level flooring and fresh interior paint. The freshly stained deck overlooks the huge backyard, creating the perfect spot for morning coffee, outdoor dining or simply enjoying the peaceful setting. Inside, the main level features a comfortable living room, dining room and kitchen with newer appliances and a brand-new dishwasher. Three bedrooms and two full baths provide flexibility for everyday living, guests or a home office. Downstairs, the basement adds valuable additional living space with a family room perfect for movie nights, a playroom, home gym or casual gathering space, along with a single-car garage. An additional carport provides covered parking and includes an attached laundry and utility room for extra functionality and storage. Outside, the 1.34-acre property offers the space so many buyers are searching for. The expansive backyard provides plenty of room to run and play, garden, entertain, gather around a fire pit or simply enjoy having more space between neighbors. A small storage building offers convenient storage for lawn equipment, bikes and outdoor gear. Located on Signal Mountain in Sequatchie County with hiking and outdoor recreation nearby, 102 Fawn Trail is ideal for buyers looking for a home with acreage near Chattanooga, a move-in-ready Signal Mountain property or a quieter mountain setting without giving up convenient access to the city. With major updates already completed and a beautiful 1.34-acre setting, this home is ready for its next owner. Buyer to verify all information.

102 Fawn Trail, Signal Mountain

$500,000
3 Beds 2 Baths 1542170 MLS
Welcome to River Ridge Farms--one of Dunlap's hidden gems, where mountain views, river access, resort-style amenities, and peaceful Tennessee living come together in a truly special setting. Tucked within the scenic Sequatchie Valley, this gated community offers an incredible lifestyle surrounded by natural beauty, yet remains just a short drive from the conveniences of town. Nearly complete and ready for you to move in soon, this brand-new, single-level home sits on nearly an acre and offers 3 bedrooms, 2 baths, an open-concept design, and the quality and thoughtful details that make new construction so appealing. From the moment you step inside, the 9-foot ceilings and impressive 8-foot interior and exterior doors give the home an open, elevated feel. The kitchen flows seamlessly into the main living area and is designed for both everyday life and entertaining, featuring a walk-in pantry, stovetop with pot filler, generous workspace, and a layout that keeps everyone connected. The private primary suite creates a comfortable retreat with a large walk-in closet and a spacious bath featuring an oversized shower with corner seat. Two additional bedrooms provide plenty of flexibility for family, guests, or a dedicated home office, while the separate laundry room with utility sink adds everyday convenience. Step outside to the covered patio, where the lifestyle becomes an even bigger part of the story. With nearly an acre of space and peaceful surroundings, there is plenty of room to enjoy the outdoors and take in the beauty of the Sequatchie Valley. River Ridge Farms is a riverfront community, offering residents direct access to the river along with a community pool surrounded by incredible mountain views--giving you places to swim, relax, kayak, spend time outdoors, or simply enjoy the scenery without ever leaving the neighborhood. Quality extends beyond what you immediately see. The home is built on a slab foundation and includes energy-efficient low-E dual-pane windows, upgraded interior wall insulation for added sound control and privacy, and a fully insulated garage with an 8-foot door. Brand new. Single-level. Gated. Nearly an acre. Community pool. River access. Mountain surroundings. And nearly ready for its first owner. River Ridge Farms offers a combination that is increasingly difficult to find--and this home gives you the opportunity to enjoy it without waiting months for a new build. The builder also owns additional homesites within River Ridge Farms and offers multiple floor plans for buyers interested in building within the community. Ask about available lots and additional opportunities to make River Ridge Farms home. Listing agent has a personal interest in the property.

138 Pinnacle Point Lane, Dunlap

$860,000
3 Beds 4 Baths 1541367 MLS
Escape to your own private mountain sanctuary! Tucked within 600 acres of pristine, wooded surroundings, this beautifully crafted 3.29-acre property offers privacy, incredible views, and a peaceful setting with unforgettable sunsets. This thoughtfully updated, single-level home blends rustic elegance with modern comfort. Recent improvements include fresh interior paint, new attic insulation, gutter guards, and Anderson Low-E windows and doors. The open living space features dramatic tongue-and-groove cathedral ceilings, warm wood accents, and a stunning mountain-stone wood-burning fireplace with a one-of-a-kind hand-carved mantel. The gourmet kitchen is both beautiful and functional, offering NEW stainless-steel appliances, granite countertops, gas cooktop, double ovens, instant hot water, a custom walk-in pantry, and beamed ceilings. The private primary retreat includes a spa-inspired bath with a seamless shower, dual shower heads, and Jacuzzi tub. A flexible office or nursery, plus a spacious laundry room with custom cabinetry, add convenience. The main level also includes a private in-law suite with its own kitchen and full bath....perfect for guests or extended family. Step outside and enjoy mountain living at its finest from the covered back porch, complete with a hot tub and fire pit. Additional features include an oversized two-car garage, backup generator, buried 1,000-gallon propane tank, and a gas tap at the deck for grilling. The surrounding community offers an incredible lifestyle with parks, trails, lakes, and The Lodge at Lake George just a short hike or golf-cart ride away. Explore 17 miles of maintained trails, discover streams and waterfalls, enjoy seasonal gatherings, or fish in three stocked lakes. A rare opportunity to own a private mountain retreat where natural beauty, comfort, and thoughtful amenities come together beautifully.

2620 Hobbstown Road, Dunlap

$278,500
3 Beds 2 Baths 1541058 MLS
Peace of mind in a quiet neighborhood! If that's what you're looking for, you just found it! This fully renovated home has too many things done to list everything, so look at the last 2 photos for a more thorough look at how truly 'new' this home is. This beautifully renovated home features 3 bedrooms, 2 full bathrooms, 1456 sq. ft. of open-concept living area, and 1.2 acres of outside living space with a 12' x 16' shed for storage. Walk out of your Den through the French Doors and sit out back on the new wrap-around deck or go build a bonfire and have some smores under the many evergreen shade trees in the back yard. Home features ALL-NEW PEX plumbing throughout the home all the way back to the shut-off valve under the house. Metal roof and double-pained windows are 11 years old. The old bath has been converted to an ALL-NEW master bathroom with a double-sink vanity, toilet, new sub-floor, and new TILED shower. The original kitchen has been converted to a large main bath for guests featuring a 2-sink vanity, TILED shower-tub combo, indoor washer/dryer hookups, a new 40-gallon electric hot water heater with expansion tank, a new sub-floor, and a new toilet. All new paint inside and outside, new waterproof laminate flooring throughout the home flows seamlessly between ALL rooms in the house. All new window and door trim, as well as all new baseboards throughout. New interior doors and hardware, all new, soft-close kitchen cabinets, island, deep kitchen sink, faucet, microwave, dishwasher, side-by-side GE Refrigerator with water/ice maker in door (and plumbed and connected to water). There's an electric range with air fry / convection double-oven and an open view to the dining room, living room, and new den. You won't be isolated away from the family in this kitchen with new sheetrock, new insulation in outer walls and under the house, LED lighting, and new fans in every bedroom and living room. Hurry and book a showing today before this hidden gem is gon

155 Juanita Street, Dunlap

$465,000
3 Beds 2 Baths 1540612 MLS
Built in 2023, this beautifully finished single level home blends modern comfort with thoughtful craftsmanship in a peaceful, private setting. The open concept great room welcomes you with a beautiful plank ceiling, creating warmth and architectural character that carries through - from the plank ceiling you find on the front porch and also on the screen porch. At the heart of the home, the spacious kitchen features a large island, white cabinetry, stone countertops, and stainless steel appliances--a clean, bright workspace ideal for everyday living and entertaining. The living area features an inviting fireplace and built ins for displaying treasures and storage. The split bedroom design offers privacy for the primary suite while keeping secondary bedrooms convenient for family or guests. Throughout the home, the no carpet flooring provides a modern look and easy maintenance. The owners have invested in meaningful upgrades, including a wonderful large screened porch that extends the living space outdoors, a whole home water filtration system, and a fully encapsulated crawl space added as a preventative measure for long term protection and efficiency . The builder grade HVAC system has been upgraded to a Trane dual fuel HVAC unit. Another great addition is the custom shed out back that is perfect for lawn equipment and gardening tools. Practical features include a dedicated laundry room with a utility sink, a mudroom drop zone, and a heated and cooled 2 car garage--ideal for vehicles, hobbies, or year round storage - adding 490 square feet of additional usable space. With its combination of modern finishes, upgraded features, and a serene private setting, this home delivers exceptional single level living with comfort and style at every turn. Make your appointment today to see this one! Buyers to verify all information they deem important including square footage and school zones.

82 Golf Villa Drive, Dunlap

$175,000
1539706 MLS
9.54 Acres Ready When You Are <br><br> Most raw land asks you to spend a year and a small fortune before you can even stand on it comfortably. This one does not. Underground utilities are already run in. Water and septic are in the ground. A 10x20 lofted barn is standing. Full RV hookups are set and waiting. You can pull in this weekend, plug the camper in, and sleep on your own land tonight while the rest of the plan comes together on your schedule. <br><br> And it is your schedule. No build timeline, no clock, no one telling you when to break ground. Some buyers will park the fifth wheel for a season and just live here while they draw plans. Others will move fast. Either way, the land does not penalize you for taking your time. <br><br> For the barndominium build, the bones are already here. Gravel drives loop through a cleared, level meadow to a natural homesite that sits high and open, framed by mature hardwoods and pine. Set the shop on one side and the living quarters on the other, drop a covered porch across the back, and you are looking at woods and ridgeline instead of a neighbor's window. The tree buffer is already grown in for privacy, and if you want more sky or more pasture, the clearing is yours to do. <br><br> Now the part that is genuinely hard to find. This is nine and a half acres with a direct, gentle approach off Highway 111 and drives wide enough to swing real equipment. Excavators, dozers, dump trailers, a Kenworth and a lowboy, a pair of 18 wheelers that need to come home at the end of a run and leave again at four in the morning without waking a subdivision. There is no HOA gate to negotiate, no cul de sac to jackknife in, no neighborhood covenant deciding what can sit on your gravel. Build the shop with the tall doors. Pour the pad. Store the fleet. <br><br> Bear Wallow Creek runs along the back boundary, and the wooded acreage behind the homesite gives the kids and the dogs somewhere to disappear to. Room for a garden, a stocked pond, a pole barn for the tractor, or all of it. <br><br> A recent survey confirms the acreage, so what you see on the plat is what you own. Dunlap and the Sequatchie Valley are minutes away, Chattanooga is an easy run down the mountain, and the highway frontage means access is simple whether you are hauling forty tons or a load of groceries. <br><br> Land this ready, this private, and this friendly to real work does not sit long. Come stand on it.

40 Mccarver Road, Dunlap

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