Rhea Homes with USDA Loan Financing available

Rhea Homes with USDA Loan Financing available

Welcome to Rhea County, Tennessee – a hidden gem nestled in the heart of the scenic Tennessee Valley! Known for its stunning landscapes, friendly communities, and rich history, Rhea County offers a perfect blend of rural charm and modern conveniences. With breathtaking views of the Appalachian Mountains and the serene waters of the Tennessee River, this area is a haven for nature lovers and outdoor enthusiasts alike.

Rhea County is home to several vibrant towns, including Dayton and Spring City, where you’ll find a delightful mix of local shops, restaurants, and recreational activities. Whether you’re exploring the historic sites linked to the Scopes Monkey Trial or enjoying a leisurely afternoon at the picturesque Chickamauga Lake, there’s something for everyone in this welcoming community.

For those looking to settle down in Rhea County, the housing market is thriving, with a variety of homes available to suit different lifestyles and budgets. One of the standout features of this area is the availability of USDA Loan Financing, making homeownership more accessible for families and individuals. This government-backed loan program is designed to support rural communities, allowing qualified buyers to purchase homes with zero down payment and favorable interest rates.

Imagine waking up in your dream home, surrounded by the natural beauty of Rhea County, while enjoying the peace of mind that comes with affordable financing options. Whether you’re a first-time homebuyer or looking to upgrade, Rhea County is the perfect place to start your next chapter. Explore the possibilities and discover why so many people are choosing to call this wonderful county home!

Newest Rhea Homes with USDA Loan Financing available

2 Beds ⋅ 1 Baths ⋅ 1539906 MLS

Cherished one level living home in the Downtown Dayton, TN area offers 2 bedrooms, 1 bath, kitchen, living room and a great room. Covered side porch. Carport. Flat back yard & two outbuildings.

2238 Railroad Street, Dayton

3 Beds ⋅ 2 Baths ⋅ 1539774 MLS

This beautifully maintained 5-year old home is ready to welcome its next owners! Offering 3 bedrooms, 2 bathrooms , an open-concept layout, granite countertops, stainless steel appliances, and a spacious primary suite, this property truly has it all. Enjoy relaxing on the covered front porch or entertaining on the covered back deck. Conveniently located near Frazier Elementary school, public access to beautiful Lake Chickamauga, and a local park, this home offers the perfect blend of comfort, style, and convenience. Don't miss your opportunity to make this home yours. Call today to schedule your private tour.

595 New Union Circle, Dayton

3 Beds ⋅ 2 Baths ⋅ 1539708 MLS

This NEWLY RENOVATED 3-bed 2-bath home features timeless LVP flooring, a sleek updated kitchen, updated bathrooms, fresh paint, new decking, and so much more! Take in the mountain views and sunsets from your private deck framed perfectly by mature oaks, hickories, and a Chinese fringe tree. Included is a versatile 15x30 building with electricity already run to it--ready to become your dream workshop, man cave, or future MIL suite. Conveniently located just outside Dayton city limits, you'll be close to schools, restaurants, shopping & the hospital and just a short drive to Chattanooga or Cleveland. You'll enjoy the tranquility of a quiet neighborhood on a low-traffic street with easy access to everything you need. Zoned for Frazier Elementary School or Rhea Central Elementary School. One or more photo(s) was virtually staged.

405 Indian Hills Drive, Dayton

3 Beds ⋅ 2 Baths ⋅ 1539466 MLS

Welcome to 259 Mimosa Lane, a charming one level property nestled in the Black Oak Estates subdivision on a near flat 1.3 acre lot, just minutes away from shopping and dining options. This three bedroom, two bath home offers a wealth of features both inside and out. Inside you'll find the first bedroom that boasts new paint and LVP flooring. The sellers are currently enhancing the back bedroom with fresh paint and new LVP flooring as well which will be pictured soon. Outside, the property features a brand new metal roof, an inviting pool, a 24x25 metal building on a concrete slab equipped with electricity and water, as well as a 12x40 building that includes a full kitchen and half bath. This setup is perfect for someone who works from home, runs a business from their residence, or could easily be converted into a detached apartment or in-law suite by transforming the half bath into a full bath.

259 Mimosa Lane, Dayton

3 Beds ⋅ 2 Baths ⋅ 1539201 MLS

This move-in-ready 3-bedroom, 2-bath home offers 1,491 square feet on a generous 0.59-acre homesite, freshly painted from top to bottom. The seller has replaced all appliances, home chefs will love the WiFi-enabled gas stove, refrigerator, and dishwasher, while a new WiFi-enabled washer and dryer add everyday convenience. A 2025 HVAC system and fiber optic internet round out the home's smart, modern upgrades. Down the hall, the primary bath has been completely refreshed with new flooring and a new sink, giving you one less project on your to-do list. Step outside and discover a gardener's paradise: an established asparagus bed, blackberry and cranberry patches, and a rose garden thrive inside a dedicated fenced garden space. Out front, seasonal bulbs, hibiscus, and mature plantings create serious curb appeal. And for water lovers, you're just minutes from the Tennessee River, with easy access to boating, fishing, and water recreation, including multiple public launches and marinas within a short drive. Schedule your private tour today!

160 Pine Ridge Drive, Dayton

2 Beds ⋅ 2 Baths ⋅ 1539096 MLS

Enjoy the privacy and freedom of this approximately 3-acre property, where a mostly level lot provides plenty of usable outdoor space for gardening, recreation, pets, or future improvements. The spacious 40' x 30' detached garage adds exceptional versatility, offering room for vehicles, storage, equipment, hobbies, or a workshop. With its peaceful setting and practical layout, this property is ideal for buyers looking for room to spread out, enjoy the outdoors, and create a lifestyle that fits their needs.

756 Ewing Cemetery Road, Spring City

2 Beds ⋅ 2 Baths ⋅ 1538964 MLS

Move right into this beautiful one-level ranch home featuring an open floor plan and split-bedroom design. This well-maintained home offers two spacious bedrooms, each with its own private full bath. One bathroom features a tub/shower combination, large walk-in closet, carpet while the other includes a walk-in shower. The inviting open-concept living area is perfect for everyday living and entertaining, featuring a cozy gas fireplace for those chilly winter evenings. The kitchen is a standout with granite countertops, a large island bar, and stainless appliances, including the refrigerator, microwave, range/oven, and dishwasher. A convenient laundry closet includes the washer and dryer. Additional features include durable LVT/laminate flooring throughout, covered front and back porches, attractive landscaping, and a productive vegetable garden. Relax and unwind in the private patio area complete with a hot tub. The level, fenced backyard provides plenty of space for children and pets to play. Two carports offer ample room for storing campers, boats, or additional vehicles. Conveniently located just minutes from Watts Bar Lake and the Chickamauga-Tennessee River, you'll enjoy easy access to boating, fishing, skiing, swimming, and waterfront dining at the area's many marinas and resorts. Don't miss this opportunity--call today to schedule your private showing!

8664 Old Dixie Highway, Spring City

3 Beds ⋅ 2 Baths ⋅ 1538123 MLS

Escape to the peace and privacy of this lovely mountain property nestled on 4.5 acres with approximately 2 acres already cleared and ready to enjoy. Surrounded by mature trees, this 3-bedroom, 2 bath manufactured home features updated cabinets and countertops. Outside you'll find a spacious 30x40 concreted workshop with electricity, a chicken coop and plenty of space for a large garden, animals or outdoor recreation. Whether you're looking for a hobby farm or simply room to spread out, this property offers endless possibilities. Outdoor enthusiasts will appreciate the exceptional hunting opportunities, while the unrestricted acreage gives you the freedom to make the property your own. Peaceful, private, and full of potential is ready to welcome its next family.

265 Frechette Lane, Dayton

4 Beds ⋅ 5 Baths ⋅ 1538066 MLS

Welcome to 2979 Blythe Ferry Road in Dayton, TN -- a rare private estate offering approx. 8,856 sq ft of living space on 12.75 acres with gated entry, paved drive, in-ground pool, gazebo with attached gas grill, and 3-car carport. From the moment you enter, the home makes a statement with a majestic open foyer and dual staircases. One staircase leads to 2 bedrooms with a full bath between them, while the other leads to a spacious bonus/office area that could serve as an additional bedroom. The main level offers incredible flexibility with an open dining area, a bedroom with full bath, multiple sitting areas ideal for office/library use, and several large gathering spaces. The main kitchen includes appliances, bar, island, and family dining area, plus a nearby nook perfect for a pantry, office, or sitting space. The expansive primary suite is truly unique with its own full kitchen, sitting/living area, two bathrooms, connected laundry room, and a heart-shaped sunken tub. Designed for entertaining and multi-generational living, the home also features a grand living room with fireplace and open kitchen, a massive media/game room with another full kitchen, half bath access to the pool area, and a converted garage space offering another large entertaining room with full kitchen. With multiple kitchens, oversized rooms, flexible bedroom/bonus spaces, and private acreage, this one-of-a-kind estate offers endless possibilities for luxury living, hosting, retreats, or extended family needs.

2979 Blythe Ferry Road, Dayton

3 Beds ⋅ 2 Baths ⋅ 1538056 MLS

Welcome home to this move-in ready ranch offering the convenience of one-level living in a peaceful country setting. This well-maintained home features 3 bedrooms, 2 full baths, a spacious living room, and a versatile family room/den/sunroom perfect for relaxing or entertaining. The eat-in kitchen includes a gas range/oven, microwave, and dishwasher, while the laundry closet comes complete with a washer and dryer. (Refrigerator does not convey.) Step outside and enjoy the large yard, partially fenced for children and pets to play safely. Additional features include an attached garage, detached storage shed, and an impressive 20' x 30' RV garage with an 8-foot door--ideal for storing your RV, boat, and all your lake toys. Conveniently located near Watts Bar Lake and the Tennessee River/Chickamauga Lake, you'll have easy access to boating, fishing, swimming, and year-round outdoor recreation. Relax on the covered front deck and take in the beautiful country surroundings or entertain family and friends in this inviting outdoor space. Most furnishings are negotiable, making this an excellent opportunity for a move-in ready primary residence, vacation home, or investment property. Schedule your private tour today! The property consists of 2 parcels, apprx 1.65 acres.

446 Upper Clear Creek Road 2, Spring City

4 Beds ⋅ 3 Baths ⋅ 1538019 MLS

Rare 4 Bedroom 3 Bathroom home in Dayton! For those needing space it features 2 master suites, each with its own full bathroom. The living area has vaulted ceilings and is open to the dining area and kitchen. The kitchen has all the amenities that you seek, great looking cabinets, countertops, and stainless steel appliances. This a great home for an active lifestyle. In addition to the open living space inside, outside you will find an above ground pool, hot tub, patio, and firepit. The back yard is fenced too. There is a handy shed for all your tools and a 2 car garage for your cars and toys. All this just minutes to Chickamauga Lake and Downtown Dayton. Great financing options are available too! Schedule your showing today!

303 Foothills Drive, Dayton

4 Beds ⋅ 3 Baths ⋅ 1537753 MLS

Welcome to your dream home! This expansive four bedroom, three bathroom residence offers a perfect blend of comfort, style, and entertainment, nestled in a serene area. On the upper floor, you'll find three spacious bedrooms, including the primary bedroom, along with a large living room right off the kitchen that ensures ample space for family and guests. This level also features two full bathrooms and a convenient laundry room. The lower floor boasts a fourth larger bedroom complete with its own full bathroom and a cozy living room area. This space is ideal for guests or as a private retreat, offering its own entrance off the garage. Enjoy the great outdoors from the comfort of your wrap around porch, which overlooks the large front yard perfect for sipping morning coffee or hosting evening gatherings on the back deck. Additionally, this home comes with a pool, hot tub, pool table, and entertainment center, making it a complete haven for relaxation and enjoyment.

1045 Walnut Grove Church Road, Dayton

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