Rhea Homes with USDA Loan Financing available

Rhea Homes with USDA Loan Financing available

Welcome to Rhea County, Tennessee – a hidden gem nestled in the heart of the scenic Tennessee Valley! Known for its stunning landscapes, friendly communities, and rich history, Rhea County offers a perfect blend of rural charm and modern conveniences. With breathtaking views of the Appalachian Mountains and the serene waters of the Tennessee River, this area is a haven for nature lovers and outdoor enthusiasts alike.

Rhea County is home to several vibrant towns, including Dayton and Spring City, where you’ll find a delightful mix of local shops, restaurants, and recreational activities. Whether you’re exploring the historic sites linked to the Scopes Monkey Trial or enjoying a leisurely afternoon at the picturesque Chickamauga Lake, there’s something for everyone in this welcoming community.

For those looking to settle down in Rhea County, the housing market is thriving, with a variety of homes available to suit different lifestyles and budgets. One of the standout features of this area is the availability of USDA Loan Financing, making homeownership more accessible for families and individuals. This government-backed loan program is designed to support rural communities, allowing qualified buyers to purchase homes with zero down payment and favorable interest rates.

Imagine waking up in your dream home, surrounded by the natural beauty of Rhea County, while enjoying the peace of mind that comes with affordable financing options. Whether you’re a first-time homebuyer or looking to upgrade, Rhea County is the perfect place to start your next chapter. Explore the possibilities and discover why so many people are choosing to call this wonderful county home!

Newest Rhea Homes with USDA Loan Financing available

3 Beds ⋅ 2 Baths ⋅ 1542607 MLS

Historic 1935 cottage with Lake Chickamauga views!! This home has been tastefully updated while maintaining its original character. The main level offers the updated kitchen, living room, sunroom with water views, formal dining room, 2 bedrooms and a bonus room, all with hardwood floors. Upstairs you will find an oversized primary suite with updated en suite, including a clawfoot tub! Outdoors, you'll have a generous sized yard, detached garage and a storage shed. While the house may be 91, the metal roof is less than 10 years old, exterior has been freshly painted, water heater was just replaced, and plumbing has been converted to PEX. Conveniently located within walking distance to Dayton Boat Dock, Lucas Tavern, the walking track and Bryan College! If you love old homes, you won't want to miss your opportunity to see this one!

122 Cross Avenue, Dayton

3 Beds ⋅ 2 Baths ⋅ 1542351 MLS

Private East Tennessee retreat on nearly 3 acres! This well-maintained 3-bedroom, 2-bath home offers the perfect blend of comfort, privacy, and country living. Inside, you'll find a spacious living area with a wood-burning stove, granite countertops, oak cabinetry, newer appliances, and a gas cooktop. The primary suite features private deck access and an ensuite bath. Major system updates provide peace of mind, including a new roof (April 2025), new HVAC system (September 2025), and new gas water heater (May 2025). Additional highlights include a 3-car garage, fiber optic internet, leaf guards, and unfinished upstairs space ready for future expansion. Enjoy peaceful views and the privacy of country living while remaining just minutes from downtown Dayton. A rare opportunity to own usable acreage with room to grow. Eligible buyers may assume the VA loan at an incredible 3 percent interest rate.

2595 Walkertown Road, Dayton

3 Beds ⋅ 2 Baths ⋅ 1542238 MLS

Classic character meets modern luxury on Double S Road! Step inside and you'll discover a stunning interior featuring high end fixtures, solid core doors, stylish finishes, and updates that make this house feel like HOME. The completely renovated kitchen offers new soft close cabinets with abundant storage, Cafe appliances, expansive quartz countertops and even your own wine fridge! Perfect for hosting and entertaining. At the center of the home is a massive crab orchard stone hearth, beautiful 8 foot mantle and ventless gas fireplace. Partnered with the cathedral ceilings, the living room is sure to be the place to end your day. Also on the main level you will find a guest bedroom, full bathroom that features a walk in tile shower, and a 400 sqft bonus room! Upstairs, you will find the oversized primary suite and secondary bedroom. There is also a bonus loft area that can be used as a reading nook, office, home gym area, or anything you'd like! With a completely level lot, you'll love the outdoor area. The back yard is already fenced in for your tiny humans or furry friends and there are 2 outbuildings that will stay with the home for all your storage needs. This home is move-in ready, within walking distance to Frazier School and New Union Baptist and ready for its new owner!

3789 Double S Road, Dayton

4 Beds ⋅ 3 Baths ⋅ 1542143 MLS

First, you MUST view the drone footage of this beautiful property -> https://youtu.be/3ZLhOHemTwE?si=uYX8zPG4a5nRODG1 <- Don't miss your chance to own this one of a kind property in one of the lowest county taxes in TN on a ridge! No restrictions!! First time on the market and ready for you to call this home. Welcome to your private retreat on Lone Mountain Dr. offering +/- 10 acres. Escape the busy city to your sanctuary with views! What's great? You're only aprx. 30 minutes from Chattanooga. At the very end of Lone Mountain Dr. you will enter into the picturesque homestead. A large pasture with a solid oak 24x30 barn (sorry, the horses do not convey). Barn includes two stalls, a tack room, and a 12x30 loft. Enjoy your firepit area, it's perfect for a bonfire and S'mores while you watch your livestock graze. You can't miss that Flex Space building either! So many options to make it whatever your heart desires. It's complete with a 1/2 bath, kitchenette, main room, private room, two lofts, and it's on its own septic. Such a charming porch too, don't you agree? Keep going! You'll find your large round pen so you may work your livestock. Followed by a 18x24 workshop with again, so many opportunities- wood working, auto shop, pottery, arts, storage, the possibilities continue. At the end of your private, improved (sealed gravel= multiple layers of gravel and asphalt) driveway you find your meticulously cared for home. The main home welcomes you with a inviting front porch/deck (2021), enter into your large and inviting family room with gleaming hardwood floors. Natural light fills the home and no sq. foot is wasted! The kitchen is spacious with plenty of countertop space and a vast island. Shared with the kitchen is your sizeable dining room with the warm fireplace. French doors invite you to a brand new back deck (2024) with VIEWS! On a clear day you can see all the way to North Carolina! Off the back deck you overlook your second pasture with a pole barn included.

1220 Lone Mountain Drive, Dayton

Welcome to your country living dream lot! Surrounded by stunning mountain views and farm land, this almost 20 acre lot on the Cumberland Plateau is the perfect land to build your dream home on. Located in the new Triple Ridge Trail Subdivision, you will have your own private mountain retreat with a partially cleared and partially wooded lot. This land is perfect for gardening and raising horses, chickens, hunting, and more for your family! There is already a cleared cut through to the big chunk of the land that would be where you put your driveway. Each lot in this neighborhood is large in size to ensure privacy and space between neighbors. Just down the road from Spring City and 25 minutes to charming Dayton, you're close to stores, restaurants, and both Watts Bar and Chickamauga Lakes. This area is truly an outdoorsmen's dream with incredible hunting and fishing right in your backyard! Piney Falls hiking trails are just down the road, and Falls Creek Falls State Park with extensive hiking and camping is an hour away. Located between booming Chattanooga and Knoxville, both only an hour away with tons of family fun and amazing bars and restaurants!

Triple Ridge, Lot #14 Trail, Grandview

Welcome to your country living dream lot! Surrounded by stunning mountain views and farm land, this almost 17 acre lot on the Cumberland Plateau is the perfect land to build your dream home on. Located in the new Triple Ridge Trail Subdivision, you will have your own private mountain retreat with a partially cleared and partially wooded lot. This land is perfect for gardening and raising horses, chickens, and more for your family! Each lot in this neighborhood is large in size to ensure privacy and space between neighbors. Just down the road from Spring City and 25 minutes to charming Dayton, you're close to stores, restaurants, and both Watts Bar and Chickamauga Lakes. This area is truly an outdoorsmen's dream with incredible hunting and fishing right in your backyard! Piney Falls hiking trails are just down the road, and Falls Creek Falls State Park with extensive hiking and camping is an hour away. Located between booming Chattanooga and Knoxville, both only an hour away with tons of family fun and amazing bars and restaurants!

Triple Ridge, Lot #13 Trail, Grandview

Welcome to your country living dream lot! Surrounded by stunning mountain views and farm land, this 11.3 acre lot on the Cumberland Plateau is the perfect land to build your dream home on. Located in the new Triple Ridge Trail Subdivision, you will have your own private mountain retreat with a partially cleared and partially wooded lot. This land is perfect for gardening and raising horses, chickens, and more for your family! Each lot in this neighborhood is large in size to ensure privacy and space between neighbors. Just down the road from Spring City and 25 minutes to charming Dayton, you're close to stores, restaurants, and both Watts Bar and Chickamauga Lakes. This area is truly an outdoorsmen's dream with incredible hunting and fishing right in your backyard! Piney Falls hiking trails are just down the road, and Falls Creek Falls State Park with extensive hiking and camping is an hour away. Located between booming Chattanooga and Knoxville, both only an hour away with tons of family fun and amazing bars and restaurants!

Triple Ridge, Lot #12 Trail, Grandview

Welcome to your country living dream lot! Surrounded by stunning mountain views and farm land, this 12 acre lot on the Cumberland Plateau is the perfect land to build your dream home on. Located towards the front of the new Triple Ridge Trail Subdivision, you will have your own private mountain retreat with a half cleared and half wooded lot. This land is perfect for gardening and raising horses, chickens, and more for your family! Just down the road from Spring City and 25 minutes to charming Dayton, you're close to stores, restaurants, and both Watts Bar and Chickamauga Lakes. This area is truly an outdoorsmen's dream with incredible hunting and fishing right in your backyard! Piney Falls hiking trails are just down the road, and Falls Creek Falls State Park with extensive hiking and camping is an hour away. Located between booming Chattanooga and Knoxville, both only an hour away with tons of family fun and amazing bars and restaurants!

Triple Ridge, Lot #11 Trail, Grandview

Welcome to your country living dream lot! Surrounded by stunning mountain views and farm land, this 12 acre lot on the Cumberland Plateau is the perfect land to build your dream home on. Located towards the front of the new Triple Ridge Trail Subdivision, you will have your own private mountain retreat with a half cleared and half wooded lot. This land is perfect for gardening and raising horses, chickens, and more for your family! Just down the road from Spring City and 25 minutes to charming Dayton, you're close to stores, restaurants, and both Watts Bar and Chickamauga Lakes. This area is truly an outdoorsmen's dream with incredible hunting and fishing right in your backyard! Piney Falls hiking trails are just down the road, and Falls Creek Falls State Park with extensive hiking and camping is an hour away. Located between booming Chattanooga and Knoxville, both only an hour away with tons of family fun and amazing bars and restaurants!

Triple Ridge, Lot #10 Trail, Grandview

Welcome to your country living dream lot! Surrounded by stunning mountain views and farm land, this 5.25 acre lot on the Cumberland Plateau is the perfect land to build your dream home on. Located at front of the new Triple Ridge Trail Subdivision, you will have your own private mountain retreat with partially cleared land and a wooded backyard. This land is perfect for your family's little homestead with gardens and chickens. Just down the road from Spring City and 25 minutes to charming Dayton, you're close to stores, restaurants, and both Watts Bar and Chickamauga Lakes. This area is truly an outdoorsmen's dream with incredible hunting and fishing right in your backyard! Piney Falls hiking trails are just down the road, and Falls Creek Falls State Park with extensive hiking and camping is an hour away. Located between booming Chattanooga and Knoxville, both only an hour away with tons of family fun and amazing bars and restaurants!

Triple Ridge, Lot #6 Trail, Grandview

Welcome to your country living dream lot! Surrounded by stunning mountain views and farm land, this 17 acre lot on the Cumberland Plateau is the perfect land to build your dream home on. Located on a cul de sac road in the new Triple Ridge Trail Subdivision, you will have your own private mountain retreat. This land is perfect for gardening and raising horses, chickens, and more for your family! Just down the road from Spring City and 25 minutes to charming Dayton, you're close to stores, restaurants, and both Watts Bar and Chickamauga Lakes. This area is truly an outdoorsmen's dream with incredible hunting and fishing right in your backyard! Piney Falls hiking trails are just down the road, and Falls Creek Falls State Park with extensive hiking and camping is an hour away. Located between booming Chattanooga and Knoxville, both only an hour away with tons of family fun and amazing bars and restaurants!

Triple Ridge, Lot #4 Trail, Grandview

Welcome to your country living dream lot! Surrounded by stunning mountain views and farm land, this 15 acre lot on the Cumberland Plateau is the perfect land to build your dream home on. Located towards the end of the cul de sac of the new Triple Ridge Trail Subdivision, you will have your own private mountain retreat. This land is perfect for gardening and raising horses, chickens, and more for your family! Just down the road from Spring City and 25 minutes to charming Dayton, you're close to stores, restaurants, and both Watts Bar and Chickamauga Lakes. This area is truly an outdoorsmen's dream with incredible hunting and fishing right in your backyard! Piney Falls hiking trails are just down the road, and Falls Creek Falls State Park with extensive hiking and camping is an hour away. Located between booming Chattanooga and Knoxville, both only an hour away with tons of family fun and amazing bars and restaurants!

Triple Ridge, Lot #3 Trail, Grandview

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