Soddy Daisy Homes with VA Loan Financing available

Soddy Daisy Homes with VA Loan Financing available

Welcome to Soddy Daisy, Tennessee – a hidden gem nestled in the scenic beauty of Hamilton County. Just a stone's throw from the vibrant city of Chattanooga, Soddy Daisy offers a perfect blend of small-town charm and modern convenience. With its stunning views of the surrounding mountains and serene lakes, this picturesque community is ideal for those seeking a peaceful lifestyle without sacrificing access to urban amenities.

Soddy Daisy is rich in outdoor activities, boasting an array of parks, hiking trails, and fishing spots that cater to nature lovers and adventure seekers alike. The city is known for its welcoming atmosphere, where neighbors become friends and community spirit thrives. Families will appreciate the highly-rated schools and safe neighborhoods, making it a perfect place to raise children or enjoy a leisurely retirement.

For prospective homeowners, Soddy Daisy presents an enticing opportunity, especially for veterans and active-duty service members. Many of the homes in this charming city are eligible for VA Loan financing, making homeownership more accessible than ever. With a variety of properties available, from cozy single-family homes to spacious estates, you’re sure to find the perfect fit for your needs and lifestyle.

Whether you’re drawn to the stunning natural surroundings, the strong sense of community, or the financial benefits of VA Loan options, Soddy Daisy is a wonderful place to call home. Discover the beauty and warmth of this delightful city, and start your journey towards homeownership today!

Newest Soddy Daisy Homes with VA Loan Financing available

4 Beds ⋅ 3 Baths ⋅ 1542685 MLS

Beautiful new construction home on Mowbray Mountain! A well designed open-floor concept perfect for entertaining with the primary suite on the first floor. The primary bathroom boasts a walk-in tile shower, a soaking tub, and a double vanity. You'll love spending your evenings cozied up to the gas fireplace, and your mornings enjoying coffee on the large covered back porch. The kitchen includes stainless appliances, an island big enough to cook for large groups, and a walk-in pantry. Upstairs you'll find 3 additional bedrooms and a bonus area. Located just minutes from the North Chick Gorge State Park and the local Mowbray park, you'll have plenty of opportunities to explore nature with the family. Community amenities include a 1 mile walking path accessible from the back of the lot which leads to a pond, pickle ball court, and pavilion; all available for the exclusive use by the residents of Cooper's Creek. Owner/Agent

2780 Mowbray Pike, Soddy Daisy

2 Beds ⋅ 2 Baths ⋅ 1542601 MLS

Welcome to this brand-new 2-bedroom, 2-bath home offering the opportunity to make a few of the finishing selections your own. Thoughtfully designed with a comfortable, functional layout and situated on a flat, level lot, this home is ideal for a first-time buyer, someone looking to downsize, or anyone wanting the ease and appeal of new construction. The home features true hardwood flooring, with the buyer having the opportunity to select the stain color. Cabinet finish is also customizable, with the buyer choosing between stained or painted cabinets. A pantry door will be added, and stainless steel appliances are included and will be installed prior to completion. Both bathrooms will feature white subway tile surrounding the tub/shower areas. Additional trim work is currently being completed, with baseboards to be installed after the flooring stain selection has been made. Exterior trim work is also still in progress. This is a rare opportunity to purchase a new construction home while there is still time to make select finishing choices and add your own personal touch before completion. Come take a look and see how you can make this brand-new home yours!

9005 W Ridge Trail Road, Soddy Daisy

3 Beds ⋅ 2 Baths ⋅ 1542278 MLS

4-Acre Retreat, 20 Minutes from Chattanooga | Soddy Daisy Tucked into 4 wooded acres off Green Pond Road, this 2016 home is the one you've been scrolling for. Space, privacy, and an easy life close to town. Inside is a bright, open 3 bed, 2 bath layout built in 2016, so the big-ticket stuff is already done and done right. A 50-year metal roof over your head, a permanent pier foundation under your feet, a cozy propane fireplace, a kitchen island made for morning coffee and Sunday dinners, and walk-in closets that actually fit your life. Then there's covered deck. Rocking chairs, cookouts, mornings watching the deer cross your backyard. This is where you'll actually live half the year. The land is the rare part. 4 acres, wooded and gently rolling, with room for a shop, a garden, chickens, toys, or just breathing room the neighbors can't crowd. And the location is the flex: you're two miles off Highway 27, the one road into Chattanooga that isn't a parking lot at rush hour, so you get true country living with a 20-minute run to the city, 5 minutes to the lake, and 2 minutes to Soddy Daisy schools. Real acreage. Unbeatable commute. Homes like this don't sit.

817 Green Pond Road, Soddy Daisy

3 Beds ⋅ 2 Baths ⋅ 1542258 MLS

Step into a home that instantly feels comfortable and cared for. This charming property offers a bright, welcoming layout, thoughtful updates, and a setting that makes everyday living easy. Whether you're relaxing indoors or enjoying the outdoor space, it's the kind of place that just feels right. Come see why this one stands out. Homes with this much personality and comfort don't last long.

13215 Emerald Creek Circle, Soddy Daisy

4 Beds ⋅ 3 Baths ⋅ 1542207 MLS

Escape to the lake at 2257 N Shore Acres Rd in Soddy Daisy! Tucked away on a quiet, wooded cul-de-sac with water views from the home, this 4-bedroom, 3-bath property offers space, privacy, and flexibility just minutes from public lake access. The kitchen features great natural light, an eat-in area, and all kitchen appliances will remain. A loft provides flexible space for a home office, playroom, or hobby area, while the sunroom and deck overlook the backyard and offer inviting places to relax and enjoy the peaceful setting and abundant neighborhood wildlife. A cozy brick fireplace with propane gas logs anchors the living space and can be converted to natural gas. The finished basement adds even more possibilities, with plenty of storage and room for a workshop. The additional finished space also offers great potential for a separate apartment, in-law suite, or private teen suite--ideal for multigenerational living, guests, or possible additional income. A 3-car garage provides plenty of room for vehicles and recreational gear, with the third bay especially well suited for boat storage. Outside, an in-ground sprinkler system uses water drawn from the river through a dedicated sprinkler pump. Additional improvements include windows installed in 2000, dual-fuel HVAC from 2014, and roof from 2014. The septic tank was pumped approximately eight years ago when new field lines were installed. Enjoy water views, a wooded setting, wildlife, and convenient lake access while still having the space and versatility of a 4-bedroom home. Whether you're looking for a full-time residence, room for extended family, or a place to keep the boat close and spend more time on the water, this home offers a unique opportunity to enjoy the Soddy Daisy lake lifestyle.

2257 N Shore Acres Road, Soddy Daisy

4 Beds ⋅ 3 Baths ⋅ 1542177 MLS

Welcome to 12229 Plow Lane, a spacious brick home in Soddy Daisy with 4 bedrooms, 3 full bathrooms, more than 3,300 square feet of living space, and a flexible floor plan designed for everyday living and entertaining. The inviting living room features vaulted ceilings and a gas fireplace, flowing naturally into the kitchen and casual dining area. A second gas fireplace is located in the garage and was added in 2024. The kitchen offers dark wood cabinetry, granite countertops, bar seating, and space for an additional dining table. A separate dining room adds flexibility for formal dining, a home office, or additional living space. The main-level primary suite features vaulted ceilings, a private en suite with separate tub and shower, and a walk-in closet. Two additional bedrooms and a full bathroom are positioned on the opposite side of the home for added privacy. Upstairs includes another bedroom, full bathroom, oversized bonus room, and large walk-in storage area. The upstairs HVAC system was replaced in 2024 and includes a transferable warranty. Outside, enjoy a fully fenced backyard with an above-ground pool installed in 2020, spacious back deck resurfaced and recoated with a new door in August 2026, and a charming she shed overlooking the yard. Additional highlights include an attached two-car garage, central vacuum system, and an architectural shingle roof replaced approximately three years ago. Natural gas is connected to the home and serves both fireplaces and the gas water heater. The property also has no HOA. Situated on a corner lot near the lake, marina, shopping, dining, and everyday amenities, 12229 Plow Lane offers space, flexibility, and convenience in a desirable Soddy Daisy location. Information provided is deemed reliable but not guaranteed. Buyer is responsible for verifying all information deemed important to Buyer.

12229 Plow Lane, Soddy Daisy

3 Beds ⋅ 2 Baths ⋅ 1542080 MLS

Welcome Home to 10439 Sovereign Pointe Dr in Soddy Daisy, TN! This MOVE-IN-READY home offers ONE-LEVEL LIVING on a PREMIUM ONE ACRE LOT tucked in the quiet established neighborhood of Sovereign Pointe. With 3 spacious bedrooms, 2 full baths and approx 1900 sq ft with FINISHED BASEMENT there is sure to be room for everyone here! Step inside to an easy open floor plan, gleaming hardwood floors and a spacious eat-in kitchen! Enjoy your coffee on the covered rocking chair front porch or step from the basement onto the covered concrete patio overlooking the spacious tree-lined backyard. With LOW COUNTY TAXES, sought after schools, and Holly Park boat ramp and lake access just 5 minutes away, this home combines superior location with easy fun living! Quick access to Hwy 27 makes getting to Downtown Chattanooga a breeze less than 30 min drive! Need extra storage?! No worries here! Check out the 2 CAR ATTACHED GARAGE with an added spacious workshop space with room for a boat, motorcycle, lake toys, hobbies, just general storage and more!! A full acre, finished basement, exceptional garage/workshop space, and nearby lake access is an outstanding value in a desirable location!! This is definitely one to check out today!! **Personal Interest! An immediate family member of the Listing Agent is the owner/seller of the property!**

10439 Sovereign Pointe Drive, Soddy Daisy

4 Beds ⋅ 3 Baths ⋅ 1542030 MLS

A peaceful retreat near the lake, tucked away at the end of a cul-de-sac and designed for enjoying the beauty of its surroundings. Located within walking distance of Pine Harbor Marina and Steve's Landing, this beautifully maintained French Provincial home offers 2,650 square feet of comfortable living space, an ideal floor plan, and an outdoor living experience that may quickly become your favorite part of the home. Follow the long 70-foot driveway to a home set well back from the road, offering both privacy and a welcoming sense of arrival. Inside, soaring 10-foot ceilings, crown molding, and ¾-inch hard rock maple flooring create an inviting main level. The see-through wood-burning fireplace--with gas starter serves as a beautiful focal point between the living spaces, framed by built-ins on both sides. The kitchen was completely remodeled in 2025 and is both beautiful and functional, featuring new cabinetry, granite countertops, stainless steel appliances, under-cabinet lighting, gas appliances, and an Italian tile backsplash. The main-level primary suite is a true retreat, with heated porcelain tile floors, a heated towel rack, spacious glass-enclosed shower, whirlpool tub, tile accents, dual granite vanities, and two closets. Three additional bedrooms are located upstairs, along with a Jack-and-Jill bathroom featuring marble vanities. The upstairs bathroom and half bath were remodeled in 2026, including a fully tiled tub/shower combination and energy-efficient commode. But the real siren call of this home may be waiting just outside. The expansive back deck overlooks the fenced backyard and a lush canopy of mature trees, creating a private setting that feels wonderfully removed from the everyday. A screened-in porch with tall ceilings and ceiling fans flows into a huge open deck. This is a home that offers more than beautiful spaces; it offers a lifestyle. Come experience the privacy, character, and peaceful outdoor setting for yourself.

1057 Harbor Crest Drive, Soddy Daisy

3 Beds ⋅ 2 Baths ⋅ 1542011 MLS

Welcome to 1337 Old Thatcher Road, where easy one-level living meets the space and privacy you've been looking for! This 3-bedroom, 2-bath home sits on nearly three-quarters of an acre, offering plenty of room to spread out, play, garden, entertain, or simply enjoy a little extra breathing room. Inside, the single-level floor plan provides comfortable, functional living with everything conveniently located on one floor. Three bedrooms offer flexibility for family, guests, or a home office, while two full baths make everyday living easy. Outside, the generous lot is a standout feature--giving you the kind of usable outdoor space that's increasingly hard to find while still being conveniently located in Soddy-Daisy. Step outside to the welcoming front porch and take in the beautiful, peaceful views - the perfect spot for morning coffee or winding down at the end of the day. This home is move in ready, with a roof less than 2 years old! If you're looking for a home that combines one-level living, a spacious lot, and a great Soddy-Daisy location, 1337 Old Thatcher Road is one you'll want to see!

1337 Old Thatcher Road, Soddy Daisy

3 Beds ⋅ 2 Baths ⋅ 1541794 MLS

This 3 bedroom, 2 full bath, one level townhome with a single car garage will go fast. This home is the perfect home in a great neighborhood, great school district, with county taxes. This home is the perfect location and has the perfect setup. The back part of the home, den area and master bedroom are not connected the adjacent townhome. The level home stretches vertically giving the owner more privacy. Brand new carpet just installed days ago. The driveway is very large with plenty of room for parking. The home comes with a 1 yr warranty, located in USDA territory (This could be your home with no money down). Make owning your dream home a reality today.

1699 Short Leaf Lane, Soddy Daisy

4 Beds ⋅ 4 Baths ⋅ 1541711 MLS

This luxurious home sits on nearly half an acre with a private back yard. The spacious entryway features built in, custom cabinetry to keep your items organized and clutter free. The living room is substantial and centrally located to the house. There is a tall, stone and wood fireplace with new gas log inserts that operate on a remote. The floors throughout the main level are a beautiful wood. Opening from the living room is a chef's kitchen. The island is several feet long, making it a wonderful place to entertain. All of the stainless steel appliances are matching, and the gas cooktop has a downspout for exhaust. The kitchen cabinets are soft closing, and the large pantry has wood shelving. The laundry room is also off of the kitchen, as you head into the two-car garage. On the other side of the main level sits the primary en suite. This suite has two separate closets, and an elevated bathroom with a soaking tub, separate shower, and double vanity. On the back of the house is an office, overlooking the backyard. Once upstairs, there is a loft for an extra sitting area or game room. Two bedrooms are on the upstairs right side with a connecting bathroom in the middle. The rooms are spacious, and have large closets and wooden floors. The bathroom has a double vanity sink with custom cabinetry, and separate space for the toilet and shower. On the far side of the upstairs is another bedroom, bonus room, and bathroom. Outside is a covered front porch, great for sipping a tea and watching the kids play at night. A newly screened-in back porch is perfect for family nights, and there is an uncovered deck area for grilling. Check out this private oasis today!

106 Goose Lane, Soddy Daisy

2 Beds ⋅ 2 Baths ⋅ 1541669 MLS

Check out this steal of a deal! Side B already has a great long-term renter and Side A has been completely renovated to be ready to accept new tenants or owner occupants! Both sides host a spacious living room, an open kitchen layout as well as one bed and one bath. They each have their own laundry hook-ups, their own private back decks and share a large, flat, half acre lot! There is even a possibility to build an ADU or another duplex on this lot! (Please do your own due diligence to determine feasibility.) This property is outside of the floodplain and will cashflow strongly right out of the gates! Contact the listing agent with any questions.

407 Hotwater Road, Soddy Daisy

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