Soddy Daisy Homes with FHA Financing available

Soddy Daisy Homes with FHA Financing available

Welcome to Soddy Daisy, Tennessee – a hidden gem nestled in the picturesque Hamilton County. With its breathtaking views of the surrounding mountains and serene lakes, this charming city offers a perfect blend of natural beauty and modern conveniences. Just a short drive from the bustling city of Chattanooga, Soddy Daisy provides residents with the tranquility of suburban living while maintaining easy access to urban amenities.

Soddy Daisy is known for its friendly community atmosphere, making it an ideal place for families and individuals alike. The city boasts excellent schools, a variety of parks, and a range of recreational activities, including hiking trails, fishing spots, and boating opportunities on the stunning Chickamauga Lake. Whether you’re enjoying a peaceful afternoon by the water or exploring the vibrant local dining scene, Soddy Daisy truly has something for everyone.

For those considering making Soddy Daisy their home, you’ll be pleased to know that there are many homes available with FHA financing options. These properties offer a fantastic opportunity for first-time homebuyers and those looking to invest in their future. FHA loans are designed to make homeownership more accessible, allowing you to secure a mortgage with a lower down payment and flexible credit requirements.

With a variety of homes to choose from, you can find the perfect fit for your lifestyle. From charming single-family homes to modern townhouses, Soddy Daisy offers a diverse real estate market that caters to all tastes and budgets. Come discover the beauty and warmth of Soddy Daisy – your new home awaits!

Newest Soddy Daisy Homes with FHA Financing available

4 Beds ⋅ 3 Baths ⋅ 1539927 MLS

Welcome home to the perfect blend of luxury, convenience, and endless possibilities! Ideally located just 20 minutes from downtown Chattanooga with quick access to Highway 27. This stunning home is also only 3 minutes from Steve's Landing and Pine Harbor Marina, making it effortless to spend your days boating, fishing, and enjoying beautiful Chickamauga Lake. Step inside to find gorgeous real hardwood floors throughout the main level, complemented by elegant wainscoting, crown moulding, and high-end finishes that create a warm and inviting atmosphere. The heart of the home is a chef's dream kitchen, featuring abundant custom cabinetry, quartz countertops, premium workspace, and a convenient wet bar that's perfect for entertaining family and friends. The spacious primary suite is conveniently located on the main level and offers a vaulted ceiling, a large walk-in closet, and a luxurious en suite bathroom complete with a beautifully tiled walk-in shower and dual vanities. Upstairs, you'll find two generously sized bedrooms, a full bathroom, and an impressive 600-square-foot bonus room that can easily serve as a fourth bedroom, game room, media room, or additional family room to fit your lifestyle. Car enthusiasts and hobbyists will appreciate the oversized three-car garage on the main level, along with an additional utility garage that provides easy access to the over 2,000-square-foot unfinished basement. Already framed with studded walls, this expansive space offers incredible potential to create additional living space, a home gym, workshop, recreation room, or in-law suite with minimal effort. Enjoy added peace of mind knowing the HVAC system and attic furnace were both replaced in May 2026, providing years of efficient comfort for the new owners. Whether you're looking for room to grow, space to entertain, or easy access to the lake while staying close to Chattanooga, this exceptional home truly has it all. Don't miss your opportunity to call this one HOME!

1098 Harbor Point Drive, Soddy Daisy

3 Beds ⋅ 3 Baths ⋅ 1539891 MLS

Welcome to 11048 High River Drive in Soddy-Daisy, TN, a truly exceptional residence that stands apart with its custom design, thoughtful layout, and meticulous attention to detail throughout. This beautifully crafted home offers an open-concept floor plan that seamlessly blends elegance and functionality, making it ideal for both everyday living and upscale entertaining. From the moment you arrive, you'll appreciate the owner's commitment to quality, showcased by the gorgeous custom landscaping, Featuring 3 bedrooms plus a versatile flex space, this home provides the flexibility to accommodate a home office, nursery, study, or additional bedroom to suit your needs. The luxurious primary suite is highlighted by a stunning double tray ceiling, while the spa-inspired ensuite bath showcases dual vanities, an elegant tiled walk-in shower, a separate soaking tub, and spacious his-and-hers walk-in closets. Transom windows provide an abundance of natural light, creating a bright and inviting retreat. The home also includes 2.5 bathrooms, a dedicated study, and a generously sized bonus room, offering ample space for relaxation, recreation, work, or hosting guests. Throughout the home, you'll find luxury vinyl plank flooring, with plush carpeting in the bonus room for added comfort. The impressive oversized kitchen is highlighted by soaring 14-foot ceilings, custom cabinetry, and a unique snack and beverage bar in the breakfast nook. Recent upgrades include an enhanced appliance package featuring a 26-cubic-foot French door refrigerator, along with a matching washer (just purchased) and dryer set on pedestals. Step through the French doors to enjoy the expansive 18' x 12' screened porch, complete with light-reducing roll-down blinds and upgraded finishes. Exit the screened porch onto a 10' x 12' deck perfect for grilling, entertaining guests or enjoying peaceful evenings.

11048 High River Drive, Soddy Daisy

3 Beds ⋅ 3 Baths ⋅ 1539867 MLS

Welcome to this custom built one owner home situated on almost six and half acres in the heart of Soddy Daisy!! Within minutes of Hwy 27 making, it an easy commute to downtown Chattanooga! This almost all brick rancher features three bedrooms, two full baths and a spacious family room over a full unfinished basement! You will enjoy the lovely hard wood flooring in the living room, family room and hallway. The kitchen has been completely updated with beautiful white cabinets, stainless steel appliances, which includes a double oven! The primary bedroom is a nice size with a spacious master bathroom complete with a double vanity and walk in shower. The two additional bedrooms are great sizes as well. In addition to the two-car garage on the main level there is an additional garage in the unfinished basement. There is also a nice size pole barn to store your tractor or whatever your heart desires. You will not want to miss out on everything this beautiful property has to offer! Schedule your showing today!

9061 Daisy Dallas Road, Soddy Daisy

3 Beds ⋅ 3 Baths ⋅ 1539853 MLS

Welcome home to 409 Olivia Lane, a beautifully maintained home on a spacious one-acre lot in one of Soddy-Daisy's most desirable neighborhoods. With flexible living space, inviting outdoor areas, and an ideal location near everyday conveniences, this home blends comfort, functionality, and room to grow. From the welcoming covered front porch to the light-filled interior, this home immediately feels warm and inviting. Cathedral ceilings and extra-high windows fill the main living spaces with natural light, while the thoughtful floor plan creates an easy flow for both everyday living and entertaining. The well-appointed kitchen opens seamlessly to the living area, keeping everyone connected whether you are hosting friends or enjoying a quiet evening at home. The home offers generous bedrooms and the flexibility for **up to five bedrooms**, creating excellent options for a home office, playroom, guest space, or growing household. Upstairs, a spacious bonus room provides the perfect entertainment area, media room, game room, or private retreat away from the main living spaces. Outdoor living is equally impressive. Enjoy peaceful mornings on the covered front porch, or gather out back on the expanded double deck with room to dine, relax, and entertain. The outdoor space is anchored by a striking stacked-stone fireplace, creating a cozy setting for cool evenings, weekend gatherings, and year-round enjoyment of the private one-acre setting. Built in 2006, this home offers neighborhood living with extra breathing room and the convenience of being just minutes from schools, shopping, restaurants, parks, and Highway 27. Enjoy an easy commute to downtown Chattanooga while experiencing the charm and slower pace that make Soddy-Daisy such a sought-after place to call home. If you have been searching for a home with flexible space, beautiful natural light, inviting outdoor living, and an unbeatable location, 409 Olivia Lane is a must-see.

409 Olivia Lane, Soddy Daisy

3 Beds ⋅ 2 Baths ⋅ 1539817 MLS

Welcome home to this charming 3-bedroom, 2-bath residence situated on a spacious ½-acre lot. Thoughtfully designed for everyday living, this home features a bright and inviting floor plan with generous living spaces that are ideal for both relaxing and entertaining. The kitchen offers ample cabinetry and workspace, flowing seamlessly into the dining and living areas to create a warm, welcoming atmosphere. The primary suite provides a private retreat with its own en-suite bath, while two additional bedrooms offer flexibility for family, guests, or a home office. Step outside and enjoy the expansive backyard with plenty of room for children and pets to play, gardening, outdoor gatherings, or even adding a workshop or pool. With the space and freedom that a half-acre lot provides, you'll have endless opportunities to make the property your own. Conveniently located near schools, shopping, dining, and everyday amenities, this home combines peaceful living with easy access to everything you need. Whether you're a first-time homebuyer, looking to downsize, or searching for more outdoor space, this property is one you won't want to miss.

203 Northern Trails Drive, Soddy Daisy

4 Beds ⋅ 3 Baths ⋅ 1539803 MLS

Six acres in Soddy Daisy, just 3 minutes from Hixson Pike! This property is a dream come true. It has the privacy you crave plus a rustic vibe with a front porch just made for sitting! If you are looking for a true, tongue-in-groove, sturdy log cabin in the woods, just minutes away from everything, this one is for you. The craftsmanship on the cabin is truly a work of art. The 'logs' are actually hand-hewn beams of solid wood 9'' x 9'' with 3'' insulated concrete chinking. It's not only all natural, it provides great insulation for cozy winters and comfortable summers without high energy bills. With a view of gorgeous trees from every window, you'll feel like you're on a secluded holiday every day. Yet it's a three minute drive to Hixson Pike, close to schools, shopping, restaurants and recreation. Whether you just want to kick back and enjoy the privacy, or live the home-steading lifestyle, this property may be just what you're looking for. There's a nice chicken pen if you want to produce your own eggs. The outbuilding could be renovated for a small apartment, workshop, storage, or a garage. (It was most recently used as a horse stall.) There are fenced areas, perfect for keeping livestock. With no neighborhood restrictions (just county regulations) the possibilities are endless for homesteading. Or you can just sit on the porch and enjoy the sound of birds and crickets while watching the local wildlife. Don't miss this one!

8902 Barbara Drive, Soddy Daisy

3 Beds ⋅ 2 Baths ⋅ 1539787 MLS

Main home 1551 sq ft/2nd home 1152 sq ft -- Tucked away at the end of a quarter mile driveway, this home offers a rare blend of privacy, craftsmanship and natural beauty and is just minutes from Hwy 27 and everything Soddy Daisy, Hixson and Chattanooga has to offer. The main home (1551 sq ft), built in 2023, sits on 5 cleared acres. When entering the property, you will see the lovely home surrounded by lush green grass and maintained landscaping. Step inside the home from the front porch and find a great room with vaulted ceiling and a beautiful fireplace with rich hardwood floors throughout. Kitchen has 10-foot ceiling and all other rooms in the home have 9-foot ceilings. The open-concept layout flows seamlessly into a beautiful kitchen featuring a bar-top island, quartz countertops, stainless steel appliances and a generous panty, perfect for hosting family and friends. The primary suite offers a serene retreat, with a lovely en-suite bath. Additional bedrooms on the other side of the home are equally inviting. Step outside the kitchen onto a spacious screened porch, just perfect for morning or evening relaxation with a cup of coffee, a good book or just enjoying the deer, turkeys and rabbits. The backyard is flat and perfect for gatherings with family and friends. Poured concrete pad for a great set up for your grill is just off the screened porch. To the right of the porch, you will find a storage building and a garden area with peach, apple and plum trees, blackberry bushes and garden beds. To the right of the home, you will see an additional home (1152 sq ft) that can be used for in-laws, grown children, rental, etc. This home features a large great room, 2 bedrooms and 1 bath. This guest home will be sold As Is. Just to the right of the guest house, you will find a 20x20 metal garage that is perfect for mowers, tools, etc. Schedule your showing today! You do not want to miss this one.

10112 Tommys Lane, Soddy Daisy

4 Beds ⋅ 4 Baths ⋅ 1539656 MLS

Welcome to Captain's Cove in Soddy Daisy, TN!! This beautiful spacious home has so much to offer, combining comfort, functionality, and incredible outdoor living. Featuring three bedrooms and four full bathrooms, this home provides plenty of space for family and guests. The main living area boasts cathedral ceilings, creating an open and inviting atmosphere, while the well-appointed kitchen offers both an eat-in dining area and a separate formal dining room. Enjoy the convenience of a dedicated office, bonus room and workout room, providing flexible spaces to fit your life style. Step outside from the cooled and heated enclosed porch and enjoy your own private backyard, complete with a heated saltwater swimming pool perfect for relaxing, entertaining, and making memories. The beautifully landscaped property also features turf, raised garden, and plenty of privacy, with the backyard backing up to peaceful woods. Located just minutes from the lake, this home is ideally situated for those who love outdoor recreation and lake life. Parking and storage are truly exceptional, with two separate driveways, front two car garage, and two additional garages on the side. The side garages offer endless possibilities for storing a boat, water toys, vehicles, or recreational equipment, or creating a workshop you've always dreamed of.

11177 Captains Cove Drive, Soddy Daisy

3 Beds ⋅ 2 Baths ⋅ 1539506 MLS

Welcome to this well maintained 3 bedroom, 2 bathroom home offering 1,430 square feet in the desirable Hunters Trace neighborhood in Soddy Daisy. This inviting home features a spacious and functional layout designed for comfortable everyday living. The kitchen provides plenty of workspace and flows seamlessly into the main living areas, making it ideal for both daily life and entertaining. The living room is highlighted by a cozy gas fireplace, creating the perfect place to relax year round. Step outside to the oversized back deck, perfect for grilling, outdoor dining, or enjoying a quiet morning with peaceful backyard views. Two detached storage buildings provide exceptional storage, with one featuring a functioning garage door that makes an excellent workshop, hobby space, or additional garage storage. Conveniently located just minutes from Chickamauga Lake, Lakesite Community, Highway 27, and Hixson Pike, this home offers easy access to shopping, dining, recreation, and everything the Chattanooga area has to offer. If you have been searching for a move in ready home in a convenient location, this one is a must see.

438 Fallen Leaf Drive, Soddy Daisy

3 Beds ⋅ 4 Baths ⋅ 1539257 MLS

Welcome to your dream home! This stunning new construction by Senko Homes offers exceptional one-level living with a spacious bonus room and full bath upstairs, all situated on approximately 2.09 gorgeous, level acres. Featuring 2,896± sq. ft. of thoughtfully designed living space, this home is to be built, or choose from several other floor plans--or let Senko Homes build your custom dream home, with pricing based on your selected design. The inviting full-length covered front porch welcomes you into a beautiful foyer accented with elegant wainscoting. The open-concept floor plan showcases a breathtaking great room with a soaring 12-foot ceiling and cozy gas log fireplace. The chef's kitchen is designed to impress with a large island, maple soft-close cabinetry, quartz countertops, stainless steel appliances including a gas range with decorative hood, walk-in pantry, and a butler's pantry with coffee bar. A separate dining area and convenient powder room make entertaining effortless. The private primary suite is fully insulated for enhanced comfort and privacy and features a luxurious en-suite bath with a freestanding soaking tub, oversized 72'' x 40'' tiled shower, dual quartz vanities, and an expansive walk-in closet. Two additional spacious bedrooms share a Jack-and-Jill bath, while the laundry room offers built-in cabinetry and a utility sink. Upstairs you'll find a versatile bonus room, full bath, and walk-out attic storage. Enjoy outdoor living on the covered and uncovered rear patios overlooking the beautiful acreage. Quality construction includes James Hardie siding with stacked stone accents, concrete driveway with turnaround, high-end LVP flooring throughout (no carpet), crown molding in the main living areas, tankless gas water heater, and countless additional upgrades. Don't miss this opportunity to personalize your new home with one of the area's premier custom builders! Main photo is a rendering. The other pictures are of similar home.

13103 Jones Gap Road, Soddy Daisy

3 Beds ⋅ 3 Baths ⋅ 1539074 MLS

Waterfront Living at Its Finest on Soddy Lake Experience the beauty of year-round deep-water living in this beautifully remodeled waterfront home on picturesque Soddy Lake. Thoughtfully renovated by the current owner, this exceptional property combines timeless style, abundant natural light, and comfortable everyday living in a peaceful, private setting. The main level features a spacious primary suite, inviting living areas filled with natural light, and an updated kitchen designed for gathering with family and friends. Expansive windows create a bright, airy feel .Step onto the retraactable screened in heated upper deck ,enjoy the peaceful wooded setting with seasonal and lake views. The finished walk-out basement offers exceptional flexibility with two additional bedrooms, a family/bonus room, workout room, and a kitchenette--ideal for guests, extended family, or entertaining. The lower-level deck provides additional outdoor living space and easy access to the lake. A gentle wooded walkway leads to your private covered boat dock, where you'll enjoy year-round deep water on Soddy Lake. Mature trees create a serene, park-like setting while still allowing beautiful views of the water, offering the perfect balance of privacy and lakefront living. This property offers the lake lifestyle you've been dreaming of. Features Include: * Year-round deep water on Soddy Lake * Beautifully remodeled by the current owner * Primary suite on the main level * Bright, open floor plan with abundant natural light * Finished walk-out basement * Two additional bedrooms * Kitchenette * Family/bonus room * Dedicated workout room * Screened upper deck * Lower-level deck * Covered boat dock * Peaceful wooded setting with beautiful lake views * Private walkway to the water Come experience the perfect blend of privacy, nature, and waterfront living at Soddy Lake

1033 Clift Cave Drive, Soddy Daisy

3 Beds ⋅ 2 Baths ⋅ 1539054 MLS

Great opportunity. 3 bedroom, 2 full bath home with 1.92 acres. Updated. If you are looking for privacy, convenience, and space, this is a great place. The home has many updates, with a very nice covered porch on the front of the house, as well as a deck on the back with plenty of yard space. The lot also includes a large carport, as well as 2 outbuildings for storage. Minutes away from Highway 27 and shopping areas in Soddy Daisy. A great place to call home.

227 Cox Lane, Soddy Daisy

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