Soddy Daisy Homes with Conventional Financing available

Soddy Daisy Homes with Conventional Financing available

Welcome to Soddy Daisy, Tennessee – a hidden gem nestled in the picturesque landscape of Hamilton County. This charming city, situated just northeast of Chattanooga, boasts a unique blend of small-town charm and modern amenities. With its stunning views of the surrounding mountains and the serene waters of Chickamauga Lake, Soddy Daisy is not just a place to live; it's a lifestyle.

Soddy Daisy is renowned for its friendly community atmosphere, where neighbors become friends and local businesses thrive. The city offers a variety of recreational activities, from hiking and fishing to picnicking in one of the many parks. The rich history of the area is evident in its well-preserved architecture and vibrant local culture, making it a delightful place to explore.

For those considering a move to this idyllic city, Soddy Daisy offers a diverse range of homes suitable for various lifestyles. Whether you're looking for a cozy cottage, a spacious family home, or a modern townhouse, you’ll find options that cater to your needs. Importantly, many of these properties qualify for conventional financing, making homeownership accessible for a wide array of buyers.

With its beautiful surroundings, welcoming community, and convenient access to Chattanooga's urban offerings, Soddy Daisy is the perfect place to call home. Experience the charm and warmth of this Tennessee treasure – your dream home awaits!

Newest Soddy Daisy Homes with Conventional Financing available

1829 Black Powder Lane, Soddy Daisy
$435,000
3 Beds ⋅ 2 Baths ⋅ 1544759 MLS
Welcome home to 1829 Black Powder Lane, tucked away on a quiet cul-de-sac in Soddy Daisy! Custom-built approximately 20 years ago and lovingly maintained by its original owners, this inviting home offers a functional one-level layout with 3 bedrooms, 2 full baths, and an upstairs bonus room. The thoughtfully designed split-bedroom floor plan provides a private primary suite on one side of the home, with two additional bedrooms on the opposite end. Inside, you'll find high ceilings, hardwood flooring in the dining room, tile in select areas, and a spacious kitchen featuring oak cabinetry, a pantry, bar seating, and a newer refrigerator. The vaulted primary suite offers a walk-in closet and an ensuite bath with a jetted tub and a beautifully updated shower. A versatile upstairs bonus room provides additional space for a playroom, hobby room, or home office, while two walkout attic storage areas offer convenient extra storage. Enjoy your morning coffee or unwind in the evenings on the large screened-in porch overlooking the backyard, with an additional open deck perfect for grilling and outdoor gatherings. One of this property's standout features is the additional driveway access from Sequoyah Access Road, providing convenient access to the oversized two-car basement garage. This valuable space offers excellent flexibility for boat or RV storage, extra vehicles, a workshop, or additional storage needs. In addition to the basement garage, the home also features a two-car garage on the main level, providing even more room for vehicles and everyday storage. With no HOA fees and plenty of functional space both inside and out, this well-cared-for home offers a wonderful opportunity to settle into a peaceful Soddy Daisy location while enjoying the added convenience and versatility of exceptional garage and storage options!

1829 Black Powder Lane, Soddy Daisy
1699 Short Leaf Lane, Soddy Daisy
$264,000
3 Beds ⋅ 3 Baths ⋅ 1544672 MLS
This 3 bedroom, 2 full bath, one level townhome with a single car garage will go fast. This home is the perfect home in a great neighborhood, great school district, with county taxes. This home is the perfect location and has the perfect setup. The back part of the home, den area and master bedroom are not connected the adjacent townhome. The level home stretches vertically giving the owner more privacy. Brand new carpet just installed days ago. The driveway is very large with plenty of room for parking. The home comes with a 1 yr warranty, located in USDA territory (This could be your home with no money down). Make owning your dream home a reality today.

1699 Short Leaf Lane, Soddy Daisy
142 Oakwood Drive, Soddy Daisy
$459,000
6 Beds ⋅ 4 Baths ⋅ 1544608 MLS
Investors! New Construction duplex, each unit with 3 bedrooms, 2 baths, each unit has stove, microwave and dishwasher, tile walls tub shower combo baths, granite countertops, LVP flooring! Never occupied. Convenient to schools and shopping, 20 minutes to downtown Chattanooga, easy access to Hwy 27. Great level yard, covered porch, concrete driveway

142 Oakwood Drive, Soddy Daisy
11169 Loop Road, Soddy Daisy
$325,000
3 Beds ⋅ 2 Baths ⋅ 1544551 MLS
This three-bedroom, two-bath home in Soddy-Daisy sits on a 2.08-acre lot and offers versatile possibilities. An attached single-car garage and mudroom lead into the den, while the spacious kitchen opens to the living room. The home also includes three generously sized bedrooms, two full bathrooms, and an office area adjoining the bedroom wing.

11169 Loop Road, Soddy Daisy
233 Montlake Road, Soddy Daisy
$354,900
3 Beds ⋅ 2 Baths ⋅ 1544550 MLS
**Special Offer: $10,000 Buyer Credit towards closing costs if under contract by 10/31/2026** Since being built, 233 Montlake Road has been home to the same family. Serving as a staple of warmth, security, and unforgettable memories, it is finally ready to provide the same experience for the next owner. Upon arrival, this home invites you in with its authentic stone exterior. Step inside and you will find beautiful hardwood flooring throughout the open-concept home. With 3 bedrooms, 2 full baths, and 1,653 sq ft of living space, the home offers a balance of its original character -like the woodburning fireplace in the living room- and modern hues with granite countertops, stainless steel appliances, and kitchen backsplash. Cozy up in the living room and listen to the rain as it falls onto the metal roof. The exterior of the home offers ample space for all outdoor hobbies - only a few minutes up the mountain, you can play a round of golf at the public Montlake Golf Course. Whether you like to tinker on cars/dirtbikes in the workshop, grow vegetables, pass football or basketball with the family, or read on the expansive covered back porch while watching the sun sink behind the mountains, this home is for you. 233 Montlake Rd is waiting for you to call it home. Schedule your showing today. Buyer is responsible for conducting their own due diligence to confirm all facts, including but not limited to square footage, lot size, zoning, school zones, utilities, and any other material facts.

233 Montlake Road, Soddy Daisy
826 Brooke Stone Drive, Soddy Daisy
$725,000
4 Beds ⋅ 5 Baths ⋅ 1544549 MLS
Welcome to this beautiful well-kept home with great curb appeal in a quiet cul-de-sac. As you come inside the front door, you will see a large foyer and dining room with a built-in buffet that is adjacent to the kitchen which makes this floor plan ideal for entertaining. The great room also features built-in cabinets for storage and a fireplace to keep you warm and toasty on cold winter nights. The kitchen is open to the breakfast area, great room and the large, screened porch which looks out onto the private backyard with a fire pit. The great room, dining room, foyer and kitchen all have hardwood flooring. The main level has 3 bedrooms and 2.5 bathrooms and upstairs has a bedroom/bonus room with its own bath. The main-level primary suite is a true retreat with a spacious en-suite featuring double vanities, shower, tub and large walk-in closet. The laundry room is on the main level, and it is large with cabinets and a closet for maximum storage. The basement is finished and is the perfect place for a media room, an office/fitness space, and has a half bath and tons of storage. There is also a utility garage with its own entrance and separate driveway. Outside is your beautiful private personal oasis surrounded by woods and has a fire pit to have family time roasting marshmallows on cool evenings. Very peaceful and quiet! Home has a 1-year-old roof that has 50-year architectural shingles, new carpeting in all the main level bedrooms and the bedroom/bonus room. Fresh paint throughout the home. Home is ready to move in! Community has a clubhouse and pool, ready to make fun summertime memories. The club house can be rented for parties for a nominal fee. Don't miss out on this one. Schedule a showing today.

826 Brooke Stone Drive, Soddy Daisy
2844 Mowbray Pike, Soddy Daisy
$645,000
4 Beds ⋅ 3 Baths ⋅ 1544538 MLS
***The builder is making homeownership more attainable than ever with a 2-1 rate buydown and $6,000 toward the buyer's closing costs--offering substantial savings both at the closing table and during your first two years of ownership. *** Welcome to Coopers Creek, an exclusive mountain community in Soddy Daisy, Tennessee, offering refined new construction, modern architecture, and spacious wooded homesites just minutes from everyday convenience outdoor Welcome to a home where classic elegance meets comfortable mountain living. From the moment you step into the welcoming foyer, you'll appreciate the beautiful open-concept floor plan, gorgeous hardwood floors, and abundance of natural light streaming through generous windows. The spacious great room, anchored by a cozy fireplace, creates the perfect gathering place for family and friends. A versatile main-level office or guest bedroom with an adjoining bath offers flexibility for guests, working from home, or accommodating a variety of lifestyle needs. The well-appointed kitchen is designed to impress, featuring abundant cabinetry and storage, a large island with seating for four, and a walk-in pantry. The adjoining dining area opens through sliding glass doors to the backyard, creating a seamless connection between indoor and outdoor living--perfect for entertaining and everyday enjoyment. The main-level primary suite offers a peaceful retreat with a spacious bedroom, walk-in closet, and elegant private bath. Upstairs, two additional bedrooms share a full bath, while a generous loft provides endless possibilities for a home gym, playroom, media lounge, or additional gathering space. Additional highlights include a spacious two-car garage and a tankless water heater. Outdoors, enjoy the large, level, wooded yard with room to relax, play, garden, or entertain. The covered front porch offers a particularly charming place to unwind while overlooking a picturesque pasture where horses graze--a lovely reminder of the peaceful lifestyle that makes Cooper's Creek so special. Beautifully designed, thoughtfully appointed, and surrounded by the charm of the countryside, 2844 Mowbray Pike offers the space, comfort, and setting to make you feel right at home. Call us today! Don't miss your opportunity to take advantage of these great incentinves.

2844 Mowbray Pike, Soddy Daisy
9016 Dallas Hollow Road, Soddy Daisy
$525,000
4 Beds ⋅ 2 Baths ⋅ 1544426 MLS
*Professional Photos Coming soon!* Five private acres, a beautiful in-ground pool, and no HOA--all just minutes from the conveniences of Hixson and Lakesite! Welcome to 9016 Dallas Hollow Road, where peaceful surroundings and everyday convenience come together. Tucked away from the road and surrounded by nature, this property offers a rare combination of seclusion and convenience, just minutes from shopping and dining in Lakesite and Hixson, as well as Chester Frost Park. Inside, the home features a spacious sunken living room, an inviting floor plan, and the convenience of one-level living with the exception of the step down into the living room. Recent improvements include fresh interior paint, updated kitchen flooring, and a beautifully remodeled primary bedroom and bathroom completed in 2025. Step outside to your own private retreat! Approximately one acre has been cleared, with fencing surrounding the landscaped open area and the inviting in-ground pool, installed in 2018. The remaining wooded acreage provides a natural buffer for exceptional privacy, with plenty of room to enjoy the outdoors. Major improvements offer added peace of mind - including a new water heater (2024), crawlspace encapsulation (2023), HVAC replacement (2019), and roof replacement (2017). With no HOA, five private acres, an in-ground pool, and numerous significant updates already completed, this property offers a wonderful opportunity to enjoy country-style living without sacrificing everyday convenience. Schedule your private showing today!

9016 Dallas Hollow Road, Soddy Daisy
10923 Jenkins Circle, Soddy Daisy
$249,000
2 Beds ⋅ 2 Baths ⋅ 1544343 MLS
Welcome to 10923 Jenkins Circle, a beautifully renovated home that perfectly blends modern style with great convenience. Step inside to discover a bright, refreshed living space featuring stylish upgraded finishes and a clean, contemporary aesthetic throughout. At the heart of the home, the updated kitchen comes fully equipped with brand-new, modern appliances, crisp cabinetry, and generous counter space--making everyday meal preparation and entertaining an absolute breeze. With all the hard work already done, this move-in-ready property offers comfort, quality, and effortless living in a serene neighborhood setting.

10923 Jenkins Circle, Soddy Daisy
2039 Linwood Circle, Soddy Daisy
$1,250,000
3 Beds ⋅ 3 Baths ⋅ 1544337 MLS
Welcome to 2039 Linwood Circle, an exceptional waterfront estate situated directly on Chickamauga Lake in Soddy-Daisy, Tennessee. This newly constructed home features 2,700 square feet of beautifully finished living space designed for modern comfort, seamless entertaining, and capturing stunning water views. Step outside to enjoy direct lake access complete with a private dock, perfect for boating, fishing, and relaxing on the water. Adding immense versatility, the property includes an additional 2,700 square feet of unfinished basement, offering endless potential for a workshop or expanded living quarters. Outdoor living is taken to the next level with a massive 1,200-square-foot deck designed for entertaining, relaxing, and taking in sweeping, panoramic lake views. Blending new construction quality with premier waterfront living, this home offers a rare opportunity to enjoy serene lakefront lifestyle at its finest.

2039 Linwood Circle, Soddy Daisy
433 N Bowman Road, Soddy Daisy
$385,000
2 Beds ⋅ 2 Baths ⋅ 1544312 MLS
Give us a Look at 433 N. Bowman Rd one level ranch home will not disappoint ! Situated on almost 2 acres. Enjoy country living but close to everything you need to do. Home features 2 bedroom 2 Full baths. Open floor plan for the kitchen and living room. Kitchen has new cabinets with solid stone (quartzite) counter tops. Down the hallway is a full bath and laundry room. Primary bedroom has custom bath , double vanity and custom shower and walk in closet. You will enjoy the screened in porch for relaxing and just off from the porch is a custom built patio with lighting for evening cookouts. On the other side of the porch is a Free standing ''She Shed or Man Cave. Could be a guest bedroom if needed. Home is on a dead end street with lots of privacy. Truly a One of a Kind home and property. No restrictions

433 N Bowman Road, Soddy Daisy
2868 Mowbray Pike, Soddy Daisy
$725,000
3 Beds ⋅ 4 Baths ⋅ 1544313 MLS
***The builder is making homeownership more attainable than ever with a 2-1 interest rate buydown and $6,000 toward the buyer's closing costs with preferred lender financing--offering substantial savings both at the closing table and during your first two years of ownership. *** Presenting an exceptional custom home opportunity in the highly desirable Coopers Creek community on Mowbray Mountain. Scheduled for completion in Spring 2027, this stunning residence blends classic architectural charm with upscale finishes and thoughtful design, creating a home that is both elegant and inviting. From the moment you arrive, the impressive curb appeal sets the tone. Beautiful brick columns, welcoming front and side porches, and a picturesque setting surrounded by mature trees create a timeless first impression. Situated on a level half-acre lot, the property offers the perfect balance of privacy, beauty, and usable outdoor living space. Inside, approximately 2,750 square feet of carefully crafted living space is designed for both everyday comfort and effortless entertaining. Expansive windows fill the home with natural light, highlighting the open-concept floor plan and creating a bright, airy atmosphere throughout. The main-level owner's suite serves as a private retreat, featuring a luxurious spa-inspired bath complete with heated floors for year-round comfort. Upstairs, you'll find two additional bedrooms each with a private bath, and an open bonus space that is pefect for a small gathering space, office or cozy place to watch tv or read. The three-car garage offers abundant storage for vehicles, outdoor equipment, and hobbies, while the outdoor living areas invite you to slow down and enjoy the peaceful mountain setting. Gather around the fire pit on cool evenings, relax on the porch with your morning coffee, and take in the natural beauty that makes Coopers Creek one of the area's most sought-after communities. Call us today for a tour

2868 Mowbray Pike, Soddy Daisy
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