Fort Oglethorpe Homes with FHA Financing available

Fort Oglethorpe Homes with FHA Financing available

Welcome to Fort Oglethorpe, Georgia – a charming city nestled in Catoosa County, where Southern hospitality meets the breathtaking beauty of the Appalachian foothills. Just a stone's throw from the bustling city of Chattanooga, Fort Oglethorpe offers a perfect blend of small-town charm and convenient access to urban amenities. With its rich history, vibrant community, and scenic landscapes, this city is an ideal place to call home.

Fort Oglethorpe is renowned for its friendly neighborhoods, excellent schools, and a variety of recreational opportunities. Residents enjoy access to numerous parks, walking trails, and local events that foster a strong sense of community. Whether you’re exploring the historic Chickamauga and Chattanooga National Military Park or indulging in local dining and shopping, there’s something for everyone in this delightful city.

For those considering a move to Fort Oglethorpe, you'll be pleased to know that homes here are accessible with FHA financing. This means that first-time homebuyers and those looking for affordable options can take advantage of lower down payment requirements and flexible credit guidelines. With a range of properties available, from charming single-family homes to modern townhouses, there’s a perfect fit for every lifestyle and budget.

Investing in Fort Oglethorpe not only secures a beautiful home but also places you in a community that values connection and growth. Come discover your dream home in this picturesque city, where every day feels like a warm welcome!

Newest Fort Oglethorpe Homes with FHA Financing available

$293,000
3 Beds ⋅ 2 Baths ⋅ 1539726 MLS
Welcome to 111 Christ St, a beautifully maintained home that offers the perfect blend of comfort, style, and outdoor living. This inviting 3 bedroom, 2 bath home with great curb appeal features hardwood floors throughout the living room and bedrooms, an eat in kitchen and great sunroom! Outside you will love your private retreat. The fully fenced in backyard provides plenty of room for the children, pets, or gardening while your deck (which is partially covered) with hot tub offers the perfect place to relax and unwind after a long day. Whether you are hosting a barbeque or relaxing on a quiet evening the backyard is a great place for making memories! There is also a large 16x16 concrete patio area at the back of the house, they have also made a 16x12 basement that is a great storage space. Conveniently located near shopping, dining, and schools. This home combines small town charm with everyday convenience. Don't miss your opportunity to make 111 Christ St your home!

111 Christ Street, Fort Oglethorpe
$299,000
4 Beds ⋅ 3 Baths ⋅ 1539310 MLS
Completely Remodeled One-Level Brick Ranch in the Heart of Fort Oglethorpe! Move right into this beautifully renovated one-level brick ranch offering 4 bedrooms and 3 full bathrooms with a fenced in back yard. Designed for comfortable everyday living, the home features a spacious eat-in kitchen that opens to the living room, making it the perfect space for gathering with family and friends. The beautifully updated kitchen includes a large island with a drop-in cooktop, stylish vent hood, built-in wall oven and microwave, and ample cabinetry for storage and meal preparation. Extensive renovations throughout the home include new heat and air unit, new luxury vinyl plank (LVP) flooring, new bathroom vanities, new interior doors, new light fixtures, new plumbing fixtures and new energy-efficient windows. Every detail has been thoughtfully updated, blending timeless style with modern conveniences. Conveniently located in the heart of Fort Oglethorpe, you'll enjoy easy access to shopping, dining, schools, walking distance to Stephenson Park, minutes to the Chickamauga Battlefield and just a short drive to downtown Chattanooga. This move-in-ready home offers the perfect combination of quality updates, functional living space, and an excellent location. Schedule your private showing today!

13 Phillips Drive, Fort Oglethorpe
$199,900
3 Beds ⋅ 1 Baths ⋅ 1539261 MLS
The location for this 3 Bedroom 1 Bath home is perfect for anyone who needs convenience to the freeways! This property is super cute and ready for your personal touches. Rest easy because the roof was put on in late 2020, the HVAC unit was manufactured in 2023, and the water heater was manufactured in 2018, this should be helpful for any buyer! Since the owner has been there all those have been done, plus many more items too! Even the driveway is a beautiful concrete because it was repoured! There's an electrical panel which has been installed since the last purchase. Pick out your paint colors and come on and make this place your home!

120 Howard Drive, Fort Oglethorpe
$299,900
3 Beds ⋅ 2 Baths ⋅ 1538816 MLS
This one's a genuinely solid starter home, and it's move-in ready. All one level, 1,456 sq ft heated/cooled plus a 220 sq ft sunroom that's perfect for morning coffee or a playroom or whatever you need it to be. LVP throughout, no carpet anywhere, so it's easy to keep clean and it'll hold up. The lot is a flat half acre, which is harder to find than you'd think, and the backyard is fully fenced... good for kids, dogs, or both. There's a covered back deck for hanging out rain or shine, and a barn-style outbuilding in back that's big enough for real storage, a workshop, whatever project you've got going. Inside has already been updated, so you're not walking into a to-do list. And you're about 15 minutes from downtown Chattanooga, so you get the quiet without giving up the commute. Solid house, solid yard, solid price. Come see it.

582 Pinewood Circle, Fort Oglethorpe
$249,900
3 Beds ⋅ 2 Baths ⋅ 1538784 MLS
Back on the market at no fault of my seller. Welcome to this beautifully maintained 3 bedroom, 2 bath home situated on a large, level corner lot in the heart of Fort Oglethorpe. Built in 1950, this home combines timeless charm with numerous recent updates, including a new roof (2025), encapsulated crawl space, new water heater, new PEX water lines, and kitchen appliances replaced in 2021, offering peace of mind for years to come. The fully fenced backyard provides plenty of space for pets, play, gardening, or entertaining. Enjoy the convenience of having a walking park directly across the street, along with easy access to the walking path leading to Gilbert Stephenson Park, where you'll find playgrounds, pickleball courts, the Fort Oglethorpe Pool, and so much more. Conveniently located near shopping, dining, schools, and Chattanooga, this move in ready home is one you won't want to miss!

212 Harker Road, Fort Oglethorpe
$515,000
5 Beds ⋅ 5 Baths ⋅ 1538622 MLS
Welcome to Lakeshore Cove! Nestled in one of Fort Oglethorpe's most sought-after gated communities, this beautifully maintained home offers the perfect blend of comfort, style, and convenience. Attractive curb appeal, manicured landscaping, and a welcoming front porch create a great first impression. Step inside to an open floor plan designed for both entertaining and everyday living. Luxury vinyl plank flooring flows throughout the main living areas, while the spacious great room provides the perfect gathering space. The chef's kitchen features granite countertops, stainless steel appliances, abundant cabinetry, a large center island with bar seating, and a dining area overlooking the backyard. Upstairs, you'll find generously sized bedrooms and flexible space ideal for a home office, playroom, media room, or gym. The primary suite offers a relaxing retreat with a large walk-in closet and an en-suite bathroom. The backyard is built for outdoor enjoyment, with a huge, fully fenced yard, a vinyl privacy fence, an extended concrete patio, and a beautiful gazebo--perfect for grilling, entertaining, or relaxing. Additional highlights include a spacious 3-car garage, ample storage, and access to Lakeshore Cove's outstanding amenities, including a scenic community lake with lighted fountains, sidewalks, and picnic areas. Conveniently located just minutes from shopping, restaurants, parks, schools, and everyday conveniences, this home offers an exceptional combination of location, lifestyle, and value. Homes in Lakeshore Cove rarely become available. Schedule your private showing today before this incredible opportunity is gone!

49 Ridgelake Circle, Fort Oglethorpe
$274,000
3 Beds ⋅ 2 Baths ⋅ 1538334 MLS
Move-in ready and beautifully updated, this all-brick, single-level home offers the perfect combination of comfort, convenience, and peace of mind. Ideally located in Fort Oglethorpe, you'll enjoy quick access to Battlefield Parkway with an easy commute to Ringgold and Chattanooga shopping, dining, and everyday conveniences. Inside, this well-maintained 3-bedroom, 2-bath home has been thoughtfully refreshed from top to bottom. Brand-new luxury vinyl plank flooring flows throughout the entire home, complemented by fresh interior paint and updated lighting. The beautifully updated kitchen, remodeled in 2023, features stylish finishes and a functional layout. Both full bathrooms have also been tastefully remodeled as well. Major system updates provide exceptional value and peace of mind, including new vinyl windows with 2-inch faux wood blinds, a new back door and storm door, new soffit, fascia, and gutters (2021), newer roof (2019), updated HVAC (2015), newer water heater, and new PEX plumbing. A French drain installed in 2023 adds another thoughtful improvement to the property. Step outside to enjoy the fully fenced backyard, offering plenty of space for pets, play, gardening, or relaxing outdoors. The spacious attached two-car garage provides great storage space with updated garage doors. With extensive updates already completed, a desirable single-level floor plan, and an unbeatable location near Fort Oglethorpe's conveniences and just minutes from Ringgold and Chattanooga, this home is truly ready for its next owner. Schedule your showing today!

131 General Hays Road, Fort Oglethorpe
$549,900
5 Beds ⋅ 4 Baths ⋅ 1538161 MLS
Welcome to Lakeshore Cove, one of Fort Oglethorpe's most desirable gated communities! This beautifully maintained 5-bedroom, 4-bath home offers over 4,000 square feet of thoughtfully designed living space with room for everyone. The heart of the home is the spacious open-concept kitchen featuring a large granite island, stainless steel appliances, abundant cabinetry, breakfast bar, and an eat-in dining area overlooking the fenced in backyard. This home also includes luxury vinyl plank flooring, an inviting electric fireplace, and a formal dining room. Upstairs, you'll find generously sized bedrooms, a versatile loft with custom built-in workstations and cabinetry, plus a spacious bonus room that can easily serve as a media room, playroom, home office, gym, or even a sixth bedroom! Outside, enjoy a fully fenced backyard and an oversized 3-car garage with plenty of room for vehicles, storage, or hobbies. As a Lakeshore Cove resident, you'll enjoy exclusive amenities including a scenic lake with lighted fountains, sidewalks, and a community picnic area, all just minutes from shopping, restaurants, schools, and everyday conveniences. If you've been searching for space, functionality, and a move-in ready home in a gated community, this one checks every box. Schedule your private showing today!

646 Lakeshore Drive, Fort Oglethorpe
$559,900
5 Beds ⋅ 5 Baths ⋅ 1537968 MLS
Welcome to luxury living in the desirable Lakeshore Cove community! This stunning 5-bedroom, 5-bathroom home offers the perfect blend of space, style, and comfort. The open-concept living area flows seamlessly into a gourmet kitchen featuring granite countertops, custom cabinetry, stainless steel appliances, and a spacious island--perfect for entertaining. Retreat to the oversized primary suite with a spa-like en-suite bath and generous walk-in closet. Each additional bedroom is generously sized, offering comfort and privacy for family or guests. A bonus room and flex space provide even more room to spread out. Enjoy peaceful evenings on the covered patio overlooking the beautifully landscaped backyard complete with inground pool. Located just minutes from parks, shopping, and dining, this home is truly a rare find in Fort Oglethorpe's most sought-after neighborhood. Don't miss your chance to own this exceptional property--schedule your private showing today!

85 Inlet Isle Drive, Fort Oglethorpe
$319,000
3 Beds ⋅ 3 Baths ⋅ 1537158 MLS
Back on the market due to no fault of the Seller! There are so many outstanding features in this 3 bedroom, 2.5 bath home in an established and convenient neighborhood. New paint throughout. Hardwood flooring in the main living areas. Granite countertops in the kitchen. A bonus room that can be used as a dining space, an office, or even a 4th bedroom. Walk-in closets in every bedroom. A separate laundry room and utility room that offer abundant storage. The oversized garage has space for 2 cars and a workshop. And a feature that distinguishes this home from the rest is the fantastic, covered deck and screened porch in the fenced backyard. Don't miss the opportunity to make this your home!

72 Sarah Lynn Lane, Fort Oglethorpe
$449,000
4 Beds ⋅ 3 Baths ⋅ 1537025 MLS
Tucked inside the gated Lakeshore Cove community, this beautifully updated home offers the perfect blend of space, comfort, and convenience. With views of the lake and fountains, the setting is just as impressive as the home itself. Inside, you'll find four bedrooms and two and a half baths with a layout designed for both everyday living and entertaining. The main level features a bright and open living area, a dedicated dining room, a recently updated kitchen, and a spacious primary suite. Upstairs includes three generously sized bedrooms, a full bath, a versatile bonus room that could easily serve as a fifth bedroom, and a walk-out attic with tons of accessible storage. Fresh interior and exterior paint give the home a clean, move-in-ready feel. Nestled on a flat lot with a back deck that's perfect for enjoying quiet evenings or morning coffee, this well-maintained home is ready for its new owners.

631 Lakeshore Cove, Fort Oglethorpe
$245,000
3 Beds ⋅ 2 Baths ⋅ 1536445 MLS
Charming brick home in established Fort Oglethorpe neighborhood! Conviently located near shopping, grocery stores, dining and other everyday amenities. Chattanooga is just a short drive away. This home features 3 bedrooms and 2 full baths, an eat-in kitchen, and two living rooms! The current owners have thoughtfully adapted one of the spacious living rooms to serve as a primary sleeping area. Head downstair to a large room with a full bathroom, laundry. room and spacious closet. This is the perfect place for a multi-generational suite or a recreational room. This home has so much space and provides the perfect opportunity to reimagine the layout to fit your needs. With a two car garage, plenty of storage throughout and a fenced backyard that's perfect for relaxing; this home is ready for its next chapter. Schedule your showing and see all that it has to offer!

523 Cone Drive, Fort Oglethorpe
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