Dayton Homes with USDA Loan Financing available

Dayton Homes with USDA Loan Financing available

Welcome to Dayton, Tennessee – a charming city nestled in the heart of Rhea County, where Southern hospitality meets breathtaking natural beauty. Known for its rich history and vibrant community, Dayton offers a unique blend of small-town charm and modern conveniences, making it an ideal place to call home.

Situated along the picturesque shores of Chickamauga Lake, Dayton is a haven for outdoor enthusiasts. With ample opportunities for fishing, boating, and hiking, residents can enjoy the stunning landscapes and recreational activities that this scenic area provides. The city's historic downtown area boasts delightful shops, cozy cafes, and local eateries, creating a warm and inviting atmosphere for both residents and visitors alike.

One of the standout features of Dayton is its affordability, especially for first-time homebuyers. Many homes in the area qualify for USDA loan financing, which allows eligible buyers to purchase properties with little to no down payment. This makes it easier than ever to invest in your dream home without the burden of hefty upfront costs. The USDA loan program is designed to promote homeownership in rural and suburban areas, and Dayton fits the bill perfectly.

From charming single-family homes to spacious properties with sprawling yards, the housing market in Dayton offers a variety of options to suit different lifestyles and budgets. Whether you’re looking for a peaceful retreat or a place to grow your family, Dayton has something for everyone. Discover the warmth and beauty of Dayton, TN, and let it be the backdrop for your next chapter!

Newest Dayton Homes with USDA Loan Financing available

$225,000
2 Beds ⋅ 2 Baths ⋅ 1539906 MLS
Cherished one level living home in the Downtown Dayton, TN area offers 2 bedrooms, 1.5 baths, kitchen, living room and a great room. Covered side porch. Carport. Flat back yard & two outbuildings.

2238 Railroad Street, Dayton
$345,000
3 Beds ⋅ 2 Baths ⋅ 1539774 MLS
This beautifully maintained 5-year old home is ready to welcome its next owners! Offering 3 bedrooms, 2 bathrooms , an open-concept layout, granite countertops, stainless steel appliances, and a spacious primary suite, this property truly has it all. Enjoy relaxing on the covered front porch or entertaining on the covered back deck. Conveniently located near Frazier Elementary school, public access to beautiful Lake Chickamauga, and a local park, this home offers the perfect blend of comfort, style, and convenience. Don't miss your opportunity to make this home yours. Call today to schedule your private tour.

595 New Union Circle, Dayton
$275,000
3 Beds ⋅ 2 Baths ⋅ 1539708 MLS
This NEWLY RENOVATED 3-bed 2-bath home features timeless LVP flooring, a sleek updated kitchen, updated bathrooms, fresh paint, new decking, and so much more! Take in the mountain views and sunsets from your private deck framed perfectly by mature oaks, hickories, and a Chinese fringe tree. Included is a versatile 15x30 building with electricity already run to it--ready to become your dream workshop, man cave, or future MIL suite. Conveniently located just outside Dayton city limits, you'll be close to schools, restaurants, shopping & the hospital and just a short drive to Chattanooga or Cleveland. You'll enjoy the tranquility of a quiet neighborhood on a low-traffic street with easy access to everything you need. Zoned for Frazier Elementary School or Rhea Central Elementary School. One or more photo(s) was virtually staged.

405 Indian Hills Drive, Dayton
$249,000
3 Beds ⋅ 2 Baths ⋅ 1539466 MLS
Welcome to 259 Mimosa Lane, a charming one level property nestled in the Black Oak Estates subdivision on a near flat 1.3 acre lot, just minutes away from shopping and dining options. This three bedroom, two bath home offers a wealth of features both inside and out. Inside you'll find the first bedroom that boasts new paint and LVP flooring. The sellers are currently enhancing the back bedroom with fresh paint and new LVP flooring as well which will be pictured soon. Outside, the property features a brand new metal roof, an inviting pool, a 24x25 metal building on a concrete slab equipped with electricity and water, as well as a 12x40 building that includes a full kitchen and half bath. This setup is perfect for someone who works from home, runs a business from their residence, or could easily be converted into a detached apartment or in-law suite by transforming the half bath into a full bath.

259 Mimosa Lane, Dayton
$299,000
3 Beds ⋅ 2 Baths ⋅ 1539201 MLS
This move-in-ready 3-bedroom, 2-bath home offers 1,491 square feet on a generous 0.59-acre homesite, freshly painted from top to bottom. The seller has replaced all appliances, home chefs will love the WiFi-enabled gas stove, refrigerator, and dishwasher, while a new WiFi-enabled washer and dryer add everyday convenience. A 2025 HVAC system and fiber optic internet round out the home's smart, modern upgrades. Down the hall, the primary bath has been completely refreshed with new flooring and a new sink, giving you one less project on your to-do list. Step outside and discover a gardener's paradise: an established asparagus bed, blackberry and cranberry patches, and a rose garden thrive inside a dedicated fenced garden space. Out front, seasonal bulbs, hibiscus, and mature plantings create serious curb appeal. And for water lovers, you're just minutes from the Tennessee River, with easy access to boating, fishing, and water recreation, including multiple public launches and marinas within a short drive. Schedule your private tour today!

160 Pine Ridge Drive, Dayton
$280,000
3 Beds ⋅ 2 Baths ⋅ 1538123 MLS
Escape to the peace and privacy of this lovely mountain property nestled on 4.5 acres with approximately 2 acres already cleared and ready to enjoy. Surrounded by mature trees, this 3-bedroom, 2 bath manufactured home features updated cabinets and countertops. Outside you'll find a spacious 30x40 concreted workshop with electricity, a chicken coop and plenty of space for a large garden, animals or outdoor recreation. Whether you're looking for a hobby farm or simply room to spread out, this property offers endless possibilities. Outdoor enthusiasts will appreciate the exceptional hunting opportunities, while the unrestricted acreage gives you the freedom to make the property your own. Peaceful, private, and full of potential is ready to welcome its next family.

265 Frechette Lane, Dayton
$1,850,000
4 Beds ⋅ 5 Baths ⋅ 1538066 MLS
Welcome to 2979 Blythe Ferry Road in Dayton, TN -- a rare private estate offering approx. 8,856 sq ft of living space on 12.75 acres with gated entry, paved drive, in-ground pool, gazebo with attached gas grill, and 3-car carport. From the moment you enter, the home makes a statement with a majestic open foyer and dual staircases. One staircase leads to 2 bedrooms with a full bath between them, while the other leads to a spacious bonus/office area that could serve as an additional bedroom. The main level offers incredible flexibility with an open dining area, a bedroom with full bath, multiple sitting areas ideal for office/library use, and several large gathering spaces. The main kitchen includes appliances, bar, island, and family dining area, plus a nearby nook perfect for a pantry, office, or sitting space. The expansive primary suite is truly unique with its own full kitchen, sitting/living area, two bathrooms, connected laundry room, and a heart-shaped sunken tub. Designed for entertaining and multi-generational living, the home also features a grand living room with fireplace and open kitchen, a massive media/game room with another full kitchen, half bath access to the pool area, and a converted garage space offering another large entertaining room with full kitchen. With multiple kitchens, oversized rooms, flexible bedroom/bonus spaces, and private acreage, this one-of-a-kind estate offers endless possibilities for luxury living, hosting, retreats, or extended family needs.

2979 Blythe Ferry Road, Dayton
$345,000
4 Beds ⋅ 3 Baths ⋅ 1538019 MLS
Rare 4 Bedroom 3 Bathroom home in Dayton! For those needing space it features 2 master suites, each with its own full bathroom. The living area has vaulted ceilings and is open to the dining area and kitchen. The kitchen has all the amenities that you seek, great looking cabinets, countertops, and stainless steel appliances. This a great home for an active lifestyle. In addition to the open living space inside, outside you will find an above ground pool, hot tub, patio, and firepit. The back yard is fenced too. There is a handy shed for all your tools and a 2 car garage for your cars and toys. All this just minutes to Chickamauga Lake and Downtown Dayton. Great financing options are available too! Schedule your showing today!

303 Foothills Drive, Dayton
$330,000
4 Beds ⋅ 3 Baths ⋅ 1537753 MLS
Welcome to your dream home! This expansive four bedroom, three bathroom residence offers a perfect blend of comfort, style, and entertainment, nestled in a serene area. On the upper floor, you'll find three spacious bedrooms, including the primary bedroom, along with a large living room right off the kitchen that ensures ample space for family and guests. This level also features two full bathrooms and a convenient laundry room. The lower floor boasts a fourth larger bedroom complete with its own full bathroom and a cozy living room area. This space is ideal for guests or as a private retreat, offering its own entrance off the garage. Enjoy the great outdoors from the comfort of your wrap around porch, which overlooks the large front yard perfect for sipping morning coffee or hosting evening gatherings on the back deck. Additionally, this home comes with a pool, hot tub, pool table, and entertainment center, making it a complete haven for relaxation and enjoyment.

1045 Walnut Grove Church Road, Dayton
$599,000
4 Beds ⋅ 2 Baths ⋅ 1537537 MLS
This 1,925 sq. ft. home features an open floor plan with a spacious living area and a modern kitchen with a large island and walk-in pantry. The private primary suite includes a large bathroom and walk-in closet with laundry access. Three additional bedrooms share a full bath. Enjoy a covered front porch and a side-entry 2-car garage.

520 Overlook Drive, Dayton
$226,650
3 Beds ⋅ 3 Baths ⋅ 1535533 MLS
The Altamont floor plan, available in our Owensby Farms Townhomes located in Dayton, TN, is an ideal place to call home! Living in a townhome means low maintenance living, and you'll appreciate this thoughtfully designed home. As you enter through the foyer, you'll find a powder room for your convenience. The kitchen overlooks an open concept living and dining area. Moving upstairs, you'll discover a primary suite that comes complete with an en suite bathroom and a walk-in closet. Two additional rooms share another bathroom. The second floor also features a laundry room for your convenience. You'll never run out of storage space in this townhome. Contact us today to learn more about this amazing living opportunity! *D.R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Images may contain virtual staging.

177 Todd Owensby Ln, Dayton
$199,650
3 Beds ⋅ 3 Baths ⋅ 1535532 MLS
The Altamont floor plan, available in our Owensby Farms Townhomes located in Dayton, TN, is an ideal place to call home! Living in a townhome means low maintenance living, and you'll appreciate this thoughtfully designed home. As you enter through the foyer, you'll find a powder room for your convenience. The kitchen overlooks an open concept living and dining area. Moving upstairs, you'll discover a primary suite that comes complete with an en suite bathroom and a walk-in closet. Two additional rooms share another bathroom. The second floor also features a laundry room for your convenience. You'll never run out of storage space in this townhome. Contact us today to learn more about this amazing living opportunity! *D.R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Images may contain virtual staging.

159 Todd Owensby Ln, Dayton
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