Dayton Homes with FHA Financing available

Dayton Homes with FHA Financing available

Welcome to Dayton, Tennessee—a charming city nestled in the heart of Rhea County, where picturesque landscapes and a rich history come together to create a vibrant community. Known for its warm Southern hospitality, Dayton offers a delightful blend of small-town charm and modern conveniences. With its scenic views of the Tennessee River and the stunning backdrop of the Appalachian Mountains, outdoor enthusiasts will find plenty of opportunities for hiking, fishing, and enjoying nature.

Dayton is steeped in history, famously known as the site of the Scopes Monkey Trial, which brought national attention to the city in the 1920s. Today, it boasts a thriving downtown area filled with unique shops, restaurants, and local events that foster a strong sense of community. The city also features beautiful parks, recreational facilities, and a variety of cultural activities, making it an ideal place for families and individuals alike.

For those looking to make Dayton their home, the housing market is thriving, with numerous options available to suit various budgets and lifestyles. One of the standout features of this area is the availability of homes that qualify for FHA financing. This means that first-time homebuyers and those with limited resources can take advantage of low down payment options and flexible credit requirements, making homeownership more accessible than ever.

Whether you're drawn to Dayton for its historic significance, natural beauty, or welcoming community, this city has something for everyone. Explore the possibilities of finding your dream home in Dayton, TN, and experience the comfort and charm of this delightful Southern gem!

Newest Dayton Homes with FHA Financing available

$1,150,000
4 Beds ⋅ 3 Baths ⋅ 1542970 MLS
Welcome home to your own private retreat on 35 beautiful acres, where peaceful mornings, family gatherings, and lasting memories await. Offering nearly 4500 square feet of quality-built, one-level living, this executive home was designed for comfort, connection, and every stage of life. Inside, you'll find spacious formal living and dining rooms, a cozy den with a fireplace overlooking your backyard oasis. Spend summers by the inground pool, relax on over 50 feet of covered porch space, and enjoy the privacy that makes this property feel like a world of its own An oversized two-car garage that is heated and cooled to add to your entertaining needs, flexible bonus space, and an innovative crawl space add everyday convenience. Located just minutes from hospitals, restaurants, shopping and more, you'll enjoy the perfect balance of seclusion and accessibility. Whether you're celebrating holidays, hosting loved ones, or simply soaking in the quiet beauty around you, this is more than a home- it's the place where life's best memories are waiting to be made.

299 Boxwood Lane, Dayton
$249,000
3 Beds ⋅ 2 Baths ⋅ 1542850 MLS
Discover the perfect blend of comfort and country living in this charming manufactured home located at 685 Rigsby Rd in Dayton. Situated on 2.34 acres of flat, usable land, this property offers the peace and privacy of a rural setting while remaining within easy reach of local amenities. Step inside to an inviting open-concept layout where the living room, dining area, and kitchen flow seamlessly together, creating an ideal space for daily life and entertaining. The spacious kitchen is a true highlight, featuring an abundance of cabinetry, a functional island for extra prep space, and a dedicated pantry. The adjacent dining area opens directly onto the back deck, making indoor-outdoor dining a breeze. The home features a desirable split-bedroom floor plan for added privacy. The primary suite is a true retreat, complete with an attached bathrrom featuring a relaxing garden tub, a separate shower, and a double vanity. On the opposite side of the home, you will find two guest bedrooms and a full bath, providing plenty of space for family, guests, or a home office. Outside, the level lot is perfect for gardening, recreation, or simply enjoying the outdoors, and the fenced-in backyard offers security for pets or play. A two-car garage provides convenient parking and additional storage. Built in 2004 and offering 1,792 square feet of single-level living, this home is ready for you to move in and make it your own. (Tiny cabin will not remain with property)

685 Rigsby Road, Dayton
$349,000
3 Beds ⋅ 2 Baths ⋅ 1542678 MLS
Take a look at this beautiful site-built home! This 3-bedroom, 2-bath home offers 1,484 sq. ft. of comfortable living space and sits on a spacious 2.4 acres of flat, usable land. Whether you're looking for room to enjoy the outdoors, space for the family, or simply a home with a little more breathing room, this property has a lot to offer! The home features a large covered front porch, perfect for enjoying your morning coffee or relaxing in the evenings. French doors open up to a large back deck, creating a great space for grilling, entertaining, or simply enjoying the peaceful surroundings. Inside, you'll find thoughtful features throughout, including recessed lighting and ceiling fans in every room, along with a smart thermostat for added convenience and efficiency. The primary bedroom includes a large soaker tub, providing a great place to unwind after a long day. There's also a 2-car attached garage for convenient parking and additional storage, plus a storage shed outside for your tools, lawn equipment, and other belongings. With 2.4 flat acres, a site-built home, plenty of outdoor space, and a great list of features, this is one you definitely don't want to overlook! Reach out for more information or to schedule a private showing!

8272 Dayton Mountain Highway Highway, Dayton
$235,000
3 Beds ⋅ 2 Baths ⋅ 1542640 MLS
Welcome to this charming brick cottage nestled in a sought-after neighborhood only minutes from Downtown Dayton! Offering 3 bedrooms, 2 full bathrooms, and a spacious family bonus room, this home has plenty of room to grow, gather, and make your own. The inviting layout and classic brick exterior give this home timeless character, while the beautiful fenced-in backyard provides the perfect space for pets, children, entertaining, or simply enjoying the outdoors. Move-in ready as it is, or bring your vision and add your own personal touches to make it truly shine. Whether you're looking for a place to call home or an opportunity to spruce up and add value, this one is full of potential. Don't miss your chance to make this charming cottage yours! Storage Shed Included. Buyer to verify all information and perform their own due diligence regarding property condition, boundaries, restrictions, zoning, utilities, septic/sewer, water, taxes, measurements, schools, permits, and any other matters deemed important to Buyer. Information is believed to be accurate but is not guaranteed.

331 Virginia Street, Dayton
$595,000
3 Beds ⋅ 3 Baths ⋅ 1542626 MLS
First time ever offered for sale! Historic 34.4 -acre farm has been in the same family since 1910. Famous for its tomato and watermelon production, this mostly clear, level to gently rolling fertile farmland has some wooded acreage and a creek flowing through it - this is the kind of property that rarely comes to market. Located at the top of Dayton mountain with an elevation of almost 2000 ft - that mountain air is always a little cooler and cleaner than in town - yet only 15 minutes to down town Dayton or Pikeville. A 1442 sq ft spacious manufactured home was installed in 2019 on a block foundation. House is being offered to include all furnishings. Recently a gorgeous sunroom was added. It's a beautiful home with a big back porch and all insulated windows, it even has a tornado shelter out back. A new 2 car garage was built on site in 2026. Across the street (same Parcel) are 2 impressive barns: a newer 32X40 pole barn with RV hookups, septic, water and electric, plus a 46X30 barn built in 2021 featuring a full bathroom, also has RV hookups. Security system is included. On this side of the property you will find productive grape arbors with Concord and Muscadine grapes supported by an irrigation system. The barn could be used as a workshop or RV port - or as it now, used to store farm implements, There are definitely income producing opportunities here. Next to the house is a tree orchard, home to apple, peach, cherry, plum, pecan and fir trees. Berry bushes include raspberry, blueberry and blackberry. This lush land has SO many possibilities. If you have dreamed of the freedom owning a large parcel of land like this could bring you - don't let this opportunity get away.

4506 Walkertown Road, Dayton
$349,000
3 Beds ⋅ 2 Baths ⋅ 1542607 MLS
Historic 1935 cottage with Lake Chickamauga views!! This home has been tastefully updated while maintaining its original character. The main level offers the updated kitchen, living room, sunroom with water views, formal dining room, 2 bedrooms and a bonus room, all with hardwood floors. Upstairs you will find an oversized primary suite with updated en suite, including a clawfoot tub! Outdoors, you'll have a generous sized yard, detached garage and a storage shed. While the house may be 91, the metal roof is less than 10 years old, exterior has been freshly painted, water heater was just replaced, and plumbing has been converted to PEX. Conveniently located within walking distance to Dayton Boat Dock, Lucas Tavern, the walking track and Bryan College! If you love old homes, you won't want to miss your opportunity to see this one!

122 Cross Avenue, Dayton
$390,000
3 Beds ⋅ 2 Baths ⋅ 1542351 MLS
Private East Tennessee retreat on nearly 3 acres! This well-maintained 3-bedroom, 2-bath home offers the perfect blend of comfort, privacy, and country living. Inside, you'll find a spacious living area with a wood-burning stove, granite countertops, oak cabinetry, newer appliances, and a gas cooktop. The primary suite features private deck access and an ensuite bath. Major system updates provide peace of mind, including a new roof (April 2025), new HVAC system (September 2025), and new gas water heater (May 2025). Additional highlights include a 3-car garage, fiber optic internet, leaf guards, and unfinished upstairs space ready for future expansion. Enjoy peaceful views and the privacy of country living while remaining just minutes from downtown Dayton. A rare opportunity to own usable acreage with room to grow. Eligible buyers may assume the VA loan at an incredible 3 percent interest rate.

2595 Walkertown Road, Dayton
$479,000
3 Beds ⋅ 2 Baths ⋅ 1542238 MLS
Classic character meets modern luxury on Double S Road! Step inside and you'll discover a stunning interior featuring high end fixtures, solid core doors, stylish finishes, and updates that make this house feel like HOME. The completely renovated kitchen offers new soft close cabinets with abundant storage, Cafe appliances, expansive quartz countertops and even your own wine fridge! Perfect for hosting and entertaining. At the center of the home is a massive crab orchard stone hearth, beautiful 8 foot mantle and ventless gas fireplace. Partnered with the cathedral ceilings, the living room is sure to be the place to end your day. Also on the main level you will find a guest bedroom, full bathroom that features a walk in tile shower, and a 400 sqft bonus room! Upstairs, you will find the oversized primary suite and secondary bedroom. There is also a bonus loft area that can be used as a reading nook, office, home gym area, or anything you'd like! With a completely level lot, you'll love the outdoor area. The back yard is already fenced in for your tiny humans or furry friends and there are 2 outbuildings that will stay with the home for all your storage needs. This home is move-in ready, within walking distance to Frazier School and New Union Baptist and ready for its new owner!

3789 Double S Road, Dayton
$239,000
3 Beds ⋅ 1 Baths ⋅ 1542153 MLS
Everyone wants a good BUY and this is it!!!!! OVER AN ACRE + GARAGE/WORKSHOP + RV PARKING! This fantastic 3-bedroom starter home in Dayton's Oak Hill area packs a lot into one property! Inside, you'll find a comfortable, easy-living floor plan with laminate flooring and plenty of potential to make it your own. Step outside and you'll really appreciate everything this property offers--over an acre of land, a detached garage/workshop, carport, and RV parking, with plenty of room for your vehicles, boat, camper, hobbies, tools, and toys! Enjoy the extra outdoor space for gardening, pets, entertaining, or simply having some breathing room between you and the neighbors. Whether you're a first-time buyer, downsizing, or looking for an affordable home with land and great storage, this one checks a lot of boxes. Homes with this much property, parking, and workshop space are hard to find--come see why this Oak Hill Homeplace might be the perfect place to call HOME!

1182 Oak Hill Road, Dayton
$500,000
4 Beds ⋅ 3 Baths ⋅ 1542143 MLS
First, you MUST view the drone footage of this beautiful property -> https://youtu.be/3ZLhOHemTwE?si=uYX8zPG4a5nRODG1 <- Don't miss your chance to own this one of a kind property in one of the lowest county taxes in TN on a ridge! No restrictions!! First time on the market and ready for you to call this home. Welcome to your private retreat on Lone Mountain Dr. offering +/- 10 acres. Escape the busy city to your sanctuary with views! What's great? You're only aprx. 30 minutes from Chattanooga. At the very end of Lone Mountain Dr. you will enter into the picturesque homestead. A large pasture with a solid oak 24x30 barn (sorry, the horses do not convey). Barn includes two stalls, a tack room, and a 12x30 loft. Enjoy your firepit area, it's perfect for a bonfire and S'mores while you watch your livestock graze. You can't miss that Flex Space building either! So many options to make it whatever your heart desires. It's complete with a 1/2 bath, kitchenette, main room, private room, two lofts, and it's on its own septic. Such a charming porch too, don't you agree? Keep going! You'll find your large round pen so you may work your livestock. Followed by a 18x24 workshop with again, so many opportunities- wood working, auto shop, pottery, arts, storage, the possibilities continue. At the end of your private, improved (sealed gravel= multiple layers of gravel and asphalt) driveway you find your meticulously cared for home. The main home welcomes you with a inviting front porch/deck (2021), enter into your large and inviting family room with gleaming hardwood floors. Natural light fills the home and no sq. foot is wasted! The kitchen is spacious with plenty of countertop space and a vast island. Shared with the kitchen is your sizeable dining room with the warm fireplace. French doors invite you to a brand new back deck (2024) with VIEWS! On a clear day you can see all the way to North Carolina! Off the back deck you overlook your second pasture with a pole barn included.

1220 Lone Mountain Drive, Dayton
$225,000
2 Beds ⋅ 2 Baths ⋅ 1541886 MLS
Picture slow mornings on the front porch with coffee in hand and the mountains stretched out in the distance. Located within the Dayton, Tennessee city limits, this completely remodeled 2-bedroom, 2-bath home combines modern updates with character you simply can't recreate. Inside, warm hardwood floors lead to a stone fireplace made for cozy evenings, while granite countertops give the kitchen a fresh, polished finish. The comfortable layout offers just the right amount of space without the upkeep of a larger home. Out back, the oversized, level lot opens into a private backyard with room for cookouts, pets, a garden, or the outdoor space you've been saving to your Pinterest board. Homes in Dayton with this much charm, this much yard, and mountain views from the front porch don't come along often. This is the one you'll wish you hadn't waited to see.

377 California Avenue, Dayton
$459,900
3 Beds ⋅ 2 Baths ⋅ 1541854 MLS
Welcome home! Tucked away on a peaceful cul-de-sac, this inviting home offers the perfect blend of comfort, privacy, and neighborhood charm. From the moment you arrive, you'll appreciate the quiet setting and the feeling of being away from it all while still being close to everyday conveniences. Inside, you'll find a home ready to welcome its next owners and create lasting memories. Whether you're relaxing at home, entertaining friends, or enjoying the tranquility of your surroundings, this is a place that truly feels like home. Homes in a setting like this don't come along every day--come see it for yourself before someone else calls it home!

414 Windy Ridge Drive, Dayton
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