Collegedale Homes with FHA Financing available

Collegedale Homes with FHA Financing available

Welcome to Collegedale, Tennessee – a charming city nestled in the heart of Hamilton County, where Southern hospitality meets modern living. With its picturesque landscapes, friendly community, and a wealth of amenities, Collegedale is the perfect place to call home. Just a short drive from the vibrant city of Chattanooga, residents enjoy the tranquility of suburban life while having easy access to urban conveniences.

Collegedale boasts a rich history and a vibrant culture, making it an attractive destination for families, young professionals, and retirees alike. The city is known for its beautiful parks, excellent schools, and an array of recreational activities, including hiking trails, sports facilities, and community events that foster a strong sense of belonging. The local farmers' market and numerous dining options provide a delightful taste of local flavor, while the close-knit community ensures that everyone feels welcomed.

For those looking to invest in a home in this idyllic setting, Collegedale offers a variety of housing options, including properties eligible for FHA financing. This means that homebuyers can take advantage of lower down payment requirements and flexible credit guidelines, making it easier to secure a home in this desirable area. Whether you’re searching for a cozy single-family residence, a modern townhouse, or a spacious family home, Collegedale has something to suit every taste and budget.

Discover the charm of Collegedale, where your dream home awaits amidst the beauty of Tennessee’s scenic landscapes. Embrace a lifestyle of comfort, community, and convenience in this wonderful city!

Newest Collegedale Homes with FHA Financing available

$384,900
3 Beds ⋅ 3 Baths ⋅ 1538142 MLS
Move in Ready September! Located in the new community Chestnut Creek Crossing, The Caldwell by Smith Douglas Homes offers the perfect layout for those seeking a first-floor owners suite. The heart of the home is the centrally located family room that seamlessly connects to the kitchen. A covered rear porch is ideal for outdoor entertaining. Enjoy the convenience of single-level living with everything just steps away, while a flexible second floor that adds additional space with two bedrooms a full bath and loft. Home features include: A spacious primary suite with a large shower, open iron rail staircase, Kitchen with quartz counters and upgraded cabinets, upgraded flooring on the main level, and both stories have 9ft ceiling heights. Ideally located just minutes from Ooltewah and I-75, local shops, dining, and schools. Photos are representative of plan not of actual home. Seller incentives with use of preferred lender.

11040 Valmont Way, Collegedale
$566,491
3 Beds ⋅ 3 Baths ⋅ 1538053 MLS
The Aster offers 2,406 square feet of comfort and style, combining open living with practical design. The main floor highlights a spacious family room, dining area, and a gourmet kitchen with breakfast nook and large island. The primary suite includes a walk-in closet and ensuite bath, while a secondary bedroom and full bath provide flexible living options. Upstairs, an expansive unfinished space offers room to grow ideal for a future bonus room, guest suite, or storage. A covered patio and two-car garage complete this versatile design. Discover Chastain, a thoughtfully designed community in Ooltewah where natural beauty and intentional living come together. Set among gently preserved landscapes with nearly half the land left undisturbed, Chastain offers a quieter rhythm one rooted in connection to both nature and neighborhood. At the heart of the community, residents will soon gather at the clubhouse and pool, designed as a central place to unwind, connect, and enjoy the everyday. The CoWah Trail System winds through the community, inviting morning walks and unhurried evenings outdoors, just steps from home. Chastain also introduces Corkspin a signature social experience centered around pickleball and connection. Featuring dedicated pickleball courts and an open-air pavilion relaxed, elevated living. With its balance of preserved green space, curated amenities, and a setting that feels both tucked away and connected, Chastain offers a lifestyle that feels considered, grounded, and distinctly its own.

10221 Shetland Terrace 29, Collegedale
$423,000
3 Beds ⋅ 3 Baths ⋅ 1538046 MLS
FUTURE BUILD - ask the onsite agent for full details of our current incentives. This home has not yet started, giving you a limited-time opportunity to select your own finishes and design details to truly make it yours. Estimated build time is approximately 6 months. The Zinnia features 1,954 square feet of elegant living space. The open first floor includes a chef-inspired kitchen, dining room, and family area opening to the rear patio. Upstairs, the primary suite boasts dual walk-in closets and a luxurious ensuite bath. Two additional bedrooms, a full bath, laundry room, and flex space complete the upper level, offering a perfect balance between function and comfort. Buyers can DESIGN THEIR WAY HOME, personalizing their home to be an authentic reflection of their unique lifestyle by choosing structural options and designer finishes through the builder's ENVISION home path at Homebase in Northshore Chattanooga. Discover Chastain, a thoughtfully designed community in Ooltewah where natural beauty and intentional living come together. Set among gently preserved landscapes with nearly half the land left undisturbed, Chastain offers a quieter rhythm--one rooted in connection to both nature and neighborhood. At the heart of the community, residents will soon gather at the clubhouse and pool, designed as a central place to unwind, connect, and enjoy the everyday. The CoWah Trail System winds through the community, inviting morning walks and unhurried evenings outdoors, just steps from home. Chastain also introduces Corkspin--a signature social experience centered around pickleball and connection. Featuring dedicated pickleball courts and an open-air pavilion designed for sipping wine and spectating, it's a space where friendly competition meets relaxed, elevated living. With its balance of preserved green space, curated amenities, and a setting that feels both tucked away and connected, Chastain offers a lifestyle that feels considered, grounded, and distinctly its own

10108 Shire Walk 25, Collegedale
$467,722
4 Beds ⋅ 3 Baths ⋅ 1538040 MLS
Discover the charm of The Daisy in the beautiful Chastain community -- where modern comfort meets timeless Southern style. This open-concept floor plan welcomes you with a spacious main level designed for effortless living and entertaining. A huge rocking chair front porch sets the tone for relaxed evenings and neighborly chats, while the interior offers seamless flow and natural light throughout. Upstairs, you'll find four generous bedrooms and two full baths, with an optional third bath available for added convenience. Since construction hasn't started yet, buyers have the unique opportunity to personalize every detail and make The Daisy truly their own. The Chastain community offers an unmatched lifestyle with outstanding amenities, including: Over five miles of scenic hiking trails starting from the community's own trailhead Pickleball courts and a farmhouse-style clubhouse A pole barn gathering place perfect for events and celebrations A sparkling swimming pool and plenty of open land to explore Located just two minutes from Ooltewah, residents enjoy quick access to dining, shopping, and entertainment--while still savoring the tranquility and breathtaking views that surround Chastain. Be among the first to call this stunning neighborhood home and take advantage of half off design upgrades (up to $30,000)-- a perfect way to craft your dream home exactly as you envision it.

10111 Shire Walk Park 11, Collegedale
$553,794
5 Beds ⋅ 4 Baths ⋅ 1538034 MLS
Experience the opportunity to personalize your dream home at Chastain Commons! For a limited time, enjoy ½ OFF design options up to $30,000 -- a $15,000 value. Ask the onsite agent for complete details. This future build has not yet started, giving you a rare opportunity to select finishes and design details that reflect your personal style. Estimated completion is projected for November 2026, with an approximate 6-month build time. The Poppy floor plan offers 2,622 square feet of thoughtfully designed two-story living. The main level features an open-concept family room, breakfast area, and designer kitchen with island seating, along with a convenient main-floor bedroom and full bath -- ideal for guests, multigenerational living, or a private office space. Upstairs, the spacious primary suite includes a large walk-in closet and luxurious ensuite bath, while two additional bedrooms share a full bath. A versatile rec room and abundant storage provide flexibility for growing families and changing lifestyles. Buyers can truly DESIGN THEIR WAY HOME by selecting structural options and designer finishes through the builder's ENVISION home path at Homebase in Northshore Chattanooga, creating a home that is an authentic reflection of their lifestyle. Nestled in the heart of Collegedale, Chastain Commons combines scenic beauty, small-town charm, and modern convenience. Located just minutes from Cambridge Square, residents enjoy easy access to local dining, shopping, entertainment, and outdoor recreation. Community amenities are designed to encourage connection and active living, featuring a resort-style pool and clubhouse, pickleball courts, firepit gathering spaces, walking paths, hiking trails, and nearby playgrounds -- all thoughtfully crafted to for every lifestyle.

10142 Arabian Avenue 162, Collegedale
$432,500
2 Beds ⋅ 2 Baths ⋅ 1536886 MLS
The Daffodil delivers 1,740 square feet of well-balanced, single-story living designed for flexibility and flow. The main living area features a bright, open layout connecting the kitchen, dining room, and family room perfect for both entertaining and quiet nights at home. A flex room or study near the front entry provides space for a home office or hobby area. The primary suite includes a walk-in closet and ensuite bath, while two additional bedrooms share a full bathroom. A covered patio extends the living space outdoors, and a two-car garage and laundry area add everyday convenience. Buyers can DESIGN THEIR WAY HOME, personalizing their home to be an authentic reflection of their unique lifestyle by choosing structural options and designer finishes ENVISION home path at Homebase in Northshore Chattanooga. Discover Chastain, a thoughtfully designed community in Ooltewah where natural beauty and intentional living come together. Set among gently preserved landscapes with nearly half the land left undisturbed, Chastain offers a quieter rhythm one rooted in connection to both nature and neighborhood. At the heart of the community, residents will soon gather at the clubhouse and pool, designed as a central place to unwind, connect, and enjoy the everyday. The CoWah Trail System winds through the community, inviting morning walks and unhurried evenings outdoors, just steps from home. Chastain also introduces Corkspin a signature social experience centered around pickleball and connection. Featuring dedicated pickleball courts and an open-air pavilion relaxed, elevated living. With its balance of preserved green space, curated amenities, and a setting that feels both tucked away and connected, Chastain offers a lifestyle that feels considered, grounded, and distinctly its own.

10202 Shetland Terrace 77, Collegedale
$399,000
5 Beds ⋅ 3 Baths ⋅ 1536708 MLS
Prime opportunity for a large family, multi-generational living or investment potential in the quaint City of Collegedale, TN. 4313 Katie Kim Ln. offers a main level with 1,200 square feet of one level living plus a mother-in-law basement apartment with 900 square feet of open concept living, all beautifully updated and located minutes to Southern Adventist University, McKee foods and the heart of Ooltewah. The main level features luxury vinyl plank floors throughout the living room and eat-in kitchen with granite countertops and stainless-steel appliances. Step out of the dining area to the new 16x16 deck overlooking the back yard and mature trees. Beside the kitchen is a laundry closet with stacked washer/dryer and pantry space. The primary bedroom features an en suite bathroom with shower. There are two additional bedrooms and a hallway bathroom with a tub and shower combo. A single car garage with brand new garage door provides sheltered entry. Step down into the backyard for a private entrance to the mother-in-law suite that flows between the living room centered around a brick hearth and spacious kitchen with granite countertops, stainless steel appliances and island seating. Step off the kitchen to the laundry room with ample built-in cabinets and a granite countertop. Down the hall are two bedrooms and a hallway bathroom with a tub and shower combo. The basement suite has a new concrete walkway and patio to its private rear entrance. The lot offers plenty of green yard space and mature trees to enjoy outside without excessive yard work. Sellers have made extensive updates: new roof 2023, one of the HVAC units new in 2023 and the other HVAC in 2021, all new appliances, flooring, countertops, basement cabinets, new septic field lines with septic access in new concrete patio. A unique property, fully updated with endless possibilities located 15 minutes to Hamilton Place Mall and 30 minutes to downtown Chattanooga. Call today to schedule a private showing

4313 Katie Kim Lane, Collegedale
$304,900
3 Beds ⋅ 3 Baths ⋅ 1536638 MLS
Move in Ready in September! The Norwood II floorplan by Smith Douglas Homes in the brand- new Dogwood Estates community! The Norwood II is an interior unit, designed for comfort, convenience, and modern living. The kitchen connects to a cozy breakfast nook and fireside family room featuring a modern linear fireplace, creating a warm and inviting living space. The kitchen features upgraded cabinetry with 36'' brown cabinets, and granite counters. Back covered patio for outdoor enjoyment. Upstairs, the primary suite is tucked away in the back of the home. Primary bath with garden tub and separate shower. The laundry room is conveniently located upstairs, making it easy to keep up with household chores. In addition to the primary suite, there are two bedrooms and a shared hall bathroom in the front of the home, providing plenty of space for family or guests. The loft is a versatile space used as a playroom, home office, or additional living space. Both floors have 9ft ceiling heights. Vinyl plank flooring on main level. Collegedale is ranked as one of the best places to live in Tennessee and is conveniently located close to I-75, just minutes to local shopping, dining, and entertainment. Primary photo of home secondary Photos representative of plan not of actual home. Seller incentives with use of preferred lender.

9412 Sapling Lane 27, Collegedale
$299,900
3 Beds ⋅ 3 Baths ⋅ 1536594 MLS
Move-In Ready September! The Ellison II at Dogwood Estates is a New Construction Townhome in Collegedale, TN. Discover modern living at its best with The Ellison II, one of our most popular new townhome floorplans. This two-story townhome offers the perfect blend of comfort, style, and low-maintenance living -- ideal for homeowners seeking convenience close to everything Collegedale has to offer. Step inside through a long, inviting foyer that opens into a spacious open-concept kitchen and family room. The designer kitchen showcases upgraded 36'' cabinetry, granite countertops, a large center island, and a walk-in pantry, making it a dream for both cooking and entertaining. The kitchen flows effortlessly into the bright family room, which opens to a private rear covered patio--perfect for relaxing or hosting friends outdoors. Durable luxury vinyl plank flooring extends throughout the main level for a sleek, modern look. Upstairs, you'll find a private primary suite with a spa-inspired bath, featuring a dual vanity, shower/ garden tub combo, spacious walk-in closet and separate water closet. Two additional bedrooms, a full bath, and a conveniently located laundry room complete the upper level. With nine-foot ceilings on both floors, every space feels bright, open, and inviting. Located in the heart of Collegedale, Dogwood Estates offers easy access to shopping, dining, and major highways--just minutes from Chattanooga. Enjoy the benefits of energy-efficient new construction, thoughtful design, and low-maintenance townhome living. Special Financing Incentives available when you use our preferred lender! Photos are representative of plan and may vary from actual home.

9418 Sapling Lane 26, Collegedale
$304,900
3 Beds ⋅ 3 Baths ⋅ 1536591 MLS
Move in Ready in September! The Norwood II floorplan in the brand new Dogwood Estates community! The Norwood II is an interior unit, designed for comfort, convenience, and modern living. The kitchen connects to a cozy breakfast nook and fireside family room featuring a modern linear fireplace, creating a warm and inviting living space. The kitchen features upgraded cabinetry with 36'' white cabinets,and granite counters. Back covered patio for outdoor enjoyment. Upstairs, the primary suite is tucked away in the back of the home. Primary bath with garden tub and separate shower. The laundry room is conveniently located upstairs, making it easy to keep up with household chores. In addition to the primary suite, there are two bedrooms and a shared hall bathroom in the front of the home, providing plenty of space for family or guests. The loft is a versatile space used as a playroom, home office, or additional living space. Both floors have 9ft ceiling heights. Vinyl plank flooring on main level. Collegedale is ranked as one of the best places to live in Tennessee and is conveniently located close to I-75, just minutes to local shopping, dining, and entertainment. Primary photo of home secondary Photos representative of plan not of actual home. Seller incentives with use of preferred lender.

9424 Sapling Lane 25, Collegedale
$309,900
3 Beds ⋅ 3 Baths ⋅ 1536574 MLS
Move-In Ready September! The Ellison II by Smith Douglas Homes at Dogwood Estates is a New Construction Townhome in Collegedale, TN. Discover modern living at its best with The Ellison II, one of our most popular new townhome floorplans. This two-story townhome offers the perfect blend of comfort, style, and low-maintenance living -- ideal for homeowners seeking convenience close to everything Collegedale has to offer. Step inside through a long, inviting foyer that opens into a spacious open-concept kitchen and family room. The designer kitchen showcases upgraded 36'' cabinetry, granite countertops, a large center island, and a walk-in pantry, making it a dream for both cooking and entertaining. The kitchen flows effortlessly into the bright family room offering a beautiful electric linear fireplace, which opens to a private rear covered patio--perfect for relaxing or hosting friends outdoors. Durable upgraded luxury vinyl plank flooring extends throughout the main level for a sleek, modern look. Upstairs, you'll find a private primary suite with a spa-inspired bath, featuring a dual vanity, shower/ garden tub combo, spacious walk-in closet and separate water closet. Two additional bedrooms, a full bath, and a conveniently located laundry room complete the upper level. With nine-foot ceilings on both floors, every space feels bright, open, and inviting. Located in the heart of Collegedale, Dogwood Estates offers easy access to shopping, dining, and major highways--just minutes from Chattanooga. Enjoy the benefits of energy-efficient new construction, thoughtful design, and low-maintenance townhome living. Special Financing Incentives available when you use our preferred lender! Photos are representative of plan and may vary from actual home.

9430 Sapling Lane 24, Collegedale
$550,000
4 Beds ⋅ 3 Baths ⋅ 1518289 MLS
Enjoy extra space, comfort, and endless possibilities at 4145 Barnsley Loop in the highly desirable Barnsley Park community! Situated on a larger lot than many homes in the neighborhood, this beautiful property offers extra outdoor space, a fenced backyard, and plenty of room to enjoy the season. Inside, the inviting open-concept living area features a cozy brick gas fireplace and custom built-in bookshelves, creating the perfect setting for both relaxing and entertaining. Step out onto the screened-in covered porch, an ideal spot for morning coffee, summer dinners, or unwinding at the end of the day. The spacious kitchen includes granite countertops, stainless steel appliances, a gas stove, and a center island that opens seamlessly to the dining and living areas. Just off the main living space, the private primary suite offers a jetted soaking tub, walk-in tile shower, large walk-in closet, and convenient walk-through access to the laundry room. Upstairs includes an unfinished bonus room with electricity already installed, ready provide endless possibilities for a future home office, media room, playroom, or additional bedroom. Located just minutes from Cambridge Square, Volkswagen, and the best of Ooltewah and Collegedale, this home offers the space, comfort, and location to enjoy.

4145 Barnsley Loop, Collegedale
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